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Deposits held and insured by Coastal Community Bank

Overview / Commentary
855-830-6200
P.O. Box 162227
Sacramento, CA 95816-2227
Deposits held and insured by Coastal Community Bank

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Reviews (2)

Very Happy So Far

Posted by: |

Great online bank based on my experience (~18 months). Their app is user-friendly, and simple to use (maybe too simple?).

I logged into my account today and realized their savings rate is now 5.00% APY (unfortunately on savings balances up to $100,000 only). I will be moving $$$ into my savings account.

Awesome Bank

Posted by: |

Very responsive team with a great deal of improvements being rolled out.

Customer service is fast and efficient.

Almost instant virtual cards.

Can't find anything bad to say really , really fantastic budgeting options.



Health
A

Data as of Q3 2023

Data displayed below is for insuring bank: Coastal Community Bank
Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #34403
Year Established1997
Employees528
Primary RegulatorFED
Profit Margin
Return on Assets - YTD1.45%
Return on Equity - YTD16.71%
Annual Interest Income$242.1MM
Assets and Liabilities
AssetsQ3 2023vs Q3 2022$3.67B$3.13B
LoansQ3 2023vs Q3 2022$2.87B$2.49B
DepositsQ3 2023vs Q3 2022$3.3B$2.84B
Equity CapitalQ3 2023vs Q3 2022$322.3MM$251.3MM
Loan Loss AllowanceQ3 2023vs Q3 2022$101.1MM$59.3MM
Unbacked Noncurrent LoansQ3 2023vs Q3 2022$43.5MM$22.9MM
Real Estate OwnedQ3 2023vs Q3 2022$0$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

One Finance Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
5.00%*-$250kOne Account - Pay Autosave Pocket
OTHER TIERS: 1.00% $250k+
5.00%*$5k*$250kOne Account - Savings Pockets - Plus Customers
OTHER TIERS: 1.00% Any amount
Locations

One Finance is an Internet only bank and does not have branch locations. Its headquarters is located at P.O. Box 162227 - Sacramento, CA 95816-2227

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.