EverBank (FL)


Overview / Commentary
800-638-2278
301 W Bay St.
Jacksonville, FL 32202

TIAA Bank serves consumer, commercial and institutional clients nationwide, providing a wide range of products and services online, by phone and at financial centers located throughout Florida. The bank was created by the merger of TIAA Direct and EverBank, which was acquired in 2017 by TIAA, a leading financial services provider.
With nearly 60 years of experience serving clients, TIAA Bank strives to help clients meet their financial goals at each stage of life. From savings to homebuying to managing day-to-day finances, the bank and its parent, TIAA, offer a suite of services that make financial wellness a priority for each client.
TIAA Bank is the largest bank based in Florida and is headquartered in Jacksonville, serving clients in all 50 states and the District of Columbia. The bank’s legal entity name is TIAA, FSB.

Related Posts

EverBank Rates as of 5-17-2024 - 5/19/2024

EverBank (previously TIAA Bank) rates (APY) as of 5-17-2024 include: Performance Savings @ 5.15% (no change) 6-month CD @ 4.00% (no change) 9-month CD @ 5.05% (no change) 1-year CD @ 4.80% (no change) 18-month CD @ 4.30% (was 4.40%) 2-year CD @ 4.30% (was 4.50%) 30-month CD @ 4.00% (was 4.10%) 3-year CD @ 4.10% (was 4.20%) 4-year CD @ 3.90% (was 4.00%) 5-year CD @ 3.90% (was 4.00%) For more information regarding all EverBank products see: https://www.everbank.com/rates

EverBank Rates as of 2-23-2024 - 2/26/2024

EverBank (previously TIAA Bank) rates (APY) as of 2-23-2024 include: Performance Savings @ 5.15% (no change) 6-month CD @ 4.00% (no change) 9-month CD @ 5.15% (was 5.25%) 1-year CD @ 4.90% (no change) 18-month CD @ 4.40% (no change) 2-year CD @ 4.50% (no change) 30-month CD @ 4.10% (no change) 3-year CD @ 4.20% (no change) 4-year CD @ 4.00% (no change) 5-year CD @ 4.00% (no change) For more information regarding all EverBank products see: https://www.everbank.com/rates

EverBank (AKA TIAA) Introduces Performance Savings Account - 5.15% APY - 12/10/2023

- 5.15% APY on all balances - No monthly maintenance fee - No minimum balance required - Interest compounded daily - $0 to open - $0 mobile check deposit fee - FDIC insured - Earn interest no matter your balance

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4/8/20 - TIAA Bank Yield Pledge® Money Market Has 1 Year Rate Guarantee
1/15/19 - 1 Year CD Now 2.81% Apy $50,000 Minimum
1/1/19 - Many Possible CD Rate Increases
12/4/18 - 3.05% 42M(3.5Yrs) W Bump
11/2/18 - Bumped Up "Our Pledge Money Markiet To 2.10% 1Yr Intro
9/21/18 - 1 Year CD Rate Increase To 2.65%
9/18/18 - TIAA Bank Ups 1-Year Yield Pledge® CD
9/15/18 - TIAA Bank Matches AMTRUST/NYCB, Mercantil 24 Month 2.75% APY
9/14/18 - 1 Yr. CD Now 2.61% APY
9/1/18 - Upto $500 For Adding Money To TIAA MMA Accound
3/30/18 - Rates Have Increased On All Terms Except 24 Months. Not Rate Leaders But Competitive
2/23/18 - 5 Yr CD @ 2.65% APY Plus Other CD Rate Increases
1/26/18 - TIAA Direct - 2% APY 1 Yr CD, 2.55% APY 5 Yr CD And Other CD Rate Hikes
1/12/18 - TIAA Direct - Another CD Rate Increases This Month
1/4/18 - TIAA Direct Ups Its CD Rates
11/12/17 - Upto $500 Bonus For MMA Account At TIAA Direct
9/15/17 - 12-Month CD, 1.62% APY
7/3/17 - TIAA Direct's CD Rates Upped To Competitive Levels
6/26/17 - TIAA Direct Syncs CD Rates With EverBank Following Acquisition
6/14/17 - TIAA Direct Has Acquired Everbank
2/17/17 - Another $100 Bonus For TIAA Direct High Yield Savings Account
11/17/16 - TIAA Direct Offers $250 Bonus For New High Yield Savings Account
11/16/16 - $250 Bonus For TIAA Direct Savings Account With $15,000 Deposit
11/6/16 - $100 Bonus For TIAA Direct High Yield Savings Account
8/15/16 - TIAA Direct Advertising $150 Checking Account Bonus
8/1/15 - $150 Checking Account Bonus
2/18/14 - TIAA Direct Finally Accepting New Customers But Rates Are Disappointing
12/19/13 - Another Rate Drop
10/27/13 - Stating The Status Of Backup Withholding
10/17/13 - TIAA Direct Dropped MM Yield From 0.76% To 0.60%
5/20/13 - Frozen Accounts Due To Account Inactivity
4/25/13 - TIAA Direct Drops Rates AGAIN To 0.76% APY
3/16/13 - TIAA Direct Rate Drops From 0.99% To 0.91%
1/12/13 - TIAA Direct Cuts Rates and Announces New Limits on ACH Withdrawals
10/8/12 - Update on TIAA Direct and Its Online Savings Accounts
9/14/12 - TIAA Direct- FDIC? Bank Title Trust/Pod How Long?
9/2/12 - Thisis The Notice On Their Website In Regard To Deposit Accounts
7/23/12 - TIAA Direct Stops Accepting New Customers
4/17/12 - Confirming that TIAA Direct Accounts Are FDIC Insured
4/10/12 - Update on TIAA Direct and Its Savings Account
3/17/12 - TIAA Direct Statement Shows Lower Interest Rate?
2/20/12 - TIAA-CREF Launches New Internet Bank with Top Savings Account Rate

Excellent Experience.

