Emprise Bank


Overview / Commentary
316-383-4301
257 North Broadway Street
Wichita, KS 67202

Emprise Bank is headquartered in WICHITA and is the 7th largest bank in the state of Kansas. It is also the 477th largest bank in the nation. It was established in 1910 and as of September of 2023, it had grown to 438 employees at 33 locations. Emprise Bank's money market rates are 6X the national average, and it has a B+ health rating.

Reviews (2)

Great Bank!

Posted by: |

I've been with them for 18 years. They have always been honest, easy to work with. Rates and fees have always been reasonable.

Great Locations, Outrageous Fees

I have banked with Emprise for over 15 years. My first ever savings account was started here. When I got my first job, I opened a checking account with them so that I could link the two. There is one in my home town and there is one in the town I go to college, so the institution makes sense for me. My major complaint is their outrageous fees. If you barely overdraft, they take out the largest of your pending transactions first, so that all of the smaller transactions also gain an overdraft fee. Even if you were $2 over with your last large purchase, they would take it out first, and then take your earlier transactions out to give you more fees.



Health
B+

Health Grade Components

Overall
FDIC Certificate #4789
Year Established1910
Employees438
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.37%
Return on Equity - YTD21%
Annual Interest Income$82.2MM
Assets and Liabilities
AssetsQ3 2023vs Q3 2022$2.45B$2.29B
LoansQ3 2023vs Q3 2022$1.71B$1.48B
DepositsQ3 2023vs Q3 2022$2.08B$2.13B
Equity CapitalQ3 2023vs Q3 2022$158.3MM$147.4MM
Loan Loss AllowanceQ3 2023vs Q3 2022$15.6MM$16.4MM
Unbacked Noncurrent LoansQ3 2023vs Q3 2022$477K$693K
Real Estate OwnedQ3 2023vs Q3 2022$0$36K
Rates
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Always verify rates and promotions with the bank or credit union. We are not Emprise Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Emprise Bank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.00%-$50kSavings Plus Account
0.15%--Regular Savings
0.15%--Youth Savings
0.15%--Business Savings

Emprise Bank Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.75%*$100k*-Money Market
OTHER TIERS: 2.00% Up to $5k | 2.15% $5k - $10k | 2.30% $10k - $25k | 2.45% $25k - $50k | 2.60% $50k - $100k
2.75%*$100k*-Business Money Market
OTHER TIERS: 2.30% Up to $25k | 2.45% $25k - $50k | 2.60% $50k - $100k

Emprise Bank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.50%*-$10kHigh Interest Checking
OTHER TIERS: 0.35% $10k+
0.75%*$1m*-Business Interest Checking
OTHER TIERS: 0.25% Up to $50k | 0.50% $50k - $100k | 0.60% $100k - $1m

Emprise Bank CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
5.25%$1k-1 Year CD
5.25%$1k-Business 1 Year CD
4.50%$1k-181 Day CD
4.50%$1k-Business 181 Day CD
4.00%$1k-91 Day CD
4.00%$1k-2 Year CD
4.00%$1k-Business 91 Day CD
4.00%$1k-Business 2 Year CD
3.75%$1k-3 Year CD
3.75%$1k-Business 3 Year CD
3.50%$1k-60 Month CD
3.50%$1k-Business 60 Month CD
3.50%$1k-4 Year CD
3.50%$1k-Business 4 Year CD
3.30%$100-18 Month Variable CD
3.30%$100-Business 18 Month Variable CD

Emprise Bank IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
5.25%$1k-1 Year IRA
4.50%$1k-181 Day IRA
4.00%$1k-2 Year IRA
3.75%$1k-3 Year CD
3.50%$1k-60 Month IRA
3.50%$1k-60 Month Variable IRA
3.50%$1k-4 Year IRA
3.30%$100-18 Month Variable IRA
Locations

Availability



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