ESSA Bank & Trust is headquartered in STROUDSBURG and is the 27th largest bank in the state of Pennsylvania. It is also the 573rd largest bank in the nation. It was established in 1916 and as of March of 2023, it had grown to 242 employees at 22 locations. ESSA Bank & Trust's money market rates are 3X the national average, and it has a B+ health rating.
Overall | |
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FDIC Certificate # | 28262 |
Year Established | 1916 |
Employees | 242 |
Primary Regulator | FDIC |
Profit Margin | |
---|---|
Return on Assets - YTD | 0.95% |
Return on Equity - YTD | 8.78% |
Annual Interest Income | $20.0MM |
Assets and Liabilities | ||
---|---|---|
Assets | Q1 2023vs Q1 2022 | $1.98B$1.86B |
Loans | Q1 2023vs Q1 2022 | $1.57B$1.34B |
Deposits | Q1 2023vs Q1 2022 | $1.44B$1.63B |
Equity Capital | Q1 2023vs Q1 2022 | $213.0MM$209.9MM |
Loan Loss Allowance | Q1 2023vs Q1 2022 | $18.3MM$18.2MM |
Unbacked Noncurrent Loans | Q1 2023vs Q1 2022 | $11.4MM$8.2MM |
Real Estate Owned | Q1 2023vs Q1 2022 | $3.5MM$85.00K |
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
---|---|---|---|---|---|
0.15%* | $10k* | - | Premium Savings Account - New Money (Online Only) | ||
OTHER TIERS: 0.05% → $100 - $10k | |||||
0.05% | $100 | - | Statement Savings | ||
0.05% | $100 | - | Business Statement Savings |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
---|---|---|---|---|---|
0.10%* | $100k* | - | Relationship Checking | ||
OTHER TIERS: 0.05% → $10k - $100k | |||||
0.05% | $1k | - | Business Plus Checking |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
3.00% | $250 | - | 48 Month IRA | |
3.00% | $250 | - | 60 Month IRA | |
2.75% | $250 | - | 24 Month IRA | |
2.75% | $250 | - | 30 Month IRA | |
2.75% | $250 | - | 36 Month IRA | |
2.00% | $250 | - | 18 Month IRA | |
1.00% | $250 | - | 12 Month IRA |