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First International Bank & Trust

Popular Accounts at this Bank

0.20%SavingsRegular Savings
0.75%CheckingAdvantage Account
0.20%Money MarketFirst Money Market

Overview / Commentary
100 North Main Street
Watford City, ND 58854

First International Bank & Trust is headquartered in Watford City and is the 2nd largest bank in the state of North Dakota. It is also the 365th largest bank in the nation. It was established in 1910 and as of March of 2017, it had grown to 518 employees at 26 locations. First International Bank & Trust has a C+ health rating.

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Reviews (1)

Best Bank Ever! Period.

Posted by: Anonymous | Sep 5, 2012

Ever since I transferred all my accounts from my previous bank to this one I have been happy. I use to bank with a larger bank, and whenever I would call in all I would get is the computer. Not here. At First International I call and get a friendly voice willing to help me, and even though I don't have a lot of money they treat me like family. I would suggest this bank to anyone!


Health Grade Components

FDIC Certificate #10248
Year Established1910
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.45%
Return on Equity - YTD16.34%
Annual Interest Income$25.0MM
Assets and Liabilities
AssetsQ1 2017vs Q1 2016$2.31B$2.17B
LoansQ1 2017vs Q1 2016$1.72B$1.65B
DepositsQ1 2017vs Q1 2016$2.05B$1.95B
Equity CapitalQ1 2017vs Q1 2016$206.6MM$200.7MM
Loan Loss AllowanceQ1 2017vs Q1 2016$19.5MM$20.3MM
Unbacked Noncurrent LoansQ1 2017vs Q1 2016$20.6MM$32.0MM
Real Estate OwnedQ1 2017vs Q1 2016$25.2MM$10.1MM
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First International Bank & Trust Savings Account Rates

0.75%*$10k*-Health Savings Account
OTHER TIERS: 0.35% Up to $2,500 | 0.55% $2,500 - $10k
0.50%*-$10kChristmas Club
OTHER TIERS: 0.15% $10k+
0.20%*$1m*-Regular Savings
OTHER TIERS: 0.05% Up to $100k | 0.10% $100k - $500k | 0.15% $500k - $1mm
0.20%*$1m*-Special Age Savings Account
OTHER TIERS: 0.05% Up to $100k | 0.10% $100k - $500k | 0.15% $500k - $1mm

First International Bank & Trust Money Market Rates

0.20%*$1m*-First Money Market
OTHER TIERS: 0.05% $1k - $25k | 0.10% $25k - $500k | 0.15% $500k - $1mm

First International Bank & Trust Checking Account Rates

1.00%*-$25kAdvantage Account w/ Loan
OTHER TIERS: 0.03% $25k+
0.75%*-$25kAdvantage Account
OTHER TIERS: 0.03% $25k+

First International Bank & Trust has 26 locations. Click to view all First International Bank & Trust locations.