Regions Bank

Overview / Commentary
1900 Fifth Avenue North
Birmingham, AL 35203

Regions Bank is the banking division of the Regions Financial Corporation, which is one of the largest financial service providers in the United States. The bank provides individual and commercial customers with deposit and loan products and services, as well as trust and wealth management services. Regions Bank also employs Wealth Advisors on its wealth management side to provide customers with guidance on various investment and insurance products.

On its Personal Banking side, Regions offers its customers various depository products including Checking, Savings, Money Market, and Certificate of Deposit accounts. Multiple checking accounts are available that offer simple services like direct deposit and check writing. Several checking account offerings are customized for different demographics like seniors and students, and most of the accounts have no monthly fees. As far as savings accounts, Regions offers one with a good interest rate if conditions are met, as well as an account for minors. Money Market accounts are available as well and come with a monthly fee and minimum balance requirements. Regions also offers CDs that range in term lengths starting from as short of a period as 7 days.

Regions Bank online banking is a sophisticated Internet platform on which customers can pay bills, view check images, transfer funds, and manage their rewards. The bank’s reward program offers points for purchasing activities performed using a Regions-issued Visa checkcard. Regions Bank also has a mobile smartphone app that allows customers to perform tasks like bill pay, account management, mobile deposit, and fund transfer while on the go.

Regions Bank is headquartered in Birmingham, Alabama, and is the largest bank in the state and one of the largest banks in the southeastern United States. It operates over a thousand branches across multiple states in the region. Regions Bank was originally established as the Exchange-Security Bank in 1928 before changing its name to First Alabama Bank of Birmingham in 1975. After a series of acquisitions and mergers, the bank expanded its operations to cover the majority of the Southeastern United States. In 1994, the bank changed its name to Regions in order to reflect their expanding operational presence.

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I Like This Bank

I like this back it's better over all the rest

Best B&M I've Banked With

Posted by: grenadia | Apr 11, 2015

You won't get the great rates like you might at an online bank, but for what it is, I think it's the best bank out there.

Regions is great

Regions has great locations in my town and easy to use application for the phone. I rarely even need to go to the branch now that I can deposit checks on my phone. It is so simple to check my balance and transfer money by using the app as well. Regions made it very simple to add my husband to our account without him being present.

I've Had It.

Posted by: Larry101 | Oct 15, 2019

I deposited my check last Friday before 4pm and today is Tuesday and still my check hasn't been posted to my account. I called and was told that my check WOULD NOT go into my account until the 22nd. I need my money now. I had other problems with them before. This is it. Time to find another bank.



Health Grade Components

FDIC Certificate #12368
Year Established1928
Primary RegulatorFED
Profit Margin
Return on Assets - YTD1.4%
Return on Equity - YTD11%
Annual Interest Income$3.49B
Assets and Liabilities
AssetsQ3 2019vs Q3 2018$127.5B$123.9B
LoansQ3 2019vs Q3 2018$82.47B$81.31B
DepositsQ3 2019vs Q3 2018$97.17B$95.13B
Equity CapitalQ3 2019vs Q3 2018$16.91B$15.47B
Loan Loss AllowanceQ3 2019vs Q3 2018$869.0MM$840.1MM
Unbacked Noncurrent LoansQ3 2019vs Q3 2018$550.0MM$634.8MM
Real Estate OwnedQ3 2019vs Q3 2018$72.0MM$69.1MM
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

† The rates for some products vary by region. In these cases we have listed the rates for the region closest to the bank's headquarters.

Regions Bank Savings Account Rates

0.01%--Lifegreen Savings
0.01%--Regions Savings
0.01%--Savings for Minors
0.01%--Business Savings
0.01%--Regions Now Savings

Regions Bank Money Market Rates

0.01%--Money Market Account
0.01%$50-Money Market IRA

Regions Bank CD Rates

1.50%$500-14 Month Promotional CD
1.50%$500-Business 14 Month Promotional CD
1.40%$500-7 Month Promotional CD
1.40%$500-Business 7 Month Promotional CD
0.50%$500-60 - 72 Month Relationship CD
0.50%$500-Business 60 - 72 Month Relationship CD
0.40%$500-48 - 59 Month Relationship CD
0.40%$500-Business 48 - 59 Month Relationship CD
0.30%$500-36 - 47 Month Relationship CD
0.30%$500-Business 36 - 47 Month Relationship CD
0.25%$500-24 - 35 Month Relationship CD
0.25%$500-Business 24 - 35 Month Relationship CD
0.15%$500-12 - 17 Month Relationship CD
0.15%$500$1mBusiness 12 - 17 Month Relationship CD
0.15%$500-18 - 23 Month Relationship CD
0.15%$500-Business 18 - 23 Month Relationship CD
0.10%$500-6 - 7 Month Relationship CD
0.10%$500-Business 6 - 7 Month Relationship CD
0.10%$500-9 - 10 Month Relationship CD
0.10%$500-Business 9 - 10 Month Relationship CD
0.05%$500-3 - 5 Month Relationship CD
0.05%$500-Business 3 - 5 Month Relationship CD
0.03%$2.5k-1 - 2 Month Relationship CD
0.03%$2.5k-Business 1 - 2 Month Relationship CD
0.01%$2.5k-0 Month Relationship CD
0.01%$2.5k$1mBusiness 0 Month Relationship CD

Regions Bank IRA Rates

1.82%$250-18 Month Variable IRA
1.50%$500-14 Month Promotional IRA
1.40%$500-7 Month Promotional IRA
0.50%$250-60 - 72 Month IRA
0.40%$250-48 - 59 Month IRA
0.30%$250-36 - 47 Month IRA
0.25%$250-24 - 35 Month IRA
0.15%$250-12 - 17 Month IRA
0.15%$250-18 - 23 Month IRA
0.10%$250-6 - 7 Month IRA
0.10%$250-9 - 10 Month IRA


Birmingham Area

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The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.