Eastman Credit Union


Overview / Commentary
423-578-7676
2021 Meadowview Ln
Kingsport, TN 37660

Eastman Credit Union is headquartered in Kingsport and is the largest credit union in the state of Tennessee. It is also the 40th largest credit union in the nation. It was established in 1934 and as of March of 2019, it had grown to 788 employees and 228,017 members at 28 locations. Eastman Credit Union's CD rates are 3X the national average, and it boasts an A+ health rating.

Field of Membership Restrictions

Membership in Eastman Credit Union is open to those who live, work, attend school or worship in Lee, Scott, Washington, Dickenson Counties, select portions of Wise and Russell Counties in Virginia and Hancock, Hawkins, Greene, Sullivan, Washington, or Sevier Counties in Tennessee and Gregg or Harrison Counties in Texas. Membership is also open to those who regularly work in the healthcare industry in the above counties and Carter, Hamblen, Johnson or Unicoi Counties in Tennessee; Buchanan, Russell, Smyth, Tazewell or Wise Counties in Virginia; employees of Eastman Chemical Company, FutureFuel Chemical Company and over 75 Select Employer Groups.
See current membership details

Related Posts

View all posts from:


Excellent banking with ECU

Posted by: leroychen | Mar 3, 2018

This credit union is easy to deal with. I lost a card once and they were able to refund all the transactions where someone found and used the card within the hour of me reporting it. Customer service has always been a pleasure to deal with whether it be doing a transfer over the phone while travelling to another ECU member or if I called in to get a replacement card, or asking about opening a new account. I would highly recommend this credit union to anyone and everyone looking for a new bank.

Fantastic Credit Union

Posted by: jhelton | Dec 16, 2012

Leave it to competitors to write bad reviews about one of the best financial institutions in the entire country. Don't believe the bad reviews at all. My experiences along with family and friends' experiences have been nothing but positive and professional from ECU. Bits and pieces from others' reviews tell me that their experiences are false and most likely made up. Give ECU a shot, I guarantee you'll be 100% happy with them!  

Eastman Credit Union is professional and helpful

Posted by: Infernoca | Dec 1, 2017

After a bad experience with my old bank I need to move to some place new so I decided to give Eastman Credit Union a chance. When I stop for a visit im impressed with the exterior of the building and even more surprised with the interior. As I enter the building im greeted with friendly faces offering to assist me. The lady I did speak with about opening my account was pleasent and helpful. She was always more than happy and willing to provide any information I needed. If I have any questions or need help with my monthly statement someone is always ready to help me in person or on the phone. The Eastman Credit Union also has nice interest rates that would compliment anyones wallet.

My Bank For Life

I tried to get wells fargo to give me info on a refinance only to waste weeks .I went to ecu and had that info i needed in 15 mins..they have my business for everything.I have had nothing but great service from them in all my dealings

VIEW MORE REVIEWS

Health
A+

Health Grade Components

Overall
NCUA #68095
Year Chartered1934
Employees788
Primary Regulator
Profit Margin
Return on Assets - YTD1.63%
Return on Equity - YTD12.55%
Annual Interest Income$49.3MM
Assets and Liabilities
AssetsQ1 2019vs Q1 2018$4.75B$4.21B
LoansQ1 2019vs Q1 2018$4.05B$3.58B
DepositsQ1 2019vs Q1 2018$4.11B$3.63B
Equity CapitalQ1 2019vs Q1 2018$602.9MM$542.8MM
Loan Loss AllowanceQ1 2019vs Q1 2018$14.9MM$12.8MM
Unbacked Noncurrent LoansQ1 2019vs Q1 2018$2.3MM$2.8MM
Real Estate OwnedQ1 2019vs Q1 2018$1.8MM$1.2MM
Rates
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Eastman Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Eastman Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.30%$5-IRA Accumulation Account
0.30%$5-Share Savings Account
0.30%$5-Christmas Club
0.30%$5-Wellness Account
0.30%$5-Business Savings
0.30%--Health Savings Account
0.30%$5-Stash Your Cash Account
0.30%*$200k*-HSA Checking
OTHER TIERS: 0.05% Up to $10k | 0.10% $10k - $25k | 0.15% $25k - $50k | 0.20% $50k - $100k | 0.25% $100k - $200k
0.25%$10k-IRA Access

