ESSA Bank & Trust


Overview / Commentary
570-421-0531
200 Palmer Street
Stroudsburg, PA 18360-0160

ESSA Bank & Trust is headquartered in Stroudsburg and is the 27th largest bank in the state of Pennsylvania. It is also the 592nd largest bank in the nation. It was established in 1916 and as of June of 2022, it had grown to 240 employees at 22 locations. ESSA Bank & Trust's money market rates are 48% higher than the national average, and it has an A health rating.

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Health

Health Grade Components

Overall
FDIC Certificate #28262
Year Established1916
Employees240
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.05%
Return on Equity - YTD9.5%
Annual Interest Income$30.5MM
Assets and Liabilities
AssetsQ2 2022vs Q2 2021$1.84B$1.82B
LoansQ2 2022vs Q2 2021$1.38B$1.37B
DepositsQ2 2022vs Q2 2021$1.39B$1.61B
Equity CapitalQ2 2022vs Q2 2021$202.0MM$191.4MM
Loan Loss AllowanceQ2 2022vs Q2 2021$18.3MM$17.7MM
Unbacked Noncurrent LoansQ2 2022vs Q2 2021$8.0MM$21.5MM
Real Estate OwnedQ2 2022vs Q2 2021$75.00K$373.00K
Rates
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Always verify rates and promotions with the bank or credit union. We are not ESSA Bank & Trust; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

ESSA Bank & Trust Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.15%*$10k*-Premium Savings Account - New Money (Online Only)
OTHER TIERS: 0.05% $100 - $10k
0.05%$100-Statement Savings
0.05%$100-Business Statement Savings

ESSA Bank & Trust Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.65%*$250k*-ESSA Money Market
OTHER TIERS: 0.15% $2.5k - $25k | 0.25% $25k - $100k | 0.45% $100k - $250k
0.65%*$500k*-Business Money Market
OTHER TIERS: 0.15% $10k - $25k | 0.25% $25k - $100k | 0.45% $100k - $500k

ESSA Bank & Trust Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%*$100k*-Relationship Checking
OTHER TIERS: 0.05% $10k - $100k
0.05%$1k-Business Plus Checking

ESSA Bank & Trust CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%$1k-48 Month CD
0.25%$1k-60 Month CD
0.20%$1k-30 Month CD
0.20%$1k-36 Month CD
0.15%$1k-24 Month CD
0.15%$1k-36 Month Step-Up CD
0.10%$1k-18 Month CD
0.10%$1k-24 Month Step-Up CD
0.05%$1k-91 Day CD
0.05%$1k-182 Day CD
0.05%$1k-12 Month CD
0.05%$1k-12 Month Step-Up CD
0.05%$10k-30 Day CD
0.05%$1k-9 Month CD

ESSA Bank & Trust IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%$250-48 Month IRA
0.25%$250-60 Month IRA
0.20%$250-30 Month IRA
0.20%$250-36 Month IRA
0.15%$250-24 Month IRA
0.10%$250-18 Month IRA
0.05%$250-12 Month IRA
Locations

Availability



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