Featured Savings Rates
Featured Accounts

Eastman Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
1.15%1-year CD1 to 2 Year Investment Certificate
1.40%3-year CD3 to 4 Year Investment Certificate
0.55%6-month CD180 to 364 Day Investment Certificate

Overview / Commentary
423-578-7676
2021 Meadowview Ln
Kingsport, TN 37660

Eastman Credit Union is headquartered in Kingsport and is the largest credit union in the state of Tennessee. It is also the 45th largest credit union in the nation. It was established in 1934 and as of December of 2016, it had grown to 680 employees and 183,317 members at 25 locations. Eastman Credit Union's CD rates are 39% higher than the national average, and it boasts an A+ health rating.

Field of Membership Restrictions

Membership in Eastman Credit Union is open to those who live, work, attend school or worship in Lee, Scott, Washington, Dickenson Counties, select portions of Wise and Russell Counties in Virginia and Hancock, Hawkins, Greene, Sullivan, Washington, or Sevier Counties in Tennessee and Gregg or Harrison Counties in Texas. Membership is also open to those who regularly work in the healthcare industry in the above counties and Carter, Hamblen, Johnson or Unicoi Counties in Tennessee; Buchanan, Russell, Smyth, Tazewell or Wise Counties in Virginia; employees of Eastman Chemical Company, FutureFuel Chemical Company and over 75 Select Employer Groups.
See current membership details

Related Posts

Eastman Credit Union (TN/VA/TX) Raises Rates On 1-Year CDs - 8/24/2016

Eastman CU (TN/VA/TX) has raised rates on its 1-Year Investment Certificate (1.30% APY, $1k min) and 1-Year Jumbo Investment Certificate (1.40% APY, $100k min).

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Kudos To ECU

I am so very pleased with the professionalism and the quality of services that I again just received. I went in a branch and the teller saw my debit/ credit card had been flagged. He went on to tell me my card has been compromised because I had used it at a Wendy's and their computer systems had benn hacked, back in Dec 2016! But Wendy's did not tell ECU until Oct of 2016! And then ECU took it upon themselves to go internally and flag ALL accounts that had purchased anything at a Wendy's thus my account was flagged. I was told I received a letter but I don't always open all my mail thus this will change, for it was a random check cashing that brought me into the branch. The second course of action the ECU would disabled my card to further protect me. Thank you for going this extra step to protect my assets.

Fantastic Credit Union

Posted by: jhelton | Dec 16, 2012

Leave it to competitors to write bad reviews about one of the best financial institutions in the entire country. Don't believe the bad reviews at all. My experiences along with family and friends' experiences have been nothing but positive and professional from ECU. Bits and pieces from others' reviews tell me that their experiences are false and most likely made up. Give ECU a shot, I guarantee you'll be 100% happy with them!  

Some Truth In Other Comments

Posted by: Anonymous | Aug 2, 2012

While the online banking is definitely not as accurate as others I have seen, Eastman Credit Union is not a bad place to bank. Rates are competitive, checking is free, and if you have a problem, it can usually be fixed with a phone call.

The bank is very helpful. When I needed a loan for a new heat pump, they were able to lay down all my options, and save me a lot of money over my rush decision to get a home equity loan.

The online banking just changed a week ago, so I'm anxious to see if it is more "real time"...

Do Not Deposit Checks Via Mobile App!

Mobile banking deposits take 12 + hours to approve. Needed a check deposited by next day, had to submit twice over 72 hour period still did not deposit. The mobile deposit feature is very frustrating. You may think your photo is acceptable and get a submitted confirmation but wrong.The photo was never declined upon submitting via smart phone. It wasn't until over 12 hours later after submitting I got a email saying the photo was in error.

