EverBank (FL)


Overview / Commentary
800-638-2278
301 W Bay St.
Jacksonville, FL 32202

EverBank serves consumer and commercial clients nationwide, providing a wide range of products and services online, by phone and at financial centers located throughout Florida.

With long experience serving clients, EverBank strives to help clients meet their financial goals at each stage of life. From savings to homebuying to managing day-to-day finances, the bank offers a suite of services that make financial wellness a priority for each client.

EverBank is the largest bank based in Florida and is headquartered in Jacksonville, serving clients in all 50 states. The bank’s legal entity name is EverBank, National Association.

Related Posts

EverBank Performance Savings - 4.40% APY - 12/20/2024

No monthly maintenance fee No minimum balance required Interest compounded daily FDIC-insured $0 to open $0 mobile check deposit fee You earn interest no matter your balance

Everbank Performance Savings Account - New Customers 5.05% APY - Current Customers 4.75% APY - 10/8/2024

No monthly maintenance fee No mobile check deposit fees. No minimum balance required Interest compounded daily FDIC-insured $0 to open Earn interest no matter your balance You can make mobile deposits on the app at anytime up to $50,000 a day "Give your money the MVP treatment with a 5.05% APY" Current customers' money get the LVP (Least Valuable Player) treatment with a 4.75% APY

Everbank Rates as of 10-7-2024 - 10/8/2024

EverBank’s Performance Savings Account is still shown at 5.05% (APY) on the EverBank website. Note that their website lists the following info concerning the Performance Savings Account rate: “The APY displayed is for new accounts only and may not be applicable for existing accounts.” EverBank rates (APY) as of 10-7-2024 include: Performance Savings @ 5.05% (no change) 6-month CD @ 4.00% (no change) 9-month CD @ 4.30% (no change) 1-year CD @ 4.10% (no change) 18-month CD @ 3.70% (no change) 2-year CD @ 3.70% (no change) 30-month CD @ 3.50% (no change) 3-year CD @ 3.50% (was 3.45%) 4-year CD @ 3.50% (was 3.45%) 5-year CD @ 3.50% (was 3.45%) For more information regarding all EverBank products see: https://www.everbank.com/rates

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Savings Account Is Now 4.75 Not 5

Posted by: |

The savings account rate has droppped

5.05% New Customer?

Posted by: |

Is this still available? Can I open my account online, or do I have to call to get this rate?

VERY UPSET WITH EVER BANK HIGH YIELD SAVINGS PROCEDURES

Posted by: |

I have been a customer with ever bank for quite a long time, over 5 years.
This year I opened a high yield savings (less than one year) and the original rate was 5.15%.
I undertand that this is a variable rate and it changes.
However, Everbank is currently giving 4.75% APY and they reduced my rate to 4.45% ( no notification)
so if I open a new savings (new account) I get the 4.75%. sorry but this is not good business and i dont have this issue with any other bank. This is not only unfair but I feel is unethical. As their currently customer i should be getting no less than the current rate, this is a savings account not a CD.
Be aware prior to opening any new accounts and check your current accounts . I will be closing my account and moving to another financial institution since the bank customer service representative and the financial institution did not correct this issue and are not trustworhty in my experience.

One Of The Easiest Opening HYSA I Have Experienced

Posted by: |

I have opened more than a dozen online HYSA. EverBank has to be one of the easiest opening account processes I have ever encountered. Being a Florida resident, and EverBank being Florida based, and offering one of the highest HYSA rates, I opted to open an account online.
The application asked the standard questions, with nothing overly intrusive. I did not need to send a picture of my D/L, or actually any documentary ID. I set up my external account, and funded my new account from that F.I. during the application process. My account was immediately approved.
Although I knew this was a Florida based bank, what I did not know at the time was they have a branch in my city. So, not only do I get a top tier interest rate, I have immediate access to my money.
Speaking of the branch office. The one in my city is like a boutique private bank. The branch though small, is well appointed. There are no tellers' windows, just offices. They have a guard on duty, although the branch is certainly not in a high risk area, actually quite the opposite. That was an aspect of banking I had not experienced in quite some time. So, for me, EverBank has everything I could ask for in a bank.

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Health

Health Grade Components

Overall
FDIC Certificate #34775
Year Established1998
Employees1562
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD0.62%
Return on Equity - YTD6.71%
Annual Interest Income$1.63B
Assets and Liabilities
AssetsQ3 2024vs Q3 2023$39.86B$34.63B
LoansQ3 2024vs Q3 2023$28.17B$25.08B
DepositsQ3 2024vs Q3 2023$31.05B$26.06B
Equity CapitalQ3 2024vs Q3 2023$3.65B$3.41B
Loan Loss AllowanceQ3 2024vs Q3 2023$237.7MM$229.1MM
Unbacked Noncurrent LoansQ3 2024vs Q3 2023$166MM$190.6MM
Real Estate OwnedQ3 2024vs Q3 2023$5.8MM$4.5MM
Rates
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Always verify rates and promotions with the bank or credit union. We are not EverBank (FL); we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

EverBank (FL) Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.40%$0-Performance Savings - New Accounts Only

EverBank (FL) Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.00%*$10k*$10mPerformance Money Market
OTHER TIERS: 2.02% $0 - $10k
2.25%*$1m*-Business Money Market
OTHER TIERS: 1.35% $0 - $100k | 1.85% $100k - $1m

EverBank (FL) Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.80%*$50k*-Non-Profit Checking
OTHER TIERS: 1.25% $0 - $50k
0.55%$0-Business Interest Checking
0.50%$0$10mSmall Business Checking
0.25%$0$10mPerformance Checking

EverBank (FL) CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.00%$1k-6 Month CD
4.00%$1k-9 Month CD
4.00%$1.5k-Business 6 Month CD
3.95%$1k-3 Month CD
3.90%$1k-1 Year CD
3.90%$1.5k-Business 1 Year CD
3.75%$1k-2 Year CD
3.70%$1k-1.5 Year CD
3.50%$1k-2.5 Year CD
3.50%$1k-3 Year CD
3.50%$1k-5 Year CD
3.50%$1k-4 Year CD
3.50%$1.5k-3.5 Year Bump Rate CD
2.65%$1.5k-Business 9 Month CD
2.50%$1.5k-Business 4 Year CD
2.50%$1.5k-Business 5 Year CD
2.45%$1.5k-Business 3 Month CD
2.40%$1.5k-Business 3 Year CD
2.30%$1.5k-Business 2.5 Year CD
2.20%$1.5k-Business 2 Year CD
2.10%$1.5k-Business 1.5 Year CD
Locations

EverBank (FL) is an Internet only bank and does not have branch locations. Its headquarters is located at 301 W Bay St. - Jacksonville, FL 32202

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.