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Money Market Account Special at First Independent Bank in Washington State - Local Only

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First Independent Bank has a money market special with some competitive rates. They're adding 1.01% to their standard rates for 6 months. The rate tiers are listed in this bank's promo page as of 11/20/09:
  • 1.92% APY $100K to $500K
  • 1.72% APY $25K to $100K
  • 1.27% APY up to $25K
Minimum $1,000 of new money is required, and a minimum $1,000 is required to avoid a $7.50 monthly service charge. Offer is scheduled to end on 12/31/09.

It appears that a branch visit is required to open an account. Branches are located in several Washington State cities including Vancouver, Woodland, Bingen and Stevenson. There's also a branch in Portland, Oregon.

The bank's ratings for safety and soundness are a little weak: 2 stars (problematic) at BauerFinancial and 1 star (lowest) at Bankrate.com. Both ratings are based on 6/30/09 financial data. The bank has been a FDIC member since 1934 (FDIC Certificate # 1500).

Thanks to the reader who emailed me info on this promotion.

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