ESSA Bank & Trust


Overview / Commentary
570-421-0531
200 Palmer Street
Stroudsburg, PA 18360

ESSA Bank & Trust is headquartered in Stroudsburg and is the 21st largest bank in the state of Pennsylvania. It is also the 478th largest bank in the nation. It was established in 1916 and as of September of 2019, it had grown to 253 employees at 23 locations. ESSA Bank & Trust's savings rates are 3X the national average, and it has an A health rating.

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Health

Health Grade Components

Overall
FDIC Certificate #28262
Year Established1916
Employees253
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.7%
Return on Equity - YTD7.02%
Annual Interest Income$51.0MM
Assets and Liabilities
AssetsQ3 2019vs Q3 2018$1.80B$1.83B
LoansQ3 2019vs Q3 2018$1.33B$1.31B
DepositsQ3 2019vs Q3 2018$1.35B$1.34B
Equity CapitalQ3 2019vs Q3 2018$185.1MM$173.4MM
Loan Loss AllowanceQ3 2019vs Q3 2018$12.6MM$11.7MM
Unbacked Noncurrent LoansQ3 2019vs Q3 2018$10.1MM$10.5MM
Real Estate OwnedQ3 2019vs Q3 2018$240.00K$1.1MM
Rates
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Always verify rates and promotions with the bank or credit union. We are not ESSA Bank & Trust; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

ESSA Bank & Trust Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.50%*$10k*-Premium Savings Account - New Money (Online Only)
OTHER TIERS: 0.20% $100 - $10k
0.05%$100-Statement Savings
0.05%$100-Business Statement Savings

ESSA Bank & Trust Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.60%*$1m*-ESSA Money Market
OTHER TIERS: 0.10% $2.5k - $10k | 0.15% $10k - $25k | 0.20% $25k - $50k | 0.45% $50k - $100k | 0.50% $100k - $500k | 0.55% $500k - $1m
0.40%*$500k*-Business Money Market
OTHER TIERS: 0.10% $10k - $25k | 0.25% $25k - $100k | 0.35% $100k - $500k

ESSA Bank & Trust Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%$1k-Business Plus Checking
0.10%*$100k*-Relationship Checking
OTHER TIERS: 0.05% $10k - $100k

ESSA Bank & Trust CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.65%$1k-91 Day CD
1.65%$1k-182 Day CD - New Money
1.55%$1k-24 Month CD
1.55%$1k-60 Month CD
1.50%$1k-36 Month CD
1.50%$1k-48 Month CD
1.50%$1k-9 Month CD - New Money
1.50%$1k-12 Month CD - New Money
1.25%$1k-12 Month CD
1.25%$1k-18 Month CD
1.20%$1k-30 Month CD
1.05%$1k-12 Month Step-Up CD
1.00%$1k-182 Day CD
1.00%$1k-36 Month Step-Up CD
0.95%$1k-24 Month Step-Up CD
0.40%$10k-30 Day CD

ESSA Bank & Trust IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.55%$250-24 Month IRA
1.55%$250-60 Month IRA
1.50%$250-36 Month IRA
1.50%$250-48 Month IRA
1.25%$250-12 Month IRA
1.25%$250-18 Month IRA
1.20%$250-30 Month IRA
Locations

Availability



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