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Financial Plus Credit Union

Eligibility Requirements | Locations (7) | Receive alerts for this credit union

Based on 1 review

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CURRENT TOP RATE

60 Month Share Certificate

Popular Accounts at this Credit Union

APY	ACCOUNT TYPE	ACCOUNT NAME
1.80%	5-year CD	60 Month Share Certificate 1.85% - Synchrony Bank 60 Month CD
0.65%	1-year CD	12 Month Share Certificate 1.05% - Ally Bank High Yield 12-Month CD
0.05%	Savings	Regular Share Account 1.00% - Ally Bank Online Savings Account

View all Financial Plus Credit Union rates »

Overview / Commentary

www.financialplusfcu.org

800-748-0451

G3381 Van Slyke Rd
Flint, MI 48507-3263

Financial Plus Credit Union is headquartered in Flint and is the 24^th largest credit union in the state of Michigan. It is also the 516^th largest credit union in the nation. It was established in 1952 and as of June of 2016, it had grown to 158 employees and 51,822 members at 7 locations. Financial Plus Credit Union has an A+ health rating.

Field of Membership Restrictions

Financial Plus Credit Union of Michigan is open to the residents, church members, registered students, and the people that maintain employment in the eligible locations that are listed on the credit union website.
See current membership details

Related Posts

Financial Plus CU (MI) Offers 2 Competitive CD Specials - 10/16/2015

Financial Plus CU (MI) has two CD Specials: 15-month (1.29% APY) and 29-month (1.76% APY). Min deposit $1K new money/max deposit $100K. Valid through Feb 8, 2016.

View all posts from:

2015
2008

10/16 - Financial Plus CU (MI) Offers 2 Competitive CD Specials

6/10 - 4.00% 12-Month CD at a Michigan CU (Financial Plus).

Reviews (1)

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Featured Account Options

SPONSORED LISTINGS

High Yield 12-Month CD

Ally Bank, Member FDIC.
Consistently Competitive Rates.
24/7 Customer Care.

Online Savings Account

Ally Bank, Member FDIC.
Consistently Competitive Rates.
24/7 Customer Care.

Hard Stuff

Posted by: rehStarks | Sep 8, 2016

This Credit Union is the hardest to deal with. Obtaining information is like pulling teeth. To set up an online account is nearly impossible (you must come into there office in Flint to do it). That is just ridiculous in this day and age! I will be paying them off very soon but I would never do business with again nor would I recommend others to them.

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1

Health

A+

Data as of Q2 2016

Learn more about bank health

Health Grade Components

Overall
NCUA #	68646
Year Chartered	1952
Employees	158
Primary Regulator

Profit Margin
Return on Assets - YTD	0.43%
Return on Equity - YTD	3.04%
Annual Interest Income	$8.7MM

Assets and Liabilities
Assets	Q2 2016vs Q2 2015	$485.5MM$441.4MM
Loans	Q2 2016vs Q2 2015	$333.5MM$283.8MM
Deposits	Q2 2016vs Q2 2015	$413.3MM$374.2MM
Equity Capital	Q2 2016vs Q2 2015	$67.9MM$64.0MM
Loan Loss Allowance	Q2 2016vs Q2 2015	$2.6MM$3.3MM
Unbacked Noncurrent Loans	Q2 2016vs Q2 2015	$2.6MM$2.0MM
Real Estate Owned	Q2 2016vs Q2 2015	$143.00K$566.00K

Rates

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Money Market
Checking
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Financial Plus Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.10%	-	-	IRA Savings Account
0.10%	-	-	Roth IRA Savings Account
0.10%	-	-	Coverdell Education Savings Account
0.05%^*	$1,500^*	-	Regular Share Account
OTHER TIERS: 0.01% → Up to $1,500
0.05%	-	-	Christmas Club Savings
0.05%^*	$1,500^*	-	Misc. Share Account
OTHER TIERS: 0.01% → Up to $1,500

