First National Bank of America

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Popular Accounts at this Bank

APY	ACCOUNT TYPE	ACCOUNT NAME
2.00%	5-year CD	54 Month CD Special 1.85% - Synchrony Bank 60 Month CD
1.05%	1-year CD	12-23 Month Time CD 1.05% - Ally Bank High Yield 12-Month CD
0.25%	Savings	Statement Savings 1.00% - Ally Bank Online Savings Account

View all First National Bank of America rates »

Overview / Commentary

www.fnba.com

800-968-3626

241 East Saginaw
East Lansing, MI 48823

First National Bank of America is headquartered in East Lansing and is the 12^th largest bank in the state of Michigan. It is also the 778^th largest bank in the nation. It was established in 1955 and as of June of 2016, it had grown to 257 employees at 3 locations. First National Bank of America's CD rates are 17% higher than the national average, and it has a B health rating.

Reviews (1)

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Wonderful Mortage Company

Posted by: Anonymous | Aug 20, 2012

My husband and I bought our mobile home and land through this bank. They've always worked with us. We have a really high interest rate but, we are working on getting that lowered. When my husband was out of work for a layoff they were always so nice! They worked with me to try and keep the mortgage paid! Wonderful wonderful! It's good to have someone who understands and works with you! Thanks for you help!

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5

Health

B

Data as of Q2 2016

Learn more about bank health

Health Grade Components

Overall
FDIC Certificate #	17438
Year Established	1955
Employees	257
Primary Regulator	OCC

Profit Margin
Return on Assets - YTD	2.37%
Return on Equity - YTD	23.4%
Annual Interest Income	$36.2MM

Assets and Liabilities
Assets	Q2 2016vs Q2 2015	$929.5MM$748.1MM
Loans	Q2 2016vs Q2 2015	$837.9MM$656.6MM
Deposits	Q2 2016vs Q2 2015	$756.0MM$643.5MM
Equity Capital	Q2 2016vs Q2 2015	$93.9MM$78.2MM
Loan Loss Allowance	Q2 2016vs Q2 2015	$12.1MM$10.7MM
Unbacked Noncurrent Loans	Q2 2016vs Q2 2015	$36.5MM$31.8MM
Real Estate Owned	Q2 2016vs Q2 2015	$5.3MM$5.4MM

Rates

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

† The rates for some products vary by region. In these cases we have listed the rates for the region closest to the bank's headquarters.

First National Bank of America Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.25%^†	$100	-	Statement Savings

First National Bank of America Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.35%^*^†	$100k^*	-	HomeTowne Money Market Checking
OTHER TIERS: 0.10% → Up to $1k \| 0.15% → $1k - $2,500 \| 0.25% → $2,500 - $20k \| 0.30% → $20k - $100k

First National Bank of America CD Rates

APY	MIN	MAX	ACCOUNT NAME
2.10%^†	$1k	-	60 Month Time CD
2.00%^†	$1k	-	60 Month Flex CD
2.00%^†	$1k	-	84 Month Time CD
2.00%^†	$1k	-	54 Month CD Special
1.85%^†	$1k	-	48-59 Month Time CD
1.75%^†	$1k	-	48 Month Flex Time CD
1.60%^†	$1k	-	36-47 Month Time CD
1.50%^†	$1k	-	36 Month Flex Time CD
1.35%^†	$1k	-	24-35 Month Time CD
1.05%^†	$1k	-	12-23 Month Time CD
0.75%^†	$100	-	3 Month Time CD Special
0.30%^†	$1k	-	6-11 Month Time CD
0.20%^†	$1k	-	1-5 Month Time CD

First National Bank of America IRA Rates

APY	MIN	MAX	ACCOUNT NAME
2.10%^†	$1k	-	60 Month IRA Time CD
2.00%^†	$1k	-	54 Month IRA Time CD Special
1.85%^†	$1k	-	48-59 Month IRA Time CD
1.60%^†	$1k	-	36-47 Month IRA Time CD
1.35%^†	$1k	-	24-35 Month IRA Time CD
1.05%^†	$1k	-	12-23 Month IRA Time CD

Locations

First National Bank of America Locations
First National Bank Of America	241 East Saginaw	East Lansing, MI 48823
Traverse City Branch	315 N. Division	Traverse City, MI 49684
Branch Office	4660 Kalamazoo Ave, SE	Grand Rapids, MI 49508