Eastman Credit Union


Overview / Commentary
800-999-2328
2021 Meadowview Ln
Kingsport, TN 37660

Eastman Credit Union is headquartered in Kingsport and is the largest credit union in the state of Tennessee. It is also the 42nd largest credit union in the nation. It was established in 1934 and as of June of 2023, it had grown to 999 employees and 315,374 members at 29 locations. Eastman Credit Union's CD rates are 4X the national average, and it has an A health rating.

Field of Membership Restrictions

Membership in Eastman Credit Union is open to those who live, work, attend school or worship in Lee, Scott, Washington, Dickenson Counties, select portions of Wise and Russell Counties in Virginia and Hancock, Hawkins, Greene, Sullivan, Washington, or Sevier Counties in Tennessee and Gregg or Harrison Counties in Texas. Membership is also open to those who regularly work in the healthcare industry in the above counties and Carter, Hamblen, Johnson or Unicoi Counties in Tennessee; Buchanan, Russell, Smyth, Tazewell or Wise Counties in Virginia; employees of Eastman Chemical Company, FutureFuel Chemical Company and over 75 Select Employer Groups.
See current membership details

Excellent banking with ECU

Posted by: |

This credit union is easy to deal with. I lost a card once and they were able to refund all the transactions where someone found and used the card within the hour of me reporting it. Customer service has always been a pleasure to deal with whether it be doing a transfer over the phone while travelling to another ECU member or if I called in to get a replacement card, or asking about opening a new account. I would highly recommend this credit union to anyone and everyone looking for a new bank.

Fantastic Credit Union

Posted by: |

Leave it to competitors to write bad reviews about one of the best financial institutions in the entire country. Don't believe the bad reviews at all. My experiences along with family and friends' experiences have been nothing but positive and professional from ECU. Bits and pieces from others' reviews tell me that their experiences are false and most likely made up. Give ECU a shot, I guarantee you'll be 100% happy with them!  

Eastman Credit Union’S Long Term CD Rates Among Nation’S Bottom

Posted by: |

ECU has always stood head & shoulders above all concerning their customers and doing what is right for decades. I’ve been a member for over 41 years. However they are turning their back on the savers that keeps this credit union strong. I describe their long term cd rates as dismal. Try less advertising and maybe bring our old CEO back. When 5-7 year rates can be found across the country for 3.45% - 4% you ought to be embarrassed!

Disappointed

Posted by: |

Deposited checks for months and all the sudden they want to place a hold on my money I will definitely be taking my business else where!!!! I'm very disappointed in the service received I needed the money they placed a hold on!!!!

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Health

Health Grade Components

Overall
NCUA #68095
Year Chartered1934
Employees999
Primary Regulator
Profit Margin
Return on Assets - YTD2.23%
Return on Equity - YTD16.35%
Annual Interest Income$168.1MM
Assets and Liabilities
AssetsQ2 2023vs Q2 2022$7.67B$7.61B
LoansQ2 2023vs Q2 2022$6.58B$5.89B
DepositsQ2 2023vs Q2 2022$6.56B$6.64B
Equity CapitalQ2 2023vs Q2 2022$1.04B$897.6MM
Loan Loss AllowanceQ2 2023vs Q2 2022$0$20.7MM
Unbacked Noncurrent LoansQ2 2023vs Q2 2022$9.1MM$7.8MM
Real Estate OwnedQ2 2023vs Q2 2022$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not Eastman Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Eastman Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.30%$5-IRA Accumulation Account
0.30%$5-Share Savings Account
0.30%$5-Christmas Club
0.30%$5-Wellness Account
0.30%$5-Business Savings
0.30%--Health Savings Account
0.30%$5-Stash Your Cash Account
0.30%*$200k*-HSA Checking
OTHER TIERS: 0.05% Up to $10k | 0.10% $10k - $25k | 0.15% $25k - $50k | 0.20% $50k - $100k | 0.25% $100k - $200k
0.25%$10k-IRA Access

