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800-734-4667
1900 Fifth Avenue North
Birmingham, AL 35203

Regions Bank is the banking division of the Regions Financial Corporation, which is one of the largest financial service providers in the United States. The bank provides individual and commercial customers with deposit and loan products and services, as well as trust and wealth management services. Regions Bank also employs Wealth Advisors on its wealth management side to provide customers with guidance on various investment and insurance products.

On its Personal Banking side, Regions offers its customers various depository products including Checking, Savings, Money Market, and Certificate of Deposit accounts. Multiple checking accounts are available that offer simple services like direct deposit and check writing. Several checking account offerings are customized for different demographics like seniors and students, and most of the accounts have no monthly fees. As far as savings accounts, Regions offers one with a good interest rate if conditions are met, as well as an account for minors. Money Market accounts are available as well and come with a monthly fee and minimum balance requirements. Regions also offers CDs that range in term lengths starting from as short of a period as 7 days.

Regions Bank online banking is a sophisticated Internet platform on which customers can pay bills, view check images, transfer funds, and manage their rewards. The bank’s reward program offers points for purchasing activities performed using a Regions-issued Visa checkcard. Regions Bank also has a mobile smartphone app that allows customers to perform tasks like bill pay, account management, mobile deposit, and fund transfer while on the go.

Regions Bank is headquartered in Birmingham, Alabama, and is the largest bank in the state and one of the largest banks in the southeastern United States. It operates over a thousand branches across multiple states in the region. Regions Bank was originally established as the Exchange-Security Bank in 1928 before changing its name to First Alabama Bank of Birmingham in 1975. After a series of acquisitions and mergers, the bank expanded its operations to cover the majority of the Southeastern United States. In 1994, the bank changed its name to Regions in order to reflect their expanding operational presence.

Related Posts

Regions Bank Extends LifeGreen Checking Bonus - 7/15/2016

Regions Bank has extended its $200 LifeGreen Checking Bonus through September 30, 2016. Available in major cities in GA, FL, IN, LA, NC, TN, and TX.

Regions Bank Offers Targeted $200 LifeGreen Checking Bonus - 2/24/2016

Regions Bank has a $200 LifeGreen Checking bonus now through March 31, 2016. Available in Atlanta, Miami, Orlando,Tampa, Nashville, Dallas, Houston, and Austin, online or in-branch.

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nice easy breezy banking

Posted by: cmartz679 | Nov 23, 2016

I always have positive experiences when I have to go to the bank, if I have ever needed anything they have never let me down. The staff there are always super kind to us. I've had a few instances with fraudulent charges but they resolved the matter right away. I am a very happy customer.

Excellent Customer Service!

Posted by: SMR2016 | Sep 28, 2016

As a new Floridian I was looking for a new bank. I was not all that satisfied with my large national bank and was looking for great customer service. I found it!

From the tellers to the customer service representatives I am always amazed at how good their people skills are! Everyone is pleasant, helpful, and extremely patient.

When I made a checking account error and needed a lot of help to straighten it out, my C/S rep could not have been more patient. He helped me figure out my error and made some online banking suggestions which would prevent me making the same error in the future.

It's also very helpful to find a local bank that actually has safe deposit boxes; something so many banks seem to have discontinued (including my old large national bank branch).

Good customer service is helping the client. GREAT customer service is going beyond and helping to prevent future problems or issues.

Wonderful bank

I have been a customer of Regions ever since I was old enough to have my own bank account, so roughly 18 years. As I hardly ever have time to physically enter a Regions, as I often work during the week, I primarily do all of my banking online. In all the years that I have used their online service I have never had a single problem. I have never had a dropped deposit, or lost payment. Their online website is simple to navigate, and on the rare instances that I do have a problem, their customer service is always quick to get back to me and help me resolve the issue at hand. If you are someone who keeps a hectic schedule that conflicts with normal banking hours, I highly recommend them.

Regions Bank

If I could give no stars I would. I have 3 business accounts with regions and have been with them since 2012. Recently they put a corp security (fraud) hold on all of my accounts, not sure when they did it considering I never received an email, phone call, or letter stating this was going to happen. As a business owner, this type of thing is important. Now I have checks and auto pays being returned with a reason of freeze. I watch my accounts and there has been no fraud activity on any of my accounts. I have called the 800# and they have to talk to the person who put the freeze on the accounts to see if they will lift it, so my fate is left in the hands of 1 person. I was told I could deposit funds but no debits are coming out and that was true until last night when the bank debited their analysis charge out. To me no debits means no debits not even for you (the bank).

