Overview / Commentary
200 Mill Rd Ste 100
Fairhaven, MA 02719-5252

First Citizens' Federal Credit Union is headquartered in FAIRHAVEN and is the 12th largest credit union in the state of Massachusetts. It is also the 396th largest credit union in the nation. It was established in 1937 and as of September of 2018, it had grown to 210 employees and 83,601 members at 12 locations. First Citizens' Federal Credit Union has an A health rating.

Field of Membership Restrictions

Membership in First Citizens' Federal Credit Union is open to those who live, worship, work, regularly conduct business in, attend school in, or businesses or other legal entities in Bristol, Plymouth, Barnstable, Dukes, Nantucket, or Norfolk Counties in Massachusetts.
See current membership details

Related Posts

10-Month CD Special, 2.00% APY - 3/23/2018

First Citizen's FCU has a limited time 10-month CD Special, 2.00% APY. Minimum deposit of $500 is required to open account. Penalties may be imposed for early withdrawal. Premium rates not eligible for this special. Funds to open Term Certificate must be transferred from another financial institution This is a limited time offer and may be withdrawn at any time.

View all posts from:


No reviews have been left for this bank yet. Be the first to review.


Health Grade Components

NCUA #24254
Year Chartered1937
Primary Regulator
Profit Margin
Return on Assets - YTD0.52%
Return on Equity - YTD5.16%
Annual Interest Income$19.1MM
Assets and Liabilities
AssetsQ3 2018vs Q3 2017$756.4MM$757.6MM
LoansQ3 2018vs Q3 2017$662.3MM$641.9MM
DepositsQ3 2018vs Q3 2017$587.3MM$562.5MM
Equity CapitalQ3 2018vs Q3 2017$75.1MM$72.4MM
Loan Loss AllowanceQ3 2018vs Q3 2017$1.9MM$2.3MM
Unbacked Noncurrent LoansQ3 2018vs Q3 2017$2.0MM$2.6MM
Real Estate OwnedQ3 2018vs Q3 2017$261.00K$76.00K
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not First Citizens' Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

First Citizens' Federal Credit Union Savings Account Rates

0.35%*$3k*-Champion Savings
OTHER TIERS: 0.15% $100 - $1k | 0.25% $1k - $3k
0.35%*$3k*-Hero Savings
OTHER TIERS: 0.15% $100 - $1k | 0.25% $1k - $3k
0.30%*$75k*-Business Savings Plus
OTHER TIERS: 0.05% Up to $10k | 0.10% $10k - $50k | 0.20% $50k - $75k
0.10%$100-Business Savings
0.10%$100-Regular Savings
0.10%--Health Savings Account Checking
0.05%$5-Club Accounts

First Citizens' Federal Credit Union Money Market Rates

0.30%*$75k*-Elite Money Market Savings
OTHER TIERS: 0.05% Up to $10k | 0.10% $10k - $25k | 0.15% $25k - $50k | 0.25% $50k - $75k
0.25%$2.5k-Elite Money Market Business

First Citizens' Federal Credit Union Checking Account Rates

0.30%*$75k*-High Yield Business Checking
OTHER TIERS: 0.05% Up to $10k | 0.10% $10k - $50k | 0.20% $50k - $75k
0.05%$5k-Free Business Checking
0.05%$1k-Business Checking Plus
0.05%$500-Direct Bonus Checking
0.05%$500-Champion Checking
0.05%$500-Hero Checking

First Citizens' Federal Credit Union CD Rates

2.50%$500-15 Month CD Special
2.25%$500-9 Month CD Special
1.35%$500-5 Year Relationship Share Certificate
1.25%$500-4 Year Relationship Share Certificate
1.10%$500-5 Year Share Certificate
1.00%$500-4 Year Share Certificate
1.00%$500-3 Year Relationship Share Certificate
0.75%$500-3 Year Share Certificate
0.75%$500-2 Year Relationship Share Certificate
0.70%$500-1 Year Relationship Share Certificate
0.50%$500-2 Year Share Certificate
0.50%$500-18 Month Relationship Share Certificate
0.45%$500-6 Month Relationship Share Certificate
0.45%$500-1 Year Share Certificate
0.40%$500-3 Month Relationship Share Certificate
0.25%$500-18 Month Share Certificate
0.20%$500-6 Month Share Certificate
0.15%$500-3 Month Share Certificate

First Citizens' Federal Credit Union IRA Rates

2.50%$500-15 Month IRA Special
2.25%$500-9 Month IRA Special
1.35%$500-5 Year Relationship IRA
1.25%$500-4 Year Relationship IRA
1.10%$500-5 Year IRA
1.00%$500-3 Year Relationship IRA
1.00%$500-4 Year IRA
0.75%$500-2 Year Relationship IRA
0.75%$500-3 Year IRA
0.70%$500-1 Year Relationship IRA
0.50%$500-2 Year IRA
0.50%$500-18 Month Relationship IRA
0.45%$500-6 Month Relationship IRA
0.45%$500-1 Year IRA
0.40%$500-3 Month Relationship IRA
0.25%$500-18 Month IRA
0.20%$500-6 Month IRA
0.15%$500-3 Month IRA


The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.