Emprise Bank

Overview / Commentary
257 North Broadway Street
Wichita, KS 67202

Emprise Bank is headquartered in Wichita and is the 7th largest bank in the state of Kansas. It is also the 473rd largest bank in the nation. It was established in 1910 and as of June of 2022, it had grown to 414 employees at 33 locations. Emprise Bank's CD rates are 4X the national average, and it has an A health rating.

Reviews (2)

Great Bank!

Posted by: |

I've been with them for 18 years. They have always been honest, easy to work with. Rates and fees have always been reasonable.

Great Locations, Outrageous Fees

I have banked with Emprise for over 15 years. My first ever savings account was started here. When I got my first job, I opened a checking account with them so that I could link the two. There is one in my home town and there is one in the town I go to college, so the institution makes sense for me. My major complaint is their outrageous fees. If you barely overdraft, they take out the largest of your pending transactions first, so that all of the smaller transactions also gain an overdraft fee. Even if you were $2 over with your last large purchase, they would take it out first, and then take your earlier transactions out to give you more fees.


Health Grade Components

FDIC Certificate #4789
Year Established1910
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.12%
Return on Equity - YTD14.48%
Annual Interest Income$34.7MM
Assets and Liabilities
AssetsQ2 2022vs Q2 2021$2.34B$2.35B
LoansQ2 2022vs Q2 2021$1.48B$1.32B
DepositsQ2 2022vs Q2 2021$2.17B$2.13B
Equity CapitalQ2 2022vs Q2 2021$161.0MM$198.8MM
Loan Loss AllowanceQ2 2022vs Q2 2021$16.6MM$18.1MM
Unbacked Noncurrent LoansQ2 2022vs Q2 2021$277.00K$3.3MM
Real Estate OwnedQ2 2022vs Q2 2021$477.00K$100.00K
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Always verify rates and promotions with the bank or credit union. We are not Emprise Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Emprise Bank Savings Account Rates

2.00%-$50kSavings Plus Account
0.15%--Business Savings

Emprise Bank Money Market Rates

1.60%*$1m*-Business Money Market
OTHER TIERS: 1.35% Up to $25k | 1.40% $25k - $50k | 1.45% $50k - $100k | 1.50% $100k - $500k | 1.55% $500k - $1m
1.50%*$100k*-Money Market
OTHER TIERS: 1.25% Up to $5k | 1.30% $5k - $10k | 1.35% $10k - $25k | 1.40% $25k - $50k | 1.45% $50k - $100k

Emprise Bank Checking Account Rates

3.00%*-$10kHigh Interest Checking
OTHER TIERS: 0.35% $10k+
0.30%*$1m*-Business Interest Checking
OTHER TIERS: 0.15% Up to $50k | 0.20% $50k - $100k | 0.25% $100k - $1m

Emprise Bank CD Rates

4.00%$1k-24 - 35 Month CD
4.00%$1k-2 Year CD
4.00%$1k-Business 2 Year CD
4.00%$1k-Business 24 - 35 Month CD
3.75%$1k-36 - 47 Month CD
3.75%$1k-3 Year CD
3.75%$1k-Business 3 Year CD
3.75%$1k-Business 36 - 47 Month CD
3.50%$1k-12 - 23 Month CD
3.50%$1k-48 - 59 Month CD
3.50%$1k-60 Month CD
3.50%$1k-1 Year CD
3.50%$1k-Business 1 Year CD
3.50%$1k-Business 12 - 23 Month CD
3.50%$1k-Business 48 - 59 Month CD
3.50%$1k-Business 60 Month CD
3.30%$100-18 Month Variable CD
3.30%$100-Business 18 Month Variable CD
2.75%$1k-181 Day CD
2.75%$1k-Business 181 Day CD
2.00%$1k-91 Day CD
2.00%$1k-Business 91 Day CD

Emprise Bank IRA Rates

4.00%$1k-24 - 35 Month IRA
3.75%$1k-36 - 47 Month IRA
3.50%$1k-12 - 23 Month IRA
3.50%$1k-48 - 59 Month IRA
3.50%$1k-60 Month IRA
3.50%$1k-60 Month Variable IRA
3.30%$100-18 Month Variable IRA
2.75%$1k-181 Day IRA


Wichita Area

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