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First Keystone Community Bank


Overview / Commentary
www.fkc.bank
570-752-3671
111 West Front Street
Berwick, PA 18603

First Keystone Community Bank is headquartered in Berwick and is the 39th largest bank in the state of Pennsylvania. It is also the 794th largest bank in the nation. It was established in 1864 and as of December of 2021, it had grown to 198 employees at 19 locations. First Keystone Community Bank has an A+ health rating.

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Reviews (1)

First Keystone meets my needs

Posted by: |

I was skeptical about banking with a local bank like First Keystone but they pleasantly surprised me. I opened an account about four years ago and I have not had an issue since that time. They provide a no fee checking account which was excellent for me at the time when I seemed to perpetually run a low balance. They never tried to upsell me anything which is a something I appreciate and it shows they do no treat me as a commodity.
I made a large purchase, which was outside the normal range of my activity, and they had a service which alert me to suspicious activity on my account. While the automated message made me nervous initially, I am grateful that they monitor such things so closely. Just in case.
Their website is easy to navigate, and it does not greet you with those annoying security questions that have a tendency to lock people out all the time. Otherwise, I have never felt worried about any potential issue.

2


Health
A+

Data as of Q4 2021

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #7404
Year Established1864
Employees198
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.2%
Return on Equity - YTD9.88%
Annual Interest Income$42.1MM
Assets and Liabilities
AssetsQ4 2021vs Q4 2020$1.32B$1.18B
LoansQ4 2021vs Q4 2020$744.2MM$712.7MM
DepositsQ4 2021vs Q4 2020$1.09B$952.1MM
Equity CapitalQ4 2021vs Q4 2020$157.7MM$153.6MM
Loan Loss AllowanceQ4 2021vs Q4 2020$8.7MM$7.9MM
Unbacked Noncurrent LoansQ4 2021vs Q4 2020$7.1MM$7.1MM
Real Estate OwnedQ4 2021vs Q4 2020$0$28.00K
Rates
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Always verify rates and promotions with the bank or credit union. We are not First Keystone Community Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

First Keystone Community Bank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%*-$25kKeystone Savings
OTHER TIERS: 0.25% → $25k+
0.15%*$50k*-IRA Savings
OTHER TIERS: 0.05% → Up to $25k | 0.10% → $25k - $50k
0.05%--Key Savings

First Keystone Community Bank Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.30%*$500k*-Key Money Market
OTHER TIERS: 0.05% → Up to $100k | 0.15% → $100k - $500k

First Keystone Community Bank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.00%*-$10kKeystone Cash
OTHER TIERS: 0.25% → $10k+
0.10%*$10k*-Key Interest Checking
OTHER TIERS: 0.05% → $750 - $10k

First Keystone Community Bank CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.41%$1k-11 Month CD Special
0.40%*$100k*-60 Month CD
OTHER TIERS: 0.35% → $500 - $100k
0.40%$1k-60 Month eCD
0.35%*$100k*-48 Month CD
OTHER TIERS: 0.30% → $500 - $100k
0.30%*$100k*-36 Month CD
OTHER TIERS: 0.25% → $500 - $100k
0.30%$500-35 Month Bump Up CD
0.30%$1k-36 Month eCD
0.25%*$100k*-24 Month CD
OTHER TIERS: 0.20% → $1k - $100k
0.15%$1k-18 Month CD
0.15%$1k-12 Month eCD
0.10%$1k-12 Month CD
0.10%$10k-9 Month Keystone Advantage CD
0.05%$1k-91 Day CD
0.05%$1k-182 Day CD

First Keystone Community Bank IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.41%$1k-11 Month IRA Special
0.35%$500-60 Month IRA
0.30%$500-35 Month Bump Up IRA
0.25%$500-36 Month IRA
0.20%$500-24 Month IRA
0.10%$500-12 Month IRA
0.05%$500-182 Day IRA
Locations

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