First Foundation Bank

Overview / Commentary
18101 Von Karman Ave, # 750
Irvine, CA 92612

First Foundation Bank is headquartered in Irvine and is the 22nd largest bank in the state of California. It is also the 193rd largest bank in the nation. It was established in 2007 and as of June of 2019, it had grown to 423 employees at 21 locations. First Foundation Bank's savings rates are 5X the national average, and it has a B+ health rating.

Related Posts

First Foundation Bank Online Savings Account Earns 2.40% APY - 10/14/2019

First Foundation Bank's nationally available Online Savings account currently earns 2.40% APY on balances of $1k+. Minimum $1k opening deposit. Only available online.

View all posts from:

Reviews (5)

Easy Account Opening And Great App

Posted by: TomKaz64 | Oct 15, 2019

Applied on their website for an online savings account and was approved in a few minutes after answering the onboarding questions. Similar to other accounts I have done in the past I did the trial deposits and got linked up in a couple of days with my transfer in. No issues so far and already seeing interest earned. I downloaded their mobile app and was pleasantly surprised at the interface with the mobile deposit, facial recognition sign-in, and account transfer features. They will also provide an ATM card upon request with fee reimbursement for non-FFB ATMs which is great. I can go to any of the big banks around the corner to take out cash free of charge.

Bank With Great Service And ATM Connivence

My husband and I have been banking at First Foundation for the last 3 years and have had a great experience. We have used a variety of their personal products including a CD and their online savings account. Their online banking and apps are as good as many of the larger banks and their customer service is on point. I rarely have to call about anything but when I do I get a real banker, not a machine. Another great feature of the bank is with their ATM cards they reimburse for other bank’s fees so we can use any ATM in the country for free. It’s more convenient than banking at chase or BofA. Highly recommend the bank.

Great Business Bank With A Personal Touch

Posted by: JoeD1 | Jul 28, 2019

I have had business and personal accounts with First Foundation for 3 years now and the service and product offering has been great. Their online and mobile banking apps are much easier to user than some banks 10 times their size I have banked with in the past. They offer very competitive rates and accounts with all the banking solutions I need such as bill pay, mobile check deposit and easy account transfers. Their banking staff are extremely friendly and they have a great help support. I would recommend this bank to anyone.

Fast & Easy Opening Process But Slow ACH Transfers

Posted by: socalguy | Oct 12, 2019

I signed up for an Online Savings account with First Foundation Bank (FFB) and the opening process was fast and easy. I was vetted by the security questions which were asked during the opening process. I also had no issues with linking external account with two trial deposits. The drawback is 5K/day for inbound ACH transfer limit, and ACH transfers normally take at least 3 business days to clear. I called FFB customer service regarding about inbound ACH transfer limit and was told that I could deposit checks at local branches if I wanted to make deposits more than 5K/day. FFB has branches in Southern California.

Catch: 2.40% On "NEW MONEY ONLY"

Posted by: RandRose | 2 minutes ago

2.40% Online Savings Account on New Money Only

"NEW MONEY ONLY" is the downfall of what otherwise sounds like a pretty good bank..


Health Grade Components

FDIC Certificate #58647
Year Established2007
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.82%
Return on Equity - YTD8.69%
Annual Interest Income$125.6MM
Assets and Liabilities
AssetsQ2 2019vs Q2 2018$6.27B$5.96B
LoansQ2 2019vs Q2 2018$5.23B$4.91B
DepositsQ2 2019vs Q2 2018$4.76B$4.65B
Equity CapitalQ2 2019vs Q2 2018$593.9MM$539.1MM
Loan Loss AllowanceQ2 2019vs Q2 2018$20.2MM$19.0MM
Unbacked Noncurrent LoansQ2 2019vs Q2 2018$15.0MM$11.8MM
Real Estate OwnedQ2 2019vs Q2 2018$465.00K$3.0MM
Skip to rates for:
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not First Foundation Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

First Foundation Bank Savings Account Rates

2.40%*$1k*-Online Savings Account - New Money Only
OTHER TIERS: 1.00% Up to $1k


Las Vegas Area

Interactive local rates map

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.