2. First National Bank of America

First National Bank of America

Popular Accounts at this Bank

APYACCOUNT TYPEHOW THEY COMPARE
3.25%5-year CD
3.10% - American Express National Bank 60 Month CDAdvertisement
2.75%1-year CD
1.30% - National Average
0.25%Savings
2.10% - American Express National Bank High Yield Savings AccountAdvertisement
View all First National Bank of America rates »

Overview / Commentary
www.fnba.com
517-351-3622
241 East Saginaw
East Lansing, MI 48823

First National Bank of America is headquartered in East Lansing and is the 8th largest bank in the state of Michigan. It is also the 503rd largest bank in the nation. It was established in 1955 and as of September of 2018, it had grown to 298 employees at 3 locations. First National Bank of America's money market rates are 3X the national average, and it has a B health rating.

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Reviews (16)

Great Bank

Posted by: Ronib | Nov 9, 2018

Everyone is always friendly! Amanda is very helpful.

2

VP Of Operations

Posted by: Miria | Nov 8, 2018

The beauty of having a smaller bank firm for your business is the level of customer service you receive. If there is a concern, it is taken care of immediately. Amanda Mattson at the Grand Rapids branch is great to work with and we at Redstone Properties appreciate her promptness and attention to detail.

2

Personal Banker

Posted by: RalphA | Nov 2, 2018

We enjoy the personal, professional and knowledgeable service we receive from Jodi Harrand and her staff at the Traverse City branch. They offer a very comfortable approach to banking.

2

Wonderful Bank

Posted by: MEBarbret | Nov 10, 2018

Working with the staff at FNB has been a true pleasure. They are always helpful, informative, and friendly. The only thing they lack are more branches for easier access. We have several accounts with them and would highly recommend them.

1
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Health
B

Data as of Q3 2018

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #17438
Year Established1955
Employees298
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD2.71%
Return on Equity - YTD30.03%
Annual Interest Income$88.5MM
Assets and Liabilities
AssetsQ3 2018vs Q3 2017$1.66B$1.28B
LoansQ3 2018vs Q3 2017$1.51B$1.15B
DepositsQ3 2018vs Q3 2017$1.09B$968.8MM
Equity CapitalQ3 2018vs Q3 2017$149.0MM$125.5MM
Loan Loss AllowanceQ3 2018vs Q3 2017$18.6MM$15.0MM
Unbacked Noncurrent LoansQ3 2018vs Q3 2017$43.3MM$38.9MM
Real Estate OwnedQ3 2018vs Q3 2017$3.9MM$4.8MM
Rates
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Always verify rates and promotions with the bank or credit union. We are not First National Bank of America; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

† The rates for some products vary by region. In these cases we have listed the rates for the region closest to the bank's headquarters.

First National Bank of America Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%†$100-Statement Savings

First National Bank of America Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.35%*†$250k*$5mHomeTowne Money Market Checking
OTHER TIERS: 0.65% → Up to $1k | 0.75% → $1k - $2.5k | 0.80% → $2.5k - $5k | 0.90% → $5k - $20k | 0.95% → $20k - $50k | 1.00% → $50k - $100k | 1.10% → $100k - $250k
0.60%*†$250k*-Business Money Market Savings
OTHER TIERS: 0.05% → Up to $1k | 0.25% → $1k - $20k | 0.35% → $20k - $50k | 0.40% → $50k - $100k | 0.50% → $100k - $250k

First National Bank of America Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.20%*†$1.5m*-Business Interest Checking
OTHER TIERS: 0.05% → Up to $50k | 0.10% → $50k - $150k | 0.15% → $150k - $1.5m

First National Bank of America CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.55%†$1k-84 Month Time CD
3.45%†$1k-72 Month Time CD
3.35%†$1k-60 Month Time CD
3.35%$1k-60 Month CD
3.25%†$1k-60 Month Flex CD
3.20%†$1k-48-59 Month Time CD
3.10%†$1k-48 Month Flex Time CD
3.05%†$1k-36-47 Month Time CD
3.05%$1k-36 Month CD
2.95%†$1k-36 Month Flex Time CD
2.85%†$1k-24-35 Month Time CD
2.75%†$1k-12-23 Month Time CD
2.75%$1k-12 Month CD
1.80%†$1k-6-11 Month Time CD
1.30%†$1k-1-5 Month Time CD

First National Bank of America IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.55%†$1k-84 Month Time IRA CD
3.45%†$1k-72 Month Time IRA CD
3.35%†$1k-60 Month IRA Time CD
3.35%$1k-60 Month IRA
3.20%†$1k-48-59 Month IRA Time CD
3.05%†$1k-36-47 Month IRA Time CD
3.05%$1k-36 Month IRA
2.85%†$1k-24-35 Month IRA Time CD
2.75%†$1k-12-23 Month IRA Time CD
2.75%$1k-12 Month IRA
Locations


First National Bank of America Locations
First National Bank Of America241 East SaginawEast Lansing, MI 48823
Traverse City Branch315 N. DivisionTraverse City, MI 49684
Branch Office4660 Kalamazoo Ave, SEGrand Rapids, MI 49508

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