ESSA Bank & Trust


Overview / Commentary
570-421-0531
200 Palmer Street
Stroudsburg, PA 18360-0160

ESSA Bank & Trust is headquartered in STROUDSBURG and is the 27th largest bank in the state of Pennsylvania. It is also the 539th largest bank in the nation. It was established in 1916 and as of March of 2024, it had grown to 242 employees at 22 locations. ESSA Bank & Trust's money market rates are 8X the national average, and it has a B+ health rating.

Reviews

No reviews have been left for this bank yet. Be the first to review.



Health
B+

Health Grade Components

Overall
FDIC Certificate #28262
Year Established1916
Employees242
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.82%
Return on Equity - YTD8.48%
Annual Interest Income$25.6MM
Assets and Liabilities
AssetsQ1 2024vs Q1 2023$2.18B$1.98B
LoansQ1 2024vs Q1 2023$1.71B$1.57B
DepositsQ1 2024vs Q1 2023$1.46B$1.44B
Equity CapitalQ1 2024vs Q1 2023$213.8MM$213MM
Loan Loss AllowanceQ1 2024vs Q1 2023$15.4MM$18.3MM
Unbacked Noncurrent LoansQ1 2024vs Q1 2023$10.8MM$11.4MM
Real Estate OwnedQ1 2024vs Q1 2023$3.2MM$3.5MM
Rates
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not ESSA Bank & Trust; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

ESSA Bank & Trust Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.15%*$10k*-Premium Savings Account - New Money (Online Only)
OTHER TIERS: 0.05% $100 - $10k
0.05%$100-Statement Savings
0.05%$100-Business Statement Savings

ESSA Bank & Trust Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.50%*$250k*-ESSA Money Market
OTHER TIERS: 0.50% $2.5k - $25k | 0.95% $25k - $100k | 1.15% $100k - $250k
1.50%*$500k*-Business Money Market
OTHER TIERS: 0.50% $10k - $25k | 0.95% $25k - $100k | 1.15% $100k - $500k

ESSA Bank & Trust Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%*$500k*-Non-Profit Checking
OTHER TIERS: 0.25% $100 - $100k | 0.50% $100k - $250k | 0.75% $250k - $500k
0.10%*$100k*-Relationship Checking
OTHER TIERS: 0.05% $10k - $100k
0.05%$1k-Business Plus Checking

ESSA Bank & Trust CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.50%$25k-9 Month CD Special - New Money
4.50%$1k-182 Day Promo CD
4.25%$1k-24 Month CD
4.00%$1k-36 Month CD
3.00%$1k-30 Month CD
3.00%$1k-48 Month CD
3.00%$1k-60 Month CD
2.00%$1k-18 Month CD
1.75%$1k-24 Month Step-Up CD
1.75%$1k-36 Month Step-Up CD
1.00%$1k-12 Month CD
0.75%$1k-91 Day CD
0.75%$1k-182 Day CD
0.75%$1k-12 Month Step-Up CD
0.75%$1k-9 Month CD
0.50%$10k-30 Day CD

ESSA Bank & Trust IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.25%$250-24 Month IRA
4.00%$250-36 Month IRA
3.00%$250-30 Month IRA
3.00%$250-48 Month IRA
3.00%$250-60 Month IRA
2.00%$250-18 Month IRA
1.00%$250-12 Month IRA
Locations

Availability

Wilkes Barre Area

Interactive local rates map


The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.