1. Banks
  2. First Citizens' Federal Credit Union

First Citizens' Federal Credit Union


Overview / Commentary
www.firstcitizens.org
508-999-1341
200 Mill Rd Ste 100
Fairhaven, MA 02719-5252

First Citizens' Federal Credit Union is headquartered in FAIRHAVEN and is the 15th largest credit union in the state of Massachusetts. It is also the 426th largest credit union in the nation. It was established in 1937 and as of September of 2020, it had grown to 183 employees and 80,676 members at 13 locations. First Citizens' Federal Credit Union has an A health rating.

Field of Membership Restrictions

Membership in First Citizens' Federal Credit Union is open to those who live, worship, work, regularly conduct business in, attend school in, or businesses or other legal entities in Bristol, Plymouth, Barnstable, Dukes, Nantucket, or Norfolk Counties in Massachusetts.
See current membership details

Related Posts

View all posts from:


Reviews

No reviews have been left for this bank yet. Be the first to review.



Health
A

Data as of Q3 2020

Learn why bank health matters

Health Grade Components

Overall
NCUA #24254
Year Chartered1937
Employees183
Primary Regulator
Profit Margin
Return on Assets - YTD0.34%
Return on Equity - YTD3.52%
Annual Interest Income$23.0MM
Assets and Liabilities
AssetsQ3 2020vs Q3 2019$841.6MM$778.6MM
LoansQ3 2020vs Q3 2019$751.0MM$680.5MM
DepositsQ3 2020vs Q3 2019$696.4MM$636.2MM
Equity CapitalQ3 2020vs Q3 2019$82.5MM$79.7MM
Loan Loss AllowanceQ3 2020vs Q3 2019$3.5MM$2.0MM
Unbacked Noncurrent LoansQ3 2020vs Q3 2019$3.6MM$2.5MM
Real Estate OwnedQ3 2020vs Q3 2019$261.00K$261.00K
Rates
Skip to rates for:
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not First Citizens' Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

First Citizens' Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.30%*$75k*-Business Savings Plus
OTHER TIERS: 0.05% → Up to $10k | 0.10% → $10k - $50k | 0.20% → $50k - $75k
0.15%*$3k*-Champion Savings
OTHER TIERS: 0.05% → $100 - $3k
0.15%*$3k*-Hero Savings
OTHER TIERS: 0.05% → $100 - $3k
0.15%$100-Youth Savings
0.10%$100-Business Savings
0.05%$100-Regular Savings
0.05%$5-Club Accounts
0.05%--Health Savings Account Checking

First Citizens' Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%$2.5k$100kBusiness Elite Money Market
0.25%*$75k*-Elite Money Market Savings
OTHER TIERS: 0.05% → Up to $10k | 0.10% → $10k - $50k | 0.15% → $50k - $75k

First Citizens' Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.30%*$75k*-High Yield Business Checking
OTHER TIERS: 0.05% → Up to $10k | 0.10% → $10k - $50k | 0.20% → $50k - $75k
0.05%$5k-Free Business Checking
0.05%$1k-Business Checking Plus
0.05%$500-Champion Checking
0.05%$500-Hero Checking

First Citizens' Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.75%$500-3 Year Share Certificate
0.75%$500-4 Year Share Certificate
0.75%$500-5 Year Share Certificate
0.50%$500-2 Year Share Certificate
0.45%$500-1 Year Share Certificate
0.25%$500-18 Month Share Certificate
0.20%$500-6 Month Share Certificate
0.15%$500-3 Month Share Certificate

First Citizens' Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.75%$500-3 Year IRA
0.75%$500-4 Year IRA
0.75%$500-5 Year IRA
0.50%$500-2 Year IRA
0.45%$500-1 Year IRA
0.25%$500-18 Month IRA
0.20%$500-6 Month IRA
0.15%$500-3 Month IRA
Locations

Availability

Providence Area

Interactive local rates map


The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.