Advertising Disclosure
  1. Banks
  2. Financial Plus Credit Union

Financial Plus Credit Union


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 1/14/2025
3.80%
Our Rating
4.2  / 5
American Express®
High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 1/14/2025
4.00%
Our Rating
4.6  / 5
SoFi Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 4.00% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms Apply. Member FDIC
Overview / Commentary
www.myfpcu.com
800-748-0451
G-3381 Van Slyke Rd
Flint, MI 48507

Financial Plus Credit Union is headquartered in Flint and is the 19th largest credit union in the state of Michigan. It is also the 336th largest credit union in the nation. It was established in 1952 and as of September of 2024, it had grown to 266 employees and 81,195 members at 12 locations. Financial Plus Credit Union's CD rates are 4X the national average, and it boasts an A+ health rating.

Field of Membership Restrictions

Membership in Financial Plus Credit Union is open to those who live, work, worship, or attend school anywhere in the State of Michigan.
See current membership details

Related Posts

View all posts from:


Reviews

No reviews have been left for this bank yet. Be the first to review.



Health
A+

Data as of Q3 2024

Learn why bank health matters

Health Grade Components

Overall
NCUA #68646
Year Chartered1952
Employees266
Primary Regulator
Profit Margin
Return on Assets - YTD0.96%
Return on Equity - YTD8.26%
Annual Interest Income$53.7MM
Assets and Liabilities
AssetsQ3 2024vs Q3 2023$1.39B$1.27B
LoansQ3 2024vs Q3 2023$940.5MM$907.4MM
DepositsQ3 2024vs Q3 2023$1.13B$1.06B
Equity CapitalQ3 2024vs Q3 2023$160.4MM$131.2MM
Loan Loss AllowanceQ3 2024vs Q3 2023$12.1MM$9.6MM
Unbacked Noncurrent LoansQ3 2024vs Q3 2023$6.2MM$5.1MM
Real Estate OwnedQ3 2024vs Q3 2023$111K$0
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 1/14/2025
3.80%
Our Rating
4.2  / 5
American Express®
High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 1/14/2025
4.00%
Our Rating
4.6  / 5
SoFi Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 4.00% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms Apply. Member FDIC
Rates
Skip to rates for:
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Financial Plus Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Financial Plus Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%$0-IRA Savings
0.10%$0-Roth IRA Savings Account
0.10%$0-Coverdell Education Savings Account
0.05%$0-Regular Share
0.05%$0-Christmas Club Savings
0.05%$0-Misc. Share
0.05%$0-Business Share

Financial Plus Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%*$50k*-Hi-Yield Plus Money Market
OTHER TIERS: 0.40% → $1.5k - $15k | 0.60% → $15k - $25k | 0.80% → $25k - $50k
1.00%*$50k*-Business Hi-Yield Plus Money Market
OTHER TIERS: 0.40% → $1.5k - $15k | 0.60% → $15k - $25k | 0.80% → $25k - $50k

Financial Plus Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.15%*$0$10kGo-To Checking
OTHER TIERS: 0.05% → $10k+
0.20%*$10k*-Premier Business Checking
OTHER TIERS: 0.05% → $1.5k - $10k

Financial Plus Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.50%$500-12 Month CD
3.50%$500-18 Month CD
3.50%$500-Business 12 Month CD
3.50%$500-Business 18 Month CD
3.40%$500-24 Month CD
3.40%$500-24 Month Start 'N Grow CD
3.40%$500-Business 24 Month CD
3.30%$500-30 Month CD
3.30%$500-36 Month CD
3.30%$500-42 Month CD
3.30%$500-48 Month CD
3.30%$500-60 Month CD
3.30%$500-Business 30 Month CD
3.30%$500-Business 36 Month CD
3.30%$500-Business 42 Month CD
3.30%$500-Business 48 Month CD
3.30%$500-Business 60 Month CD
2.00%$500-6 Month CD
2.00%$500-Business 6 Month CD
0.20%$10k-30-89 Day CD
0.20%$10k-90-179 Day CD
0.20%$10k-Business 30-89 Day CD
0.20%$10k-Business 90-179 Day CD

Financial Plus Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.50%$500-12 Month IRA
3.50%$500-18 Month IRA
3.40%$500-24 Month IRA
3.40%$500-24 Month Start 'N Grow IRA
3.30%$500-30 Month IRA
3.30%$500-36 Month IRA
3.30%$500-42 Month IRA
3.30%$500-48 Month IRA
3.30%$500-60 Month IRA
2.00%$500-6 Month IRA
Locations

Availability



The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.