ESSA Bank & Trust


Overview / Commentary
570-421-0531
200 Palmer Street
Stroudsburg, PA 18360

ESSA Bank & Trust is headquartered in Stroudsburg and is the 24th largest bank in the state of Pennsylvania. It is also the 543rd largest bank in the nation. It was established in 1916 and as of December of 2020, it had grown to 244 employees at 23 locations. ESSA Bank & Trust has a B+ health rating.

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Health
B+

Health Grade Components

Overall
FDIC Certificate #28262
Year Established1916
Employees244
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.79%
Return on Equity - YTD8.07%
Annual Interest Income$62.7MM
Assets and Liabilities
AssetsQ4 2020vs Q4 2019$1.86B$1.80B
LoansQ4 2020vs Q4 2019$1.38B$1.35B
DepositsQ4 2020vs Q4 2019$1.64B$1.36B
Equity CapitalQ4 2020vs Q4 2019$186.6MM$184.0MM
Loan Loss AllowanceQ4 2020vs Q4 2019$16.1MM$12.7MM
Unbacked Noncurrent LoansQ4 2020vs Q4 2019$20.6MM$9.8MM
Real Estate OwnedQ4 2020vs Q4 2019$365.00K$343.00K
Rates
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Always verify rates and promotions with the bank or credit union. We are not ESSA Bank & Trust; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

ESSA Bank & Trust Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.15%*$10k*-Premium Savings Account - New Money (Online Only)
OTHER TIERS: 0.05% $100 - $10k
0.05%$100-Statement Savings
0.05%$100-Business Statement Savings

ESSA Bank & Trust Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.15%*$250k*-ESSA Money Market
OTHER TIERS: 0.05% $2.5k - $50k | 0.10% $50k - $250k
0.15%*$100k*-Business Money Market
OTHER TIERS: 0.05% $10k - $100k

ESSA Bank & Trust Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%$1k-Business Plus Checking
0.10%*$100k*-Relationship Checking
OTHER TIERS: 0.05% $10k - $100k

ESSA Bank & Trust CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.30%$1k-48 Month CD
0.30%$1k-60 Month CD
0.20%$1k-30 Month CD
0.20%$1k-36 Month CD
0.15%$1k-24 Month CD
0.15%$1k-36 Month Step-Up CD
0.10%$1k-12 Month CD
0.10%$1k-18 Month CD
0.10%$1k-24 Month Step-Up CD
0.05%$1k-91 Day CD
0.05%$1k-182 Day CD
0.05%$1k-12 Month Step-Up CD
0.05%$10k-30 Day CD

ESSA Bank & Trust IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.30%$250-48 Month IRA
0.30%$250-60 Month IRA
0.20%$250-30 Month IRA
0.20%$250-36 Month IRA
0.15%$250-24 Month IRA
0.10%$250-12 Month IRA
0.10%$250-18 Month IRA
Locations

Availability



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