First Federal Bank (TN) is headquartered in Dickson and is the 31st largest bank in the state of Tennessee. It is also the 1,066th largest bank in the nation. It was established in 1936 and as of September of 2019, it had grown to 168 employees at 17 locations. First Federal Bank (TN) has an A+ health rating.
If you don't need much but a basic checking & savings account, First Federal is fine. I was sort of alright with them until they refused to let my husband sign a check over to me and deposit it into my checking account. He was there, he had ID, and I know others had done it there with them before, but the woman at the counter just wouldn't do the transaction for some reason. I'd been an account holder with them for years (since I was 16 years old; I was 28 at the time of the incident) and the refusal caught me completely off guard. It already took a couple of extra days for my pay that comes via wire transfer every month to hit my bank, so it was already an inconvenience to use them, anyway. I ended up closing the account and going with a more national bank where I could deposit checks, have my husband's checks signed over to me and deposited, etc. It's probably a decent bank for people who don't need to do the same types of things I do on a regular basis, but it just wasn't working for me anymore.
|FDIC Certificate #||29782|
|Return on Assets - YTD||1.56%|
|Return on Equity - YTD||12.73%|
|Annual Interest Income||$20.7MM|
|Assets and Liabilities|
|Assets||Q3 2019vs Q3 2018||$721.0MM$670.0MM|
|Loans||Q3 2019vs Q3 2018||$394.0MM$368.1MM|
|Deposits||Q3 2019vs Q3 2018||$617.3MM$576.1MM|
|Equity Capital||Q3 2019vs Q3 2018||$90.3MM$80.8MM|
|Loan Loss Allowance||Q3 2019vs Q3 2018||$5.6MM$4.8MM|
|Unbacked Noncurrent Loans||Q3 2019vs Q3 2018||$1.5MM$1.4MM|
|Real Estate Owned||Q3 2019vs Q3 2018||$1.3MM$922.00K|
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