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First Keystone Community Bank


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/2/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/2/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/2/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/2/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
www.fkc.bank
570-752-3671
111 West Front Street
Berwick, PA 18603

First Keystone Community Bank is headquartered in BERWICK and is the 37th largest bank in the state of Pennsylvania. It is also the 770th largest bank in the nation. It was established in 1864 and as of March of 2025, it had grown to 207 employees at 20 locations. First Keystone Community Bank has an A health rating.

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Health
A

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #7404
Year Established1864
Employees207
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.39%
Return on Equity - YTD4.42%
Annual Interest Income$18.2MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$1.43B$1.41B
LoansQ1 2025vs Q1 2024$956.1MM$902.3MM
DepositsQ1 2025vs Q1 2024$1.05B$990.2MM
Equity CapitalQ1 2025vs Q1 2024$125.3MM$119MM
Loan Loss AllowanceQ1 2025vs Q1 2024$8.1MM$7.2MM
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$5.9MM$4.8MM
Real Estate OwnedQ1 2025vs Q1 2024$0$0
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/2/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/2/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/2/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/2/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

First Keystone Community Bank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%*$0$25kKeystone Savings
OTHER TIERS: 0.25% → $25k+
0.05%$0-Key Savings

First Keystone Community Bank Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.30%*$500k*-Key Money Market
OTHER TIERS: 0.05% → $0 - $100k | 0.15% → $100k - $500k

First Keystone Community Bank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.00%*$0$10kKeystone Cash
OTHER TIERS: 0.25% → $10k+
0.10%*$10k*-Key Interest Checking
OTHER TIERS: 0.05% → $750 - $10k

First Keystone Community Bank CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.50%$5k-182 Days CD Special
3.80%$10k-9 Month Keystone Advantage CD
3.60%$1k-11 Month CD Special
3.00%$500-35 Month Bump Up CD
0.55%$500-60 Month CD
0.50%$500-48 Month CD
0.45%$500-36 Month CD
0.40%$1k-24 Month CD
0.35%$1k-18 Month CD
0.30%$1k-12 Month CD
0.10%$1k-91 Day CD

First Keystone Community Bank IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.60%$1k-11 Month IRA Special
3.00%$500-35 Month Bump Up IRA
0.55%$500-60 Month IRA
0.45%$500-36 Month IRA
0.40%$500-24 Month IRA
0.30%$500-12 Month IRA
0.15%$500-182 Day IRA
0.15%*$50k*-IRA Savings
OTHER TIERS: 0.05% → $0 - $25k | 0.10% → $25k - $50k
Locations

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