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Health
A+

Health Grade Components

Overall
NCUA #68095
Year Chartered1934
Employees680
Primary Regulator
Profit Margin
Return on Assets - YTD1.3%
Return on Equity - YTD9.88%
Annual Interest Income$119.5MM
Assets and Liabilities
AssetsQ4 2016vs Q4 2015$3.63B$3.26B
LoansQ4 2016vs Q4 2015$3.07B$2.67B
DepositsQ4 2016vs Q4 2015$3.12B$2.80B
Equity CapitalQ4 2016vs Q4 2015$473.0MM$427.2MM
Loan Loss AllowanceQ4 2016vs Q4 2015$10.8MM$11.6MM
Unbacked Noncurrent LoansQ4 2016vs Q4 2015$3.7MM$3.7MM
Real Estate OwnedQ4 2016vs Q4 2015$1.8MM$1.1MM
Rates
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Always verify rates and promotions with the bank or credit union. We are not Eastman Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Eastman Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.30%--IRA Accumulation Account
0.30%--Share Savings Account
0.30%--Christmas Club
0.30%--Wellness Account
0.30%--Roth IRA Accumulation Account
0.30%--Business Savings
0.25%$10k-IRA Access
0.25%$10k-Roth IRA Access

Eastman Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.55%*$200k*-IMMA Advantage
OTHER TIERS: 0.25% Up to $10k | 0.30% $10k - $25k | 0.35% $25k - $50k | 0.40% $50k - $100k | 0.45% $100k - $200k
0.55%*$200k*-Business IMMA Advantage (Money Market)
OTHER TIERS: 0.25% Up to $10k | 0.30% $10k - $25k | 0.35% $25k - $50k | 0.40% $50k - $100k | 0.45% $100k - $200k

Eastman Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.55%*$250k*-Maximum Business Checking
OTHER TIERS: 0.35% $50k - $150k | 0.45% $150k - $250k
0.30%*$200k*-Beyond Free Checking
OTHER TIERS: 0.05% Up to $10k | 0.10% $10k - $25k | 0.15% $25k - $50k | 0.20% $50k - $100k | 0.25% $100k - $200k
0.30%*$100k*-Business Checking with Interest
OTHER TIERS: 0.10% Up to $10k | 0.15% $10k - $50k | 0.20% $50k - $100k

Eastman Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.10%$100k-5 Year Jumbo Investment Certificate
2.00%$1k-5 Year Investment Certificate
1.70%$100k-4 to 5 Year Jumbo Investment Certificate
1.60%$1k-4 to 5 Year Investment Certificate
1.50%$100k-3 to 4 Year Jumbo Investment Certificate
1.45%$100k-2 to 3 Year Jumbo Investment Certificate
1.40%$1k-3 to 4 Year Investment Certificate
1.35%$1k-2 to 3 Year Investment Certificate
1.25%$100k-1 to 2 Year Jumbo Investment Certificate
1.15%$1k-1 to 2 Year Investment Certificate
0.65%$100k-180 to 364 Day Jumbo Investment Certificate
0.55%$2,500-180 to 364 Day Investment Certificate
0.55%$100k-90 to 179 Day Jumbo Investment Certificate
0.50%$100-365 Day Lifeline Savers Certificate
0.45%$2,500-90 to 179 Day Investment Certificate
0.35%$100k-30 to 89 Day Jumbo Investment Certificate
0.25%$2,500-30 to 89 Day Investment Certificate

Eastman Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.10%$100k-5 Year Jumbo IRA Investment Certificate
2.00%$1k-5 Year IRA Investment Certificate
1.70%$100k-4 to 5 Year Jumbo IRA Investment Certificate
1.60%$1k-4 to 5 Year IRA Investment Certificate
1.50%$100k-3 to 4 Year Jumbo IRA Investment Certificate
1.45%$100k-2 to 3 Year Jumbo IRA Investment Certificate
1.40%$1k-3 to 4 Year IRA Investment Certificate
1.35%$1k-2 to 3 Year IRA Investment Certificate
1.25%$100k-1 to 2 Year Jumbo IRA Investment Certificate
1.15%$1k-1 to 2 Year IRA Investment Certificate
0.65%$100k-180 to 364 Day Jumbo IRA Investment Certificate
0.55%$100k-90 to 179 Day Jumbo IRA Investment Certificate
0.55%$2,500-180 to 364 Day IRA Investment Certificate
0.50%$100-365 Day Lifeline IRA Savers Certificate
0.45%$2,500-90 to 179 Day IRA Investment Certificate
0.35%$100k-30 to 89 Day Jumbo IRA Investment Certificate
0.25%$2,500-30 to 89 Day IRA Investment Certificate
Locations

Eastman Credit Union has 25 locations. Click to view all Eastman Credit Union locations.