Overview / Commentary
1245 E. Brickyard Road, Suite 600
Salt Lake City, UT 84106

EnerBank USA is headquartered in Salt Lake City and is the 14th largest bank in the state of Utah. It is also the 507th largest bank in the nation. It was established in 2002 and as of June of 2018, it had grown to 288 employees at 1 location. EnerBank USA has an A+ health rating.

Awesome Service

Wonderful service. Great people to talk to. When need a loan that help through the hole process

Good Experience

Posted by: MelissaTJ | Jun 27, 2018

Telephone application process was simple and painless. A decision made for an emergency HVAC replacement to keep cash. Plumbing company recommended. Documents arrived quickly and website efficient, making payments easy. Excellent early repayment offer.

Two Time Customer Rates A Positive Experience.

You assisted us twice in times of great need--much appreciated.

Very Helpful

I remodeled my bathroom to make it handicap accessible for my husband and Enerbank is who the contractor financed projects with.
My husband recently passed away and they were very easy to work with when my finances were totally up in the air. I was able to waive one payment until I received my updated income. There was no jumping through hoops, no painfully long waits on hold. I was transferred to the correct department the first time and was finished with my request in no time at all.



Health Grade Components

FDIC Certificate #57293
Year Established2002
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD2.17%
Return on Equity - YTD16.46%
Annual Interest Income$70.4MM
Assets and Liabilities
AssetsQ2 2018vs Q2 2017$1.61B$1.37B
LoansQ2 2018vs Q2 2017$1.42B$1.28B
DepositsQ2 2018vs Q2 2017$1.39B$1.17B
Equity CapitalQ2 2018vs Q2 2017$206.7MM$177.1MM
Loan Loss AllowanceQ2 2018vs Q2 2017$22.7MM$18.1MM
Unbacked Noncurrent LoansQ2 2018vs Q2 2017$3.4MM$2.4MM
Real Estate OwnedQ2 2018vs Q2 2017$0$0

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EnerBank USA Locations
Enerbank Usa1245 E. Brickyard Road, Suite 600Salt Lake City, UT 84106

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