2. ELGA Credit Union

ELGA Credit Union


Overview / Commentary
www.elgacu.com
810-715-3542
2303 S Center Rd
Burton, MI 48519-1147

ELGA Credit Union is headquartered in Burton and is the 21st largest credit union in the state of Michigan. It is also the 441st largest credit union in the nation. It was established in 1968 and as of December of 2018, it had grown to 194 employees and 73,824 members at 10 locations. ELGA Credit Union has an A health rating.

Field of Membership Restrictions

ELGA Credit Union of Michigan is open to individuals who live, work, worship, volunteer, or attend school in the Michigan counties of Genesee, Lapeer, Livingston, Oakland, Saginaw, and Shiawassee. Membership eligibility also extends to include the employees and retirees of many employer groups, including State of Michigan Government agencies, Building Trades AFL-CIO, and Consumers Energy Company. Individuals who donate $25 to the Salvation Army Bed & Bread Program also qualify for membership, as do immediate family members of current ELGA members.
See current membership details

Related Posts

12-Month CD, 6.00% APY, $1K Min/Max - 3/16/2019

"To celebrate the grand opening of the Downtown Flint branch, we are offering a limited time, 12 month 6% APY CD of $1,000!" Offer is valid on money not currently on deposit at ELGA Credit Union. One account per social security number. CD value is $1,000 only ($1,000 min and max). CD must be opened at the Downtown Flint branch at 600 S Saginaw Street, Flint, MI 48502. https://www.elgacu.com/slide/six_on_the_bricks/?tc=slider_sixonthebricks

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Health
A

Data as of Q4 2018

Learn why bank health matters

Health Grade Components

Overall
NCUA #61797
Year Chartered1968
Employees194
Primary Regulator
Profit Margin
Return on Assets - YTD2.32%
Return on Equity - YTD15.92%
Annual Interest Income$30.8MM
Assets and Liabilities
AssetsQ4 2018vs Q4 2017$660.6MM$568.7MM
LoansQ4 2018vs Q4 2017$605.6MM$511.5MM
DepositsQ4 2018vs Q4 2017$543.4MM$483.4MM
Equity CapitalQ4 2018vs Q4 2017$95.7MM$80.6MM
Loan Loss AllowanceQ4 2018vs Q4 2017$5.0MM$3.6MM
Unbacked Noncurrent LoansQ4 2018vs Q4 2017$7.9MM$6.7MM
Real Estate OwnedQ4 2018vs Q4 2017$223.00K$501.00K
  User-submitted Promotions & Notices

This section lists recent deals, promotions and rate changes submitted by our community within the past 90 days. Always verify official rates and promotions with the bank or credit union.

12-Month CD, 6.00% APY, $1K Min/Max

Carpline   |  
"To celebrate the grand opening of the Downtown Flint branch, we are offering a limited time, 12 month 6% APY CD of $1,000!"

Offer is valid on money not currently on deposit at ELGA Credit Union.
One account per social security number.
CD value is $1,000 only ($1,000 min and max).
CD must be opened at the Downtown Flint branch at 600 S Saginaw Street, Flint, MI 48502.

https://www.elgacu.com/slide/six_on_the_bricks/?tc=slider_sixonthebricks
8

Rates

Rates for ELGA Credit Union are currently being reviewed.

Locations


Cities: Burton, Clio, Davison, Fenton, Flint, Flushing, Goodrich, Lapeer, Saginaw

Burton Branches
Branch Office2303 S Center RdBurton, MI 48519-1147

Clio Branches
Branch Office7026 W Vienna RdClio, MI 48420

Davison Branches
Branch Office8503 Davison RdDavison, MI 48423
Branch Office8415 Davison RdDavison, MI 48423

Fenton Branches
Branch Office1390 N Leroy StFenton, MI 48430-5310

Flint Branches
Branch Office5072 Corunna RdFlint, MI 48532-4190

Flushing Branches
Branch Office6238 W Pierson RdFlushing, MI 48433-2339

Goodrich Branches
Branch Office8125 S State RdGoodrich, MI 48438

Lapeer Branches
Branch Office799 S Harrison StLapeer, MI 48446-3393

Saginaw Branches
Branch Office2686 McLeod Dr NSaginaw, MI 48604

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.