Financial Partners Credit Union


Overview / Commentary
800-950-7328
7800 Imperial Hwy
Downey, CA 90242

Financial Partners Credit Union is headquartered in Downey and is the 29th largest credit union in the state of California. It is also the 201st largest credit union in the nation. It was established in 1937 and as of September of 2023, it had grown to 293 employees and 89,227 members at 14 locations. Financial Partners Credit Union's CD rates are 4X the national average, and it has a B+ health rating.

Field of Membership Restrictions

Membership in Financial Partners Credit Union is open to anyone through membership in the American Consumer Council, regardless of residency or employment status. Individuals who live, work, attend school, or worship in the California counties of San Diego, Orange, or Los Angeles counties, or the California cities of Alameda or South San Francisco also qualify for membership. Eligibility also extends to members of AARP, as well as employees/retirees/members of nearly 700 Select Employees Groups, including Boeing Aircraft and Missiles Division and Rockwell International. (A full list of SEGs can be found on the credit union's website.)
See current membership details

Great Customer Service

Posted by: |

I’ve been banking with FInancial Partners for several years after it acquired my local credit union in GA. I’ve had nothing but good things to say about them. Ease with signing up/paying auto and personal loans, transferring funds from external accounts, savings accounts and a credit card. Their new online app is also easy to navigate. Despite not having a competitive APR on their savings, they do have good rates on their CDs. Overall we decided to bank with them based on these factors and their exceptional over-the-phone customer service.

Special 6.5 Rate Only Available In CA

Website says

Offer is available to new members only in Los Angeles, Orange, Riverside, or San Diego County; the city of South San Francisco; and the city of Alameda, California

Cant Get Special Rate Online

Posted by: |

Tried to get the special 6.5% 8 month cd but there is no option to open it online.

I Was Punished Because I Invested

Posted by: |

On January 5, 2024, I opened a checking, a savings, and a CD account. An hour later, my phone nearly exploded with alerts that my credit score had dropped 4 points due to a serious inquiry. It turns out that FPCU penalized me for investing my money with them. I indicated several times that I'm extremely disappointed, and a person promised over the phone that they would restore my credit score within 5-10 business days. Today, the evening of February 9th, I still see my reduced credit score. It doesn't appear on my profile, "your credit score is not available", but I check with any other bank, it shows the reduced number and that FPCU serious inquired on my credit rating, because of them, my credit rating decreased. DO NOT INVEST at FPCU because they will punish you as they punished me. SHAME ON YOU FPCU!!!!

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Health
B+

Health Grade Components

Overall
NCUA #68457
Year Chartered1937
Employees293
Primary Regulator
Profit Margin
Return on Assets - YTD0.38%
Return on Equity - YTD5.9%
Annual Interest Income$68.2MM
Assets and Liabilities
AssetsQ3 2023vs Q3 2022$2.26B$2.23B
LoansQ3 2023vs Q3 2022$1.85B$1.81B
DepositsQ3 2023vs Q3 2022$1.81B$1.7B
Equity CapitalQ3 2023vs Q3 2022$144.5MM$139.3MM
Loan Loss AllowanceQ3 2023vs Q3 2022$5.9MM$3MM
Unbacked Noncurrent LoansQ3 2023vs Q3 2022$5.1MM$3.3MM
Real Estate OwnedQ3 2023vs Q3 2022$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not Financial Partners Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Financial Partners Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
5.00%*-$1kFirst Step Savings
OTHER TIERS: 1.00% $1k+
0.10%$100-Regular Savings
0.10%--Christmas Club
0.10%--Add-on IRA Savings
0.10%$100-Business Savings

Financial Partners Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.20%*$250k*-Premier Money Market
OTHER TIERS: 0.05% Up to $5k | 0.10% $5k - $50k | 0.15% $50k - $250k
0.15%*$50k*-Money Market Checking
OTHER TIERS: 0.05% Up to $5k | 0.10% $5k - $50k
0.15%*$50k*-Business Money Market Checking
OTHER TIERS: 0.05% Up to $5k | 0.10% $5k - $50k
0.15%*$50k*-Business Money Market Savings
OTHER TIERS: 0.05% Up to $5k | 0.10% $5k - $50k

Financial Partners Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
6.50%$1k$5k8 Month CD Special - New Members Only
5.25%$1k-7 Month Name Your Term CD Special - New Money
5.25%$100k-7 Month Name Your Term Jumbo CD Special - New Money
5.25%$1k-11 Month Name Your Term CD Special - New Money
5.25%$100k-11 Month Name Your Term Jumbo CD Special - New Money
4.00%$100k-6 to 11 Month Jumbo CD
3.85%$1k-6 to 11 Month CD
3.65%$100k-12 to 23 Month Jumbo CD
3.50%$1k-12 to 23 Month CD
3.40%$100k-24 to 35 Month Jumbo CD
3.40%$100k-60 Month Jumbo CD
3.25%$1k-24 to 35 Month CD
3.25%$1k-60 Month CD
3.15%$100k-36 to 47 Month Jumbo CD
3.15%$100k-48 to 59 Month Jumbo CD
3.00%$1k-36 to 47 Month CD
3.00%$1k-48 to 59 Month CD
1.90%$100k-3 to 5 Month Jumbo CD
1.75%$1k-3 to 5 Month CD

Financial Partners Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
6.50%$1k$5k8 Month IRA Special - New Members Only
5.25%$1k-7 Month IRA Special - New Money
5.25%$100k-7 Month Jumbo IRA Special - New Money
5.25%$1k-11 Month IRA Special - New Money
5.25%$100k-11 Month Jumbo IRA Special - New Money
4.00%$100k-6 to 11 Month Jumbo IRA
3.85%$1k-6 to 11 Month IRA
3.65%$100k-12 to 23 Month Jumbo IRA
3.50%$1k-12 to 23 Month IRA
3.40%$100k-24 to 35 Month Jumbo IRA
3.40%$100k-60 Month Jumbo IRA
3.25%$1k-24 to 35 Month IRA
3.25%$1k-60 Month IRA
3.15%$100k-36 to 47 Month Jumbo IRA
3.15%$100k-48 to 59 Month Jumbo IRA
3.00%$1k-36 to 47 Month IRA
3.00%$1k-48 to 59 Month IRA
1.75%$1k-3 to 5 Month IRA
Locations

Availability

Los Angeles Area

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