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First Citizens' Federal Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
1.10%5-year CDPersonal 5 Year Share Certificate
2.50% - Ally Bank High Yield 5 Year CDAdvertisement
0.45%1-year CDPersonal 1 Year Share Certificate
2.10% - Goldman Sachs Bank USA High-yield 12 Month CDAdvertisement
0.10%SavingsRegular Savings Account
1.30% - Nationwide Bank Online Savings Account
View all First Citizens' Federal Credit Union rates »

Overview / Commentary
www.firstcitizens.org
508-999-1341
200 Mill Rd Ste 100
Fairhaven, MA 02719-5252

First Citizens' Federal Credit Union is headquartered in FAIRHAVEN and is the 12th largest credit union in the state of Massachusetts. It is also the 395th largest credit union in the nation. It was established in 1937 and as of December of 2017, it had grown to 190 employees and 83,574 members at 12 locations. First Citizens' Federal Credit Union has an A health rating.

Field of Membership Restrictions

Membership in First Citizens' Federal Credit Union is open to those who live, worship, work, regularly conduct business in, attend school in, or businesses or other legal entities in Bristol, Plymouth, Barnstable, Dukes, Nantucket, or Norfolk Counties in Massachusetts.
See current membership details

Related Posts

10-Month CD Special, 2.00% APY - 3/23/2018

First Citizen's FCU has a limited time 10-month CD Special, 2.00% APY. Minimum deposit of $500 is required to open account. Penalties may be imposed for early withdrawal. Premium rates not eligible for this special. Funds to open Term Certificate must be transferred from another financial institution This is a limited time offer and may be withdrawn at any time.

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Health
A

Data as of Q4 2017

Learn why bank health matters

Health Grade Components

Overall
NCUA #24254
Year Chartered1937
Employees190
Primary Regulator
Profit Margin
Return on Assets - YTD0.56%
Return on Equity - YTD5.66%
Annual Interest Income$24.2MM
Assets and Liabilities
AssetsQ4 2017vs Q4 2016$734.4MM$717.4MM
LoansQ4 2017vs Q4 2016$615.6MM$609.2MM
DepositsQ4 2017vs Q4 2016$559.3MM$537.5MM
Equity CapitalQ4 2017vs Q4 2016$73.5MM$69.3MM
Loan Loss AllowanceQ4 2017vs Q4 2016$2.1MM$2.4MM
Unbacked Noncurrent LoansQ4 2017vs Q4 2016$2.3MM$2.8MM
Real Estate OwnedQ4 2017vs Q4 2016$0$0
  User-submitted Promotions & Notices

This section lists recent deals, promotions and rate changes submitted by our community within the past 90 days. Always verify official rates and promotions with the bank or credit union.

10-Month CD Special, 2.00% APY

Carpline   |  
First Citizen's FCU has a limited time 10-month CD Special, 2.00% APY.

Minimum deposit of $500 is required to open account.
Penalties may be imposed for early withdrawal.
Premium rates not eligible for this special.
Funds to open Term Certificate must be transferred from another financial institution This is a limited time offer and may be withdrawn at any time.
3

Rates
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Always verify rates and promotions with the bank or credit union. We are not First Citizens' Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

First Citizens' Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.35%*$3k*-Champion Relationship Savings Account
OTHER TIERS: 0.15% → $100 - $1k | 0.25% → $1k - $3k
0.35%*$3k*-Hero Relationship Savings Account
OTHER TIERS: 0.15% → $100 - $1k | 0.25% → $1k - $3k
0.30%*$75k*-Business Savings Plus Account
OTHER TIERS: 0.05% → Up to $10k | 0.10% → $10k - $50k | 0.20% → $50k - $75k
0.10%$100-Business Savings Account
0.10%$100-Regular Savings Account
0.10%--HSA Checking Account
0.05%--Club Accounts

First Citizens' Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.30%*$75k*-Elite Money Market Relationship Savings
OTHER TIERS: 0.05% → Up to $10k | 0.10% → $10k - $25k | 0.15% → $25k - $50k | 0.25% → $50k - $75k
0.25%$2,500-Business Elite Choice Money Market

First Citizens' Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.30%*$75k*-High Yield Business Checking Account
OTHER TIERS: 0.05% → Up to $10k | 0.10% → $10k - $50k | 0.20% → $50k - $75k
0.05%$5k-Free Business Checking Account
0.05%$1k-Business Checking Plus Account
0.05%$500-Direct Bonus Checking Account
0.05%$500-Champion Checking Account
0.05%$500-Hero Checking Account

First Citizens' Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.00%$500-10 Month Share Certificate Special
1.35%$500-Personal 5 Year Relationship Share Certificate
1.35%$500-Business 5 Year Relationship Share Certificate
1.25%$500-Personal 4 Year Relationship Share Certificate
1.25%$500-Business 4 Year Relationship Share Certificate
1.10%$500-Personal 5 Year Share Certificate
1.10%$500-Business 5 Year Share Certificate
1.00%$500-Personal 4 Year Share Certificate
1.00%$500-Personal 3 Year Relationship Share Certificate
1.00%$500-Business 3 Year Relationship Share Certificate
1.00%$500-Business 4 Year Share Certificate
0.75%$500-Personal 3 Year Share Certificate
0.75%$500-Personal 2 Year Relationship Share Certificate
0.75%$500-Business 2 Year Relationship Share Certificate
0.75%$500-Business 3 Year Share Certificate
0.70%$500-Personal 1 Year Relationship Share Certificate
0.70%$500-Business 1 Year Relationship Share Certificate
0.50%$500-Personal 2 Year Share Certificate
0.50%$500-Business 2 Year Share Certificate
0.50%$500-Business 18 Month Relationship Share Certificate
0.50%$500-Personal 18 Month Relationship Share Certificate
0.45%$500-Personal 6 Month Relationship Share Certificate
0.45%$500-Personal 1 Year Share Certificate
0.45%$500-Business 6 Month Relationship Share Certificate
0.45%$500-Business 1 Year Share Certificate
0.40%$500-Personal 3 Month Relationship Share Certificate
0.40%$500-Business 3 Month Relationship Share Certificate
0.25%$500-Business 18 Month Share Certificate
0.25%$500-Personal 18 Month Share Certificate
0.20%$500-Personal 6 Month Share Certificate
0.20%$500-Business 6 Month Share Certificate
0.15%$500-Personal 3 Month Share Certificate
0.15%$500-Business 3 Month Share Certificate

First Citizens' Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.00%$500-10 Month IRA Special
1.35%$500-Personal 5 Year Relationship IRA
1.25%$500-Personal 4 Year Relationship IRA
1.10%$500-Personal 5 Year IRA
1.00%$500-Personal 3 Year Relationship IRA
1.00%$500-Personal 4 Year IRA
0.75%$500-Personal 2 Year Relationship IRA
0.75%$500-Personal 3 Year IRA
0.70%$500-Personal 1 Year Relationship IRA
0.50%$500-Personal 2 Year IRA
0.50%$500-Personal 18 Month Relationship IRA
0.45%$500-Personal 6 Month Relationship IRA
0.45%$500-Personal 1 Year IRA
0.40%$500-Personal 3 Month Relationship IRA
0.25%$500-Personal 18 Month IRA
0.20%$500-Personal 6 Month IRA
0.15%$500-Personal 3 Month IRA
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