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First National Bank of America

Popular Accounts at this Bank

APYACCOUNT TYPEACCOUNT NAME
2.00%5-year CD54 Month CD Special
1.05%1-year CD12-23 Month Time CD
0.25%SavingsStatement Savings

Overview / Commentary
800-968-3626
241 East Saginaw
East Lansing, MI 48823

First National Bank of America is headquartered in East Lansing and is the 12th largest bank in the state of Michigan. It is also the 778th largest bank in the nation. It was established in 1955 and as of June of 2016, it had grown to 257 employees at 3 locations. First National Bank of America's CD rates are 17% higher than the national average, and it has a B health rating.

Reviews (1)

Wonderful Mortage Company

Posted by: Anonymous | Aug 20, 2012

My husband and I bought our mobile home and land through this bank. They've always worked with us. We have a really high interest rate but, we are working on getting that lowered. When my husband was out of work for a layoff they were always so nice! They worked with me to try and keep the mortgage paid! Wonderful wonderful! It's good to have someone who understands and works with you! Thanks for you help!



Health
B

Health Grade Components

Overall
FDIC Certificate #17438
Year Established1955
Employees257
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD2.37%
Return on Equity - YTD23.4%
Annual Interest Income$36.2MM
Assets and Liabilities
AssetsQ2 2016vs Q2 2015$929.5MM$748.1MM
LoansQ2 2016vs Q2 2015$837.9MM$656.6MM
DepositsQ2 2016vs Q2 2015$756.0MM$643.5MM
Equity CapitalQ2 2016vs Q2 2015$93.9MM$78.2MM
Loan Loss AllowanceQ2 2016vs Q2 2015$12.1MM$10.7MM
Unbacked Noncurrent LoansQ2 2016vs Q2 2015$36.5MM$31.8MM
Real Estate OwnedQ2 2016vs Q2 2015$5.3MM$5.4MM
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

† The rates for some products vary by region. In these cases we have listed the rates for the region closest to the bank's headquarters.

First National Bank of America Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%$100-Statement Savings

First National Bank of America Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.35%*$100k*-HomeTowne Money Market Checking
OTHER TIERS: 0.10% Up to $1k | 0.15% $1k - $2,500 | 0.25% $2,500 - $20k | 0.30% $20k - $100k

First National Bank of America CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.10%$1k-60 Month Time CD
2.00%$1k-60 Month Flex CD
2.00%$1k-84 Month Time CD
2.00%$1k-54 Month CD Special
1.85%$1k-48-59 Month Time CD
1.75%$1k-48 Month Flex Time CD
1.60%$1k-36-47 Month Time CD
1.50%$1k-36 Month Flex Time CD
1.35%$1k-24-35 Month Time CD
1.05%$1k-12-23 Month Time CD
0.75%$100-3 Month Time CD Special
0.30%$1k-6-11 Month Time CD
0.20%$1k-1-5 Month Time CD

First National Bank of America IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.10%$1k-60 Month IRA Time CD
2.00%$1k-54 Month IRA Time CD Special
1.85%$1k-48-59 Month IRA Time CD
1.60%$1k-36-47 Month IRA Time CD
1.35%$1k-24-35 Month IRA Time CD
1.05%$1k-12-23 Month IRA Time CD
Locations


First National Bank of America Locations
First National Bank Of America241 East SaginawEast Lansing, MI 48823
Traverse City Branch315 N. DivisionTraverse City, MI 49684
Branch Office4660 Kalamazoo Ave, SEGrand Rapids, MI 49508