Overview / Commentary
241 East Saginaw
East Lansing, MI 48823

First National Bank of America is headquartered in East Lansing and is the 7th largest bank in the state of Michigan. It is also the 464th largest bank in the nation. It was established in 1955 and as of December of 2018, it had grown to 301 employees at 3 locations. First National Bank of America's money market rates are 3X the national average, and it has a B health rating.

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Great Bank

Posted by: Ronib | Nov 9, 2018

Everyone is always friendly! Amanda is very helpful.

VP Of Operations

Posted by: Miria | Nov 8, 2018

The beauty of having a smaller bank firm for your business is the level of customer service you receive. If there is a concern, it is taken care of immediately. Amanda Mattson at the Grand Rapids branch is great to work with and we at Redstone Properties appreciate her promptness and attention to detail.

Personal Banker

Posted by: RalphA | Nov 2, 2018

We enjoy the personal, professional and knowledgeable service we receive from Jodi Harrand and her staff at the Traverse City branch. They offer a very comfortable approach to banking.

Wonderful Bank

Posted by: MEBarbret | Nov 10, 2018

Working with the staff at FNB has been a true pleasure. They are always helpful, informative, and friendly. The only thing they lack are more branches for easier access. We have several accounts with them and would highly recommend them.



Health Grade Components

FDIC Certificate #17438
Year Established1955
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD2.45%
Return on Equity - YTD27.37%
Annual Interest Income$120.8MM
Assets and Liabilities
AssetsQ4 2018vs Q4 2017$1.80B$1.36B
LoansQ4 2018vs Q4 2017$1.64B$1.24B
DepositsQ4 2018vs Q4 2017$1.13B$993.4MM
Equity CapitalQ4 2018vs Q4 2017$156.7MM$126.2MM
Loan Loss AllowanceQ4 2018vs Q4 2017$20.3MM$15.6MM
Unbacked Noncurrent LoansQ4 2018vs Q4 2017$42.5MM$41.1MM
Real Estate OwnedQ4 2018vs Q4 2017$4.8MM$3.8MM
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Always verify rates and promotions with the bank or credit union. We are not First National Bank of America; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

† The rates for some products vary by region. In these cases we have listed the rates for the region closest to the bank's headquarters.

First National Bank of America Savings Account Rates

0.25%$100-Statement Savings

First National Bank of America Money Market Rates

1.51%*$250k*$5mHomeTowne Money Market Checking
OTHER TIERS: 0.85% Up to $5k | 0.90% $5k - $20k | 0.95% $20k - $50k | 1.00% $50k - $100k | 1.10% $100k - $250k
0.60%*$250k*-Business Money Market Savings
OTHER TIERS: 0.05% Up to $1k | 0.25% $1k - $20k | 0.35% $20k - $50k | 0.40% $50k - $100k | 0.50% $100k - $250k

First National Bank of America Checking Account Rates

0.20%*$1.5m*-Business Interest Checking
OTHER TIERS: 0.05% Up to $50k | 0.10% $50k - $150k | 0.15% $150k - $1.5m

First National Bank of America CD Rates

3.55%$1k-84 Month Time CD
3.45%$1k-72 Month Time CD
3.35%$1k-60 Month Time CD
3.35%$1k-60 Month CD
3.25%$1k-60 Month Flex CD
3.20%$1k-48-59 Month Time CD
3.10%$1k-48 Month Flex Time CD
3.05%$1k-36-47 Month Time CD
3.05%$1k-36 Month CD
2.95%$1k-36 Month Flex Time CD
2.85%$1k-24-35 Month Time CD
2.75%$1k-12-23 Month Time CD
2.75%$1k-12 Month CD
1.85%$1k-6-11 Month Time CD
1.40%$1k-1-5 Month Time CD

First National Bank of America IRA Rates

3.55%$1k-84 Month Time IRA CD
3.45%$1k-72 Month Time IRA CD
3.35%$1k-60 Month IRA Time CD
3.35%$1k-60 Month IRA
3.20%$1k-48-59 Month IRA Time CD
3.05%$1k-36-47 Month IRA Time CD
3.05%$1k-36 Month IRA
2.85%$1k-24-35 Month IRA Time CD
2.75%$1k-12-23 Month IRA Time CD
2.75%$1k-12 Month IRA

First National Bank of America Locations
First National Bank Of America241 East SaginawEast Lansing, MI 48823
Traverse City Branch315 N. DivisionTraverse City, MI 49684
Branch Office4660 Kalamazoo Ave, SEGrand Rapids, MI 49508

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