Featured Savings Rates
Featured Accounts

EverBank

Popular Accounts at this Bank

APYACCOUNT TYPEACCOUNT NAME
2.30%5-year CD5 Year Yield Pledge CD
1.81%4-year CD4 Year Yield Pledge CD
2.30%5-year IRA5 Year Yield Pledge IRA (Traditional, Roth)

Overview / Commentary
888-882-3837
501 Riverside Ave.
Jacksonville, FL 32202

EverBank is a Florida-based financial institution that operates through both an online banking division and physical branches. The bank has several subsidiaries that offer various financial services in addition to banking, including wealth management, insurance, and commercial finance.

A high-yield checking and a business checking account are available on EverBank’s personal banking side. The high-yield checking account has a minimum initial deposit requirement, no monthly fees, and if a higher minimum balance is kept, unlimited ATM reimbursements. This checking account typically features one of the highest interest rates in the country in the checking category.

EverBank also offers a high-yield money market and Certificate of Deposit (CD) account to help consumers grow their savings. The money market account functions like a typical savings account and allows up to six withdrawals per month without a fee. The MMA has a very competitive interest rate and has no monthly fee, as well. CDs and IRA CDs are available in term lengths ranging from 3 months to 5 years and automatically rollover into a new CD at the end of a term. DepositAccounts.com has featured EverBank’s CDs repeatedly in the past, and in the summer of 2013 recognized the bank for its top-of-the-market 5-year CD rate. The bank also offers wealth management and brokerage services, as well as accounts that invest in precious metals.

EverBank online banking provides a sophisticated and secure platform for customers to perform account management tasks like paying bills, transferring funds, monitoring account activity, and checking account balances. The bank has also released a mobile banking app that makes it easy to perform these task on the run from a smartphone or tablet device.

EverBank is a publicly traded company (NYSE: EVER) that was originally established as First Alliance Bank with the FDIC in 1998. Shortly after being founded, the bank acquired Mercantile Bank’s world currency division in order to offer accounts that consist of foreign currencies. The bank is headquartered in Jacksonville, Florida, and operates several branches around the city as well as across the state of Florida.

Related Posts

CD Rate Increases - 2/9/2017

EverBank just bumped up some rates a tad. Included is 3-year at 1.80% APY (was 1.71%) and 5-year at 2,30% APY (was 2.28%). At least it's headed in the right direction.

EverBank Leads With Internet Bank CD Rates - 1/10/2017

EverBank (internet bank) has raised the rates on many of its Yield Pledge CDs: 1-year (1.35% APY), 3-year (1.71% APY), 4-year (1.87% APY), and 5-year 2.8% APY.

Everbank 5 Year CD Rate Bump; Quick Look. - 1/6/2017

Everbank rasied the APY today on its' 5 year CD (from 2.10%) to 2.28%. Everbank's higher-than-average EWP (15 months) for this CD distracts from it.

View all posts from:

