Featured Savings Rates
Featured Accounts

EFCU Financial

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
3.01%Reward CheckingRewards Checking
2.00%5-year CD60 Months CD
1.00%1-year CD12 Months CD

Overview / Commentary
225-214-6800
10719 Airline Hwy
Baton Rouge, LA 70816-4213

EFCU Financial is headquartered in Baton Rouge and is the 6th largest credit union in the state of Louisiana. It is also the 678th largest credit union in the nation. It was established in 1934 and as of June of 2016, it had grown to 104 employees and 36,363 members at 9 locations. EFCU Financial's CD rates are 22% higher than the national average, and it has an A health rating.

Field of Membership Restrictions

Membership is open to those who live, work, worship or attend school in the Louisiana Parishes of East Baton Rouge; West Baton Rouge; Ascension; East Feliciana; West Feliciana; Iberville; Livingston; Point Coupee; St. Helena. Membership is also open to immediate family of existing members.
See current membership details

Reviews

No reviews have been left for this bank yet. Be the first to review.



Health
A

Health Grade Components

Overall
NCUA #13
Year Chartered1934
Employees104
Primary Regulator
Profit Margin
Return on Assets - YTD0.59%
Return on Equity - YTD6.23%
Annual Interest Income$5.5MM
Assets and Liabilities
AssetsQ2 2016vs Q2 2015$343.7MM$319.1MM
LoansQ2 2016vs Q2 2015$275.3MM$247.5MM
DepositsQ2 2016vs Q2 2015$295.2MM$277.1MM
Equity CapitalQ2 2016vs Q2 2015$32.3MM$30.6MM
Loan Loss AllowanceQ2 2016vs Q2 2015$736.00K$671.00K
Unbacked Noncurrent LoansQ2 2016vs Q2 2015$431.00K$593.00K
Real Estate OwnedQ2 2016vs Q2 2015$108.00K$0
Rates
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not EFCU Financial; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

EFCU Financial Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%--IRA Flex Account
0.25%--Roth IRA Flex Account
0.25%--CESA Flex Account
0.20%*$10k*-HSA Checking Account
OTHER TIERS: 0.10% Up to $5k | 0.15% $5k - $10k
0.10%--Share Savings Account
0.10%--Business Savings

EFCU Financial Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%*$50k*-Platinum Money Market Savings
OTHER TIERS: 0.10% $2,500 - $10k | 0.15% $10k - $25k | 0.20% $25k - $50k

EFCU Financial Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.01%*-$10kRewards Checking
OTHER TIERS: 0.50% $10k+
0.25%*$100k*-Business Interest Checking
OTHER TIERS: 0.15% $5k - $25k | 0.20% $25k - $100k

EFCU Financial CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.10%$100k-60 Months Jumbo CD
2.00%$500-60 Months CD
2.00%$500-84 Month "Super 7" Variable CD
1.80%$100k-48 Months Jumbo CD
1.70%$500-48 Months CD
1.60%$100k-36 Months Jumbo CD
1.50%$500-36 Months CD
1.45%$100k-30 Months Bump Option Jumbo CD
1.35%$500-30 Months Bump Option CD
1.30%$100k-24 Months Jumbo CD
1.20%$500-24 Months CD
1.20%$100k-18 Months Jumbo CD
1.10%$500-18 Months CD
1.10%$100k-12 Months Jumbo CD
1.00%$500-12 Months CD
0.70%$100k-6 Months Jumbo CD
0.60%$500-6 Months CD

EFCU Financial IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.20%$100k-60 Months Jumbo IRA
2.10%$500-60 Months IRA
1.90%$100k-48 Months Jumbo IRA
1.80%$500-48 Months IRA
1.70%$100k-36 Months Jumbo IRA
1.60%$500-36 Months IRA
1.55%$100k-30 Months Bump Option Jumbo IRA
1.45%$500-30 Months Bump Option IRA
1.40%$100k-24 Months Jumbo IRA
1.30%$500-24 Months IRA
1.30%$100k-18 Months Jumbo IRA
1.20%$500-18 Months IRA
1.20%$100k-12 Months Jumbo IRA
1.10%$500-12 Months IRA
0.80%$100k-6 Months Jumbo IRA
0.70%$500-6 Months IRA
Locations


EFCU Financial Locations
Branch Office7822 Magnolia Beach RdDenham Springs, LA 70726
Branch Office10719 Airline HwyBaton Rouge, LA 70816-4213
Branch Office1747 Oneal LnBaton Rouge, LA 70816-1633
Branch Office3861 Scenic HwyBaton Rouge, LA 70805
Branch Office15026 Market StBaton Rouge, LA 70817
Branch Office1804 Church StZachary, LA 70791
Branch Office1508 S Burnside AveGonzales, LA 70737-4405
Branch Office17235 Old Jefferson HwyPrairieville, LA 70769
Branch Office3663 Monterrey DrBaton Rouge, LA 70814-2920