EnerBank USA is headquartered in Salt Lake City and is the 15th largest bank in the state of Utah. It is also the 344th largest bank in the nation. It was established in 2002 and as of December of 2020, it had grown to 414 employees at 1 location. EnerBank USA has an A+ health rating.
Pleasant Experience
Compassion in lending was a thing of the past. Not with you as a lender I am very grateful for the loan approval for a desperately needed A/C system for my home. Your website is also professional and easy to navigate.
Two Time Customer Rates A Positive Experience.
You assisted us twice in times of great need--much appreciated.
Do Not Like This Company
Customer service is horrible, waited over 20 mts to answer,.still not answer.... $4.95 for a payment!
Awesome Service
Wonderful service. Great people to talk to. When need a loan that help through the hole process
Data as of Q4 2020
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 57293 |
| Year Established | 2002 |
| Employees | 414 |
| Primary Regulator | FDIC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.99% |
| Return on Equity - YTD | 21.96% |
| Annual Interest Income | $260.7MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2020vs Q4 2019 | $3.14B$2.71B |
| Loans | Q4 2020vs Q4 2019 | $2.89B$2.50B |
| Deposits | Q4 2020vs Q4 2019 | $2.81B$2.39B |
| Equity Capital | Q4 2020vs Q4 2019 | $285.6MM$277.3MM |
| Loan Loss Allowance | Q4 2020vs Q4 2019 | $123.0MM$33.2MM |
| Unbacked Noncurrent Loans | Q4 2020vs Q4 2019 | $8.7MM$8.9MM |
| Real Estate Owned | Q4 2020vs Q4 2019 | $0$0 |