Overview / Commentary
423-578-7676
2021 Meadowview Ln
Kingsport, TN 37660

Eastman Credit Union is headquartered in Kingsport and is the largest credit union in the state of Tennessee. It is also the 39th largest credit union in the nation. It was established in 1934 and as of December of 2018, it had grown to 778 employees and 223,119 members at 26 locations. Eastman Credit Union's CD rates are 2X the national average, and it boasts an A+ health rating.

Field of Membership Restrictions

Membership in Eastman Credit Union is open to those who live, work, attend school or worship in Lee, Scott, Washington, Dickenson Counties, select portions of Wise and Russell Counties in Virginia and Hancock, Hawkins, Greene, Sullivan, Washington, or Sevier Counties in Tennessee and Gregg or Harrison Counties in Texas. Membership is also open to those who regularly work in the healthcare industry in the above counties and Carter, Hamblen, Johnson or Unicoi Counties in Tennessee; Buchanan, Russell, Smyth, Tazewell or Wise Counties in Virginia; employees of Eastman Chemical Company, FutureFuel Chemical Company and over 75 Select Employer Groups.
See current membership details

Related Posts

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Excellent banking with ECU

Posted by: leroychen | Mar 3, 2018

This credit union is easy to deal with. I lost a card once and they were able to refund all the transactions where someone found and used the card within the hour of me reporting it. Customer service has always been a pleasure to deal with whether it be doing a transfer over the phone while travelling to another ECU member or if I called in to get a replacement card, or asking about opening a new account. I would highly recommend this credit union to anyone and everyone looking for a new bank.

Fantastic Credit Union

Posted by: jhelton | Dec 16, 2012

Leave it to competitors to write bad reviews about one of the best financial institutions in the entire country. Don't believe the bad reviews at all. My experiences along with family and friends' experiences have been nothing but positive and professional from ECU. Bits and pieces from others' reviews tell me that their experiences are false and most likely made up. Give ECU a shot, I guarantee you'll be 100% happy with them!  

Eastman Credit Union is professional and helpful

Posted by: Infernoca | Dec 1, 2017

After a bad experience with my old bank I need to move to some place new so I decided to give Eastman Credit Union a chance. When I stop for a visit im impressed with the exterior of the building and even more surprised with the interior. As I enter the building im greeted with friendly faces offering to assist me. The lady I did speak with about opening my account was pleasent and helpful. She was always more than happy and willing to provide any information I needed. If I have any questions or need help with my monthly statement someone is always ready to help me in person or on the phone. The Eastman Credit Union also has nice interest rates that would compliment anyones wallet.

Dissatisfied

Do not back with Eastman Credit Union, I have had a saving account for many years and I just reopened a checking account and I tried to make a deposit in the ATM. They will not allow you to deposit anything in the ATM until after 6 months!!! Hope FU'ed is that!!! I have a credit score so high that it can not go any higher and they just transferred huge amounts of money over to them. They just lost a customer!

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Health
A+

Health Grade Components

Overall
NCUA #68095
Year Chartered1934
Employees778
Primary Regulator
Profit Margin
Return on Assets - YTD1.36%
Return on Equity - YTD10.49%
Annual Interest Income$163.6MM
Assets and Liabilities
AssetsQ4 2018vs Q4 2017$4.53B$4.03B
LoansQ4 2018vs Q4 2017$3.98B$3.49B
DepositsQ4 2018vs Q4 2017$3.89B$3.46B
Equity CapitalQ4 2018vs Q4 2017$583.9MM$524.1MM
Loan Loss AllowanceQ4 2018vs Q4 2017$15.0MM$12.8MM
Unbacked Noncurrent LoansQ4 2018vs Q4 2017$4.6MM$3.6MM
Real Estate OwnedQ4 2018vs Q4 2017$1.9MM$1.2MM
Rates
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Always verify rates and promotions with the bank or credit union. We are not Eastman Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Eastman Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.30%$5-IRA Accumulation Account
0.30%$5-Share Savings Account
0.30%$5-Christmas Club
0.30%$5-Wellness Account
0.30%$5-Business Savings
0.30%--Health Savings Account
0.30%$5-Stash Your Cash Account
0.30%*$200k*-HSA Checking
OTHER TIERS: 0.05% $10k - $25k | 0.10% $25k - $50k | 0.15% Up to $10k | 0.20% $50k - $100k | 0.25% $100k - $200k
0.25%$10k-IRA Access

