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Emprise Bank


Overview / Commentary
www.emprisebank.com
316-383-4301
257 North Broadway Street
Wichita, KS 67202

Emprise Bank is headquartered in Wichita and is the 8th largest bank in the state of Kansas. It is also the 472nd largest bank in the nation. It was established in 1910 and as of December of 2021, it had grown to 407 employees at 33 locations. Emprise Bank has an A health rating.

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Reviews (2)

Great Bank!

Posted by: |

I've been with them for 18 years. They have always been honest, easy to work with. Rates and fees have always been reasonable.

1

Great Locations, Outrageous Fees

Posted by: |

I have banked with Emprise for over 15 years. My first ever savings account was started here. When I got my first job, I opened a checking account with them so that I could link the two. There is one in my home town and there is one in the town I go to college, so the institution makes sense for me. My major complaint is their outrageous fees. If you barely overdraft, they take out the largest of your pending transactions first, so that all of the smaller transactions also gain an overdraft fee. Even if you were $2 over with your last large purchase, they would take it out first, and then take your earlier transactions out to give you more fees.

4


Health
A

Data as of Q4 2021

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #4789
Year Established1910
Employees407
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.16%
Return on Equity - YTD13.58%
Annual Interest Income$67.5MM
Assets and Liabilities
AssetsQ4 2021vs Q4 2020$2.36B$2.12B
LoansQ4 2021vs Q4 2020$1.40B$1.38B
DepositsQ4 2021vs Q4 2020$2.14B$1.92B
Equity CapitalQ4 2021vs Q4 2020$206.9MM$187.4MM
Loan Loss AllowanceQ4 2021vs Q4 2020$16.6MM$18.3MM
Unbacked Noncurrent LoansQ4 2021vs Q4 2020$539.00K$3.0MM
Real Estate OwnedQ4 2021vs Q4 2020$1.2MM$58.00K
Rates
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Always verify rates and promotions with the bank or credit union. We are not Emprise Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Emprise Bank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.75%*-$50kSavings Plus Account
OTHER TIERS: 0.20% → $50k+
0.05%--Business Savings

Emprise Bank Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.30%*$1m*-Business Money Market
OTHER TIERS: 0.05% → Up to $25k | 0.10% → $25k - $50k | 0.15% → $50k - $100k | 0.20% → $100k - $500k | 0.25% → $500k - $1m

Emprise Bank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.75%*-$10kHigh Interest Checking
OTHER TIERS: 0.20% → $10k+
0.20%*$1m*-Business Interest Checking
OTHER TIERS: 0.05% → Up to $50k | 0.10% → $50k - $500k | 0.15% → $500k - $1m

Emprise Bank CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%$1k-60 Month CD
0.45%$1k-48 - 59 Month CD
0.40%$1k-36 - 47 Month CD
0.40%$1k-3 Year CD
0.30%$1k-24 - 35 Month CD
0.30%$1k-2 Year CD
0.25%$100-18 Month Variable CD
0.20%$1k-12 - 23 Month CD
0.20%$1k-1 Year CD
0.15%$1k-181 Day CD
0.10%$1k-91 Day CD

Emprise Bank IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%$1k-60 Month IRA
0.45%$1k-48 - 59 Month IRA
0.40%$1k-36 - 47 Month IRA
0.40%$1k-60 Month Variable IRA
0.30%$1k-24 - 35 Month IRA
0.25%$100-18 Month Variable IRA
0.20%$1k-12 - 23 Month IRA
0.15%$1k-181 Day IRA
Locations

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