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First Bank (MO)


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 5/20/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 5/20/2025
4.20%
Our Rating
3.6  / 5
Jenius Bank
Jenius Savings Account
See Offer
Sponsored Note: FDIC Insured. No fees or minimums. 24/7 U.S-based support.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 5/20/2025
3.80%
Our Rating
4.3  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms Apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 5/20/2025
4.10%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Get up to a $300 Cash Bonus. FDIC Insured. See site for details.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 5/20/2025
4.30%
Our Rating
4.1  / 5
BrioDirect
High-Yield Savings
See Offer
Sponsored Note: You must deposit at least $5,000 to open your account. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 5/20/2025
4.36%
Our Rating
4.0  / 5
Vio Bank
Cornerstone Money Market
See Offer
Sponsored Note: Interest is compounded daily, growing your money fast
Member FDIC
APY APY = Annual Percentage Yield Rates as of 5/20/2025
3.60%
Our Rating
4.2  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
Bonus Amount
up to $300
Our Rating
4.3  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
www.first.bank
314-995-8700
11901 Olive Blvd.
Creve Coeur, MO 63141

First Bank (MO) is headquartered in ST. LOUIS and is the 7th largest bank in the state of Missouri. It is also the 230th largest bank in the nation. It was established in 1906 and as of December of 2024, it had grown to 835 employees at 75 locations. First Bank (MO)'s savings rates are 8X the national average, and it has an A health rating.

Reviews (2)

First Bank Is Great!

Posted by: |

I only saw one other review on here and they had a negative experience with First Bank. I was surprised because I've had a great experience with them so it prompted me to create an account to write a review.
I opened my account at a branch in Southern California, the staff were extremely helpful and the process went as smooth as can be expected (every bank has to go through a list of 'know your customer' checks). The high-yield on the Performance Checking account is unbeatable, and it's much nicer being with a smaller bank with personable staff then the giant monster mega banks. I like that they have a branch near me as well, and not just an online bank - that said, there website isn't the best, it is perfectly functional for all my banking needs, but not as slick as some others, but that's fine with me, it's a bank. They do have a phone app, but I don't have any interest in apps.

5

To Be Avoided

Posted by: |

Another bank to waste your time trying to open a legitimate account. I applied and then got an email that my request to withdraw my application has been received and the application is closed. When I tried to call there were eighteen (18) callers ahead of me so I did not even bother to wait. Totally ridiculous and definitely a waste of time. No transparency whatsoever while presenting false information.

2


Health
A

Data as of Q4 2024

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #12229
Year Established1906
Employees835
Primary RegulatorFED
Profit Margin
Return on Assets - YTD0.28%
Return on Equity - YTD3.8%
Annual Interest Income$303.9MM
Assets and Liabilities
AssetsQ4 2024vs Q4 2023$6.63B$6.55B
LoansQ4 2024vs Q4 2023$3.76B$3.62B
DepositsQ4 2024vs Q4 2023$5.93B$5.6B
Equity CapitalQ4 2024vs Q4 2023$487.8MM$459.8MM
Loan Loss AllowanceQ4 2024vs Q4 2023$39.1MM$41.2MM
Unbacked Noncurrent LoansQ4 2024vs Q4 2023$10.5MM$7.9MM
Real Estate OwnedQ4 2024vs Q4 2023$0$30K
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 5/20/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 5/20/2025
4.20%
Our Rating
3.6  / 5
Jenius Bank
Jenius Savings Account
See Offer
Sponsored Note: FDIC Insured. No fees or minimums. 24/7 U.S-based support.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 5/20/2025
3.80%
Our Rating
4.3  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms Apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 5/20/2025
4.10%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Get up to a $300 Cash Bonus. FDIC Insured. See site for details.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 5/20/2025
4.30%
Our Rating
4.1  / 5
BrioDirect
High-Yield Savings
See Offer
Sponsored Note: You must deposit at least $5,000 to open your account. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 5/20/2025
4.36%
Our Rating
4.0  / 5
Vio Bank
Cornerstone Money Market
See Offer
Sponsored Note: Interest is compounded daily, growing your money fast
Member FDIC
APY APY = Annual Percentage Yield Rates as of 5/20/2025
3.60%
Our Rating
4.2  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
Bonus Amount
up to $300
Our Rating
4.3  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates
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Always verify rates and promotions with the bank or credit union. We are not First Bank (MO); we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

† The rates for some products vary by region. In these cases we have listed the rates for the region closest to the bank's headquarters.

First Bank (MO) Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.59%*†$0$500Kids Cash
OTHER TIERS: 0.01% → $500+
3.90%$0-Icon High-Yield Savings
0.03%†$0-Health Savings Account
0.01%†$0-Statement Savings
0.01%†$0-Thrive Savings

First Bank (MO) Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.02%*†$10k*-Performance Money Market Account
OTHER TIERS: 0.01% → $0 - $10k

First Bank (MO) Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.00%*$0$1kImagine Checking
OTHER TIERS: 0.50% → $1k+
3.00%*$0$100kIcon Checking
OTHER TIERS: 0.50% → $100k+

First Bank (MO) CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.05%†$1k-7 Month CD Special - Online
4.05%†$1k-Business 7 Month CD Special
3.90%†$1k-13 Month CD Special - Online
3.90%†$1k-Business 13 Month CD Special
3.51%†$1k-20 Month CD Special - Online
3.51%†$1k-3 Month CD Special - Online
3.51%†$1k-Business 3 Month CD Special
3.51%†$1k-Business 20 Month CD Special
3.25%†$1k-30 Month CD Special - Online
3.25%†$1k-Business 30 Month CD Special
3.00%†$1k-40 Month CD Special - Online
3.00%†$1k-Business 40 Month CD Special
1.00%†$1k-6 Month CD
1.00%†$1k-12 Month CD
1.00%†$1k-Business 6 Month CD
1.00%†$1k-Business 12 Month CD
0.50%†$1k-60 Month CD
0.50%†$1k-Business 60 Month CD
0.45%†$1k-48 Month CD
0.45%†$1k-Business 48 Month CD
0.35%†$1k-36 Month CD
0.35%†$1k-Business 36 Month CD
0.25%†$1k-30 Month CD
0.25%†$1k-Business 30 Month CD
0.20%†$1k-24 Month CD
0.20%†$1k-Business 24 Month CD
0.15%†$1k-18 Month CD
0.15%†$1k-Business 18 Month CD
0.05%†$1k-7 - 29 Day CD
0.05%†$1k-30 - 89 Day CD
0.05%†$1k-Business 7 - 29 Day CD
0.05%†$1k-Business 30 - 89 Day CD

First Bank (MO) IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.31%†$1k-18 Month Variable Rate IRA
4.05%†$1k-7 Month IRA Special
3.90%†$1k-13 Month IRA Special
3.51%†$1k-20 Month IRA Special
3.51%†$1k-3 Month IRA Special
3.25%†$1k-30 Month IRA Special
3.00%†$1k-40 Month IRA Special
1.00%†$1k-6 Month IRA
1.00%†$1k-12 Month IRA
0.50%†$1k-60 Month IRA
0.45%†$1k-48 Month IRA
0.35%†$1k-36 Month IRA
0.25%†$1k-30 Month IRA
0.20%†$1k-24 Month IRA
0.15%†$1k-18 Month IRA
0.05%†$1k-7-29 Day IRA
0.05%†$1k-30-89 Day IRA
Locations

Availability



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