ESSA Bank & Trust


Overview / Commentary
570-421-0531
200 Palmer Street
Stroudsburg, PA 18360-0160

ESSA Bank & Trust is headquartered in STROUDSBURG and is the 27th largest bank in the state of Pennsylvania. It is also the 573rd largest bank in the nation. It was established in 1916 and as of March of 2023, it had grown to 242 employees at 22 locations. ESSA Bank & Trust's money market rates are 3X the national average, and it has a B+ health rating.

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Health
B+

Health Grade Components

Overall
FDIC Certificate #28262
Year Established1916
Employees242
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.95%
Return on Equity - YTD8.78%
Annual Interest Income$20.0MM
Assets and Liabilities
AssetsQ1 2023vs Q1 2022$1.98B$1.86B
LoansQ1 2023vs Q1 2022$1.57B$1.34B
DepositsQ1 2023vs Q1 2022$1.44B$1.63B
Equity CapitalQ1 2023vs Q1 2022$213.0MM$209.9MM
Loan Loss AllowanceQ1 2023vs Q1 2022$18.3MM$18.2MM
Unbacked Noncurrent LoansQ1 2023vs Q1 2022$11.4MM$8.2MM
Real Estate OwnedQ1 2023vs Q1 2022$3.5MM$85.00K
Rates
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Always verify rates and promotions with the bank or credit union. We are not ESSA Bank & Trust; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

ESSA Bank & Trust Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.15%*$10k*-Premium Savings Account - New Money (Online Only)
OTHER TIERS: 0.05% $100 - $10k
0.05%$100-Statement Savings
0.05%$100-Business Statement Savings

ESSA Bank & Trust Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.50%*$250k*-ESSA Money Market
OTHER TIERS: 0.50% $2.5k - $25k | 0.95% $25k - $100k | 1.15% $100k - $250k
1.50%*$500k*-Business Money Market
OTHER TIERS: 0.50% $10k - $25k | 0.95% $25k - $100k | 1.15% $100k - $500k

ESSA Bank & Trust Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%*$100k*-Relationship Checking
OTHER TIERS: 0.05% $10k - $100k
0.05%$1k-Business Plus Checking

ESSA Bank & Trust CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
5.25%$15k-11 Month CD Special - New Money
5.00%$25k-9 Month CD Special - New Money
5.00%$10k-15 Month CD Special - New Money
3.00%$1k-48 Month CD
3.00%$1k-60 Month CD
2.75%$1k-24 Month CD
2.75%$1k-30 Month CD
2.75%$1k-36 Month CD
2.00%$1k-18 Month CD
2.00%$1k-24 Month Step-Up CD
1.75%$1k-36 Month Step-Up CD
1.00%$1k-12 Month CD
0.75%$1k-91 Day CD
0.75%$1k-182 Day CD
0.75%$1k-12 Month Step-Up CD
0.75%$1k-9 Month CD
0.50%$10k-30 Day CD

ESSA Bank & Trust IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.00%$250-48 Month IRA
3.00%$250-60 Month IRA
2.75%$250-24 Month IRA
2.75%$250-30 Month IRA
2.75%$250-36 Month IRA
2.00%$250-18 Month IRA
1.00%$250-12 Month IRA
Locations

Availability



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