First Community CU (OR)

Overview / Commentary
200 N Adams St
Coquille, OR 97423

First Community CU (OR) is headquartered in Coquille and is the 8th largest credit union in the state of Oregon. It is also the 281st largest credit union in the nation. It was established in 1957 and as of March of 2024, it had grown to 344 employees and 89,021 members at 28 locations. First Community CU (OR) has a B+ health rating.

Field of Membership Restrictions

First Community Credit Union is open to those who live or work in Clackamas, Coos, Curry, Deschutes, Douglas, Gilliam, Hood River, Josephine, Jackson, Klamath, Lane, Lincoln, Linn, Marion, Morrow, Multnomah, Polk, Sherman, Umatilla, Wasco, Washington, or Yamhill Counties in Oregon.
See current membership details

Reviews (6)

Long term member is highly satisfied

I have been a member of First Community Credit Union for 25 years. I am always greeted with a smile and often by name. The Credit Union is my go to for all things financial. I currently have a savings, checking and Roth IRA though them. My daughter also has a saving account. I love that my checking account and savings accounts have no monthly fees. Interest rates on vehicle loans and mortgages are competitive and fair. I have accounts at other large banks and I often feel worried about whether or not my money is safe. I never feel this way with FCCU. It was started locally and even though they have grown, their head office is still in the area. I love First Community Credit Union.

Been Banking with First Community Credit Union for 25 Years

First Community Credit Union has excellent customer service and it is such a small bank that the tellers soon get to know you all by name. I always double count my withdrawals and justify my checkbook. In 25 years FCCU has never made even the tiniest error. On Fridays, after 3 pm, you will have a five minute wait because there are a lot of people cashing their paychecks. They stay open late on Friday, until 6 pm. I try to miss that one particular time period, but even if I do hit it, the tellers are fast and efficient, so I know it's not going to turn into a 25 minute wait. I LOVE FCCU. They have always been fair, honest and fabulous.

Great credit union!

Posted by: |

I had problems with my old bank and had been hearing from multiple people that I should try out a credit union instead. I honestly didn't know how a credit union differed from a normal bank but I ended doing a bit of research and found a local credit union that looked very promising. Compared to my old bank these guys are life savers. They have great rates, good customer service, an okay website, and the simple fact that I never have to worry about them trying to screw me over like the banks adds up to an amazing upgrade over my previous banking needs. I am now one of those people singing the praise of credit unions over banks.

A Great Place For Banking!

I have a business checking account and home insurance with this credit union.  It is a great place to do your banking.  Everyone is very friendly and knows each customer by name.  What a change to be known by your name not just by a number!   I have recommended clients, friends and family to this credit union.  Many have gotten their car loans, mortgages, credit cards and other services here.  Loan rates are competitive.  These people will work with you to make sure your needs are taken care of.   The employees are involved in our community with rotary, greeters, and other services. 

Wouldn't go anywhere else

Posted by: |

We've used this credit union for almost 8 years and have had no issues. Everyone has always been very nice and when we had to go in often we actually formed a nice relationship with one of the employees. We have found them to be very understanding when we were going through a rough time and had our first ever overdraft and they were able to reverse the fee.

Breaking away from the Banks

Posted by: |

I got sick of Bank of America and decided to switch to something better. These guys are smaller but the service is so, so much better. Every time I dealt with BoA I felt like I was being swindled but now I'm with a credit union that actually cares. They have great rates and some wonderful services. The website could be better but it's nothing to sneeze at. They do good business.


Health Grade Components

NCUA #68530
Year Chartered1957
Primary Regulator
Profit Margin
Return on Assets - YTD0.72%
Return on Equity - YTD6.49%
Annual Interest Income$13.8MM
Assets and Liabilities
AssetsQ1 2024vs Q1 2023$1.71B$1.78B
LoansQ1 2024vs Q1 2023$965.2MM$953.6MM
DepositsQ1 2024vs Q1 2023$1.51B$1.6B
Equity CapitalQ1 2024vs Q1 2023$187.2MM$171.3MM
Loan Loss AllowanceQ1 2024vs Q1 2023$1.1MM$1MM
Unbacked Noncurrent LoansQ1 2024vs Q1 2023$562K$339K
Real Estate OwnedQ1 2024vs Q1 2023$126K$0

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