Emprise Bank is headquartered in WICHITA and is the 8th largest bank in the state of Kansas. It is also the 485th largest bank in the nation. It was established in 1910 and as of March of 2023, it had grown to 437 employees at 33 locations. Emprise Bank's money market rates are 6X the national average, and it has a B+ health rating.
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Great Bank!
I've been with them for 18 years. They have always been honest, easy to work with. Rates and fees have always been reasonable.
Great Locations, Outrageous Fees
I have banked with Emprise for over 15 years. My first ever savings account was started here. When I got my first job, I opened a checking account with them so that I could link the two. There is one in my home town and there is one in the town I go to college, so the institution makes sense for me. My major complaint is their outrageous fees. If you barely overdraft, they take out the largest of your pending transactions first, so that all of the smaller transactions also gain an overdraft fee. Even if you were $2 over with your last large purchase, they would take it out first, and then take your earlier transactions out to give you more fees.
Data as of Q1 2023
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 4789 |
| Year Established | 1910 |
| Employees | 437 |
| Primary Regulator | FDIC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.5% |
| Return on Equity - YTD | 22.94% |
| Annual Interest Income | $25.3MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2023vs Q1 2022 | $2.39B$2.37B |
| Loans | Q1 2023vs Q1 2022 | $1.60B$1.42B |
| Deposits | Q1 2023vs Q1 2022 | $2.17B$2.18B |
| Equity Capital | Q1 2023vs Q1 2022 | $160.2MM$178.6MM |
| Loan Loss Allowance | Q1 2023vs Q1 2022 | $15.3MM$16.6MM |
| Unbacked Noncurrent Loans | Q1 2023vs Q1 2022 | $611.00K$250.00K |
| Real Estate Owned | Q1 2023vs Q1 2022 | $22.00K$441.00K |
