Eastman Credit Union


Overview / Commentary
800-999-2328
2021 Meadowview Ln
Kingsport, TN 37660

Eastman Credit Union is headquartered in Kingsport and is the largest credit union in the state of Tennessee. It is also the 41st largest credit union in the nation. It was established in 1934 and as of December of 2023, it had grown to 1,017 employees and 324,672 members at 29 locations. Eastman Credit Union's CD rates are 6X the national average, and it boasts an A+ health rating.

Field of Membership Restrictions

Membership in Eastman Credit Union is open to those who live, work, worship, attend school, or operate a business in the Tennessee counties of Carter, Cocke, Grainger, Greene, Hamblen, Hancock, Hawkins, Jefferson, Johnson, Sevier, Sullivan, Unicol, or Washington; the Virginia counties of Buchanan, Dickenson, Lee, Russell, Scott, Washington, or Wise; or the Texas counties of Gregg or Harrison. Those who regularly work in the healthcare industry in the Virginia counties of Smyth or Tazewell also qualify for membership. Employees of 80 Sponsor Companies and Approved Contractors, including Eastman Chemical Company, are eligible to join. Immediate family members of anyone eligible to join qualify for membership.
See current membership details

Kudos To ECU

Posted by: |

I was very disappointed during the recent interest rate increases to see ECU lag the competition by so much. You are now blowing away many of your peers on your long term rates. Thankful for the turnaround! Great to do business with a credit union in the area that is so professional and dependable. Knoxville TVA Credit Union could take many lessons by watching how you operate. Take notice Kelly Price your Gate City ECU branch sets the standard!

Excellent banking with ECU

Posted by: |

This credit union is easy to deal with. I lost a card once and they were able to refund all the transactions where someone found and used the card within the hour of me reporting it. Customer service has always been a pleasure to deal with whether it be doing a transfer over the phone while travelling to another ECU member or if I called in to get a replacement card, or asking about opening a new account. I would highly recommend this credit union to anyone and everyone looking for a new bank.

Eastman Credit Union’S Long Term CD Rates Among Nation’S Bottom

Posted by: |

ECU has always stood head & shoulders above all concerning their customers and doing what is right for decades. I’ve been a member for over 41 years. However they are turning their back on the savers that keeps this credit union strong. I describe their long term cd rates as dismal. Try less advertising and maybe bring our old CEO back. When 5-7 year rates can be found across the country for 3.45% - 4% you ought to be embarrassed!

Disappointed

Posted by: |

Deposited checks for months and all the sudden they want to place a hold on my money I will definitely be taking my business else where!!!! I'm very disappointed in the service received I needed the money they placed a hold on!!!!

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Health
A+

Health Grade Components

Overall
NCUA #68095
Year Chartered1934
Employees1017
Primary Regulator
Profit Margin
Return on Assets - YTD1.93%
Return on Equity - YTD13.75%
Annual Interest Income$359.7MM
Assets and Liabilities
AssetsQ4 2023vs Q4 2022$8.02B$7.48B
LoansQ4 2023vs Q4 2022$6.93B$6.33B
DepositsQ4 2023vs Q4 2022$6.82B$6.43B
Equity CapitalQ4 2023vs Q4 2022$1.11B$964.2MM
Loan Loss AllowanceQ4 2023vs Q4 2022$33.7MM$25.3MM
Unbacked Noncurrent LoansQ4 2023vs Q4 2022$15.6MM$8.7MM
Real Estate OwnedQ4 2023vs Q4 2022$356K$282K
Rates
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Always verify rates and promotions with the bank or credit union. We are not Eastman Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Eastman Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.30%$5-IRA Accumulation Account
0.30%$5-Share Savings Account
0.30%$5-Christmas Club
0.30%$5-Wellness Account
0.30%$5-Business Savings
0.30%--Health Savings Account
0.30%$5-Stash Your Cash Account
0.30%*$200k*-HSA Checking
OTHER TIERS: 0.05% Up to $10k | 0.10% $10k - $25k | 0.15% $25k - $50k | 0.20% $50k - $100k | 0.25% $100k - $200k
0.25%$10k-IRA Access