Financial Plus Credit Union Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.60%^*	$500k^*	-	Hi-Yield Plus Money Market
OTHER TIERS: 0.05% → Up to $1,500 \| 0.25% → $1,500 - $50k \| 0.35% → $50k - $100k \| 0.40% → $100k - $200k \| 0.45% → $200k - $300k \| 0.50% → $300k - $400k \| 0.55% → $400k - $500k
0.60%^*	$500k^*	-	IRA Money Market Account
OTHER TIERS: 0.20% → $1,500 - $10k \| 0.25% → $10k - $25k \| 0.30% → $25k - $50k \| 0.35% → $50k - $100k \| 0.40% → $100k - $200k \| 0.45% → $200k - $300k \| 0.50% → $300k - $400k \| 0.55% → $400k - $500k
0.60%^*	$500k^*	-	ESA Money Market Account
OTHER TIERS: 0.20% → $1,500 - $10k \| 0.25% → $10k - $25k \| 0.30% → $25k - $50k \| 0.35% → $50k - $100k \| 0.40% → $100k - $200k \| 0.45% → $200k - $300k \| 0.50% → $300k - $400k \| 0.55% → $400k - $500k
0.35%^*	$50k^*	-	Hi-Yield Money Market Account
OTHER TIERS: 0.20% → $1,500 - $10k \| 0.25% → $10k - $25k \| 0.30% → $25k - $50k

Financial Plus Credit Union Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.20%^*	$10k^*	-	Tiered-Rate Checking
OTHER TIERS: 0.10% → $1k - $5k \| 0.15% → $5k - $10k
0.20%	$15k	-	High-Rate Checking
0.20%^*	$10k^*	-	Premier Business Checking
OTHER TIERS: 0.05% → $1,500 - $10k
0.15%	$500	-	E-Checking

Financial Plus Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
1.80%	$500	-	60 Month Share Certificate
1.55%	$500	-	48 Month Share Certificate
1.35%	$500	-	42 Month Share Certificate
1.20%	$500	-	36 Month Share Certificate
1.00%	$500	-	30 Month Share Certificate
0.95%	$500	-	24 Month Share Certificate
0.70%	$500	-	18 Month Share Certificate
0.65%	$500	-	12 Month Share Certificate
0.65%	$300	-	24 Month Start 'N Grow Relationship Certificate
0.60%	$500	-	18 Month Founders Club Certificate
0.60%	$500	-	18 Month Benefits Plus Certificate
0.50%	$500	-	6 Month Share Certificate
0.40%	$10k	-	90-179 Day Share Certificate

Financial Plus Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
1.80%	$500	-	60 Month IRA Certificate
1.55%	$500	-	48 Month IRA Certificate
1.35%	$500	-	42 Month IRA Certificate
1.20%	$500	-	36 Month IRA Certificate
1.00%	$500	-	30 Month IRA Certificate
0.95%	$500	-	24 Month IRA Certificate
0.70%	$500	-	18 Month IRA Certificate
0.65%	$500	-	12 Month IRA Certificate
0.65%	$300	-	24 Month Start 'N Grow Relationship IRA Certificate
0.60%	$500	-	18 Month Founders Club IRA Certificate
0.60%	$500	-	18 Month Benefits Plus IRA Certificate
0.50%	$500	-	6 Month IRA Certificate
0.40%	$10k	-	90-179 Day IRA Certificate

Locations

Financial Plus Credit Union Locations
Branch Office	7048 Miller Rd	Swartz Creek, MI 48473
Branch Office	8250 S Saginaw St	Grand Blanc, MI 48439-1828
Branch Office	15125 Silver Pkwy	Fenton, MI 48430-3460
Branch Office	5256 Corunna Rd	Flint, MI 48532-4107
Branch Office	G3381 Van Slyke Rd	Flint, MI 48507-3263
Branch Office	4686 Fashion Square Blvd	Saginaw, MI 48604
Branch Office	5990 E Grand River Ave	Howell, MI 48843-9167