11/25/14 - 3-YR MARKETSAFE® BRICS CD
10/6/14 - Everbank's 3 Year Marketsafe BRICS CD Is Not A Certificate Of Deposit At All
10/2/14 - Everbank 5 Year CD Rate Drop
9/26/14 - EverBank’s New 5-Year CD Rate is Near the Rate Leaders
9/25/14 - Everbank 5 Year CD Rate Bump
6/5/14 - Everbank 5 Year CD Rate Increase
6/3/14 - EverBank Increases 6-Month Intro Rate on Its Checking & Money Market Accounts
5/22/14 - Everbank 5 Year CD Rate Drop
5/11/14 - EverBank's 5 Year MarketSafe Treasury CD Is An Awful Investment
5/7/14 - Everbank Treasury Yield Based - 5 Year CD
4/25/14 - Big Increases on EverBank’s Short-Term CD Rates
3/28/14 - Big Increases on EverBank’s Long-Term CD Rates
3/27/14 - Everbank 5Year CD Rate Increase
12/5/13 - 5-Year Rate Increase
11/15/13 - EverBank’s New 5-Year CD Rate and Its Rollercoaster Rate History
11/14/13 - 5-Year CD Back To 2.01% APY
10/25/13 - CD Rate Cuts
9/3/13 - IRA CDs, Trust and Custodial Accounts at EverBank
8/25/13 - EverBank To Pay $43 Million In Foreclosure Settlement
8/21/13 - EverBank's MarketSafe Evolving Economies CD - Is It a Good Deal?
7/26/13 - EverBank’s 5-Year CD Is New Rate Leader
7/19/13 - Higher Long-Term CD Rates at EverBank - Available Nationwide
4/2/13 - EverBank’s Deposit Deals Also Available At Its Florida Branches
12/27/12 - Replacing Savings Accounts with an Interest Checking Account
12/18/12 - Online Banks That Accept Non-Resident Alien Customers
6/7/12 - Top Savings & Money Market Rates with Rate Guarantees
6/4/12 - EverBank Raises 6-Month Intro Rate on Its Checking & Money Market Accounts
5/1/12 - EverBank's Pending IPO - Biggest Bank IPO Of 2012
3/13/12 - Flexible CDs and Savings Accounts with Rate Guarantees
3/6/12 - EverBank Brings Back Money Market & Checking Intro Rate Special
10/21/11 - EverBank Offers Checking Account Promo to Win Over Megabank Customers
8/25/11 - The Search for Higher Rates - Foreign Currency CDs
5/9/11 - Pros and Cons of Foreign Currency CDs and Bank Accounts
2/24/11 - Best Rates for Business Checking, Savings and Money Market Accounts
2/21/11 - EverBank's MarketSafe Diversified Commodities CD - Is It a Good Deal?
2/16/11 - Best Internet Checking Accounts That Offer Paper Checks
12/19/10 - Higher Long-Term CD and IRA CD Rates at EverBank - Available Nationwide
11/5/10 - Everbank Cuts Money Market Intro Rate And Ongoing Rate
10/5/10 - Some Useful Features at EverBank's New Website
9/22/10 - Internet Checking Accounts with the Best Interest Rates
8/31/10 - EverBank's MarketSafe Currency Returns CD - Is It a Good Deal?
8/27/10 - Internet Savings Accounts - Is Rate Chasing Still Worthwhile?
8/9/10 - Review Of Everbank's Remote Deposit Service
7/27/10 - EverBank's $75 Bonus on Top of its 2.25% 3-Month Intro Rate
6/6/10 - EverBank's MarketSafe Diversified Metals CD
6/4/10 - EverBank Provides Details for Bank of Florida Customers
3/15/10 - EverBank's Foreign Currency CDs and Other Alternatives?
2/13/10 - Review of EverBank's CDs, Money Market and Checking Accounts
1/5/10 - EverBank Increases 3-Month Promo Rate for its Money Market and Checking Account
1/5/10 - Rate Cuts at EverBank
8/1/09 - Review of Market-Indexed CDs
6/2/09 - Update on EverBank's Money Market and Checking Accounts
5/4/09 - Higher Monthly Fees and Minimum Balance Requirements for EverBank's Yield Pledge Money Market Account
5/4/09 - Update on EverBank's Money Market Account and CDs
5/4/09 - Review of EverBank's Checking and Money Market Account Promotions
3/22/09 - Lessons from the Stanford Financial Mess and Foreign CD Options
12/17/08 - $40 Checking Account Bonus for Opening EverBank's Checking Account
9/26/08 - Higher CD Rates at EverBank
7/1/08 - EverBank Raises Checking and Money Market Account Rates
7/1/08 - 4.06% 12-month CD at EverBank - Available Nationwide
3/28/08 - More Savings Account Rate Cuts - Provident, Zions, WaMu and Others
11/1/07 - Falling Savings Account Rates: ING Direct, EverBank, Zions Bank
9/28/07 - EverBank Cancels NetBank Acquisition
7/29/07 - EverBank's World Currency CDs - My Interview with EverBank's Executive Frank Trotter
5/28/07 - EverBank Ups Checking Account Promo - 6.01% for 3 Months
5/28/07 - 6.01% 3-Month Promo Now Available for Everbank's Money Market Account
5/27/07 - EverBank Update - the Other 6% Savings Account Promo
4/1/06 - EverBank's New Checking Account Promo - 5.51% for 3 Months
12/30/05 - EverBank Ups Checking Intro Rate to 5.01%

Have Been Using Them For 5 Years, Excellent Service

Posted by: sangre | Nov 23, 2011

I switched to Everbank from Wachovia about 5 years ago, and haven't entered a bank since. Couldn't be happier. 

