Featured Savings Rates
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First Keystone Community Bank

Popular Accounts at this Bank

2.00%5-year CD60 Month eCD
2.10%6+ Year CD84 Month CD Special
2.00%5-year IRA60 Month IRA

Overview / Commentary
111 West Front Street
Berwick, PA 18603

First Keystone Community Bank is headquartered in Berwick and is the 43rd largest bank in the state of Pennsylvania. It is also the 763rd largest bank in the nation. It was established in 1864 and as of December of 2017, it had grown to 191 employees at 18 locations. First Keystone Community Bank has an A health rating.

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Reviews (1)

First Keystone meets my needs

Posted by: alvinchan0 | Mar 8, 2018

I was skeptical about banking with a local bank like First Keystone but they pleasantly surprised me. I opened an account about four years ago and I have not had an issue since that time. They provide a no fee checking account which was excellent for me at the time when I seemed to perpetually run a low balance. They never tried to upsell me anything which is a something I appreciate and it shows they do no treat me as a commodity.
I made a large purchase, which was outside the normal range of my activity, and they had a service which alert me to suspicious activity on my account. While the automated message made me nervous initially, I am grateful that they monitor such things so closely. Just in case.
Their website is easy to navigate, and it does not greet you with those annoying security questions that have a tendency to lock people out all the time. Otherwise, I have never felt worried about any potential issue.


Health Grade Components

FDIC Certificate #7404
Year Established1864
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.86%
Return on Equity - YTD8.16%
Annual Interest Income$32.2MM
Assets and Liabilities
AssetsQ4 2017vs Q4 2016$988.7MM$982.9MM
LoansQ4 2017vs Q4 2016$551.9MM$515.0MM
DepositsQ4 2017vs Q4 2016$787.5MM$734.0MM
Equity CapitalQ4 2017vs Q4 2016$106.6MM$101.0MM
Loan Loss AllowanceQ4 2017vs Q4 2016$7.5MM$7.4MM
Unbacked Noncurrent LoansQ4 2017vs Q4 2016$5.2MM$3.0MM
Real Estate OwnedQ4 2017vs Q4 2016$1.1MM$1.3MM
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

† The rates for some products vary by region. In these cases we have listed the rates for the region closest to the bank's headquarters.

First Keystone Community Bank Savings Account Rates

1.00%*-$10kKeystone Savings
OTHER TIERS: 0.25% $10k+
0.15%*$50k*-IRA Savings
OTHER TIERS: 0.05% Up to $25k | 0.10% $25k - $50k
0.05%--Key Savings

First Keystone Community Bank Money Market Rates

0.30%*$500k*-Key Money Market
OTHER TIERS: 0.05% Up to $100k | 0.15% $100k - $500k

First Keystone Community Bank Checking Account Rates

3.00%*-$10kKeystone Cash
OTHER TIERS: 0.25% $10k+
0.10%*$10k*-Key Interest Checking
OTHER TIERS: 0.05% $500 - $10k
0.10%*$10k*-Key Elite Checking
OTHER TIERS: 0.05% $500 - $10k

First Keystone Community Bank CD Rates

2.22%$500-35 Month Bump Up CD
2.10%*$100k*-60 Month CD
OTHER TIERS: 2.00% $500 - $100k
2.10%$1k-84 Month CD Special
2.00%$1k-60 Month eCD
1.65%*$100k*-48 Month CD
OTHER TIERS: 1.55% $500 - $100k
1.45%*$100k*-36 Month CD
OTHER TIERS: 1.30% $500 - $100k
1.35%$1k-36 Month eCD
0.75%*$100k*-24 Month CD
OTHER TIERS: 0.60% $1k - $25k | 0.65% $25k - $100k
0.55%*$25k*-18 Month CD
OTHER TIERS: 0.50% $1k - $25k
0.50%*$25k*-12 Month CD
OTHER TIERS: 0.45% $1k - $25k
0.50%$1k-12 Month eCD
0.30%*$25k*-182 Day CD
OTHER TIERS: 0.25% $1k - $25k
0.15%$1k-91 Day CD

First Keystone Community Bank IRA Rates

2.22%$500-35 Month Bump Up IRA
2.00%$500-60 Month IRA
1.30%$500-36 Month IRA
0.65%$500-24 Month IRA
0.50%$500-12 Month IRA
0.30%$500-182 Day IRA


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