First National Bank (3887) is headquartered in PARAGOULD and is the 10th largest bank in the state of Arkansas. It is also the 490th largest bank in the nation. It was established in 1889 and as of June of 2023, it had grown to 314 employees at 23 locations. First National Bank (3887)'s CD rates are 78% higher than the national average, and it has an A health rating.
Wonderful!
I have been banking with First National Bank for a decade now and have experienced no problems. In all that time, they haven't screwed up my account balance even once! I know all the people at the Corning branch and a handful at the other branches, so transfers by phone and other such actions are a breeze. I've never had that sort of report with any other banking institution, even another local one I used for years before switching to FNB. I also enjoy the same day deposits and the fact that they count all deposits before drafts at the end of the day -- a great policy if you are close to overdrafting. They don't nickel and dime you with hidden fees, and everything is above board always.
FNB
I was unable to open an account at a bank because of a bad credit history. I was sometimes paying outrageous check cashing charges. First National allowed me to open accounts and begin rebuilding again. I've been with them now for over 10 years and couldn't be happier. Their customer service is top notch. They are very friendly and helpful for most anything. I love their bill pay feature that lets me pay anyone and saves me a lot on postage and time. I am able to easily keep up with my account online and our checking accounts and ATM's have always been free. I especially like that their mobile banking allows the kids to access their accounts without having access to mine, while I can keep track of all our accounts under one online login. My children and have several accounts here over the years and I can't recall having any negative experiences with them. They provide instant personalized debit cards with pictures that the kids love. I would certainly recommend them to anyone!
Data as of Q2 2023
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 3887 |
| Year Established | 1889 |
| Employees | 314 |
| Primary Regulator | OCC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.06% |
| Return on Equity - YTD | 9.96% |
| Annual Interest Income | $53.8MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2023vs Q2 2022 | $2.38B$2.25B |
| Loans | Q2 2023vs Q2 2022 | $1.88B$1.84B |
| Deposits | Q2 2023vs Q2 2022 | $2.01B$1.90B |
| Equity Capital | Q2 2023vs Q2 2022 | $255.8MM$246.4MM |
| Loan Loss Allowance | Q2 2023vs Q2 2022 | $27.4MM$24.9MM |
| Unbacked Noncurrent Loans | Q2 2023vs Q2 2022 | $5.2MM$6.7MM |
| Real Estate Owned | Q2 2023vs Q2 2022 | $55.00K$34.00K |
