One Finance

Deposits held and insured by Coastal Community Bank

Overview / Commentary
P.O. Box 162227
Sacramento, CA 95816-2227
Deposits held and insured by Coastal Community Bank

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Reviews (1)

Awesome Bank

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Very responsive team with a great deal of improvements being rolled out.

Customer service is fast and efficient.

Almost instant virtual cards.

Can't find anything bad to say really , really fantastic budgeting options.


Data as of Q2 2022

Data displayed below is for insuring bank: Coastal Community Bank
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Health Grade Components

FDIC Certificate #34403
Year Established1997
Primary RegulatorFED
Profit Margin
Return on Assets - YTD1.21%
Return on Equity - YTD15.45%
Annual Interest Income$72.0MM
Assets and Liabilities
AssetsQ2 2022vs Q2 2021$2.97B$2.01B
LoansQ2 2022vs Q2 2021$2.34B$1.64B
DepositsQ2 2022vs Q2 2021$2.70B$1.81B
Equity CapitalQ2 2022vs Q2 2021$239.6MM$161.5MM
Loan Loss AllowanceQ2 2022vs Q2 2021$49.4MM$20.0MM
Unbacked Noncurrent LoansQ2 2022vs Q2 2021$5.8MM$293.00K
Real Estate OwnedQ2 2022vs Q2 2021$0$0
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One Finance Savings Account Rates

1.00%--One Account

One Finance is an Internet only bank and does not have branch locations. Its headquarters is located at P.O. Box 162227 - Sacramento, CA 95816-2227

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