EverBank serves consumer and commercial clients nationwide, providing a wide range of products and services online, by phone and at financial centers located throughout Florida.
With long experience serving clients, EverBank strives to help clients meet their financial goals at each stage of life. From savings to homebuying to managing day-to-day finances, the bank offers a suite of services that make financial wellness a priority for each client.
EverBank is the largest bank based in Florida and is headquartered in Jacksonville, serving clients in all 50 states. The bank’s legal entity name is EverBank, National Association.
The savings account rate has droppped
Is this still available? Can I open my account online, or do I have to call to get this rate?
I have been a customer with ever bank for quite a long time, over 5 years.
This year I opened a high yield savings (less than one year) and the original rate was 5.15%.
I undertand that this is a variable rate and it changes.
However, Everbank is currently giving 4.75% APY and they reduced my rate to 4.45% ( no notification)
so if I open a new savings (new account) I get the 4.75%. sorry but this is not good business and i dont have this issue with any other bank. This is not only unfair but I feel is unethical. As their currently customer i should be getting no less than the current rate, this is a savings account not a CD.
Be aware prior to opening any new accounts and check your current accounts . I will be closing my account and moving to another financial institution since the bank customer service representative and the financial institution did not correct this issue and are not trustworhty in my experience.
I have opened more than a dozen online HYSA. EverBank has to be one of the easiest opening account processes I have ever encountered. Being a Florida resident, and EverBank being Florida based, and offering one of the highest HYSA rates, I opted to open an account online.
The application asked the standard questions, with nothing overly intrusive. I did not need to send a picture of my D/L, or actually any documentary ID. I set up my external account, and funded my new account from that F.I. during the application process. My account was immediately approved.
Although I knew this was a Florida based bank, what I did not know at the time was they have a branch in my city. So, not only do I get a top tier interest rate, I have immediate access to my money.
Speaking of the branch office. The one in my city is like a boutique private bank. The branch though small, is well appointed. There are no tellers' windows, just offices. They have a guard on duty, although the branch is certainly not in a high risk area, actually quite the opposite. That was an aspect of banking I had not experienced in quite some time. So, for me, EverBank has everything I could ask for in a bank.
Overall | |
---|---|
FDIC Certificate # | 34775 |
Year Established | 1998 |
Employees | 1562 |
Primary Regulator | OCC |
Profit Margin | |
---|---|
Return on Assets - YTD | 0.62% |
Return on Equity - YTD | 6.71% |
Annual Interest Income | $1.63B |
Assets and Liabilities | ||
---|---|---|
Assets | Q3 2024vs Q3 2023 | $39.86B$34.63B |
Loans | Q3 2024vs Q3 2023 | $28.17B$25.08B |
Deposits | Q3 2024vs Q3 2023 | $31.05B$26.06B |
Equity Capital | Q3 2024vs Q3 2023 | $3.65B$3.41B |
Loan Loss Allowance | Q3 2024vs Q3 2023 | $237.7MM$229.1MM |
Unbacked Noncurrent Loans | Q3 2024vs Q3 2023 | $166MM$190.6MM |
Real Estate Owned | Q3 2024vs Q3 2023 | $5.8MM$4.5MM |
Always verify rates and promotions with the bank or credit union. We are not EverBank (FL); we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
4.40% | $0 | - | Performance Savings - New Accounts Only |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
---|---|---|---|---|---|
4.00%* | $10k* | $10m | Performance Money Market | ||
OTHER TIERS: 2.02% → $0 - $10k | |||||
2.25%* | $1m* | - | Business Money Market | ||
OTHER TIERS: 1.35% → $0 - $100k | 1.85% → $100k - $1m |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
---|---|---|---|---|---|
1.80%* | $50k* | - | Non-Profit Checking | ||
OTHER TIERS: 1.25% → $0 - $50k | |||||
0.55% | $0 | - | Business Interest Checking | ||
0.50% | $0 | $10m | Small Business Checking | ||
0.25% | $0 | $10m | Performance Checking |
EverBank (FL) is an Internet only bank and does not have branch locations. Its headquarters is located at 301 W Bay St. - Jacksonville, FL 32202