First Citizens' Federal Credit Union
Overview / Commentary
First Citizens' Federal Credit Union is headquartered in FAIRHAVEN and is the 23rd largest credit union in the state of Massachusetts. It is also the 616th largest credit union in the nation. It was established in 1937 and as of March of 2025, it had grown to 139 employees and 44,605 members at 11 locations. First Citizens' Federal Credit Union has an A health rating.
Field of Membership Restrictions
Membership in First Citizens' Federal Credit Union is open to those who live, worship, work, regularly conduct business in, attend school in, or businesses or other legal entities in Bristol, Plymouth, Barnstable, Dukes, Nantucket, or Norfolk Counties in Massachusetts.
See current membership details
Health
A
Data as of Q1 2025
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 24254 |
| Year Chartered | 1937 |
| Employees | 139 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.16% |
| Return on Equity - YTD | 5.94% |
| Annual Interest Income | $7MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2025vs Q1 2024 | $690.9MM$709.5MM |
| Loans | Q1 2025vs Q1 2024 | $471MM$579MM |
| Deposits | Q1 2025vs Q1 2024 | $553.3MM$571.5MM |
| Equity Capital | Q1 2025vs Q1 2024 | $132.9MM$125.8MM |
| Loan Loss Allowance | Q1 2025vs Q1 2024 | $3MM$1.7MM |
| Unbacked Noncurrent Loans | Q1 2025vs Q1 2024 | $2.7MM$2.8MM |
| Real Estate Owned | Q1 2025vs Q1 2024 | $0$0 |