Eastman Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.00%*$200k*-Business IMMA Advantage (Money Market)
OTHER TIERS: 0.75% Up to $10k | 0.85% $10k - $25k | 1.00% $25k - $50k | 1.25% $50k - $100k | 1.80% $100k - $200k
2.00%*$200k*-Insured Money Market Account
OTHER TIERS: 0.75% Up to $10k | 0.85% $10k - $25k | 1.00% $25k - $50k | 1.25% $50k - $100k | 1.80% $100k - $200k

Eastman Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.55%*$250k*-Maximum Business Checking
OTHER TIERS: 0.35% $50k - $150k | 0.45% $150k - $250k
0.35%*$100k*-Business Beside You Checking
OTHER TIERS: 0.15% Up to $10k | 0.20% $10k - $50k | 0.25% $50k - $100k
0.30%*$200k*-Personal Checking
OTHER TIERS: 0.05% Up to $10k | 0.10% $10k - $25k | 0.15% $25k - $50k | 0.20% $50k - $100k | 0.25% $100k - $200k
0.30%*$100k*-Business Beyond Free Checking
OTHER TIERS: 0.10% Up to $10k | 0.15% $10k - $50k | 0.20% $50k - $100k

Eastman Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
5.40%$100k-1 to 2 Year Jumbo Investment Certificate
5.35%$1k-1 to 2 Year Investment Certificate
5.05%$100k-180 to 364 Day Jumbo Investment Certificate
5.00%$2.5k-180 to 364 Day Investment Certificate
4.85%$100k-6 Year Jumbo Investment Certificate
4.80%$1k-6 Year Investment Certificate
4.75%$100k-5 Year Jumbo Investment Certificate
4.75%$1k-365 Day HSA Investment Certificate
4.70%$1k-5 Year Investment Certificate
4.65%$100k-4 to 5 Year Jumbo Investment Certificate
4.60%$1k-4 to 5 Year Investment Certificate
4.55%$100k-3 to 4 Year Jumbo Investment Certificate
4.50%$1k-3 to 4 Year Investment Certificate
4.45%$100k-2 to 3 Year Jumbo Investment Certificate
4.40%$1k-2 to 3 Year Investment Certificate
3.00%$100-365 Day Lifeline Savers Certificate
2.40%$100k-30 to 89 Day Jumbo Investment Certificate
2.40%$100k-90 to 179 Day Jumbo Investment Certificate
2.34%$2.5k-30 to 89 Day Investment Certificate
2.34%$2.5k-90 to 179 Day Investment Certificate

Eastman Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
5.40%$100k-1 to 2 Year Jumbo IRA Investment Certificate
5.35%$1k-1 to 2 Year IRA Investment Certificate
5.05%$100k-180 to 364 Day Jumbo IRA Investment Certificate
5.00%$2.5k-180 to 364 Day IRA Investment Certificate
4.85%$100k-6 Year Jumbo IRA Investment Certificate
4.80%$1k-6 Year IRA Investment Certificate
4.75%$100k-5 Year Jumbo IRA Investment Certificate
4.70%$1k-5 Year IRA Investment Certificate
4.65%$100k-4 to 5 Year Jumbo IRA Investment Certificate
4.60%$1k-4 to 5 Year IRA Investment Certificate
4.55%$100k-3 to 4 Year Jumbo IRA Investment Certificate
4.50%$1k-3 to 4 Year IRA Investment Certificate
4.45%$100k-2 to 3 Year Jumbo IRA Investment Certificate
4.40%$1k-2 to 3 Year IRA Investment Certificate
3.00%$100-365 Day Lifeline IRA Savers Certificate
2.40%$100k-30 to 89 Day Jumbo IRA Investment Certificate
2.40%$100k-90 to 179 Day Jumbo IRA Investment Certificate
2.34%$2.5k-30 to 89 Day IRA Investment Certificate
2.34%$2.5k-90 to 179 Day IRA Investment Certificate
Locations

Availability



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