2. First Citizens' Federal Credit Union

First Citizens' Federal Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEHOW THEY COMPARE
1.10%5-year CD
3.00% - American Express National Bank 60 Month CDAdvertisement
0.45%1-year CD
2.55% - Goldman Sachs Bank USA High-yield 12 Month CDAdvertisement
0.10%Savings
1.90% - American Express National Bank High Yield Savings AccountAdvertisement
View all First Citizens' Federal Credit Union rates »

Overview / Commentary
www.firstcitizens.org
508-999-1341
200 Mill Rd Ste 100
Fairhaven, MA 02719-5252

First Citizens' Federal Credit Union is headquartered in FAIRHAVEN and is the 12th largest credit union in the state of Massachusetts. It is also the 401st largest credit union in the nation. It was established in 1937 and as of June of 2018, it had grown to 184 employees and 83,261 members at 12 locations. First Citizens' Federal Credit Union has an A health rating.

Field of Membership Restrictions

Membership in First Citizens' Federal Credit Union is open to those who live, worship, work, regularly conduct business in, attend school in, or businesses or other legal entities in Bristol, Plymouth, Barnstable, Dukes, Nantucket, or Norfolk Counties in Massachusetts.
See current membership details

Related Posts

10-Month CD Special, 2.00% APY - 3/23/2018

First Citizen's FCU has a limited time 10-month CD Special, 2.00% APY. Minimum deposit of $500 is required to open account. Penalties may be imposed for early withdrawal. Premium rates not eligible for this special. Funds to open Term Certificate must be transferred from another financial institution This is a limited time offer and may be withdrawn at any time.

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Health
A

Data as of Q2 2018

Learn why bank health matters

Health Grade Components

Overall
NCUA #24254
Year Chartered1937
Employees184
Primary Regulator
Profit Margin
Return on Assets - YTD0.58%
Return on Equity - YTD5.72%
Annual Interest Income$12.5MM
Assets and Liabilities
AssetsQ2 2018vs Q2 2017$741.2MM$742.1MM
LoansQ2 2018vs Q2 2017$631.8MM$637.3MM
DepositsQ2 2018vs Q2 2017$583.9MM$564.2MM
Equity CapitalQ2 2018vs Q2 2017$74.7MM$71.4MM
Loan Loss AllowanceQ2 2018vs Q2 2017$1.9MM$2.3MM
Unbacked Noncurrent LoansQ2 2018vs Q2 2017$2.0MM$2.9MM
Real Estate OwnedQ2 2018vs Q2 2017$264.00K$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

First Citizens' Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.35%*$3k*-Champion Savings
OTHER TIERS: 0.15% → $100 - $1k | 0.25% → $1k - $3k
0.35%*$3k*-Hero Savings
OTHER TIERS: 0.15% → $100 - $1k | 0.25% → $1k - $3k
0.30%*$75k*-Business Savings Plus
OTHER TIERS: 0.05% → Up to $10k | 0.10% → $10k - $50k | 0.20% → $50k - $75k
0.10%$100-Business Savings
0.10%$100-Regular Savings
0.10%--Health Savings Account Checking
0.05%$5-Club Accounts

First Citizens' Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.30%*$75k*-Elite Money Market Savings
OTHER TIERS: 0.05% → Up to $10k | 0.10% → $10k - $25k | 0.15% → $25k - $50k | 0.25% → $50k - $75k
0.25%$2.5k-Elite Money Market Business

First Citizens' Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.30%*$75k*-High Yield Business Checking
OTHER TIERS: 0.05% → Up to $10k | 0.10% → $10k - $50k | 0.20% → $50k - $75k
0.05%$5k-Free Business Checking
0.05%$1k-Business Checking Plus
0.05%$500-Direct Bonus Checking
0.05%$500-Champion Checking
0.05%$500-Hero Checking

First Citizens' Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.50%$500-15 Month Share Certificate Special (New Money)
1.35%$500-5 Year Relationship Share Certificate
1.35%$500-Business 5 Year Relationship Share Certificate
1.25%$500-4 Year Relationship Share Certificate
1.25%$500-Business 4 Year Relationship Share Certificate
1.10%$500-5 Year Share Certificate
1.10%$500-Business 5 Year Share Certificate
1.00%$500-4 Year Share Certificate
1.00%$500-3 Year Relationship Share Certificate
1.00%$500-Business 3 Year Relationship Share Certificate
1.00%$500-Business 4 Year Share Certificate
0.75%$500-3 Year Share Certificate
0.75%$500-2 Year Relationship Share Certificate
0.75%$500-Business 2 Year Relationship Share Certificate
0.75%$500-Business 3 Year Share Certificate
0.70%$500-1 Year Relationship Share Certificate
0.70%$500-Business 1 Year Relationship Share Certificate
0.50%$500-2 Year Share Certificate
0.50%$500-Business 2 Year Share Certificate
0.50%$500-Business 18 Month Relationship Share Certificate
0.50%$500-18 Month Relationship Share Certificate
0.45%$500-6 Month Relationship Share Certificate
0.45%$500-1 Year Share Certificate
0.45%$500-Business 6 Month Relationship Share Certificate
0.45%$500-Business 1 Year Share Certificate
0.40%$500-3 Month Relationship Share Certificate
0.40%$500-Business 3 Month Relationship Share Certificate
0.25%$500-Business 18 Month Share Certificate
0.25%$500-18 Month Share Certificate
0.20%$500-6 Month Share Certificate
0.20%$500-Business 6 Month Share Certificate
0.15%$500-3 Month Share Certificate
0.15%$500-Business 3 Month Share Certificate

First Citizens' Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.50%$500-15 Month IRA Special (New Money)
1.35%$500-5 Year Relationship IRA
1.25%$500-4 Year Relationship IRA
1.10%$500-5 Year IRA
1.00%$500-3 Year Relationship IRA
1.00%$500-4 Year IRA
0.75%$500-2 Year Relationship IRA
0.75%$500-3 Year IRA
0.70%$500-1 Year Relationship IRA
0.50%$500-2 Year IRA
0.50%$500-18 Month Relationship IRA
0.45%$500-6 Month Relationship IRA
0.45%$500-1 Year IRA
0.40%$500-3 Month Relationship IRA
0.25%$500-18 Month IRA
0.20%$500-6 Month IRA
0.15%$500-3 Month IRA
Locations

Availability



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