Eastman Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%*$200k*-Business IMMA Advantage (Money Market)
OTHER TIERS: 0.35% Up to $10k | 0.45% $10k - $25k | 0.50% $25k - $50k | 0.70% $50k - $100k | 0.80% $100k - $200k
1.00%*$200k*-Insured Money Market Account
OTHER TIERS: 0.35% Up to $10k | 0.45% $10k - $25k | 0.50% $25k - $50k | 0.70% $50k - $100k | 0.80% $100k - $200k

Eastman Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.55%*$250k*-Maximum Business Checking
OTHER TIERS: 0.35% $50k - $150k | 0.45% $150k - $250k
0.35%*$100k*-Business Checking with Interest
OTHER TIERS: 0.15% Up to $10k | 0.20% $10k - $50k | 0.25% $50k - $100k
0.30%*$200k*-Beyond Free Checking
OTHER TIERS: 0.05% Up to $10k | 0.10% $10k - $25k | 0.15% $25k - $50k | 0.20% $50k - $100k | 0.25% $100k - $200k

Eastman Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
5.50%$1k-11 Month Investment Certificate
5.50%$100k-11 Month Jumbo Investment Certificate
4.25%$1k-365 Day HSA Investment Certificate
4.20%$100k-6 Year Jumbo Investment Certificate
4.15%$100k-5 Year Jumbo Investment Certificate
4.15%$1k-6 Year Investment Certificate
4.11%$100k-4 to 5 Year Jumbo Investment Certificate
4.09%$1k-5 Year Investment Certificate
4.05%$1k-4 to 5 Year Investment Certificate
4.00%$100k-3 to 4 Year Jumbo Investment Certificate
3.95%$1k-3 to 4 Year Investment Certificate
3.90%$100k-2 to 3 Year Jumbo Investment Certificate
3.85%$1k-2 to 3 Year Investment Certificate
3.70%$100k-1 to 2 Year Jumbo Investment Certificate
3.65%$1k-1 to 2 Year Investment Certificate
3.20%$100k-180 to 364 Day Jumbo Investment Certificate
3.15%$2.5k-180 to 364 Day Investment Certificate
3.00%$100-365 Day Lifeline Savers Certificate
2.40%$100k-30 to 89 Day Jumbo Investment Certificate
2.40%$100k-90 to 179 Day Jumbo Investment Certificate
2.34%$2.5k-30 to 89 Day Investment Certificate
2.34%$2.5k-90 to 179 Day Investment Certificate

Eastman Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
5.50%$1k-11 Month IRA Investment Certificate
5.50%$100k-11 Month Jumbo IRA Investment Certificate
4.20%$100k-6 Year Jumbo IRA Investment Certificate
4.15%$100k-5 Year Jumbo IRA Investment Certificate
4.15%$1k-6 Year IRA Investment Certificate
4.11%$100k-4 to 5 Year Jumbo IRA Investment Certificate
4.09%$1k-5 Year IRA Investment Certificate
4.05%$1k-4 to 5 Year IRA Investment Certificate
4.00%$100k-3 to 4 Year Jumbo IRA Investment Certificate
3.95%$1k-3 to 4 Year IRA Investment Certificate
3.90%$100k-2 to 3 Year Jumbo IRA Investment Certificate
3.85%$1k-2 to 3 Year IRA Investment Certificate
3.70%$100k-1 to 2 Year Jumbo IRA Investment Certificate
3.65%$1k-1 to 2 Year IRA Investment Certificate
3.20%$100k-180 to 364 Day Jumbo IRA Investment Certificate
3.15%$2.5k-180 to 364 Day IRA Investment Certificate
3.00%$100-365 Day Lifeline IRA Savers Certificate
2.40%$100k-30 to 89 Day Jumbo IRA Investment Certificate
2.40%$100k-90 to 179 Day Jumbo IRA Investment Certificate
2.34%$2.5k-30 to 89 Day IRA Investment Certificate
2.34%$2.5k-90 to 179 Day IRA Investment Certificate
Locations

Availability



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