Regions Bank

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70 Month Relationship CD - Promotional

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Popular Accounts at this Bank

APY	ACCOUNT TYPE	ACCOUNT NAME
0.01%	Checking	Lifegreen Preferred Checking 1.25% - Bank of Internet USA Rewards Checking
0.01%	Savings	Regions Savings 1.20% - Synchrony Bank High Yield Savings
0.01%	Money Market	Money Market Account 0.85% - Ally Bank Money Market Account

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Overview / Commentary

regions.com

800-734-4667

1900 Fifth Avenue North
Birmingham, AL 35203

Regions Bank is the banking division of the Regions Financial Corporation, which is one of the largest financial service providers in the United States. The bank provides individual and commercial customers with deposit and loan products and services, as well as trust and wealth management services. Regions Bank also employs Wealth Advisors on its wealth management side to provide customers with guidance on various investment and insurance products.

On its Personal Banking side, Regions offers its customers various depository products including Checking, Savings, Money Market, and Certificate of Deposit accounts. Multiple checking accounts are available that offer simple services like direct deposit and check writing. Several checking account offerings are customized for different demographics like seniors and students, and most of the accounts have no monthly fees. As far as savings accounts, Regions offers one with a good interest rate if conditions are met, as well as an account for minors. Money Market accounts are available as well and come with a monthly fee and minimum balance requirements. Regions also offers CDs that range in term lengths starting from as short of a period as 7 days.

Regions Bank online banking is a sophisticated Internet platform on which customers can pay bills, view check images, transfer funds, and manage their rewards. The bank’s reward program offers points for purchasing activities performed using a Regions-issued Visa checkcard. Regions Bank also has a mobile smartphone app that allows customers to perform tasks like bill pay, account management, mobile deposit, and fund transfer while on the go.

Regions Bank is headquartered in Birmingham, Alabama, and is the largest bank in the state and one of the largest banks in the southeastern United States. It operates over a thousand branches across multiple states in the region. Regions Bank was originally established as the Exchange-Security Bank in 1928 before changing its name to First Alabama Bank of Birmingham in 1975. After a series of acquisitions and mergers, the bank expanded its operations to cover the majority of the Southeastern United States. In 1994, the bank changed its name to Regions in order to reflect their expanding operational presence.

10/20/14 - Earn $165 When You Open A LifeGreen Checking Account At Regions Bank
7/7/14 - Competitive 70-Month Promotional CD at Regions Bank
1/19/14 - Regions Bank Exits Payday Loan Business
4/17/13 - No Hackers To Blame For Regions’ Website Outage
3/22/13 - Another Regions Bank's $125 Checking Account Bonus - Available in Several States
7/31/12 - Regions Bank's $125 Checking Account Bonus in Several States
4/4/12 - Treasury: Regions Financial Repays TARP Funds
8/29/11 - Regions CD Owners Take Note
8/18/11 - Large Banks Adding New Fees for Debit Card Usage
1/9/11 - Regions Bank CD Special Relationship Rates On 1/9/2011
12/7/10 - Regions Bank CD Special Relationship Rates
1/9/10 - 2.00% 12-Month CD, 2.50% 23-Month CD & 3.25% 42-Month CD at Regions Bank in Several States
12/16/09 - 2.00% 15-Month CD & 2.50% 23-Month CD at Regions Bank in Several States - Local Only
10/24/09 - 3.25% 42-Month CD at Regions Bank in Several States
9/20/09 - 3.25% 42-Month CD & 2.50% 23-Month CD at Regions Bank in Several States
4/21/09 - 3.25% 39-Month CD and Other Competitive CD Rates at Regions Bank
11/10/08 - Update on Regions CD and Money Market Account Promotions
10/9/08 - 4.00% Money Market Promotion and Update on CDs at Regions
10/3/08 - 5.00% 30-Month CD at Regions Bank
8/29/08 - 5.00% 6-Month CD at a Georgia Bank (Integrity Bank).
8/29/08 - 5.00% Reward Checking Account at a Georgia Bank (Integrity).
8/29/08 - 4.25% 10-Month CD at a Georgia Bank (Integrity).
8/5/08 - 4.00% 7-Month / 4.75% 30-Month CD at Regions Bank (Rates May Vary By State)

Reviews (57)

Featured Account Options

Best B&M I've Banked With

Posted by: grenadia | Apr 11, 2015

You won't get the great rates like you might at an online bank, but for what it is, I think it's the best bank out there.

Comment

7

Great place

Posted by: constancebean2 | Mar 6, 2017

I recently opened an account with Regions bank and the employees helped me a great deal when deciding which account I wanted to open. I went with checking and savings account, I'm very happy with this bank. When I first walked in I was welcomed with a smile and complimentary coffee, I was greeted warmly and was directed over to someone that could help me set up an account. I was informed the whole way through the meeting about interest rates, low balances etc. I'm thrilled to say Regions is my number one bank. I will never go back to my old bank as it was not an appropriate fit for me but i will highly recommend this bank to all my friends and family members.

Comment

1

There are better choices out there

Posted by: Allen2014 | Jul 25, 2014

Regions paltry returns on savings have made me seek a different bank. The mobile app allows for check depositing, but there are fees associated with it. The app feels clumsy to use compared with many of the online only banks. There are just too many better choices than to stick with Regions.

