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First Choice Bank (NJ)

Popular Accounts at this Bank

1.50%5-year CD60 Month CD
1.00%3-year CD36 Month CD
0.90%2-year CD24 Month CD

Overview / Commentary
669 Whitehead Road
Lawrenceville, NJ 08648

First Choice Bank (NJ) is headquartered in Lawrenceville and is the 21st largest bank in the state of New Jersey. It is also the 645th largest bank in the nation. It was established in 2007 and as of March of 2016, it had grown to 498 employees at 8 locations. First Choice Bank (NJ) has a C+ health rating.

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Reviews (2)

Not Even Worth The Star

Posted by: Anonymous | Nov 30, 2011

I was in the process of getting my home refinanced. It all sounded great in the beginning, but this bank decided to start running up fees. I have excellent credit and they tried to charge for points. Closing costs came out over $6000. Reading through the documents they had sent by email (they won't spend a dime on standard mail). There were sooo many extra's. When I questioned them on it they said it was standard fee's. I have since then found a reputable agent that cost me zero fees, and got me in the 3 % range.

Secured Credit Card

Posted by: gpetoskey | Mar 2, 2015

it was adverstised through credit karma.com that this bank has a secured credit card...the premor visa card to rebuild credit history. i applied on 2-16-15 and sent my deposit and it was taken from my acct, but i have yet to receive banking saving acct info. i think it is time congress investigate this bank. im not the first apparently. i called and was referred to the loan dept, and a man said a letter with info and the card would be sent which has as of yet, NOT happened. This bank is list as the 20th largest bank in the state of new jersey, if so, then what is the problem?....hmmmmmm


Health Grade Components

FDIC Certificate #58471
Year Established2007
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.32%
Return on Equity - YTD3.57%
Annual Interest Income$8.6MM
Assets and Liabilities
AssetsQ1 2016vs Q1 2015$1.12B$1.18B
LoansQ1 2016vs Q1 2015$531.6MM$573.2MM
DepositsQ1 2016vs Q1 2015$906.4MM$936.2MM
Equity CapitalQ1 2016vs Q1 2015$102.1MM$102.3MM
Loan Loss AllowanceQ1 2016vs Q1 2015$13.2MM$14.3MM
Unbacked Noncurrent LoansQ1 2016vs Q1 2015$30.5MM$29.1MM
Real Estate OwnedQ1 2016vs Q1 2015$140.00K$359.00K
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

First Choice Bank (NJ) Savings Account Rates

0.30%--Statement Savings

First Choice Bank (NJ) Money Market Rates

0.45%*$250k*-Money Market Account
OTHER TIERS: 0.15% Up to $10k | 0.20% $10k - $250k

First Choice Bank (NJ) Checking Account Rates

0.20%--First Choice Platinum Checking
0.20%--Choice Interest Checking
0.20%--Senior Interest Checking

First Choice Bank (NJ) CD Rates

1.50%$1k-60 Month CD
1.25%$1k-18 Month CD
1.20%$1k-48 Month CD
1.00%$1k-36 Month CD
0.90%$1k-24 Month CD
0.80%$1k-12 Month CD
0.25%$1k-6 - 9 Month CD
0.15%$1k-Under 6 Months CD

First Choice Bank (NJ) IRA Rates

1.50%$1k-60 Month IRA
1.25%$1k-18 Month IRA
1.20%$1k-48 Month IRA
1.00%$1k-36 Month IRA
0.90%$1k-24 Month IRA
0.80%$1k-12 Month IRA
0.25%$1k-6 - 9 Month IRA

First Choice Bank (NJ) Locations
Carduner Shopping Center18 Princeton Hightstown RoadEast Windsor, NJ 08520
Robbinsville Branch2344 Route 33Robbinsville, NJ 08691
Kingston Branch4422 Route 27, Building BKingston, NJ 08528
The Shoppes At Hamilton Branch537 Route 130Hamilton, NJ 08691
First Choice Bank669 Whitehead RoadLawrenceville, NJ 08648
Mercerville Township Branch840 Route 33Mercerville, NJ 08619
Vantage Point Bank Branch100 Gibraltar RoadHorsham, PA 19044
Lower Makefield Branch706 Stony Hill RoadMorrisville, PA 19067