Featured Savings Rates
Featured Accounts
  2. First Community Credit Union

First Community Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
0.70%2-year CD24 Month CD
1.65% - Synchrony Bank 24 Month CDAdvertisement
2.00%Reward CheckingFirst Rate Checking
1.82% - National Average
1.45%5-year CD60 Month CD
2.35% - Synchrony Bank 60 Month CDAdvertisement
View all First Community Credit Union rates »

Overview / Commentary
www.firstcommunity.com
636-728-3333
17151 Chesterfield Airport Rd
Chesterfield, MO 63005-1411

First Community Credit Union is headquartered in Chesterfield and is the largest credit union in the state of Missouri. It is also the 97th largest credit union in the nation. It was established in 1934 and as of March of 2017, it had grown to 505 employees and 278,676 members at 32 locations. First Community Credit Union has an A health rating.

Field of Membership Restrictions

Membership in First Community Credit Union is open to those who live or work in the City of St. Louis; or the Missouri counties of Franklin, Jefferson, St. Charles, St. Louis or Warren; or the Illinois counties of Madison, Monroe, or St. Clair.
See current membership details

Related Posts

First Community CU (MO/IL) Has Limited-Time 24-Month CD - 10/19/2016

First Community CU (MO/IL) is offering a 24-month CD (2.00% APY) for six days, October 24-29, 2016. $500 min/$10k max. Limit of one certificate per member.

2% APY 24-Month CD Special In St. Louis Area - 10/18/2016

Here’s another grand opening special at First Community Credit Union, but unlike the one from last year, the max is much smaller. 2.00% APY 24-month CD Min $500 Max $10,000 Available at all branches from October 24 to 29, 2016 Available in IRA with new money Link to details

View all posts from:


Reviews (2)

Great Credit Union

Posted by: Meggersb | Nov 23, 2014

My husband and I have been with First Community Credit Union for almost 3 years, and love it. The employees are always very friendly inside the bank, and also if you call into customer service. They always have been very helpful with any situation that we may have. We also have a car loan through them, and they were able to complete our car loan application process very fast. We were able to get the car that we wanted and worked for our family. First Community also has a few branches inside the local Wal-Mart Stores, and it is nice to be able to do banking on Saturday and Sunday also when you work normal hours. I would recommend First Community to anyone who was looking for a new bank.

2

Online only banks are better...

Posted by: MaryBlay | Dec 1, 2016

I still have a savings account with First Community, but I've long since relocated my checking. I've definitely incurred large fees from this credit union before. They've waived a couple in good faith, but then again, that involves a lot of time spent on the phone and effort and of course the luck of the draw regarding the attitude of the representative you get. I'd say that for someone that needs a brick and mortar location that this is still a good CU. On the plus side it is fairly quick to get someone on the phone, and when you do, they're located in a local US call center. So that is nice. For my needs, though, I've found a better fit.

1


Health
A

Data as of Q1 2017

Learn why bank health matters

Health Grade Components

Overall
NCUA #67619
Year Chartered1934
Employees505
Primary Regulator
Profit Margin
Return on Assets - YTD0.49%
Return on Equity - YTD5.85%
Annual Interest Income$16.5MM
Assets and Liabilities
AssetsQ1 2017vs Q1 2016$2.33B$2.18B
LoansQ1 2017vs Q1 2016$1.33B$1.20B
DepositsQ1 2017vs Q1 2016$2.03B$1.92B
Equity CapitalQ1 2017vs Q1 2016$190.1MM$182.4MM
Loan Loss AllowanceQ1 2017vs Q1 2016$8.6MM$7.5MM
Unbacked Noncurrent LoansQ1 2017vs Q1 2016$6.1MM$5.2MM
Real Estate OwnedQ1 2017vs Q1 2016$2.4MM$2.5MM
Rates
Skip to rates for:
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not First Community Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

First Community Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.30%$25-Health Savings Account
0.15%$100-Regular Share
0.15%$100-Business Savings
0.15%$100-Secondary Share
0.15%$100-Christmas Club
0.15%$100-Vacation Club
0.15%$25-Youth Saver's
0.15%$100-Individual Retirement Account
0.15%$100-Roth Individual Retirement Account
0.15%$100-Coverdell Education Savings (ESA)

First Community Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.30%*$50k*-Money Management Savings
OTHER TIERS: 0.20% → $1k - $25k | 0.25% → $25k - $50k

First Community Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.00%*-$25kFirst Rate Checking
OTHER TIERS: 0.15% → $25k+

First Community Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.55%$500-72 Month CD
1.55%$500-72 Month Business CD
1.45%$500-60 Month CD
1.45%$500-60 Month Business CD
1.15%$500-48 Month CD
1.15%$500-48 Month Business CD
0.95%$500-36 Month CD
0.95%$500-36 Month Business CD
0.70%$500-24 Month CD
0.70%$500-24 Month Business CD
0.50%$500-18 Month CD
0.50%$500-18 Month Business CD
0.45%$500-15 Month CD
0.45%$500-15 Month Business CD
0.40%$500-12 Month CD
0.40%$500-12 Month Business CD
0.25%$500-6 Month CD
0.25%$500-6 Month Business CD

First Community Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.55%$500-72 Month IRA
1.55%$500-72 Month CESA
1.45%$500-60 Month IRA
1.45%$500-60 Month CESA
1.15%$500-48 Month IRA
1.15%$500-48 Month CESA
0.95%$500-36 Month IRA
0.95%$500-36 Month CESA
0.70%$500-24 Month IRA
0.70%$500-24 Month CESA
0.50%$500-18 Month IRA
0.50%$500-18 Month CESA
0.45%$500-15 Month IRA
0.45%$500-15 Month CESA
0.40%$500-12 Month IRA
0.40%$500-12 Month CESA
0.25%$500-6 Month IRA
0.25%$500-6 Month CESA
Locations

First Community Credit Union has 32 locations. Click to view all First Community Credit Union locations.