Eastman Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.55%*$200k*-Business IMMA Advantage (Money Market)
OTHER TIERS: 0.25% Up to $10k | 0.30% $10k - $25k | 0.35% $25k - $50k | 0.40% $50k - $100k | 0.45% $100k - $200k
0.55%*$200k*-Insured Money Market Account
OTHER TIERS: 0.25% Up to $10k | 0.30% $10k - $25k | 0.35% $25k - $50k | 0.40% $50k - $100k | 0.45% $100k - $200k

Eastman Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.55%*$250k*-Maximum Business Checking
OTHER TIERS: 0.35% $50k - $150k | 0.45% $150k - $250k
0.30%*$200k*-Beyond Free Checking
OTHER TIERS: 0.05% $10k - $25k | 0.10% $25k - $50k | 0.15% Up to $10k | 0.20% $50k - $100k | 0.25% $100k - $200k
0.30%*$100k*-Business Checking with Interest
OTHER TIERS: 0.10% Up to $10k | 0.15% $10k - $50k | 0.20% $50k - $100k

Eastman Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.05%$100k-6 Year Jumbo Investment Certificate
3.00%$1k-6 Year Investment Certificate
2.75%$1k-18 Month Investment Certificate Special
2.75%$100k-18 Month Jumbo Investment Certificate Special
2.65%$100k-5 Year Jumbo Investment Certificate
2.60%$1k-5 Year Investment Certificate
2.55%$100k-4 to 5 Year Jumbo Investment Certificate
2.50%$1k-4 to 5 Year Investment Certificate
2.45%$100k-3 to 4 Year Jumbo Investment Certificate
2.40%$1k-3 to 4 Year Investment Certificate
2.35%$100k-2 to 3 Year Jumbo Investment Certificate
2.30%$1k-2 to 3 Year Investment Certificate
2.25%$2.5k-9 Month Investment Certificate Special
2.25%$100k-9 Month Jumbo Investment Certificate Special
2.05%$100k-1 to 2 Year Jumbo Investment Certificate
2.00%$1k-1 to 2 Year Investment Certificate
2.00%$1k-365 Day HSA Investment Certificate
0.70%$100k-180 to 364 Day Jumbo Investment Certificate
0.65%$2.5k-180 to 364 Day Investment Certificate
0.55%$100-365 Day Lifeline Savers Certificate
0.55%$100k-90 to 179 Day Jumbo Investment Certificate
0.50%$2.5k-90 to 179 Day Investment Certificate
0.35%$100k-30 to 89 Day Jumbo Investment Certificate
0.30%$2.5k-30 to 89 Day Investment Certificate

Eastman Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.05%$100k-6 Year Jumbo IRA Investment Certificate
3.00%$1k-6 Year IRA Investment Certificate
2.75%$1k-18 Month IRA Investment Certificate Special
2.75%$100k-18 Month Jumbo IRA Investment Certificate Special
2.65%$100k-5 Year Jumbo IRA Investment Certificate
2.60%$1k-5 Year IRA Investment Certificate
2.55%$100k-4 to 5 Year Jumbo IRA Investment Certificate
2.50%$1k-4 to 5 Year IRA Investment Certificate
2.45%$100k-3 to 4 Year Jumbo IRA Investment Certificate
2.40%$1k-3 to 4 Year IRA Investment Certificate
2.35%$100k-2 to 3 Year Jumbo IRA Investment Certificate
2.30%$1k-2 to 3 Year IRA Investment Certificate
2.25%$2.5k-9 Month Investment IRA Special
2.25%$100k-9 Month Jumbo Investment IRA Special
2.05%$100k-1 to 2 Year Jumbo IRA Investment Certificate
2.00%$1k-1 to 2 Year IRA Investment Certificate
0.70%$100k-180 to 364 Day Jumbo IRA Investment Certificate
0.65%$2.5k-180 to 364 Day IRA Investment Certificate
0.55%$100k-90 to 179 Day Jumbo IRA Investment Certificate
0.55%$100-365 Day Lifeline IRA Savers Certificate
0.50%$2.5k-90 to 179 Day IRA Investment Certificate
0.35%$100k-30 to 89 Day Jumbo IRA Investment Certificate
0.30%$2.5k-30 to 89 Day IRA Investment Certificate
Locations

Availability



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