Enterprise Bank & Trust is headquartered in CLAYTON and is the 5th largest bank in the state of Missouri. It is also the 120th largest bank in the nation. It was established in 1988 and as of December of 2024, it had grown to 1,239 employees at 45 locations. Enterprise Bank & Trust has an A+ health rating.
Best Customer Service
My wife and I have accounts in over 30 banks and this bank is by far the best in customer service. They all know us as we walk in and we couldn't get better service than that.
They are fast responding to our needs and they are solid in their decision making process.
The staff is very personable, friendly and they continuously check up on us and our needs.
My wife and I have been talking about consolidating our accounts and this will be perhaps where we end up once the final decision is made.
Low APR% PLUS Excessive Penalties
I've had two CD's at this bank for 15+ years that were paying 0.55% interest. When I brought the low apr. up to them, all, of a sudden I was informed that they could now increase that interest amount up to 4.06% for 6 months. When I asked if there would be a penalty for early withdrawal because I missed the Grace Period by 10 days I was informed that the penalties would be near $485.00. Totally unacceptable if this is how they treat a 15+ year customer.....do not do business with Enterprise Bank.....RUN!
Integrity And Honesty
If you are looking for a bank with Integrity, this bank is NOT for you . They care nothing about disabled people or people with serious illness . They put on a good front but that is about it .they tell you about all these great benefits of you work for them,what they don't tell you is that if need them , you will be terminated. So with this being the case, do you want to support a business like that, always remember this could be your family going through this, just something to think about....
Data as of Q4 2024
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 27237 |
| Year Established | 1988 |
| Employees | 1239 |
| Primary Regulator | FDIC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.33% |
| Return on Equity - YTD | 11.07% |
| Annual Interest Income | $850.8MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2024vs Q4 2023 | $15.57B$14.49B |
| Loans | Q4 2024vs Q4 2023 | $11.08B$10.75B |
| Deposits | Q4 2024vs Q4 2023 | $13.28B$12.28B |
| Equity Capital | Q4 2024vs Q4 2023 | $1.82B$1.75B |
| Loan Loss Allowance | Q4 2024vs Q4 2023 | $138MM$134.8MM |
| Unbacked Noncurrent Loans | Q4 2024vs Q4 2023 | $37.2MM$40.8MM |
| Real Estate Owned | Q4 2024vs Q4 2023 | $4MM$5.7MM |
