First Foundation Bank

Overview / Commentary
18101 Von Karman Ave
Irvine, CA 92612

First Foundation Bank is headquartered in Irvine and is the 17th largest bank in the state of California. It is also the 153rd largest bank in the nation. It was established in 2007 and as of March of 2022, it had grown to 632 employees at 29 locations. First Foundation Bank's savings rates are 3X the national average, and it boasts an A+ health rating.

Related Posts

First Foundation Bank Online Savings Account Has Highest APY - 6/18/2022

First Foundation Bank has raised the rate on its nationally available Online Savings account to rate-leader status again. $1k min opening deposit, capped at $5 million.

A 1.65% Savings Account At First Foundation Bank - 6/17/2022

It looks like this is the top rate for FDIC insured liquid cash now.

First Foundation Online Savings Increase To 1.65% - 6/17/2022

It was 1%. Here's an excerpt from an email message: Rates are on the upswing again, and we're happy to share we are increasing the rate of your Online Savings account today to 1.65% Annual Percentage Yield (APY).

View all posts from:

High Rates, And Successful Interactions

Posted by: |

FF's rate's been consistently higher than other banks. They went down after I opened, but so did everyone else and they were still higher. They've just raised to 1.65% when everyone else is at 1% or .7%. They're A or A+ rated.

The time I needed to add higher amounts (or was it remove?), I got a wire fee waver and it was done promptly.

I tried ACH at first but each limit doesn't open up until the last ACH has fully cleared, so it takes too long. I use my broker (who has high limits) to push pull larger amounts if needed, without problems.

The customer service is mixed. Some interactions go smoothly. Others not so well. The online messaging person isn't very good. Chat wasn't very clear either. Tone's are cheery though.

You need to ask for the new accounts dept.

Recently needed to deposit a large check. New accounts raised my mobile limit for the day.

Mostly my funds sit there and I do nothing, so it's worked well for me!

Friendly & Helpful Customer Service

I opened a savings account here for the 2.00% instead of the 0.05% offered by my previous bank. I called customer service to have them walk me through opening the account and the person I spoke to was really nice and helpful. I had a particularly positive experience this week and wanted to share. Excited to actually earn something on my savings.

Good Bank For Interest Rate 2022

Their web account is clunky, but it works.

Poor Customer Service

Posted by: |

My savings account was compromised but there were no attempts to withdraw funds. It clearly wasn't First Foundation's fault, but no one bothered to contact me as to why my account had been locked. For more than a week, I made repeated calls to the customer service department. No one would get back with me. I finally resorted to calling the corporate office. That worked. At that point, it took weeks to get things resolved so I could withdraw my funds.
First Foundation's current interest rate is for "new money only." Translated, that means that existing customers will not see the increase in their savings account interest rate and that it's very unlikely that your "new money" will see future interest rate increases.



Health Grade Components

FDIC Certificate #58647
Year Established2007
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.21%
Return on Equity - YTD11.14%
Annual Interest Income$81.2MM
Assets and Liabilities
AssetsQ1 2022vs Q1 2021$10.45B$7.04B
LoansQ1 2022vs Q1 2021$7.87B$5.61B
DepositsQ1 2022vs Q1 2021$9.04B$6.27B
Equity CapitalQ1 2022vs Q1 2021$1.17B$713.5MM
Loan Loss AllowanceQ1 2022vs Q1 2021$32.8MM$23.2MM
Unbacked Noncurrent LoansQ1 2022vs Q1 2021$10.8MM$17.9MM
Real Estate OwnedQ1 2022vs Q1 2021$6.2MM$0
Skip to rates for:
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not First Foundation Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

First Foundation Bank Savings Account Rates

1.65%*-$5mOnline Savings Account - New Money Only
OTHER TIERS: 0.50% $5m+


San Diego Area

Interactive local rates map

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.