2.50% 25-Month CD Continues at First Financial Bank in OH, IN & Other States - Local Only


First Financial Bank continues to offer a special 25-month CD with a 2.50% APY. Minimum deposit is $10,000, and new money is required. This special is not listed at the bank's website. I just called the bank to confirm the rate. According to the CSR, this special is available at all branches. The CSR didn't know how much longer it would last, but they usually update rates on Tuesdays.

A branch visit is required to open an account. Most of the branches are located in Ohio and Indiana. The FDIC also shows branches in several other states including California and Arizona. These are the branches that First Financial acquired when Irwin Union Bank failed in September.

First Financial Bank's ratings for safety and soundness are a little above average: 4 stars (excellent) at BauerFinancial (based on 9/30/09 data) and 3 stars (performing) at Bankrate.com (based on 6/30/09 data). The bank has been a FDIC member since 1934 (FDIC Certificate # 6600).

Other Competitive Certificate of Deposit Rates
Robert  Crane
Robert Crane (anonymous)   |     |   Comment #1
Was not able to find any branch in Ca? Anybody have any info??
KenBDG   |     |   Comment #2
If you click on the FDIC link at the bottom of the post, it'll take you to the FDIC page. At this page, click on "Current List of Offices". The FDIC lists two in CA: one in Costa Mesa and one in Sacramento. I think these are the old Irwin Union branches.
Anonymous   |     |   Comment #3
Does not exist.
Anonymous   |     |   Comment #4
You expected it to still be available six years later?
2.50% 25-Month CD at First Financial Bank in OH, IN & Other States - Local Only
First Financial Bank has a few competitive CD specials. The best ones include a 2.50% APY 25-month CD and a 3.00% APY 42-month Flex CD. The 25-month special requires a $10,000 minimum deposit. The Flex CD has a $500 minimum deposit. It has the option during the term to convert the CD to a 12-month CD with the 12-month CD rate. Other CD specials include a 2.00% APY 19-month CD and a 1.50% APY 13-month CD. Both have a $10,000 minimum deposit. These specials are not listed at the bank's...
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Another CD Promotion at Irwin Union Bank
Update 9/18/09: Irwin Union Banks have been closed by regulators. Refer to this FDIC press release for more details.

Irwin Union Bank has started a new CD promotion called Win-Win CD. You receive a competitive rate for a 13-month term and receive 1% cash back (up to $250) instantly. The catch is that it requires that you have a new or existing checking account, and then you have to open or maintain 4 additional products or services. The promo page doesn't provide any details about what services qualify, so I called...

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Competitive 11-Month CD and a $300 Bonus Gift at Irwin Union Bank - Nationally Available
Irwin Union Bank has a promotion in which you can receive either a Sharp 22-inch HDTV LCD TV or a Flip MinoHD Mini-Camcorder for opening a personal 11-month CD with a minimum deposit of $20,000.

The promotion used to have other account options including personal checking and money market accounts. But this morning they removed these as eligible accounts. Now, the CD is the only personal account that's eligible for the bonus.

When I called today, I was told that people in any state can apply online for this personal CD....

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4.85% 40-Month / 4.55% 25-Month CD at Irwin Union Bank
Update 11/15/08: The CD rates have been shown to vary based on location. The bank's website lists much lower CD rates (3.25% APY 15-mo, 3.49% APY 24-mo, 3.75% APY 40-mo) for zip codes from the following states: AZ, CA, NY, FL. The high CD rates still show for some states. I've verified this for zip codes from the following states: TX, IL, IN and NV. Please comment if you've verified rates for different states.

Irwin Union Bank has some attractive rates on its promotional CDs called Harvest CDs: 4.85% APY 40-month,...

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5.05% 25-Month / 4.55% 15-Month CD at Irwin Union Bank
Update 11/01/2008: It has been reported that these CD specials have ended. Please check with the bank for the latest specials and rates.

Irwin Union Bank has a CD promotion with three very competitive CD rates: 5.30% APY for a 40-month term, 5.05% APY for a 25-month term and a 4.55% APY for a 15-month term. The minimum deposit is $10,000, and it must be funds new to the bank. It's available as both regular and IRA CDs.

These specials don't seem to be listed at the bank's website. A reader...

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