Eastman Credit Union


Overview / Commentary
800-999-2328
2021 Meadowview Ln
Kingsport, TN 37660

Eastman Credit Union is headquartered in Kingsport and is the largest credit union in the state of Tennessee. It is also the 33rd largest credit union in the nation. It was established in 1934 and as of December of 2024, it had grown to 1,069 employees and 343,751 members at 30 locations. Eastman Credit Union's CD rates are 5X the national average, and it boasts an A+ health rating.

Field of Membership Restrictions

Membership in Eastman Credit Union is open to those who live, work, worship, attend school, or operate a business in the Tennessee counties of Carter, Cocke, Grainger, Greene, Hamblen, Hancock, Hawkins, Jefferson, Johnson, Sevier, Sullivan, Unicol, or Washington; the Virginia counties of Buchanan, Dickenson, Lee, Russell, Scott, Washington, or Wise; or the Texas counties of Gregg or Harrison. Those who regularly work in the healthcare industry in the Virginia counties of Smyth or Tazewell also qualify for membership. Employees of 80 Sponsor Companies and Approved Contractors, including Eastman Chemical Company, are eligible to join. Immediate family members of anyone eligible to join qualify for membership.
See current membership details

Reviews (2)

Kudos To ECU

Posted by: |

I was very disappointed during the recent interest rate increases to see ECU lag the competition by so much. You are now blowing away many of your peers on your long term rates. Thankful for the turnaround! Great to do business with a credit union in the area that is so professional and dependable. Knoxville TVA Credit Union could take many lessons by watching how you operate. Take notice Kelly Price your Gate City ECU branch sets the standard!

Eastman Credit Union’S Long Term CD Rates Among Nation’S Bottom

Posted by: |

ECU has always stood head & shoulders above all concerning their customers and doing what is right for decades. I’ve been a member for over 41 years. However they are turning their back on the savers that keeps this credit union strong. I describe their long term cd rates as dismal. Try less advertising and maybe bring our old CEO back. When 5-7 year rates can be found across the country for 3.45% - 4% you ought to be embarrassed!



Health
A+

Health Grade Components

Overall
NCUA #68095
Year Chartered1934
Employees1069
Primary Regulator
Profit Margin
Return on Assets - YTD1.48%
Return on Equity - YTD10.67%
Annual Interest Income$454.4MM
Assets and Liabilities
AssetsQ4 2024vs Q4 2023$9.1B$8.02B
LoansQ4 2024vs Q4 2023$7.5B$6.93B
DepositsQ4 2024vs Q4 2023$7.76B$6.82B
Equity CapitalQ4 2024vs Q4 2023$1.25B$1.11B
Loan Loss AllowanceQ4 2024vs Q4 2023$39.8MM$33.7MM
Unbacked Noncurrent LoansQ4 2024vs Q4 2023$15.9MM$15.6MM
Real Estate OwnedQ4 2024vs Q4 2023$545K$356K
Rates
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Always verify rates and promotions with the bank or credit union. We are not Eastman Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Eastman Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.30%$5-Share Savings Account
0.30%$5-Christmas Club
0.30%$5-Wellness Account
0.30%$5-Business Savings
0.30%$0-Health Savings Account
0.30%$5-Stash Your Cash Account
0.30%*$200k*-HSA Checking
OTHER TIERS: 0.05% $0 - $10k | 0.10% $10k - $25k | 0.15% $25k - $50k | 0.20% $50k - $100k | 0.25% $100k - $200k
0.30%$5-Secure Visa Account

Eastman Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.00%*$200k*-Business IMMA Advantage (Money Market)
OTHER TIERS: 0.75% $0 - $10k | 0.85% $10k - $25k | 1.00% $25k - $50k | 1.25% $50k - $100k | 1.80% $100k - $200k
2.00%*$200k*-Insured Money Market Account
OTHER TIERS: 0.75% $0 - $10k | 0.85% $10k - $25k | 1.00% $25k - $50k | 1.25% $50k - $100k | 1.80% $100k - $200k

Eastman Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.55%*$250k*-Maximum Business Checking
OTHER TIERS: 0.35% $50k - $150k | 0.45% $150k - $250k
0.35%*$100k*-Business Beside You Checking
OTHER TIERS: 0.15% $0 - $10k | 0.20% $10k - $50k | 0.25% $50k - $100k
0.30%*$200k*-Beyond Free Checking
OTHER TIERS: 0.05% $0 - $10k | 0.10% $10k - $25k | 0.15% $25k - $50k | 0.20% $50k - $100k | 0.25% $100k - $200k
0.30%*$100k*-Business Beyond Free Checking
OTHER TIERS: 0.10% $0 - $10k | 0.15% $10k - $50k | 0.20% $50k - $100k