Comment

8

No 24/7 Customer Service And Slow For Disputes

Posted by: Brian Dumal | Jun 13, 2017

I deposited almost $1,000 into my accounr and before I could finish the deposit, the ATM system froze. It took my card and my cash and I wasn't credited the money I deoosited. This happened on a Saturday and I could not contact anyone until Monday Morning. I was told the dispute will be handled and I should have my money that night. Low and behold, its the next day and I don't have my deposit credited. They are thieves and I hope to get my money back to me. I will be switching banks as soon as I get my money back.

Comment

1

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Health

A

Data as of Q1 2017

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #	12368
Year Established	1928
Employees	21345
Primary Regulator	FED

Profit Margin
Return on Assets - YTD	1.04%
Return on Equity - YTD	7.98%
Annual Interest Income	$938.9MM

Assets and Liabilities
Assets	Q1 2017vs Q1 2016	$123.6B$124.6B
Loans	Q1 2017vs Q1 2016	$79.32B$80.81B
Deposits	Q1 2017vs Q1 2016	$100.6B$99.65B
Equity Capital	Q1 2017vs Q1 2016	$16.19B$16.51B
Loan Loss Allowance	Q1 2017vs Q1 2016	$1.06B$1.15B
Unbacked Noncurrent Loans	Q1 2017vs Q1 2016	$1.14B$1.20B
Real Estate Owned	Q1 2017vs Q1 2016	$91.5MM$115.0MM

Rates

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Money Market
Checking
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IRA

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Always verify rates and promotions with the bank or credit union. We are not Regions Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

† The rates for some products vary by region. In these cases we have listed the rates for the region closest to the bank's headquarters.

Regions Bank Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.01%^†	-	-	Lifegreen Savings
0.01%^†	-	-	Regions Savings
0.01%^†	-	-	Savings for Minors

Regions Bank Money Market Rates

APY	MIN	MAX	ACCOUNT NAME
0.10%^*^†	$100k^*	-	Platinum Relationship Money Market
OTHER TIERS: 0.01% → Up to $5k \| 0.03% → $5k - $20k \| 0.05% → $20k - $100k
0.01%^†	-	-	Money Market Account
0.01%^†	$50	-	Money Market IRA

Regions Bank Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.01%^†	-	-	Lifegreen Preferred Checking
0.01%^†	-	-	Business Interest Checking

Regions Bank CD Rates

APY	MIN	MAX	ACCOUNT NAME
2.00%^†	$10k	-	70 Month Relationship CD - Promotional
2.00%^†	$10k	-	Business 70 Month Relationship CD - Promotional
1.25%^†	$10k	-	48 Month Promotional Relationship CD
1.25%^†	$10k	-	Business 48 Month Promotional Relationship CD
1.01%^†	$10k	-	28 Month Promotional Relationship CD
1.01%^†	$10k	-	Business 28 Month Promotional Relationship CD
0.60%^†	$500	-	60 - 69 Month Relationship CD
0.60%^†	$500	-	Business 60 - 69 Month Relationship CD
0.60%^†	$500	-	71 - 72 Month Relationship CD
0.60%^†	$500	-	Business 71 - 72 Month Relationship CD
0.50%^†	$500	-	49 - 59 Month Relationship CD
0.50%^†	$500	-	Business 49 - 59 Month Relationship CD
0.30%^†	$500	-	36- 47 Month Relationship CD
0.30%^†	$500	-	Business 36- 47 Month Relationship CD
0.20%^†	$500	-	24 - 27 Month Relationship CD
0.20%^†	$500	-	29- 35 Month Relationship CD
0.20%^†	$500	-	Business 24-27 Month Relationship CD
0.20%^†	$500	-	Business 29- 35 Month Relationship CD
0.10%^†	$500	-	12 - 17 Month Relationship CD
0.10%^†	$500	-	18 - 23 Month Relationship CD
0.10%^†	$500	-	Business 12 - 17 Month Relationship CD
0.10%^†	$500	-	Business 18 - 23 Month Relationship CD
0.05%^†	$500	-	6 - 11 Month Relationship CD
0.05%^†	$500	-	Business 6 - 11 Month Relationship CD
0.03%^†	$500	-	1 - 5 Month Relationship CD
0.03%^†	$500	-	Business 1 - 5 Month Relationship CD
0.01%^†	$2,500	-	0 Month Relationship CD
0.01%^†	$2,500	-	Business 0 Month Relationship CD

Regions Bank IRA Rates

APY	MIN	MAX	ACCOUNT NAME
1.40%^†	$250	-	18 Month Variable Rate IRA
1.25%^†	$4k	-	48 Month Promotional IRA
1.01%^†	$4k	-	28 Month Promotional IRA
0.60%^†	$250	-	60 - 72 Month IRA
0.50%^†	$250	-	49 - 59 Month IRA
0.30%^†	$250	-	36- 47 Month IRA
0.20%^†	$250	-	24- 27 Month IRA
0.20%^†	$250	-	29-35 Month IRA
0.10%^†	$250	-	12 - 17 Month IRA
0.10%^†	$250	-	18 - 23 Month IRA
0.05%^†	$250	-	6 - 11 Month IRA

Locations

Regions Bank has 1,493 locations. Click to view all Regions Bank locations.