My eBanc

Overview / Commentary
169 Miracle Mile
Coral Gables, FL 33134

My eBanc is the 388th largest bank in the nation. It was established in 1973 and as of June of 2022, it had grown to 232 employees. My eBanc's money market rates are 10X the national average, and it has an A health rating.

Related Posts

12 Or 18 Month CD @ 5.23% APY. - 12/15/2022

My eBanc 12 or 18 month CD @ 5.23% APY. $5k min to open a CD.

My Ebanc 4.18% APY Savings & MMA - 12/15/2022

100K minimum, 4.18% APY is the new highest rate Not sure if this is good or not, they went up and down and up in a matter of days. Anybody has an account with them? Please share whether hard or soft pull, ACH transfer limits(daily and monthly), etc.

My eBanc SuperSaver Money Market Account Is New Rate Leader - 12/3/2022

My eBanc (internet bank) has significantly increased its SuperSaver Money Market Account APY on balances of $100k+. $5k minimum opening deposit required.

View all posts from:

Superb Bank

Posted by: |

Been with this bank for about 10 years now. They offer excellent rates and even better customer service. Hugo is always very attentive and makes every effort to cater to my needs. Since I use this bank mainly to park funds long term I cannot comment on day to day banking experiences here but the few times I have had to take care of minor banking issues it has been taken care of immediately. I do wish they had a more user friendly website though! My only negative feedback would be that one is only allowed to withdraw $10K per day/$30Kpm online or pay $40 for a wire transfer. But I will live with it since I really like and trust this bank!


Posted by: |

I trusted some money due to highest APY with reasonably respected bank. But, try to add an account or do anything on their website and it must have 20yo programmers. I have to call each time. If i send a message, i get a response in broken English which questions professionalism in my opinion. The answer from Cust. Serv was something like, "you cannot add from that site/address....that's only for looking at accounts..." I WAS LOGGED IN AND COULD NOT DO ANYTHING ...I HAD TO RETURN TO "X"!!!???

Ticket Status

Posted by: |

Long delay in getting back status on ticket or no response at all

5.23% Didn't Last Long

Posted by: |

Looks like the 5.23% 12-month and 18-month CDs didn't last long and neither did their 4.97% 6-month CD. Oh, well.



Health Grade Components

FDIC Certificate #21265
Year Established1973
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.79%
Return on Equity - YTD8.52%
Annual Interest Income$41.2MM
Assets and Liabilities
AssetsQ2 2022vs Q2 2021$2.95B$2.21B
LoansQ2 2022vs Q2 2021$2.17B$1.66B
DepositsQ2 2022vs Q2 2021$2.58B$1.85B
Equity CapitalQ2 2022vs Q2 2021$263.8MM$252.7MM
Loan Loss AllowanceQ2 2022vs Q2 2021$18.3MM$14.9MM
Unbacked Noncurrent LoansQ2 2022vs Q2 2021$1.5MM$6.9MM
Real Estate OwnedQ2 2022vs Q2 2021$0$587.00K
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not My eBanc; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

My eBanc Savings Account Rates

4.18%*$100k*-eRelationship Savings Account
OTHER TIERS: 3.30% Up to $100k

My eBanc Money Market Rates

4.18%*$100k*-Super Saver Money Market Account
OTHER TIERS: 2.99% Up to $100k

My eBanc Checking Account Rates

0.05%--Advantage Checking Account

My eBanc CD Rates

4.71%$5k-12 Month Online Time Deposit
4.71%$5k-18 Month Online Time Deposit
4.71%$100k-12 Month Jumbo Online Time Deposit
4.71%$100k-18 Month Jumbo Online Time Deposit
4.50%$5k-24 Month Online Time Deposit
4.50%$100k-24 Month Jumbo Online Time Deposit
4.39%$5k-6 Month Online Time Deposit
4.39%$100k-6 Month Jumbo Online Time Deposit
4.08%$5k-36 Month Online Time Deposit
4.08%$100k-36 Month Jumbo Online Time Deposit
3.20%*$100k*-11 Month Online Flex Time Deposit
OTHER TIERS: 3.10% $10k - $100k

My eBanc is an Internet only bank and does not have branch locations. Its headquarters is located at 169 Miracle Mile - Coral Gables, FL 33134

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.