Free checking and savings accounts, easy online access, and I love mailing my checks in (using prepaid envelopes) rather than going to a bank to deposit them.

I've also used ING. Their online interface is slightly more user-friendly, and they make it very easy to set up different accounts for different savings goals. However, you still need a brick and mortar bank to use ING, because they don't accept deposits. Everbank supplies you with pre-paid envelopes to send in your checks.

ING does offer you free ATM withdrawals from select ATM's, which is nice. Everbank only reimburses you if you have $6,000 in your account.

My First Internet Bank

I decided to switch to an internet bank recently. I eventually settled on Everbank and I was quite enamored with the process. The process was simple, an application that was designed to be quick and efficient. I was able to start an account with a direct transfer from a traditional bank. I started with $500 and at the time, Everbank was paying a full 1% on interest, which was much higher than many brick and mortar banks. I never had an issue with customer service, so I never had to contact them for it. Sadly, I had to give it up because I needed the money for moving, so I decided it best to just close the account, but if the need ever arose again, I'd be happy with their services again.

Is Your Everbank Texas Ratio Inaccurate?

Your review here shows a Texas Ratio of 23.22, but BestCashCow.com shows it as 91.66, a dangerous ratio.
Everbank's Q3 reports shows total NPA and TDR as 256,850,000. (http://phx.corporate-ir.net/phoenix.zhtml?c=240813&p=irol-newsArticle&ID=1870647).

Who's right?

Trying Open Rewards Checking Acct :(

Posted by: sreins | Jan 31, 2017

Going on two weeks - still going in circles.

VIEW MORE REVIEWS

Health
B+

Health Grade Components

Overall
FDIC Certificate #34775
Year Established1998
Employees2905
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD0.47%
Return on Equity - YTD6.1%
Annual Interest Income$739.3MM
Assets and Liabilities
AssetsQ3 2016vs Q3 2015$28.69B$25.21B
LoansQ3 2016vs Q3 2015$25.96B$22.29B
DepositsQ3 2016vs Q3 2015$19.76B$17.69B
Equity CapitalQ3 2016vs Q3 2015$2.16B$2.00B
Loan Loss AllowanceQ3 2016vs Q3 2015$90.2MM$71.9MM
Unbacked Noncurrent LoansQ3 2016vs Q3 2015$188.6MM$127.3MM
Real Estate OwnedQ3 2016vs Q3 2015$31.0MM$529.1MM
  User-submitted Promotions & Notices

This section lists recent deals, promotions and rate changes submitted by our community within the past 90 days. Always verify official rates and promotions with the bank or credit union.

CD Rate Increases

ChasR   |  
EverBank just bumped up some rates a tad. Included is 3-year at 1.80% APY (was 1.71%) and 5-year at 2,30% APY (was 2.28%). At least it's headed in the right direction.

Everbank 5 Year CD Rate Bump; Quick Look.

cumulus   |  
Everbank rasied the APY today on its' 5 year CD (from 2.10%) to 2.28%.

Everbank's higher-than-average EWP (15 months) for this CD distracts from it.

Rates
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not EverBank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

EverBank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.51%--Basic Savings

EverBank Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.11%*-$250kYield Pledge Money Market - First Time Client (1st Yr)
OTHER TIERS: 0.61% $250k - $10mm
0.61%-$10mYield Pledge Money Market - Ongoing Client
0.56%*$1m*-Business Money Market
OTHER TIERS: 0.20% Up to $10k | 0.36% $10k - $100k | 0.46% $100k - $1mm

EverBank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.11%*-$250kYield Pledge Checking - First Time Client (1st Yr)
OTHER TIERS: 0.61% $250k+
1.11%*-$100kSmall Business Checking - First Time Client (1st Yr)
OTHER TIERS: 0.58% $100k - $10mm
0.61%*$100k*$10mYield Pledge Checking - Ongoing Client
OTHER TIERS: 0.25% Up to $10k | 0.36% $10k - $25k | 0.41% $25k - $50k | 0.51% $50k - $100k
0.56%*$1m*-Business Interest Checking
OTHER TIERS: 0.20% Up to $10k | 0.35% $10k - $100k | 0.45% $100k - $1mm
0.56%*$100k*$10mSmall Business Checking - Ongoing Client
OTHER TIERS: 0.20% Up to $10k | 0.31% $10k - $25k | 0.36% $25k - $50k | 0.46% $50k - $100k
0.56%*$100k*-Non-Profit Checking
OTHER TIERS: 0.20% Up to $10k | 0.31% $10k - $25k | 0.36% $25k - $50k | 0.46% $50k - $100k