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Health
A

Health Grade Components

Overall
FDIC Certificate #12368
Year Established1928
Employees21368
Primary RegulatorFED
Profit Margin
Return on Assets - YTD1.02%
Return on Equity - YTD7.67%
Annual Interest Income$2.76B
Assets and Liabilities
AssetsQ3 2016vs Q3 2015$124.2B$123.9B
LoansQ3 2016vs Q3 2015$80.33B$80.40B
DepositsQ3 2016vs Q3 2015$100.7B$98.39B
Equity CapitalQ3 2016vs Q3 2015$16.75B$16.32B
Loan Loss AllowanceQ3 2016vs Q3 2015$1.13B$1.11B
Unbacked Noncurrent LoansQ3 2016vs Q3 2015$1.24B$1.02B
Real Estate OwnedQ3 2016vs Q3 2015$107.9MM$128.2MM
Rates
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Always verify rates and promotions with the bank or credit union. We are not Regions Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

† The rates for some products vary by region. In these cases we have listed the rates for the region closest to the bank's headquarters.

Regions Bank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.01%--Savings for Minors

Regions Bank Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%*$100k*-Platinum Relationship Money Market
OTHER TIERS: 0.01% Up to $5k | 0.03% $5k - $20k | 0.05% $20k - $100k
0.10%*$100k*$1mPlatinum Relationship Money Market Special
OTHER TIERS: 0.01% Up to $5k | 0.03% $5k - $20k | 0.05% $20k - $100k
0.01%--Money Market Account
0.01%$50-Money Market IRA

Regions Bank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.01%--Lifegreen Preferred Checking
0.01%--Business Interest Checking

Regions Bank CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.60%$10k-70 - 71 Month Relationship CD - Promotional
1.60%$10k-Business 70 - 71 Month Relationship CD - Promotional
1.20%$10k-46 Month Promotional Relationship CD
1.20%$10k-Business 46 Month Promotional Relationship CD
0.90%$10k-26 Month Promotional Relationship CD
0.90%$10k-Business 26 Month Promotional Relationship CD
0.60%$500-60 - 69 Month Relationship CD
0.60%$500-Business 60 - 69 Month Relationship CD
0.60%$500-72 Month Relationship CD
0.60%$500-Business 72 Month Relationship CD
0.50%$500-48 - 59 Month Relationship CD
0.50%$500-Business 48 - 59 Month Relationship CD
0.30%$500-36 - 45 Month Relationship CD
0.30%$500-Business 36 - 45 Month Relationship CD
0.30%$500-47 Month Relationship CD
0.30%$500-Business 47 Month Relationship CD
0.20%$500-24 - 25 Month Relationship CD
0.20%$500-27 - 35 Month Relationship CD
0.20%$500-Business 24 - 25 Month Relationship CD
0.20%$500-Business 27 - 35 Month Relationship CD
0.10%$500-12 - 17 Month Relationship CD
0.10%$500-18 - 23 Month Relationship CD
0.10%$500-Business 12 - 17 Month Relationship CD
0.10%$500-Business 18 - 23 Month Relationship CD
0.05%$500-6 - 11 Month Relationship CD
0.05%$500-Business 6 - 11 Month Relationship CD
0.03%$500-1 - 5 Month Relationship CD
0.03%$500-Business 1 - 5 Month Relationship CD
0.01%$2,500-0 Month Relationship CD
0.01%$2,500-Business 0 Month Relationship CD

Regions Bank IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.20%$4k-46 Month Promotional IRA
0.90%$4k-26 Month Promotional IRA
0.60%$250-60 - 72 Month IRA
0.50%$250-48 - 59 Month IRA
0.30%$250-36 - 45 Month IRA
0.30%$250-47 Month IRA
0.20%$250-24 - 25 Month IRA
0.20%$250-27 - 35 Month IRA
0.10%$250-12 - 17 Month IRA
0.10%$250-18 - 23 Month IRA
0.05%$250-6 - 11 Month IRA
Locations

Regions Bank has 1,540 locations. Click to view all Regions Bank locations.