First Kentucky Bank, Inc.

Overview / Commentary
223 South Sixth Street
Mayfield, KY 42066

First Kentucky Bank, Inc. is headquartered in Mayfield and is the 34th largest bank in the state of Kentucky. It is also the 1,675th largest bank in the nation. It was established in 1899 and as of December of 2020, it had grown to 96 employees at 11 locations. First Kentucky Bank, Inc. has an A+ health rating.


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Health Grade Components

FDIC Certificate #21247
Year Established1899
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.11%
Return on Equity - YTD11.54%
Annual Interest Income$18.7MM
Assets and Liabilities
AssetsQ4 2020vs Q4 2019$492.3MM$454.8MM
LoansQ4 2020vs Q4 2019$319.3MM$308.1MM
DepositsQ4 2020vs Q4 2019$411.1MM$371.0MM
Equity CapitalQ4 2020vs Q4 2019$48.1MM$43.0MM
Loan Loss AllowanceQ4 2020vs Q4 2019$5.2MM$4.4MM
Unbacked Noncurrent LoansQ4 2020vs Q4 2019$235.00K$447.00K
Real Estate OwnedQ4 2020vs Q4 2019$0$0

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