EnerBank USA

Overview / Commentary
1245 E. Brickyard Road, Suite 600
Salt Lake City, UT 84106

EnerBank USA is headquartered in Salt Lake City and is the 14th largest bank in the state of Utah. It is also the 364th largest bank in the nation. It was established in 2002 and as of June of 2020, it had grown to 397 employees at 1 location. EnerBank USA has an A+ health rating.

Pleasant Experience

Posted by: |

Compassion in lending was a thing of the past. Not with you as a lender I am very grateful for the loan approval for a desperately needed A/C system for my home. Your website is also professional and easy to navigate.

Two Time Customer Rates A Positive Experience.

You assisted us twice in times of great need--much appreciated.

Avoid, Avoid, Avoid

Posted by: |

Financed the purchase of a new furnace, air conditioner and water heater through Enerbank (rough year) through our installer. Filled out the loan information (we have 800+ credit) and was quickly approved. Only learn after the fact that that 1) there is no online means of making payments; 2) there are no online means of getting your balance or confirmation of payments; 3) company doesn't issue statements monthly or yearly for that matter; 4) on their contact page, there is no means to e-mail them - just voice numbers. What company or banking institution in this day DOESN'T have some online presence or means of conducting business electronically? The only explanation is that their intent is to defraud their customers. Unbelievable. As such, we've tripled the payments we're making (hopefully their being received!) each month with the intent of getting rid of them. I will say that their customer service reps are always courteous, and state that some online method of tracking balances is forthcoming (6 months now of saying that).

Do Not Like This Company

Posted by: |

Customer service is horrible, waited over 20 mts to answer,.still not answer.... $4.95 for a payment!



Health Grade Components

FDIC Certificate #57293
Year Established2002
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.6%
Return on Equity - YTD17.08%
Annual Interest Income$122.6MM
Assets and Liabilities
AssetsQ2 2020vs Q2 2019$2.84B$2.42B
LoansQ2 2020vs Q2 2019$2.60B$2.23B
DepositsQ2 2020vs Q2 2019$2.53B$2.13B
Equity CapitalQ2 2020vs Q2 2019$249.7MM$249.9MM
Loan Loss AllowanceQ2 2020vs Q2 2019$103.5MM$28.3MM
Unbacked Noncurrent LoansQ2 2020vs Q2 2019$5.8MM$5.3MM
Real Estate OwnedQ2 2020vs Q2 2019$0$0

Sorry, we do not have rate data for EnerBank USA.


EnerBank USA Locations
Enerbank Usa1245 E. Brickyard Road, Suite 600Salt Lake City, UT 84106

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