First National Bank (3887)

Overview / Commentary
200 West Court Street
Paragould, AR 72450

First National Bank (3887) is headquartered in Paragould and is the 6th largest bank in the state of Arkansas. It is also the 536th largest bank in the nation. It was established in 1889 and as of December of 2020, it had grown to 266 employees at 20 locations. First National Bank (3887) has an A+ health rating.

Reviews (2)


I have been banking with First National Bank for a decade now and have experienced no problems. In all that time, they haven't screwed up my account balance even once! I know all the people at the Corning branch and a handful at the other branches, so transfers by phone and other such actions are a breeze. I've never had that sort of report with any other banking institution, even another local one I used for years before switching to FNB. I also enjoy the same day deposits and the fact that they count all deposits before drafts at the end of the day -- a great policy if you are close to overdrafting. They don't nickel and dime you with hidden fees, and everything is above board always.


I was unable to open an account at a bank because of a bad credit history. I was sometimes paying outrageous check cashing charges. First National allowed me to open accounts and begin rebuilding again. I've been with them now for over 10 years and couldn't be happier. Their customer service is top notch. They are very friendly and helpful for most anything. I love their bill pay feature that lets me pay anyone and saves me a lot on postage and time. I am able to easily keep up with my account online and our checking accounts and ATM's have always been free. I especially like that their mobile banking allows the kids to access their accounts without having access to mine, while I can keep track of all our accounts under one online login. My children and have several accounts here over the years and I can't recall having any negative experiences with them. They provide instant personalized debit cards with pictures that the kids love. I would certainly recommend them to anyone!


Health Grade Components

FDIC Certificate #3887
Year Established1889
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD0.96%
Return on Equity - YTD8.86%
Annual Interest Income$70.1MM
Assets and Liabilities
AssetsQ4 2020vs Q4 2019$1.87B$1.63B
LoansQ4 2020vs Q4 2019$1.47B$1.26B
DepositsQ4 2020vs Q4 2019$1.57B$1.35B
Equity CapitalQ4 2020vs Q4 2019$208.9MM$177.4MM
Loan Loss AllowanceQ4 2020vs Q4 2019$20.1MM$19.9MM
Unbacked Noncurrent LoansQ4 2020vs Q4 2019$4.6MM$5.8MM
Real Estate OwnedQ4 2020vs Q4 2019$143.00K$74.00K
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Always verify rates and promotions with the bank or credit union. We are not First National Bank (3887); we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

First National Bank (3887) Savings Account Rates

0.40%$10-Christmas Club 2021
0.20%--Regular Savings Account
0.20%--Health Savings Account

First National Bank (3887) Money Market Rates

0.20%*$50k*-Working Money Account
OTHER TIERS: 0.05% $5k - $25k | 0.10% $25k - $50k

First National Bank (3887) Checking Account Rates

0.40%-$25kYou First Platinum Checking
0.20%--You First Business Interest Checking
0.20%--You First Premium Checking
0.10%--You First E Checking

First National Bank (3887) CD Rates

0.85%$1k-60 Month CD
0.60%$1k-36 Month CD
0.55%$1k-16 Month CD Special
0.50%$1k-24 Month CD
0.45%$1k-18 Month CD
0.40%$1k-12 Month CD
0.30%$1k-6 Month CD
0.20%$5k-90 Day CD

First National Bank (3887) IRA Rates

0.85%$1k-60 Month IRA
0.60%$1k-36 Month IRA
0.55%$1k-16 Month IRA Special
0.50%$1k-24 Month IRA
0.45%$1k-18 Month IRA
0.40%$1k-12 Month IRA
0.30%$1k-6 Month IRA
0.20%$5k-90 Day IRA


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