Exchange Bank (CA)


Overview / Commentary
707-524-3301
545 Fourth Street
Santa Rosa, CA 95401

Exchange Bank (CA) is headquartered in SANTA ROSA and is the 32nd largest bank in the state of California. It is also the 363rd largest bank in the nation. It was established in 1890 and as of December of 2023, it had grown to 377 employees at 19 locations. Exchange Bank (CA)'s CD rates are 3X the national average, and it has a B health rating.

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Health

Health Grade Components

Overall
FDIC Certificate #8468
Year Established1890
Employees377
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.6%
Return on Equity - YTD9.08%
Annual Interest Income$115.5MM
Assets and Liabilities
AssetsQ4 2023vs Q4 2022$3.37B$3.33B
LoansQ4 2023vs Q4 2022$1.55B$1.47B
DepositsQ4 2023vs Q4 2022$2.84B$3.07B
Equity CapitalQ4 2023vs Q4 2022$255.4MM$202MM
Loan Loss AllowanceQ4 2023vs Q4 2022$41.3MM$43.5MM
Unbacked Noncurrent LoansQ4 2023vs Q4 2022$4.2MM$3.2MM
Real Estate OwnedQ4 2023vs Q4 2022$0$310K
Rates
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Always verify rates and promotions with the bank or credit union. We are not Exchange Bank (CA); we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Exchange Bank (CA) Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.23%*$1m*-Signature-Plus Savings w/ Premier Plus Checking - Platinum
OTHER TIERS: 0.13% Up to $100k | 0.18% $100k - $250k | 0.20% $250k - $1m
0.22%*$1m*-Signature-Plus Savings w/ Premier Plus Checking - Gold
OTHER TIERS: 0.12% Up to $100k | 0.17% $100k - $250k | 0.19% $250k - $1m
0.21%*$1m*-Signature-Plus Savings w/ Premier Plus Checking - Silver
OTHER TIERS: 0.11% Up to $100k | 0.16% $100k - $250k | 0.18% $250k - $1m
0.20%*$1m*-Signature-Plus Savings
OTHER TIERS: 0.10% Up to $100k | 0.15% $100k - $250k | 0.17% $250k - $1m
0.13%--Regular Savings w/ Premier Plus Checking - Platinum
0.13%--MyCash Savings w/ Premier Plus Checking - Platinum
0.12%--Regular Savings w/ Premier Plus Checking - Gold
0.12%--MyCash Savings w/ Premier Plus Checking - Gold
0.11%--Regular Savings w/ Premier Plus Checking - Silver
0.11%--MyCash Savings w/ Premier Plus Checking - Silver
0.10%--Regular Savings
0.10%--MyCash Savings
0.10%--Business Savings
0.10%--Public Funds Savings

Exchange Bank (CA) Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.75%*$500k*-Business Money Market
OTHER TIERS: 0.20% Up to $10k | 0.30% $10k - $50k | 0.35% $50k - $100k | 0.70% $100k - $500k
0.75%*$500k*-Public Funds Money Market
OTHER TIERS: 0.20% Up to $10k | 0.30% $10k - $50k | 0.35% $50k - $100k | 0.70% $100k - $500k
0.73%*$100k*-Personal Money Market w/ Premier Plus Checking - Platinum
OTHER TIERS: 0.23% Up to $10k | 0.33% $10k - $50k | 0.38% $50k - $100k
0.72%*$100k*-Personal Money Market w/ Premier Plus Checking - Gold
OTHER TIERS: 0.22% Up to $10k | 0.32% $10k - $50k | 0.37% $50k - $100k
0.71%*$100k*-Personal Money Market w/ Premier Plus Checking - Silver
OTHER TIERS: 0.21% Up to $10k | 0.31% $10k - $50k | 0.36% $50k - $100k
0.70%*$100k*-Personal Money Market
OTHER TIERS: 0.20% Up to $10k | 0.30% $10k - $50k | 0.35% $50k - $100k

Exchange Bank (CA) Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.75%*$250k*-State Bar Checking
OTHER TIERS: 2.47% Up to $50k | 3.73% $50k - $100k | 4.50% $100k - $250k
0.15%*$500k*-Premier Plus Checking
OTHER TIERS: 0.05% Up to $10k | 0.07% $10k - $50k | 0.08% $50k - $100k | 0.10% $100k - $250k | 0.13% $250k - $500k
0.15%*$500k*-Non-Profit Interest Checking
OTHER TIERS: 0.10% Up to $250k | 0.13% $250k - $500k
0.15%*$500k*-Public Funds Interest Checking
OTHER TIERS: 0.10% Up to $250k | 0.13% $250k - $500k
0.15%*$500k*-Sole Proprietor Interest Checking
OTHER TIERS: 0.10% Up to $250k | 0.13% $250k - $500k

Exchange Bank (CA) CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.00%$1k-24 Month CD Promotion
4.00%$1k-Business 24 Month CD Promotion
3.06%*$100k*-3 - 5 Month CD
OTHER TIERS: 3.05% $1k - $100k
3.06%*$100k*-Business 3 - 5 Month CD
OTHER TIERS: 3.05% $1k - $100k
3.06%*$100k*-6 - 11 Month CD
OTHER TIERS: 3.05% $1k - $100k
3.06%*$100k*-Business 6 - 11 Month CD
OTHER TIERS: 3.05% $1k - $100k
3.06%*$100k*-12 - 17 Month CD
OTHER TIERS: 3.05% $1k - $100k
3.06%*$100k*-Business 12 - 17 Month CD
OTHER TIERS: 3.05% $1k - $100k
3.06%*$100k*-18 - 23 Month CD
OTHER TIERS: 3.05% $1k - $100k
3.06%*$100k*-Business 18 - 23 Month CD
OTHER TIERS: 3.05% $1k - $100k
3.00%$1k-36 Month CD Promotion
3.00%$1k-Business 36 Month CD Promotion
2.75%*$100k*-3 - 5 Month Public Funds CD
OTHER TIERS: 2.74% $1k - $100k
2.75%*$100k*-6 - 11 Month Public Funds CD
OTHER TIERS: 2.74% $1k - $100k
2.75%*$100k*-12 - 23 Month Public Funds CD
OTHER TIERS: 2.74% $1k - $100k
0.46%*$100k*-60 Month CD
OTHER TIERS: 0.45% $1k - $100k
0.46%*$100k*-Business 60 Month CD
OTHER TIERS: 0.45% $1k - $100k
0.41%*$100k*-24 - 35 Month CD
OTHER TIERS: 0.40% $1k - $100k
0.41%*$100k*-Business 24 - 35 Month CD
OTHER TIERS: 0.40% $1k - $100k
0.41%*$100k*-36 - 47 month CD
OTHER TIERS: 0.40% $1k - $100k
0.41%*$100k*-Business 36 - 47 month CD
OTHER TIERS: 0.40% $1k - $100k
0.41%*$100k*-48 - 59 month CD
OTHER TIERS: 0.40% $1k - $100k
0.41%*$100k*-Business 48 - 59 month CD
OTHER TIERS: 0.40% $1k - $100k

Exchange Bank (CA) IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.82%$250-12 - 23 Month Fixed Rate IRA
3.56%$250-6 - 11 Month Fixed Rate IRA
3.04%$250-12 - 18 Month Variable Rate IRA
1.01%$1k-24 - 35 Month Fixed Rate IRA
1.01%$1k-36 - 47 Month Fixed Rate IRA
1.01%$1k-48 - 60 Month Fixed Rate IRA
Locations

Availability



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