First National Bank of Fort Smith

Overview / Commentary

www.fnbfs.com

479-788-4600

602 Garrison Avenue
Fort Smith, AR 72901

First National Bank of Fort Smith is headquartered in FORT SMITH and is the 11^th largest bank in the state of Arkansas. It is also the 509^th largest bank in the nation. It was established in 1872 and as of March of 2023, it had grown to 378 employees at 27 locations. First National Bank of Fort Smith's money market rates are 5X the national average, and it boasts an A+ health rating.

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Health

A+

Data as of Q1 2023

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Health Grade Components

Overall
FDIC Certificate #	3864
Year Established	1872
Employees	378
Primary Regulator	OCC

Profit Margin
Return on Assets - YTD	1.49%
Return on Equity - YTD	13.62%
Annual Interest Income	$23.9MM

Assets and Liabilities
Assets	Q1 2023vs Q1 2022	$2.22B$1.88B
Loans	Q1 2023vs Q1 2022	$1.34B$1.01B
Deposits	Q1 2023vs Q1 2022	$1.89B$1.66B
Equity Capital	Q1 2023vs Q1 2022	$246.2MM$187.1MM
Loan Loss Allowance	Q1 2023vs Q1 2022	$17.4MM$15.5MM
Unbacked Noncurrent Loans	Q1 2023vs Q1 2022	$2.0MM$2.1MM
Real Estate Owned	Q1 2023vs Q1 2022	$10.00K$300.00K

Rates

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Savings
Money Market
Checking
CD
IRA

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Always verify rates and promotions with the bank or credit union. We are not First National Bank of Fort Smith; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

† The rates for some products vary by region. In these cases we have listed the rates for the region closest to the bank's headquarters.

First National Bank of Fort Smith Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
4.06%^*^†	-	$2.5k	First Savers
OTHER TIERS: 1.00% → $3k+
2.02%^*^†	$100k^*	-	Health Savings Account
OTHER TIERS: 1.00% → Up to $10k \| 1.26% → $10k - $25k \| 1.51% → $25k - $50k \| 1.76% → $50k - $100k
2.02%	$25	-	Savings - Online Only

First National Bank of Fort Smith Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
2.02%^*^†	$100k^*	-	Money Market Savings
OTHER TIERS: 1.00% → Up to $10k \| 1.26% → $10k - $25k \| 1.51% → $25k - $50k \| 1.76% → $50k - $100k

First National Bank of Fort Smith Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME
5.12%^*^†	-	$20k	Max Checking - Online Only
OTHER TIERS: 1.00% → $20k+
2.02%^*^†	$100k^*	-	Prestige Platinum Checking
OTHER TIERS: 1.00% → Up to $10k \| 1.26% → $10k - $25k \| 1.51% → $25k - $50k \| 1.76% → $50k - $100k

First National Bank of Fort Smith CD Rates

APY	MIN	MAX	ACCOUNT NAME
4.59%	$5k	-	7 Month Fixed CD Special
4.59%	$5k	-	11 Month Fixed CD Special
2.38%^*^†	$100k^*	-	1 Year Fixed Rate CD
OTHER TIERS: 2.27% → $5k - $100k
2.38%^*^†	$100k^*	-	2 Year Fixed Rate CD
OTHER TIERS: 2.27% → $5k - $100k
2.38%^*^†	$100k^*	-	3 Year Fixed Rate CD
OTHER TIERS: 2.27% → $5k - $100k
2.12%^*^†	$100k^*	-	Less than One Year CD
OTHER TIERS: 2.02% → $5k - $100k

First National Bank of Fort Smith IRA Rates

APY	MIN	MAX	ACCOUNT NAME
2.38%^*^†	$100k^*	-	1 Year IRA Fixed Rate
OTHER TIERS: 2.27% → $5 - $100k
2.38%^*^†	$100k^*	-	2 Year IRA Fixed Rate
OTHER TIERS: 2.27% → $5 - $100k
2.38%^*^†	$100k^*	-	3 Year IRA Fixed Rate
OTHER TIERS: 2.27% → $5 - $100k

Locations

Availability

Ft. Smith Area

Ft. Smith Area bank & credit union details

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