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EFCU Financial

Popular Accounts at this Credit Union

3.00%6+ Year CD84 Month "Super 7" Variable CD
3.01%Reward CheckingRewards Checking
2.25%5-year CD60 Months CD

Overview / Commentary
10719 Airline Hwy
Baton Rouge, LA 70816-4213

EFCU Financial is headquartered in Baton Rouge and is the 6th largest credit union in the state of Louisiana. It is also the 646th largest credit union in the nation. It was established in 1934 and as of December of 2017, it had grown to 100 employees and 39,319 members at 7 locations. EFCU Financial's CD rates are 22% higher than the national average, and it has a B+ health rating.

Field of Membership Restrictions

Membership in EFCU Financial is open to those who live, work, worship, or attend school in the Louisiana Parishes of Ascension, East Baton Rouge, East Feliciana, Feliciana, Livingston, Point Coupee, St. Helena, West Baton Rouge, or West Iberville. Membership is also open to immediate family of existing members.
See current membership details

Related Posts

EFCU Financial (LA) Offers 84-Month Super 7 Variable Rate CD - 7/26/2017

EFCU Financial's (LA) 84-month Super 7 Variable CD earns 2.75% APY. Min deposit is $500. APY is indexed to the Prime Rate and will be adjusted every 6 months.


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Health Grade Components

NCUA #13
Year Chartered1934
Primary Regulator
Profit Margin
Return on Assets - YTD1.06%
Return on Equity - YTD11.08%
Annual Interest Income$13.3MM
Assets and Liabilities
AssetsQ4 2017vs Q4 2016$395.4MM$384.8MM
LoansQ4 2017vs Q4 2016$330.1MM$301.7MM
DepositsQ4 2017vs Q4 2016$329.5MM$333.6MM
Equity CapitalQ4 2017vs Q4 2016$37.5MM$33.4MM
Loan Loss AllowanceQ4 2017vs Q4 2016$1.0MM$1.2MM
Unbacked Noncurrent LoansQ4 2017vs Q4 2016$2.1MM$646.00K
Real Estate OwnedQ4 2017vs Q4 2016$167.00K$0
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

EFCU Financial Savings Account Rates

0.25%--IRA Flex Account
0.20%*$10k*-HSA Checking Account
OTHER TIERS: 0.10% Up to $5k | 0.15% $5k - $10k
0.10%--Share Savings Account
0.10%--Business Savings

EFCU Financial Money Market Rates

0.25%*$50k*-Platinum Money Market Savings
OTHER TIERS: 0.10% $2,500 - $10k | 0.15% $10k - $25k | 0.20% $25k - $50k

EFCU Financial Checking Account Rates

3.01%*-$10kRewards Checking
OTHER TIERS: 0.50% $10k+
0.25%*$100k*-Business Interest Checking
OTHER TIERS: 0.15% $5k - $25k | 0.20% $25k - $100k

EFCU Financial CD Rates

3.00%$500-84 Month "Super 7" Variable CD
3.00%$100k-84 Month Jumbo "Super 7" Variable CD
2.35%$100k-60 Months Jumbo CD
2.25%$500-60 Months CD
2.10%$100k-48 Months Jumbo CD
2.10%$500-39 Month CD
2.10%$100k-39 Month Jumbo CD.
2.00%$500-48 Months CD
1.85%$100k-36 Months Jumbo CD
1.80%$500-26 Month CD
1.80%$100k-26 Month Jumbo CD.
1.75%$500-36 Months CD
1.60%$100k-30 Months Bump Option Jumbo CD
1.50%$500-30 Months Bump Option CD
1.50%$500-13 Month CD
1.50%$100k-13 Month Jumbo CD
1.45%$100k-24 Months Jumbo CD
1.35%$500-24 Months CD
1.20%$100k-18 Months Jumbo CD
1.10%$500-18 Months CD
1.10%$100k-12 Months Jumbo CD
1.00%$500-12 Months CD
0.70%$100k-6 Months Jumbo CD
0.60%$500-6 Months CD

EFCU Financial IRA Rates

3.00%$500-84 Month "Super 7" Variable IRA
3.00%$100k-84 Month Jumbo "Super 7" Variable IRA
2.45%$100k-60 Months Jumbo IRA
2.35%$500-60 Months IRA
2.20%$100k-48 Months Jumbo IRA
2.10%$500-48 Months IRA
2.10%$500-39 Month IRA
2.10%$100k-39 Month Jumbo IRA
1.95%$100k-36 Months Jumbo IRA
1.85%$500-36 Months IRA
1.80%$500-26 Month IRA
1.80%$100k-26 Month Jumbo IRA
1.70%$100k-30 Months Bump Option Jumbo IRA
1.60%$500-30 Months Bump Option IRA
1.55%$100k-24 Months Jumbo IRA
1.50%$500-13 Month IRA
1.50%$100k-13 Month Jumbo IRA
1.45%$500-24 Months IRA
1.30%$100k-18 Months Jumbo IRA
1.20%$500-18 Months IRA
1.20%$100k-12 Months Jumbo IRA
1.10%$500-12 Months IRA
0.80%$100k-6 Months Jumbo IRA
0.70%$500-6 Months IRA

EFCU Financial Locations
Branch Office7822 Magnolia Beach RdDenham Springs, LA 70726
Branch Office3861 Scenic HwyBaton Rouge, LA 70805
Branch Office15026 Market StBaton Rouge, LA 70817
Branch Office1804 Church StZachary, LA 70791
Branch Office1508 S Burnside AveGonzales, LA 70737-4405
Branch Office17235 Old Jefferson HwyPrairieville, LA 70769
Branch Office3663 Monterrey DrBaton Rouge, LA 70814-2920