Featured Savings Rates
Featured Accounts

First Citizens' Federal Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
1.10%5-year CDPersonal 5 Year Share Certificate
0.45%1-year CDPersonal 1 Year Share Certificate
0.10%SavingsRegular Savings Account

Overview / Commentary
508-999-1341
200 Mill Rd Ste 100
Fairhaven, MA 02719-5252

First Citizens' Federal Credit Union is headquartered in FAIRHAVEN and is the 12th largest credit union in the state of Massachusetts. It is also the 386th largest credit union in the nation. It was established in 1937 and as of March of 2017, it had grown to 179 employees and 84,227 members at 12 locations. First Citizens' Federal Credit Union's money market rates are 2X the national average, and it has an A health rating.

Field of Membership Restrictions

Membership in First Citizens' Federal Credit Union is open to those who live, worship, work, regularly conduct business in, attend school in, or businesses or other legal entities in Bristol, Plymouth, Barnstable, Dukes, Nantucket, or Norfolk Counties in Massachusetts.
See current membership details

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Health

Health Grade Components

Overall
NCUA #24254
Year Chartered1937
Employees179
Primary Regulator
Profit Margin
Return on Assets - YTD0.41%
Return on Equity - YTD4.27%
Annual Interest Income$5.8MM
Assets and Liabilities
AssetsQ1 2017vs Q1 2016$727.0MM$690.8MM
LoansQ1 2017vs Q1 2016$610.6MM$579.0MM
DepositsQ1 2017vs Q1 2016$559.0MM$540.7MM
Equity CapitalQ1 2017vs Q1 2016$70.1MM$69.3MM
Loan Loss AllowanceQ1 2017vs Q1 2016$2.4MM$2.5MM
Unbacked Noncurrent LoansQ1 2017vs Q1 2016$2.4MM$2.7MM
Real Estate OwnedQ1 2017vs Q1 2016$0$117.00K
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

First Citizens' Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%*$2,500*$10kBusiness Savings Plus Account
OTHER TIERS: 0.05% Up to $2,500 | 0.10% $10k - $50k | 0.20% $50k - $75k | 0.30% $75k+
0.35%*$3k*-Champion Relationship Savings Account
OTHER TIERS: 0.15% $100 - $1k | 0.25% $1k - $3k
0.35%*$3k*-Hero Relationship Savings Account
OTHER TIERS: 0.15% $100 - $1k | 0.25% $1k - $3k
0.10%$100-Business Savings Account
0.10%$100-Regular Savings Account
0.10%--HSA Checking Account
0.05%--Christmas Club Account
0.05%--Vacation Club Account

First Citizens' Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.25%$2,500-Business Money Market Account (New Money 6 Months Promo)
1.00%$2,500-Elite Choice Money Market Business Savings- SPECIAL
1.00%$2,500-Elite Choice Money Market Statement Savings Account- SPECIAL
0.30%*$75k*-Elite Money Market Relationship Savings
OTHER TIERS: 0.05% Up to $10k | 0.10% $10k - $25k | 0.15% $25k - $50k | 0.25% $50k - $75k
0.25%$2,500-Business Elite Choice Money Market

First Citizens' Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.30%*$75k*-High Yield Business Checking Account
OTHER TIERS: 0.05% Up to $10k | 0.10% $10k - $50k | 0.20% $50k - $75k
0.05%$5k-Free Business Checking Account
0.05%$1k-Business Checking Plus Account
0.05%$500-Direct Bonus Checking Account
0.05%$500-Champion Checking Account
0.05%$500-Hero Checking Account

First Citizens' Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.35%$500-Personal 5 Year Relationship Share Certificate
1.35%$500-Business 5 Year Relationship Share Certificate
1.35%$500-Personal 11 Month Look Closer Share Certificate
1.35%$500-Business 11 Month Look Closer Share Certificate
1.25%$500-Personal 4 Year Relationship Share Certificate
1.25%$500-Business 4 Year Relationship Share Certificate
1.10%$500-Personal 5 Year Share Certificate
1.10%$500-Business 5 Year Share Certificate
1.00%$500-Personal 4 Year Share Certificate
1.00%$500-Personal 3 Year Relationship Share Certificate
1.00%$500-Business 3 Year Relationship Share Certificate
1.00%$500-Business 4 Year Share Certificate
0.75%$500-Personal 3 Year Share Certificate
0.75%$500-Personal 2 Year Relationship Share Certificate
0.75%$500-Business 2 Year Relationship Share Certificate
0.75%$500-Business 3 Year Share Certificate
0.70%$500-Personal 1 Year Relationship Share Certificate
0.70%$500-Business 1 Year Relationship Share Certificate
0.50%$500-Personal 2 Year Share Certificate
0.50%$500-Business 2 Year Share Certificate
0.50%$500-Business 18 Month Relationship Share Certificate
0.50%$500-Personal 18 Month Relationship Share Certificate
0.45%$500-Personal 6 Month Relationship Share Certificate
0.45%$500-Personal 1 Year Share Certificate
0.45%$500-Business 6 Month Relationship Share Certificate
0.45%$500-Business 1 Year Share Certificate
0.40%$500-Personal 3 Month Relationship Share Certificate
0.40%$500-Business 3 Month Relationship Share Certificate
0.25%$500-Business 18 Month Share Certificate
0.25%$500-Personal 18 Month Share Certificate
0.20%$500-Personal 6 Month Share Certificate
0.20%$500-Business 6 Month Share Certificate
0.15%$500-Personal 3 Month Share Certificate
0.15%$500-Business 3 Month Share Certificate

First Citizens' Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.35%$500-Personal 5 Year Relationship IRA
1.35%$500-Personal 11 Month Look Closer IRA
1.25%$500-Personal 4 Year Relationship IRA
1.10%$500-Personal 5 Year IRA
1.00%$500-Personal 3 Year Relationship IRA
1.00%$500-Personal 4 Year IRA
0.75%$500-Personal 2 Year Relationship IRA
0.75%$500-Personal 3 Year IRA
0.70%$500-Personal 1 Year Relationship IRA
0.50%$500-Personal 2 Year IRA
0.50%$500-Personal 18 Month Relationship IRA
0.45%$500-Personal 6 Month Relationship IRA
0.45%$500-Personal 1 Year IRA
0.40%$500-Personal 3 Month Relationship IRA
0.25%$500-Personal 18 Month IRA
0.20%$500-Personal 6 Month IRA
0.15%$500-Personal 3 Month IRA
Locations

First Citizens' Federal Credit Union has 12 locations. Click to view all First Citizens' Federal Credit Union locations.