Eastman Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.55%*$200k*-Business IMMA Advantage (Money Market)
OTHER TIERS: 0.25% Up to $10k | 0.30% $10k - $25k | 0.35% $25k - $50k | 0.40% $50k - $100k | 0.45% $100k - $200k
0.55%*$200k*-Insured Money Market Account
OTHER TIERS: 0.25% Up to $10k | 0.30% $10k - $25k | 0.35% $25k - $50k | 0.40% $50k - $100k | 0.45% $100k - $200k

Eastman Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.55%*$250k*-Maximum Business Checking
OTHER TIERS: 0.35% $50k - $150k | 0.45% $150k - $250k
0.30%*$200k*-Beyond Free Checking
OTHER TIERS: 0.05% Up to $10k | 0.10% $10k - $25k | 0.15% $25k - $50k | 0.20% $50k - $100k | 0.25% $100k - $200k
0.30%*$100k*-Business Checking with Interest
OTHER TIERS: 0.10% Up to $10k | 0.15% $10k - $50k | 0.20% $50k - $100k

Eastman Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.95%$100k-6 Year Jumbo Investment Certificate
2.90%$1k-6 Year Investment Certificate
2.65%$100k-5 Year Jumbo Investment Certificate
2.60%$1k-5 Year Investment Certificate
2.55%$100k-4 to 5 Year Jumbo Investment Certificate
2.50%$1k-4 to 5 Year Investment Certificate
2.50%$1k-18 Month Investment Certificate Special
2.50%$100k-18 Month Jumbo Investment Certificate Special
2.45%$100k-3 to 4 Year Jumbo Investment Certificate
2.40%$1k-3 to 4 Year Investment Certificate
2.35%$100k-2 to 3 Year Jumbo Investment Certificate
2.30%$1k-2 to 3 Year Investment Certificate
2.30%$100k-1 to 2 Year Jumbo Investment Certificate
2.25%$1k-1 to 2 Year Investment Certificate
2.25%$1k-365 Day HSA Investment Certificate
0.70%$100k-180 to 364 Day Jumbo Investment Certificate
0.65%$2.5k-180 to 364 Day Investment Certificate
0.55%$100-365 Day Lifeline Savers Certificate
0.55%$100k-90 to 179 Day Jumbo Investment Certificate
0.50%$2.5k-90 to 179 Day Investment Certificate
0.35%$100k-30 to 89 Day Jumbo Investment Certificate
0.30%$2.5k-30 to 89 Day Investment Certificate

Eastman Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.95%$100k-6 Year Jumbo IRA Investment Certificate
2.90%$1k-6 Year IRA Investment Certificate
2.65%$100k-5 Year Jumbo IRA Investment Certificate
2.60%$1k-5 Year IRA Investment Certificate
2.55%$100k-4 to 5 Year Jumbo IRA Investment Certificate
2.50%$1k-4 to 5 Year IRA Investment Certificate
2.50%$1k-18 Month IRA Investment Certificate Special
2.50%$100k-18 Month Jumbo IRA Investment Certificate Special
2.45%$100k-3 to 4 Year Jumbo IRA Investment Certificate
2.40%$1k-3 to 4 Year IRA Investment Certificate
2.35%$100k-2 to 3 Year Jumbo IRA Investment Certificate
2.30%$100k-1 to 2 Year Jumbo IRA Investment Certificate
2.30%$1k-2 to 3 Year IRA Investment Certificate
2.25%$1k-1 to 2 Year IRA Investment Certificate
0.70%$100k-180 to 364 Day Jumbo IRA Investment Certificate
0.65%$2.5k-180 to 364 Day IRA Investment Certificate
0.55%$100k-90 to 179 Day Jumbo IRA Investment Certificate
0.55%$100-365 Day Lifeline IRA Savers Certificate
0.50%$2.5k-90 to 179 Day IRA Investment Certificate
0.35%$100k-30 to 89 Day Jumbo IRA Investment Certificate
0.30%$2.5k-30 to 89 Day IRA Investment Certificate
Locations

Availability

Tri-Cities Area

Interactive local rates map


The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.