EverBank CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.30%$5k-5 Year Yield Pledge CD
2.30%$1,500-5 Year Business CD
2.20%$1k-5 Year Basic CD
1.81%$5k-4 Year Yield Pledge CD
1.81%$1,500-4 Year Business CD
1.80%$5k-3 Year Yield Pledge CD
1.80%$1,500-3 Year Business CD
1.80%$1,500$250k3.5 Year Bump Rate CD
1.71%$1k-4 Year Basic CD
1.70%$1k-3 Year Basic CD
1.56%$5k-2 Year Yield Pledge CD
1.56%$1,500-2 Year Business CD
1.46%$1k-2 Year Basic CD
1.45%$5k-2.5 Year Yield Pledge CD
1.45%$1,500-2.5 Year Business CD
1.41%$5k-1.5 Year Yield Pledge CD
1.41%$1,500-1.5 Year Business CD
1.35%$1k-2.5 Year Basic CD
1.34%$5k-1 Year Yield Pledge CD
1.34%$1,500-1 Year Business CD
1.32%$10k$5m3 Year CDARS CD
1.32%$10k$5m3 Year Business CDARS CD
1.32%$1k-1.5 Year Basic CD
1.21%$10k$5m2 Year CDARS CD
1.21%$10k$5m2 Year Business CDARS CD
1.19%$1,500-3 Year LIBOR Index CD
1.19%$1,500-Business 3 Year LIBOR Index CD
1.15%$1k-1 Year Basic CD
1.13%$10k$5m1 Year CDARS CD
1.13%$10k$5m1 Year Business CDARS CD
1.12%$5k-9 Month Yield Pledge CD
1.12%$1,500-9 Month Business CD
1.01%$1k-9 Month Basic CD
0.97%$5k-6 Month Yield Pledge CD
0.97%$1,500-6 Month Business CD
0.87%$1k-6 Month Basic CD
0.85%$5k-3 Month Yield Pledge CD
0.85%$1,500-3 Month Business CD
0.80%$10k$5m6 Month CDARS CD
0.80%$10k$5m6 Month Business CDARS CD
0.75%$1k-3 Month Basic CD
0.71%$10k$5m3 Month CDARS CD
0.71%$10k$5m3 Month Business CDARS CD

EverBank IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.30%$5k-5 Year Yield Pledge IRA
1.81%$5k-4 Year Yield Pledge IRA
1.80%$5k-3 Year Yield Pledge IRA
1.56%$5k-2 Year Yield Pledge IRA
1.45%$5k-2.5 Year Yield Pledge IRA
1.41%$5k-1.5 Year Yield Pledge IRA
1.34%$5k-1 Year Yield Pledge IRA
1.12%$5k-9 Month Yield Pledge IRA
0.97%$5k-6 Month Yield Pledge IRA
0.85%$5k-3 Month Yield Pledge IRA
Locations


EverBank Locations
Oceanway Branch104 New Berlin RoadJacksonville, FL 32218
Ashleigh Plaza Branch10400-01 San Jose BoulevardJacksonville, FL 32257
Bank Of Florida-Southwest Branch1185 Immokalee RoadNaples, FL 34110
Coral Gables Branch20 Giralda AvenueCoral Gables, FL 33134
North Broward Branch2521 East Commercial BlvdFort Lauderdale, FL 33308
Clearwater Branch6417 U.S. Highway 19 NorthClearwater, FL 33761
Jacksonville Branch501 Riverside AveJacksonville, FL 32202
Boca Raton Branch595 South Federal Highway, Suite 100Boca Raton, FL 33432
Daniels Branch6321 Daniels ParkwayFort Myers, FL 33912
Normandy Branch7749 Normandy BlvdJacksonville, FL 32221