Eastman Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.30%$100k-30 to 89 Day Jumbo Investment Certificate
4.30%$100k-90 to 179 Day Jumbo Investment Certificate
4.30%$100k-180 to 364 Day Jumbo Investment Certificate
4.30%$100k-1 to 2 Year Jumbo Investment Certificate
4.30%$100k-Business 30 to 89 Day Jumbo Investment Certificate
4.30%$100k-Business 90 to 179 Day Jumbo Investment Certificate
4.30%$100k-Business 180 to 364 Day Jumbo Investment Certificate
4.30%$100k-Business 1 to 2 Year Jumbo Investment Certificate
4.25%$2.5k-30 to 89 Day Investment Certificate
4.25%$2.5k-90 to 179 Day Investment Certificate
4.25%$2.5k-180 to 364 Day Investment Certificate
4.25%$1k-1 to 2 Year Investment Certificate
4.25%$1k-365 Day HSA Investment Certificate
4.25%$2.5k-Business 30 to 89 Day Investment Certificate
4.25%$2.5k-Business 90 to 179 Day Investment Certificate
4.25%$2.5k-Business 180 to 364 Day Investment Certificate
4.25%$1k-Business 1 to 2 Year Investment Certificate
4.25%$1k-Business 365 Day HSA Investment Certificate
4.05%$100k-2 to 3 Year Jumbo Investment Certificate
4.05%$100k-3 to 4 Year Jumbo Investment Certificate
4.05%$100k-4 to 5 Year Jumbo Investment Certificate
4.05%$100k-5 Year Jumbo Investment Certificate
4.05%$100k-6 Year Jumbo Investment Certificate
4.05%$100k-Business 2 to 3 Year Jumbo Investment Certificate
4.05%$100k-Business 3 to 4 Year Jumbo Investment Certificate
4.05%$100k-Business 4 to 5 Year Jumbo Investment Certificate
4.05%$100k-Business 5 Year Jumbo Investment Certificate
4.05%$100k-Business 6 Year Jumbo Investment Certificate
4.00%$1k-2 to 3 Year Investment Certificate
4.00%$1k-3 to 4 Year Investment Certificate
4.00%$1k-4 to 5 Year Investment Certificate
4.00%$1k-5 Year Investment Certificate
4.00%$1k-6 Year Investment Certificate
4.00%$1k-Business 2 to 3 Year Investment Certificate
4.00%$1k-Business 3 to 4 Year Investment Certificate
4.00%$1k-Business 4 to 5 Year Investment Certificate
4.00%$1k-Business 5 Year Investment Certificate
4.00%$1k-Business 6 Year Investment Certificate
3.00%$100-365 Day Lifeline Savers Certificate
3.00%$100-Business 365 Day Lifeline Savers Certificate

Eastman Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.30%$100k-30 to 89 Day Jumbo IRA Investment Certificate
4.30%$100k-90 to 179 Day Jumbo IRA Investment Certificate
4.30%$100k-180 to 364 Day Jumbo IRA Investment Certificate
4.30%$100k-1 to 2 Year Jumbo IRA Investment Certificate
4.25%$2.5k-30 to 89 Day IRA Investment Certificate
4.25%$2.5k-90 to 179 Day IRA Investment Certificate
4.25%$2.5k-180 to 364 Day IRA Investment Certificate
4.25%$1k-1 to 2 Year IRA Investment Certificate
4.05%$100k-2 to 3 Year Jumbo IRA Investment Certificate
4.05%$100k-3 to 4 Year Jumbo IRA Investment Certificate
4.05%$100k-4 to 5 Year Jumbo IRA Investment Certificate
4.05%$100k-5 Year Jumbo IRA Investment Certificate
4.05%$100k-6 Year Jumbo IRA Investment Certificate
4.00%$1k-2 to 3 Year IRA Investment Certificate
4.00%$1k-3 to 4 Year IRA Investment Certificate
4.00%$1k-4 to 5 Year IRA Investment Certificate
4.00%$1k-5 Year IRA Investment Certificate
4.00%$1k-6 Year IRA Investment Certificate
3.00%$100-365 Day Lifeline IRA Savers Certificate
0.30%$5-IRA Accumulation Account
0.25%$10k-IRA Access
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