Financial Plus Credit Union
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | ACCOUNT NAME |
|---|---|---|
| 1.50% | 5-year CD | 60 Month Share Certificate 2.35% - Synchrony Bank 60 Month CD |
| 0.95% | 1-year CD | 12 Month Share Certificate 1.40% - Synchrony Bank 12 Month CD |
| 0.05% | Savings | Regular Share Account |
Financial Plus Credit Union is headquartered in Flint and is the 24th largest credit union in the state of Michigan. It is also the 507th largest credit union in the nation. It was established in 1952 and as of March of 2017, it had grown to 159 employees and 54,611 members at 7 locations. Financial Plus Credit Union has an A+ health rating.
Field of Membership Restrictions
Membership in Financial Plus Credit Union is open to those who live, work, attend school or worship in Alcona, Alpena, Antrim, Arenac, Bay, Benzie, Charlevoix, Cheboygan, Clare, Crawford, Emmet, Genesee, Gladwin, Grand Traverse, Gratiot, Ingham, Iosco, Isabella, Kalkaska, Lapeer, Leelanau, Livingston, Macomb, Midland, Montmorency, Oakland, Ogemaw, Oscoda, Otsego, Presque Isle, Roscommon, Saginaw, Shiawassee, or Tuscola counties of Michigan.
See current membership details
Related Posts
Mobile Deposit/Banking
I started this account in June with the purchase of my new car. At the time I was filling out the TONS of paperwork I was told that mobile banking was on its way. Finally it is up and running HOWEVER they "forgot" to tell me that I would have to me a member for six months OR have a direct deposit set up. Mind you they told me this today 12-20-2016 NOT when they were "selling me" on the mobile app. I work at a small business that does not have direct deposit. I live in Vassar Michigan 20+ miles from a actual location and told them from the start that mobile deposit was important to me. After talking to two different people they are unwilling to remedy the situation. Unprofessional and very disappointing. I will be doing all I can to move my business to another CU or Bank.
Hard Stuff
This Credit Union is the hardest to deal with. Obtaining information is like pulling teeth. To set up an online account is nearly impossible (you must come into there office in Flint to do it). That is just ridiculous in this day and age! I will be paying them off very soon but I would never do business with again nor would I recommend others to them.
Data as of Q1 2017
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 68646 |
| Year Chartered | 1952 |
| Employees | 159 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.68% |
| Return on Equity - YTD | 5.04% |
| Annual Interest Income | $4.8MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2017vs Q1 2016 | $529.2MM$476.8MM |
| Loans | Q1 2017vs Q1 2016 | $369.1MM$312.1MM |
| Deposits | Q1 2017vs Q1 2016 | $445.7MM$405.9MM |
| Equity Capital | Q1 2017vs Q1 2016 | $69.2MM$66.7MM |
| Loan Loss Allowance | Q1 2017vs Q1 2016 | $3.1MM$2.5MM |
| Unbacked Noncurrent Loans | Q1 2017vs Q1 2016 | $3.1MM$2.5MM |
| Real Estate Owned | Q1 2017vs Q1 2016 | $45.00K$219.00K |
Always verify rates and promotions with the bank or credit union. We are not Financial Plus Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Financial Plus Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.10% | - | - | IRA Savings Account | ||
| 0.10% | - | - | Roth IRA Savings Account | ||
| 0.10% | - | - | Coverdell Education Savings Account | ||
| 0.05%* | $1,500* | - | Regular Share Account | ||
| OTHER TIERS: 0.01% → Up to $1,500 | |||||
| 0.05% | - | - | Christmas Club Savings | ||
