First Keystone Community Bank
Popular Accounts at this Bank
| APY | ACCOUNT TYPE | HOW THEY COMPARE |
|---|---|---|
| 2.00% | 5-year CD | |
| 2.10% | 6+ Year CD | 2.30% - National Average |
| 2.00% | 5-year IRA | 2.22% - National Average |
First Keystone Community Bank is headquartered in Berwick and is the 45th largest bank in the state of Pennsylvania. It is also the 769th largest bank in the nation. It was established in 1864 and as of September of 2018, it had grown to 196 employees at 19 locations. First Keystone Community Bank has a B+ health rating.
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First Keystone meets my needs
I was skeptical about banking with a local bank like First Keystone but they pleasantly surprised me. I opened an account about four years ago and I have not had an issue since that time. They provide a no fee checking account which was excellent for me at the time when I seemed to perpetually run a low balance. They never tried to upsell me anything which is a something I appreciate and it shows they do no treat me as a commodity.
I made a large purchase, which was outside the normal range of my activity, and they had a service which alert me to suspicious activity on my account. While the automated message made me nervous initially, I am grateful that they monitor such things so closely. Just in case.
Their website is easy to navigate, and it does not greet you with those annoying security questions that have a tendency to lock people out all the time. Otherwise, I have never felt worried about any potential issue.
Data as of Q3 2018
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 7404 |
| Year Established | 1864 |
| Employees | 196 |
| Primary Regulator | FDIC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.91% |
| Return on Equity - YTD | 8.86% |
| Annual Interest Income | $26.1MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q3 2018vs Q3 2017 | $1.01B$983.7MM |
| Loans | Q3 2018vs Q3 2017 | $590.8MM$535.3MM |
| Deposits | Q3 2018vs Q3 2017 | $710.8MM$768.5MM |
| Equity Capital | Q3 2018vs Q3 2017 | $102.0MM$105.7MM |
| Loan Loss Allowance | Q3 2018vs Q3 2017 | $6.9MM$7.4MM |
| Unbacked Noncurrent Loans | Q3 2018vs Q3 2017 | $4.6MM$5.7MM |
| Real Estate Owned | Q3 2018vs Q3 2017 | $983.00K$1.1MM |
Always verify rates and promotions with the bank or credit union. We are not First Keystone Community Bank; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
† The rates for some products vary by region. In these cases we have listed the rates for the region closest to the bank's headquarters.
First Keystone Community Bank Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 1.00%* | - | $10k | Keystone Savings | ||
| OTHER TIERS: 0.25% → $10k+ | |||||
| 0.15%*† | $50k* | - | IRA Savings | ||
| OTHER TIERS: 0.05% → Up to $25k | 0.10% → $25k - $50k | |||||
| 0.05%† | - | - | Key Savings | ||
First Keystone Community Bank Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.30%*† | $500k* | - | Key Money Market | ||
| OTHER TIERS: 0.05% → Up to $100k | 0.15% → $100k - $500k | |||||
First Keystone Community Bank Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 3.00%* | - | $10k | Keystone Cash | ||
| OTHER TIERS: 0.25% → $10k+ | |||||
| 0.10%*† | $10k* | - | Key Interest Checking | ||
| OTHER TIERS: 0.05% → $750 - $10k | |||||
| 0.10%*† | $10k* | - | Key Elite Checking | ||
| OTHER TIERS: 0.05% → $500 - $10k | |||||
First Keystone Community Bank CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 2.22%† | $500 | - | 35 Month Bump Up CD | ||
| 2.10%*† | $100k* | - | 60 Month CD | ||
| OTHER TIERS: 2.00% → $500 - $100k | |||||
| 2.10%† | $1k | - | 84 Month CD Special | ||
| 2.00% | $1k | - | 60 Month eCD | ||
| 1.65%*† | $100k* | - | 48 Month CD | ||
| OTHER TIERS: 1.55% → $500 - $100k | |||||
| 1.45%*† | $100k* | - | 36 Month CD | ||
| OTHER TIERS: 1.30% → $500 - $100k | |||||
| 1.35% | $1k | - | 36 Month eCD | ||
| 0.75%*† | $100k* | - | 24 Month CD | ||
| OTHER TIERS: 0.60% → $1k - $25k | 0.65% → $25k - $100k | |||||
| 0.55%*† | $25k* | - | 18 Month CD | ||
| OTHER TIERS: 0.50% → $1k - $25k | |||||
| 0.50%*† | $25k* | - | 12 Month CD | ||
| OTHER TIERS: 0.45% → $1k - $25k | |||||
| 0.50% | $1k | - | 12 Month eCD | ||
| 0.30%*† | $25k* | - | 182 Day CD | ||
| OTHER TIERS: 0.25% → $1k - $25k | |||||
| 0.15%† | $1k | - | 91 Day CD | ||
First Keystone Community Bank IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.22%† | $500 | - | 35 Month Bump Up IRA | |
| 2.00%† | $500 | - | 60 Month IRA | |
| 1.30%† | $500 | - | 36 Month IRA | |
| 0.65%† | $500 | - | 24 Month IRA | |
| 0.50%† | $500 | - | 12 Month IRA | |
| 0.30%† | $500 | - | 182 Day IRA |
