Featured Savings Rates
Featured Accounts

Financial Plus Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
1.80%5-year CD60 Month Share Certificate
0.65%1-year CD12 Month Share Certificate
0.05%SavingsRegular Share Account

Overview / Commentary
800-748-0451
G3381 Van Slyke Rd
Flint, MI 48507-3263

Financial Plus Credit Union is headquartered in Flint and is the 24th largest credit union in the state of Michigan. It is also the 516th largest credit union in the nation. It was established in 1952 and as of June of 2016, it had grown to 158 employees and 51,822 members at 7 locations. Financial Plus Credit Union has an A+ health rating.

Field of Membership Restrictions

Financial Plus Credit Union of Michigan is open to the residents, church members, registered students, and the people that maintain employment in the eligible locations that are listed on the credit union website.
See current membership details

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Reviews (1)

Hard Stuff

Posted by: rehStarks | Sep 8, 2016

This Credit Union is the hardest to deal with. Obtaining information is like pulling teeth. To set up an online account is nearly impossible (you must come into there office in Flint to do it). That is just ridiculous in this day and age! I will be paying them off very soon but I would never do business with again nor would I recommend others to them.



Health
A+

Health Grade Components

Overall
NCUA #68646
Year Chartered1952
Employees158
Primary Regulator
Profit Margin
Return on Assets - YTD0.43%
Return on Equity - YTD3.04%
Annual Interest Income$8.7MM
Assets and Liabilities
AssetsQ2 2016vs Q2 2015$485.5MM$441.4MM
LoansQ2 2016vs Q2 2015$333.5MM$283.8MM
DepositsQ2 2016vs Q2 2015$413.3MM$374.2MM
Equity CapitalQ2 2016vs Q2 2015$67.9MM$64.0MM
Loan Loss AllowanceQ2 2016vs Q2 2015$2.6MM$3.3MM
Unbacked Noncurrent LoansQ2 2016vs Q2 2015$2.6MM$2.0MM
Real Estate OwnedQ2 2016vs Q2 2015$143.00K$566.00K
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Financial Plus Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%--IRA Savings Account
0.10%--Roth IRA Savings Account
0.10%--Coverdell Education Savings Account
0.05%*$1,500*-Regular Share Account
OTHER TIERS: 0.01% Up to $1,500
0.05%--Christmas Club Savings
0.05%*$1,500*-Misc. Share Account
OTHER TIERS: 0.01% Up to $1,500

Financial Plus Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.60%*$500k*-Hi-Yield Plus Money Market
OTHER TIERS: 0.05% Up to $1,500 | 0.25% $1,500 - $50k | 0.35% $50k - $100k | 0.40% $100k - $200k | 0.45% $200k - $300k | 0.50% $300k - $400k | 0.55% $400k - $500k
0.60%*$500k*-IRA Money Market Account
OTHER TIERS: 0.20% $1,500 - $10k | 0.25% $10k - $25k | 0.30% $25k - $50k | 0.35% $50k - $100k | 0.40% $100k - $200k | 0.45% $200k - $300k | 0.50% $300k - $400k | 0.55% $400k - $500k
0.60%*$500k*-ESA Money Market Account
OTHER TIERS: 0.20% $1,500 - $10k | 0.25% $10k - $25k | 0.30% $25k - $50k | 0.35% $50k - $100k | 0.40% $100k - $200k | 0.45% $200k - $300k | 0.50% $300k - $400k | 0.55% $400k - $500k
0.35%*$50k*-Hi-Yield Money Market Account
OTHER TIERS: 0.20% $1,500 - $10k | 0.25% $10k - $25k | 0.30% $25k - $50k

Financial Plus Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.20%*$10k*-Tiered-Rate Checking
OTHER TIERS: 0.10% $1k - $5k | 0.15% $5k - $10k
0.20%$15k-High-Rate Checking
0.20%*$10k*-Premier Business Checking
OTHER TIERS: 0.05% $1,500 - $10k
0.15%$500-E-Checking

Financial Plus Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.80%$500-60 Month Share Certificate
1.55%$500-48 Month Share Certificate
1.35%$500-42 Month Share Certificate
1.20%$500-36 Month Share Certificate
1.00%$500-30 Month Share Certificate
0.95%$500-24 Month Share Certificate
0.95%$300-24 Month Start 'N Grow Relationship Certificate
0.75%$500-18 Month Founders Club Certificate
0.75%$500-18 Month Benefits Plus Certificate
0.70%$500-18 Month Share Certificate
0.65%$500-12 Month Share Certificate
0.50%$500-6 Month Share Certificate
0.40%$10k-90-179 Day Share Certificate

Financial Plus Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.80%$500-60 Month IRA Certificate
1.55%$500-48 Month IRA Certificate
1.35%$500-42 Month IRA Certificate
1.20%$500-36 Month IRA Certificate
1.00%$500-30 Month IRA Certificate
0.95%$500-24 Month IRA Certificate
0.95%$300-24 Month Start 'N Grow Relationship IRA Certificate
0.75%$500-18 Month Founders Club IRA Certificate
0.75%$500-18 Month Benefits Plus IRA Certificate
0.70%$500-18 Month IRA Certificate
0.65%$500-12 Month IRA Certificate
0.50%$500-6 Month IRA Certificate
0.40%$10k-90-179 Day IRA Certificate
Locations


Financial Plus Credit Union Locations
Branch Office7048 Miller RdSwartz Creek, MI 48473
Branch Office8250 S Saginaw StGrand Blanc, MI 48439-1828
Branch Office15125 Silver PkwyFenton, MI 48430-3460
Branch Office5256 Corunna RdFlint, MI 48532-4107
Branch OfficeG3381 Van Slyke RdFlint, MI 48507-3263
Branch Office4686 Fashion Square BlvdSaginaw, MI 48604
Branch Office5990 E Grand River AveHowell, MI 48843-9167