| 0.05%* | $1,500* | - | Misc. Share Account | ||
| OTHER TIERS: 0.01% → Up to $1,500 | |||||
Financial Plus Credit Union Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.60%* | $500k* | - | Hi-Yield Plus Money Market | ||
| OTHER TIERS: 0.05% → Up to $1,500 | 0.25% → $1,500 - $50k | 0.35% → $50k - $100k | 0.40% → $100k - $200k | 0.45% → $200k - $300k | 0.50% → $300k - $400k | 0.55% → $400k - $500k | |||||
| 0.60%* | $500k* | - | IRA Money Market Account | ||
| OTHER TIERS: 0.20% → $1,500 - $10k | 0.25% → $10k - $25k | 0.30% → $25k - $50k | 0.35% → $50k - $100k | 0.40% → $100k - $200k | 0.45% → $200k - $300k | 0.50% → $300k - $400k | 0.55% → $400k - $500k | |||||
| 0.60%* | $500k* | - | ESA Money Market Account | ||
| OTHER TIERS: 0.20% → $1,500 - $10k | 0.25% → $10k - $25k | 0.30% → $25k - $50k | 0.35% → $50k - $100k | 0.40% → $100k - $200k | 0.45% → $200k - $300k | 0.50% → $300k - $400k | 0.55% → $400k - $500k | |||||
| 0.35%* | $50k* | - | Hi-Yield Money Market Account | ||
| OTHER TIERS: 0.05% → Up to $1,500 | 0.20% → $1,500 - $10k | 0.25% → $10k - $25k | 0.30% → $25k - $50k | |||||
Financial Plus Credit Union Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.20%* | $10k* | - | Tiered-Rate Checking | ||
| OTHER TIERS: 0.10% → $1k - $5k | 0.15% → $5k - $10k | |||||
| 0.20% | $15k | - | High-Rate Checking | ||
| 0.20%* | $10k* | - | Premier Business Checking | ||
| OTHER TIERS: 0.05% → $1,500 - $10k | |||||
| 0.15% | $500 | - | E-Checking | ||
Financial Plus Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.50% | $500 | - | 60 Month Share Certificate | |
| 1.39% | $500 | - | 48 Month Share Certificate | |
| 1.30% | $500 | - | 42 Month Share Certificate | |
| 1.19% | $500 | - | 36 Month Share Certificate | |
| 1.15% | $500 | - | 30 Month Share Certificate | |
| 1.05% | $500 | - | 24 Month Share Certificate | |
| 1.05% | $300 | - | 24 Month Start 'N Grow Relationship Certificate | |
| 1.05% | $500 | - | 18 Month Founders Club Certificate | |
| 1.05% | $500 | - | 18 Month Benefits Plus Certificate | |
| 1.00% | $500 | - | 18 Month Share Certificate | |
| 0.95% | $500 | - | 12 Month Share Certificate | |
| 0.80% | $500 | - | 6 Month Share Certificate | |
| 0.45% | $10k | - | 90-179 Day Share Certificate |
Financial Plus Credit Union IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.50% | $500 | - | 60 Month IRA Certificate | |
| 1.39% | $500 | - | 48 Month IRA Certificate | |
| 1.30% | $500 | - | 42 Month IRA Certificate | |
| 1.19% | $500 | - | 36 Month IRA Certificate | |
| 1.15% | $500 | - | 30 Month IRA Certificate | |
| 1.05% | $500 | - | 24 Month IRA Certificate | |
| 1.05% | $300 | - | 24 Month Start 'N Grow Relationship IRA Certificate | |
| 1.05% | $500 | - | 18 Month Founders Club IRA Certificate | |
| 1.05% | $500 | - | 18 Month Benefits Plus IRA Certificate | |
| 1.00% | $500 | - | 18 Month IRA Certificate | |
| 0.95% | $500 | - | 12 Month IRA Certificate | |
| 0.80% | $500 | - | 6 Month IRA Certificate | |
| 0.45% | $10k | - | 90-179 Day IRA Certificate |
| Financial Plus Credit Union Locations | ||
|---|---|---|
| Branch Office | 7048 Miller Rd | Swartz Creek, MI 48473 |
| Branch Office | 8250 S Saginaw St | Grand Blanc, MI 48439-1828 |
| Branch Office | 15125 Silver Pkwy | Fenton, MI 48430-3460 |
| Branch Office | 5256 Corunna Rd | Flint, MI 48532-4107 |
| Branch Office | G3381 Van Slyke Rd | Flint, MI 48507-3263 |
| Branch Office | 4686 Fashion Square Blvd | Saginaw, MI 48604 |
| Branch Office | 5990 E Grand River Ave | Howell, MI 48843-9167 |