Posted by: |

TIAA has offered some of the higher CD rates which is what I seek. One of my CDs matured over the weekend and they walked me through the transfer process. They added a couple of days accrued interest to the balance due to the weekend maturity and everything went smoothly. Their representatives have always been professional and thoroughly answer any questions. I hope to do more business with them soon.

Uh Oh...Warning Signs

Posted by: |

As good as my experiences have been with TIAA, my initial exposure to TIAA BANK has me worried. They did offer a better IRA CD rate so i took a chance. Website is WEAK as when one looks up account status/activity, etc. BUT - my MAIN COMPLAINT IS - when i needed to speak to Customer Service 2x, they DEMANDED i tell them my "security code" VERBALLY and i had other people in the room, use this code elsewhere AND CANNOT BELIEVE IT CANNOT BE INPUTTED ON THE PHONE OR OTHER METHOD as every i bank i work with has as procedure.

Everbank Is Still TIAA

Posted by: |

I used the original Everbank for many years. Loved them. Then TIAA took over. Nothing but problems. Computer interface horrible. Constant reminder to pay bills you already paid, no customer service, no response to complaints or suggestions. So I left and went to Ally. When I saw they reverted back to Everbank, I opened several savings accounts. But it's not like the original Everbank. I think they just renamed to get their Everbank customers back. Everbank was a smaller, customer oriented virtual bank. TIAA is big business. This Everbank is justTIAA with a new name, will stick with Ally for now. I'm still getting bill pay reminders from them after many years. And although I had closed all my accounts years ago, I had to find and use old log in credentials to open new savings accounts because they kept my personal info and wouldn't accept me as new account.

Everbank Sucks You In With Promotional Offer And Don't Honor

Posted by: |

Bad experience with a savings account promotional offer they talked me into. Met all the requirements but there was a small detail in the fine print that EverBand held their hat on and didn't honor the offer. The auto deposit requirement came from an annuity not an employer. So irritating...pulled my accounts and learned my lesson.

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Health

Health Grade Components

Overall
FDIC Certificate #34775
Year Established1998
Employees1537
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD0.33%
Return on Equity - YTD3.45%
Annual Interest Income$1.79B
Assets and Liabilities
AssetsQ4 2023vs Q4 2022$36.15B$39.42B
LoansQ4 2023vs Q4 2022$25.96B$30.43B
DepositsQ4 2023vs Q4 2022$27.98B$26.4B
Equity CapitalQ4 2023vs Q4 2022$3.43B$3.5B
Loan Loss AllowanceQ4 2023vs Q4 2022$229.5MM$211.2MM
Unbacked Noncurrent LoansQ4 2023vs Q4 2022$186.8MM$363MM
Real Estate OwnedQ4 2023vs Q4 2022$3.7MM$7.8MM
Rates
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Always verify rates and promotions with the bank or credit union. We are not EverBank (FL); we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

EverBank (FL) Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
5.15%-$250kYield Pledge Online Savings - 1st Year Intro Rate
5.15%--Performance Savings
4.75%--Yield Pledge Online Savings

EverBank (FL) Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.30%-$250kYield Pledge Money Market - 1st Year Intro Rate
4.30%*$100k*$10mYield Pledge Money Market
OTHER TIERS: 3.75% Up to $50k | 4.05% $50k - $100k
2.35%*$1m*-Business Money Market
OTHER TIERS: 1.35% Up to $100k | 1.85% $100k - $1m

EverBank (FL) Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.10%*$50k*-Non-Profit Checking
OTHER TIERS: 1.35% Up to $50k
0.55%--Business Interest Checking
0.50%-$10mSmall Business Checking
0.40%-$10mYield Pledge Checking

EverBank (FL) CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
5.05%$1k-9 Month CD
4.80%$1k-1 Year CD
4.75%$1.5k-Business 1 Year CD
4.30%$1k-2 Year CD
4.30%$1k-1.5 Year CD
4.10%$1k-3 Year CD
4.10%$1.5k-3.5 Year Bump Rate CD
4.00%$1k-6 Month CD
4.00%$1k-2.5 Year CD
4.00%$1.5k-Business 6 Month CD
3.95%$1k-3 Month CD
3.90%$1k-5 Year CD
3.90%$1k-4 Year CD
2.65%$1.5k-Business 9 Month CD
2.50%$1.5k-Business 4 Year CD
2.50%$1.5k-Business 5 Year CD
2.45%$1.5k-Business 3 Month CD
2.40%$1.5k-Business 3 Year CD
2.30%$1.5k-Business 2.5 Year CD
2.20%$1.5k-Business 2 Year CD
2.10%$1.5k-Business 1.5 Year CD
Locations

EverBank (FL) is an Internet only bank and does not have branch locations. Its headquarters is located at 301 W Bay St. - Jacksonville, FL 32202

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.