First National Bank of America
Popular Accounts at this Bank
| APY | ACCOUNT TYPE | HOW THEY COMPARE |
|---|---|---|
| 3.25% | 5-year CD | 3.10% - Barclays 60 Month Online CD |
| 2.75% | 1-year CD | 2.75% - Barclays 12 Month Online CD |
| 0.25% | Savings | 2.20% - Barclays Online Savings Account |
First National Bank of America is headquartered in East Lansing and is the 7th largest bank in the state of Michigan. It is also the 464th largest bank in the nation. It was established in 1955 and as of December of 2018, it had grown to 301 employees at 3 locations. First National Bank of America's money market rates are 3X the national average, and it has a B health rating.
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VP Of Operations
The beauty of having a smaller bank firm for your business is the level of customer service you receive. If there is a concern, it is taken care of immediately. Amanda Mattson at the Grand Rapids branch is great to work with and we at Redstone Properties appreciate her promptness and attention to detail.
Personal Banker
We enjoy the personal, professional and knowledgeable service we receive from Jodi Harrand and her staff at the Traverse City branch. They offer a very comfortable approach to banking.
Wonderful Bank
Working with the staff at FNB has been a true pleasure. They are always helpful, informative, and friendly. The only thing they lack are more branches for easier access. We have several accounts with them and would highly recommend them.
Data as of Q4 2018
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 17438 |
| Year Established | 1955 |
| Employees | 301 |
| Primary Regulator | OCC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 2.45% |
| Return on Equity - YTD | 27.37% |
| Annual Interest Income | $120.8MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2018vs Q4 2017 | $1.80B$1.36B |
| Loans | Q4 2018vs Q4 2017 | $1.64B$1.24B |
| Deposits | Q4 2018vs Q4 2017 | $1.13B$993.4MM |
| Equity Capital | Q4 2018vs Q4 2017 | $156.7MM$126.2MM |
| Loan Loss Allowance | Q4 2018vs Q4 2017 | $20.3MM$15.6MM |
| Unbacked Noncurrent Loans | Q4 2018vs Q4 2017 | $42.5MM$41.1MM |
| Real Estate Owned | Q4 2018vs Q4 2017 | $4.8MM$3.8MM |
Always verify rates and promotions with the bank or credit union. We are not First National Bank of America; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
† The rates for some products vary by region. In these cases we have listed the rates for the region closest to the bank's headquarters.
First National Bank of America Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.25%† | $100 | - | Statement Savings |
First National Bank of America Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 1.51%*† | $250k* | $5m | HomeTowne Money Market Checking | ||
| OTHER TIERS: 0.85% → Up to $5k | 0.90% → $5k - $20k | 0.95% → $20k - $50k | 1.00% → $50k - $100k | 1.10% → $100k - $250k | |||||
| 0.60%*† | $250k* | - | Business Money Market Savings | ||
| OTHER TIERS: 0.05% → Up to $1k | 0.25% → $1k - $20k | 0.35% → $20k - $50k | 0.40% → $50k - $100k | 0.50% → $100k - $250k | |||||
First National Bank of America Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.20%*† | $1.5m* | - | Business Interest Checking | ||
| OTHER TIERS: 0.05% → Up to $50k | 0.10% → $50k - $150k | 0.15% → $150k - $1.5m | |||||
First National Bank of America CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 3.55%† | $1k | - | 84 Month Time CD | |
| 3.45%† | $1k | - | 72 Month Time CD | |
| 3.35%† | $1k | - | 60 Month Time CD | |
| 3.35% | $1k | - | 60 Month CD | |
| 3.25%† | $1k | - | 60 Month Flex CD | |
| 3.20%† | $1k | - | 48-59 Month Time CD | |
| 3.10%† | $1k | - | 48 Month Flex Time CD | |
| 3.05%† | $1k | - | 36-47 Month Time CD | |
| 3.05% | $1k | - | 36 Month CD | |
| 2.95%† | $1k | - | 36 Month Flex Time CD | |
| 2.85%† | $1k | - | 24-35 Month Time CD | |
| 2.75%† | $1k | - | 12-23 Month Time CD | |
| 2.75% | $1k | - | 12 Month CD | |
| 1.85%† | $1k | - | 6-11 Month Time CD | |
| 1.40%† | $1k | - | 1-5 Month Time CD |
First National Bank of America IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 3.55%† | $1k | - | 84 Month Time IRA CD | |
| 3.45%† | $1k | - | 72 Month Time IRA CD | |
| 3.35%† | $1k | - | 60 Month IRA Time CD | |
| 3.35% | $1k | - | 60 Month IRA | |
| 3.20%† | $1k | - | 48-59 Month IRA Time CD | |
| 3.05%† | $1k | - | 36-47 Month IRA Time CD | |
| 3.05% | $1k | - | 36 Month IRA | |
| 2.85%† | $1k | - | 24-35 Month IRA Time CD | |
| 2.75%† | $1k | - | 12-23 Month IRA Time CD | |
| 2.75% | $1k | - | 12 Month IRA |
| First National Bank of America Locations | ||
|---|---|---|
| First National Bank Of America | 241 East Saginaw | East Lansing, MI 48823 |
| Traverse City Branch | 315 N. Division | Traverse City, MI 49684 |
| Branch Office | 4660 Kalamazoo Ave, SE | Grand Rapids, MI 49508 |