EFCU Financial

Overview / Commentary
10719 Airline Hwy
Baton Rouge, LA 70816-4213

EFCU Financial is headquartered in Baton Rouge and is the 5th largest credit union in the state of Louisiana. It is also the 558th largest credit union in the nation. It was established in 1934 and as of June of 2020, it had grown to 103 employees and 48,232 members at 8 locations. EFCU Financial has an A health rating.

Field of Membership Restrictions

Membership in EFCU Financial is open to those who live, work, worship, or attend school in the Louisiana Parishes of Ascension, East Baton Rouge, East Feliciana, Feliciana, Livingston, Point Coupee, St. Helena, West Baton Rouge, or West Iberville. Membership is also open to immediate family of existing members.
See current membership details


No reviews have been left for this bank yet. Be the first to review.


Health Grade Components

NCUA #13
Year Chartered1934
Primary Regulator
Profit Margin
Return on Assets - YTD0.79%
Return on Equity - YTD9.31%
Annual Interest Income$10.2MM
Assets and Liabilities
AssetsQ2 2020vs Q2 2019$599.3MM$500.9MM
LoansQ2 2020vs Q2 2019$474.8MM$408.2MM
DepositsQ2 2020vs Q2 2019$516.7MM$422.2MM
Equity CapitalQ2 2020vs Q2 2019$49.8MM$44.9MM
Secondary CapitalQ2 2020vs Q2 2019$5.0MM
Loan Loss AllowanceQ2 2020vs Q2 2019$1.4MM$1.3MM
Unbacked Noncurrent LoansQ2 2020vs Q2 2019$2.0MM$1.2MM
Real Estate OwnedQ2 2020vs Q2 2019$123.00K$0
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not EFCU Financial; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

EFCU Financial Savings Account Rates

0.25%--IRA Flex Account
0.20%*$10k*-HSA Checking Account
OTHER TIERS: 0.10% Up to $5k | 0.15% $5k - $10k
0.10%$5-Share Savings Account
0.10%$5-Business Savings

EFCU Financial Money Market Rates

0.25%*$50k*-Platinum Money Market Savings
OTHER TIERS: 0.10% $2.5k - $10k | 0.15% $10k - $25k | 0.20% $25k - $50k

EFCU Financial Checking Account Rates

3.01%*-$10kRewards Checking
OTHER TIERS: 0.50% $10k+
0.25%*$100k*-Business Interest Checking
OTHER TIERS: 0.15% $5k - $25k | 0.20% $25k - $100k

EFCU Financial CD Rates

1.35%$100k-60 Month Jumbo CD
1.25%$500-60 Month CD
1.20%$100k-48 Month Jumbo CD
1.10%$500-48 Month CD
1.10%$100k-36 Month Jumbo CD
1.05%$100k-30 Month Bump Option Jumbo CD
1.00%$500-36 Month CD
1.00%$100k-24 Month Jumbo CD
0.95%$500-30 Month Bump Option CD
0.95%$100k-18 Month Jumbo CD
0.90%$500-24 Month CD
0.90%$100k-12 Month Jumbo CD
0.85%$500-18 Month CD
0.85%$100k-6 Month Jumbo CD
0.80%$500-12 Month CD
0.75%$500-6 Month CD

EFCU Financial IRA Rates

1.45%$100k-60 Month Jumbo IRA
1.35%$500-60 Month IRA
1.30%$100k-48 Month Jumbo IRA
1.20%$500-48 Month IRA
1.20%$100k-36 Month Jumbo IRA
1.15%$100k-30 Month Bump Option Jumbo IRA
1.10%$500-36 Month IRA
1.10%$100k-24 Month Jumbo IRA
1.05%$500-30 Month Bump Option IRA
1.05%$100k-18 Month Jumbo IRA
1.00%$500-24 Month IRA
1.00%$100k-12 Month Jumbo IRA
0.95%$500-18 Month IRA
0.95%$100k-6 Month Jumbo IRA
0.90%$500-12 Month IRA
0.85%$500-6 Month IRA

EFCU Financial Locations
Branch Office7822 Magnolia Beach RdDenham Springs, LA 70726
Branch Office3861 Scenic HwyBaton Rouge, LA 70805
Branch Office15026 Market StBaton Rouge, LA 70817
Branch Office1804 Church StZachary, LA 70791
Branch Office1508 S Burnside AveGonzales, LA 70737-4405
Branch Office17235 Old Jefferson HwyPrairieville, LA 70769
Branch Office3663 Monterrey DrBaton Rouge, LA 70814-2920
Branch Office9210 Perkins RdBaton Rouge, LA 70810

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.