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First Community Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
0.70%2-year CD24 Month CD
1.30% - Ally Bank Raise Your Rate 2-Year CDAdvertisement
1.00%Reward CheckingFirst Rate Checking
1.75% - National Average
1.45%5-year CD60 Month CD
1.85% - Synchrony Bank 60 Month CDAdvertisement
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Overview / Commentary
www.firstcommunity.com
636-728-3333
17151 Chesterfield Airport Rd
Chesterfield, MO 63005-1411

First Community Credit Union is headquartered in Chesterfield and is the largest credit union in the state of Missouri. It is also the 94th largest credit union in the nation. It was established in 1934 and as of June of 2016, it had grown to 483 employees and 264,288 members at 32 locations. First Community Credit Union has a B+ health rating.

Field of Membership Restrictions

Membership in First Community Credit Union is open to those who live or work in St. Louis County, St. Louis City, Jefferson County, Franklin County, St. Charles County, or Warren County in Missouri and in Madison, Monroe, or St. Clair Counties in Illinois.
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Reviews (1)

Great Credit Union

Posted by: Meggersb | Nov 23, 2014

My husband and I have been with First Community Credit Union for almost 3 years, and love it. The employees are always very friendly inside the bank, and also if you call into customer service. They always have been very helpful with any situation that we may have. We also have a car loan through them, and they were able to complete our car loan application process very fast. We were able to get the car that we wanted and worked for our family. First Community also has a few branches inside the local Wal-Mart Stores, and it is nice to be able to do banking on Saturday and Sunday also when you work normal hours. I would recommend First Community to anyone who was looking for a new bank.

2


Health
B+

Data as of Q2 2016

Learn more about bank health

Health Grade Components

Overall
NCUA #67619
Year Chartered1934
Employees483
Primary Regulator
Profit Margin
Return on Assets - YTD0.62%
Return on Equity - YTD7.22%
Annual Interest Income$30.4MM
Assets and Liabilities
AssetsQ2 2016vs Q2 2015$2.21B$2.03B
LoansQ2 2016vs Q2 2015$1.23B$1.11B
DepositsQ2 2016vs Q2 2015$1.93B$1.83B
Equity CapitalQ2 2016vs Q2 2015$187.3MM$178.3MM
Loan Loss AllowanceQ2 2016vs Q2 2015$7.6MM$7.3MM
Unbacked Noncurrent LoansQ2 2016vs Q2 2015$7.4MM$6.9MM
Real Estate OwnedQ2 2016vs Q2 2015$2.3MM$3.6MM
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

First Community Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.30%$25-Health Savings Account
0.15%$100-Regular Share
0.15%$100-Business Savings
0.15%$100-Secondary Share
0.15%$100-Christmas Club
0.15%$100-Vacation Club
0.15%$25-Youth Saver's
0.15%$100-Individual Retirement Account
0.15%$100-Roth Individual Retirement Account
0.15%$100-Coverdell Education Savings (ESA)

First Community Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.30%*$50k*-Money Management Savings
OTHER TIERS: 0.20% → $1k - $25k | 0.25% → $25k - $50k

First Community Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%*-$25kFirst Rate Checking
OTHER TIERS: 0.15% → $25k+

First Community Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.55%$500-72 Month CD
1.55%$500-72 Month Business CD
1.45%$500-60 Month CD
1.45%$500-60 Month Business CD
1.15%$500-48 Month CD
1.15%$500-48 Month Business CD
0.95%$500-36 Month CD
0.95%$500-36 Month Business CD
0.70%$500-24 Month CD
0.70%$500-24 Month Business CD
0.50%$500-18 Month CD
0.50%$500-18 Month Business CD
0.45%$500-15 Month CD
0.45%$500-15 Month Business CD
0.40%$500-12 Month CD
0.40%$500-12 Month Business CD
0.25%$500-6 Month CD
0.25%$500-6 Month Business CD

First Community Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.55%$500-72 Month IRA
1.45%$500-60 Month IRA
1.15%$500-48 Month IRA
0.95%$500-36 Month IRA
0.70%$500-24 Month IRA
0.50%$500-18 Month IRA
0.45%$500-15 Month IRA
0.40%$500-12 Month IRA
0.25%$500-6 Month IRA
Locations

First Community Credit Union has 32 locations. Click to view all First Community Credit Union locations.