Emprise Bank is headquartered in Wichita and is the 7th largest bank in the state of Kansas. It is also the 473rd largest bank in the nation. It was established in 1910 and as of June of 2022, it had grown to 414 employees at 33 locations. Emprise Bank's CD rates are 4X the national average, and it has an A health rating.
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Great Bank!
I've been with them for 18 years. They have always been honest, easy to work with. Rates and fees have always been reasonable.
Great Locations, Outrageous Fees
I have banked with Emprise for over 15 years. My first ever savings account was started here. When I got my first job, I opened a checking account with them so that I could link the two. There is one in my home town and there is one in the town I go to college, so the institution makes sense for me. My major complaint is their outrageous fees. If you barely overdraft, they take out the largest of your pending transactions first, so that all of the smaller transactions also gain an overdraft fee. Even if you were $2 over with your last large purchase, they would take it out first, and then take your earlier transactions out to give you more fees.
Data as of Q2 2022
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 4789 |
| Year Established | 1910 |
| Employees | 414 |
| Primary Regulator | FDIC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.12% |
| Return on Equity - YTD | 14.48% |
| Annual Interest Income | $34.7MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2022vs Q2 2021 | $2.34B$2.35B |
| Loans | Q2 2022vs Q2 2021 | $1.48B$1.32B |
| Deposits | Q2 2022vs Q2 2021 | $2.17B$2.13B |
| Equity Capital | Q2 2022vs Q2 2021 | $161.0MM$198.8MM |
| Loan Loss Allowance | Q2 2022vs Q2 2021 | $16.6MM$18.1MM |
| Unbacked Noncurrent Loans | Q2 2022vs Q2 2021 | $277.00K$3.3MM |
| Real Estate Owned | Q2 2022vs Q2 2021 | $477.00K$100.00K |
