Emprise Bank

Overview / Commentary
257 North Broadway Street
Wichita, KS 67202

Emprise Bank is headquartered in WICHITA and is the 8th largest bank in the state of Kansas. It is also the 485th largest bank in the nation. It was established in 1910 and as of March of 2023, it had grown to 437 employees at 33 locations. Emprise Bank's money market rates are 6X the national average, and it has a B+ health rating.

Reviews (2)

Great Bank!

Posted by: |

I've been with them for 18 years. They have always been honest, easy to work with. Rates and fees have always been reasonable.

Great Locations, Outrageous Fees

I have banked with Emprise for over 15 years. My first ever savings account was started here. When I got my first job, I opened a checking account with them so that I could link the two. There is one in my home town and there is one in the town I go to college, so the institution makes sense for me. My major complaint is their outrageous fees. If you barely overdraft, they take out the largest of your pending transactions first, so that all of the smaller transactions also gain an overdraft fee. Even if you were $2 over with your last large purchase, they would take it out first, and then take your earlier transactions out to give you more fees.


Health Grade Components

FDIC Certificate #4789
Year Established1910
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.5%
Return on Equity - YTD22.94%
Annual Interest Income$25.3MM
Assets and Liabilities
AssetsQ1 2023vs Q1 2022$2.39B$2.37B
LoansQ1 2023vs Q1 2022$1.60B$1.42B
DepositsQ1 2023vs Q1 2022$2.17B$2.18B
Equity CapitalQ1 2023vs Q1 2022$160.2MM$178.6MM
Loan Loss AllowanceQ1 2023vs Q1 2022$15.3MM$16.6MM
Unbacked Noncurrent LoansQ1 2023vs Q1 2022$611.00K$250.00K
Real Estate OwnedQ1 2023vs Q1 2022$22.00K$441.00K
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Always verify rates and promotions with the bank or credit union. We are not Emprise Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Emprise Bank Savings Account Rates

2.00%-$50kSavings Plus Account
0.15%--Regular Savings
0.15%--Youth Savings
0.15%--Business Savings

Emprise Bank Money Market Rates

2.50%*$100k*-Money Market
OTHER TIERS: 1.75% Up to $5k | 1.90% $5k - $10k | 2.05% $10k - $25k | 2.20% $25k - $50k | 2.35% $50k - $100k
2.50%*$100k*-Business Money Market
OTHER TIERS: 2.05% Up to $25k | 2.20% $25k - $50k | 2.35% $50k - $100k

Emprise Bank Checking Account Rates

3.00%*-$10kHigh Interest Checking
OTHER TIERS: 0.59% $10k+
0.75%*$1m*-Business Interest Checking
OTHER TIERS: 0.25% Up to $50k | 0.50% $50k - $100k | 0.60% $100k - $1m

Emprise Bank CD Rates

5.10%$1k-1 Year CD
5.10%$1k-Business 1 Year CD
4.50%$1k-181 Day CD
4.50%$1k-Business 181 Day CD
4.00%$1k-91 Day CD
4.00%$1k-2 Year CD
4.00%$1k-Business 91 Day CD
4.00%$1k-Business 2 Year CD
3.75%$1k-3 Year CD
3.75%$1k-Business 3 Year CD
3.50%$1k-60 Month CD
3.50%$1k-Business 60 Month CD
3.50%$1k-4 Year CD
3.50%$1k-Business 4 Year CD
3.30%$100-18 Month Variable CD
3.30%$100-Business 18 Month Variable CD

Emprise Bank IRA Rates

5.10%$1k-1 Year IRA
4.00%$1k-2 Year IRA
3.75%$1k-3 Year CD
3.50%$1k-60 Month IRA
3.50%$1k-60 Month Variable IRA
3.50%$1k-4 Year IRA
3.30%$100-18 Month Variable IRA
2.75%$1k-181 Day IRA


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