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First International Bank & Trust

Popular Accounts at this Bank

0.20%SavingsRegular Savings
0.75%CheckingAdvantage Account
0.20%Money MarketFirst Money Market

Overview / Commentary
100 North Main Street
Watford City, ND 58854

First International Bank & Trust is headquartered in Watford City and is the 2nd largest bank in the state of North Dakota. It is also the 364th largest bank in the nation. It was established in 1910 and as of December of 2016, it had grown to 523 employees at 26 locations. First International Bank & Trust has a C+ health rating.

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Reviews (1)

Best Bank Ever! Period.

Posted by: Anonymous | Sep 5, 2012

Ever since I transferred all my accounts from my previous bank to this one I have been happy. I use to bank with a larger bank, and whenever I would call in all I would get is the computer. Not here. At First International I call and get a friendly voice willing to help me, and even though I don't have a lot of money they treat me like family. I would suggest this bank to anyone!


Health Grade Components

FDIC Certificate #10248
Year Established1910
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.17%
Return on Equity - YTD12.53%
Annual Interest Income$98.1MM
Assets and Liabilities
AssetsQ4 2016vs Q4 2015$2.26B$2.14B
LoansQ4 2016vs Q4 2015$1.70B$1.59B
DepositsQ4 2016vs Q4 2015$1.99B$1.91B
Equity CapitalQ4 2016vs Q4 2015$200.8MM$200.5MM
Loan Loss AllowanceQ4 2016vs Q4 2015$17.2MM$15.8MM
Unbacked Noncurrent LoansQ4 2016vs Q4 2015$20.7MM$13.7MM
Real Estate OwnedQ4 2016vs Q4 2015$22.7MM$10.8MM
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First International Bank & Trust Savings Account Rates

0.75%*$10k*-Health Savings Account
OTHER TIERS: 0.35% Up to $2,500 | 0.55% $2,500 - $10k
0.50%*-$10kChristmas Club
OTHER TIERS: 0.15% $10k+
0.20%*$1m*-Regular Savings
OTHER TIERS: 0.05% Up to $100k | 0.10% $100k - $500k | 0.15% $500k - $1mm
0.20%*$1m*-Special Age Savings Account
OTHER TIERS: 0.05% Up to $100k | 0.10% $100k - $500k | 0.15% $500k - $1mm

First International Bank & Trust Money Market Rates

0.20%*$1m*-First Money Market
OTHER TIERS: 0.05% $1k - $25k | 0.10% $25k - $500k | 0.15% $500k - $1mm

First International Bank & Trust Checking Account Rates

1.00%*-$25kAdvantage Account w/ Loan
OTHER TIERS: 0.15% $25k+
0.75%*-$25kAdvantage Account
OTHER TIERS: 0.12% $25k+

First International Bank & Trust has 26 locations. Click to view all First International Bank & Trust locations.