ESSA Bank & Trust


Overview / Commentary
570-421-0531
200 Palmer Street
Stroudsburg, PA 18360-0160

ESSA Bank & Trust is headquartered in Stroudsburg and is the 26th largest bank in the state of Pennsylvania. It is also the 586th largest bank in the nation. It was established in 1916 and as of June of 2021, it had grown to 249 employees at 23 locations. ESSA Bank & Trust has an A health rating.

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Health

Health Grade Components

Overall
FDIC Certificate #28262
Year Established1916
Employees249
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.9%
Return on Equity - YTD8.88%
Annual Interest Income$29.2MM
Assets and Liabilities
AssetsQ2 2021vs Q2 2020$1.82B$2.01B
LoansQ2 2021vs Q2 2020$1.37B$1.42B
DepositsQ2 2021vs Q2 2020$1.61B$1.50B
Equity CapitalQ2 2021vs Q2 2020$191.4MM$187.8MM
Loan Loss AllowanceQ2 2021vs Q2 2020$17.7MM$14.3MM
Unbacked Noncurrent LoansQ2 2021vs Q2 2020$21.5MM$20.1MM
Real Estate OwnedQ2 2021vs Q2 2020$373.00K$412.00K
Rates
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Always verify rates and promotions with the bank or credit union. We are not ESSA Bank & Trust; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

ESSA Bank & Trust Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.15%*$10k*-Premium Savings Account - New Money (Online Only)
OTHER TIERS: 0.05% $100 - $10k
0.05%$100-Statement Savings
0.05%$100-Business Statement Savings

ESSA Bank & Trust Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.15%*$250k*-ESSA Money Market
OTHER TIERS: 0.05% $2.5k - $50k | 0.10% $50k - $250k
0.15%*$100k*-Business Money Market
OTHER TIERS: 0.05% $10k - $100k

ESSA Bank & Trust Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%*$100k*-Relationship Checking
OTHER TIERS: 0.05% $10k - $100k
0.05%$1k-Business Plus Checking

ESSA Bank & Trust CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.30%$1k-48 Month CD
0.30%$1k-60 Month CD
0.20%$1k-30 Month CD
0.20%$1k-36 Month CD
0.15%$1k-24 Month CD
0.15%$1k-36 Month Step-Up CD
0.10%$1k-12 Month CD
0.10%$1k-18 Month CD
0.10%$1k-24 Month Step-Up CD
0.05%$1k-91 Day CD
0.05%$1k-182 Day CD
0.05%$1k-12 Month Step-Up CD
0.05%$10k-30 Day CD

ESSA Bank & Trust IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.30%$250-48 Month IRA
0.30%$250-60 Month IRA
0.20%$250-30 Month IRA
0.20%$250-36 Month IRA
0.15%$250-24 Month IRA
0.10%$250-12 Month IRA
0.10%$250-18 Month IRA
Locations

Availability



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