First Community CU (OR) is headquartered in Coquille and is the 9th largest credit union in the state of Oregon. It is also the 284th largest credit union in the nation. It was established in 1957 and as of June of 2016, it had grown to 271 employees and 74,669 members at 28 locations. First Community CU (OR) has an A health rating.
First Community Credit Union of Oregon is open to the residents and the people that maintain employment within any of the eligible counties and residential locations that are listed on the credit union website.
See current membership details
I had problems with my old bank and had been hearing from multiple people that I should try out a credit union instead. I honestly didn't know how a credit union differed from a normal bank but I ended doing a bit of research and found a local credit union that looked very promising. Compared to my old bank these guys are life savers. They have great rates, good customer service, an okay website, and the simple fact that I never have to worry about them trying to screw me over like the banks adds up to an amazing upgrade over my previous banking needs. I am now one of those people singing the praise of credit unions over banks.
I have a business checking account and home insurance with this credit union. It is a great place to do your banking. Everyone is very friendly and knows each customer by name. What a change to be known by your name not just by a number! I have recommended clients, friends and family to this credit union. Many have gotten their car loans, mortgages, credit cards and other services here. Loan rates are competitive. These people will work with you to make sure your needs are taken care of. The employees are involved in our community with rotary, greeters, and other services.
We've used this credit union for almost 8 years and have had no issues. Everyone has always been very nice and when we had to go in often we actually formed a nice relationship with one of the employees. We have found them to be very understanding when we were going through a rough time and had our first ever overdraft and they were able to reverse the fee.
I got sick of Bank of America and decided to switch to something better. These guys are smaller but the service is so, so much better. Every time I dealt with BoA I felt like I was being swindled but now I'm with a credit union that actually cares. They have great rates and some wonderful services. The website could be better but it's nothing to sneeze at. They do good business.
|Return on Assets - YTD||0.59%|
|Return on Equity - YTD||5.92%|
|Annual Interest Income||$12.3MM|
|Assets and Liabilities|
|Assets||Q2 2016vs Q2 2015||$937.8MM$862.3MM|
|Loans||Q2 2016vs Q2 2015||$589.0MM$459.4MM|
|Deposits||Q2 2016vs Q2 2015||$841.0MM$771.3MM|
|Equity Capital||Q2 2016vs Q2 2015||$93.2MM$86.3MM|
|Loan Loss Allowance||Q2 2016vs Q2 2015||$2.0MM$2.4MM|
|Unbacked Noncurrent Loans||Q2 2016vs Q2 2015||$2.7MM$4.2MM|
|Real Estate Owned||Q2 2016vs Q2 2015||$559.00K$368.00K|
Sorry, we do not have rate data for First Community CU (OR).