F.N.B. Corporation (NYSE: FNB), headquartered in Pittsburgh, Pennsylvania, is a diversified financial services company operating in seven states and the District of Columbia. FNB’s market coverage spans several major metropolitan areas including: Pittsburgh, Pennsylvania; Baltimore, Maryland; Cleveland, Ohio; Washington, D.C.; and Charlotte, Raleigh, Durham and the Piedmont Triad (Winston-Salem, Greensboro and High Point) in North Carolina. The Company is one of the largest banks headquartered in Pennsylvania by assets with hundreds of branch offices located throughout Pennsylvania, Ohio, Maryland, West Virginia, North Carolina, South Carolina, Virginia and the District of Columbia.
The consumer banking segment provides a full line of consumer banking products and services, including deposit products, mortgage lending, consumer lending and a complete suite of mobile and online banking services. Personal depository banking products offered by First National Bank of Pennsylvania include: checking accounts, savings accounts, money market accounts, Certificates of Deposit (CDs), IRA Savings and IRA CDs.
The bank’s personal checking account options include both interest bearing and non-interest bearing accounts First National Bank of Pennsylvania’s CD terms range from 3 to 60 months. Online and mobile banking options are available, in addition to access to funds through debit cards and ATMs.
First National Bank of Pennsylvania offers several different business checking accounts, which vary primarily by business type and size. The bank also offers specialized business savings accounts, business money market accounts and “jumbo” CDs for large deposits, with terms ranging from 7 to 365 days.
Worst. Bank. Ever
This bank is so bad that it's scary. Never ever bank here. They are unprofessional. They absolutely do not care about anyone but their shareholders. As others have said, the fees are incredibly ridiculous. I could write a thesis on how awful this bank is. At least many of their locations are closing so hopefully they are on the way out. It has taken me so long to get free because of all the hoops that I have had to jump through. I seriously can't stress how terrible this bank is. Worse than any bank that has ever existed or ever will. DO NOT BANK HERE! FOR THE LOVE OF GOD, DO NOT!
DO NOT USE FIRST NATIONAL BANK OF PENNSYLVANIA
Single Dad with full custody, recently lost his job! My bank account was hacked through an ebay scam. I have never been hacked before, I notified my bank ( FIRST NATIONAL BANK OF PA ) at once. Did everything they told me to, filed a police report, had my devices cleaned. Closed all my accounts. Reset all passwords etc. $2500 dollars was pulled from my account funneled through Coinbase app. That was all the money I had and my unemployment has not kicked in yet. Everyone told me not to worry that it had happened to them or someone they knew and their banks all refunded their money. Not one person from the bank reached out to me, I emailed the fraud department asking what else I could do. They never returned my emails. And they denied returning my money. They banks are insured through the government when stuff like this happens. Anyhow their reasoning was, because I had used the Coinbase app in past ( to buy small amounts of cryptocurrency) that they would not help me out. I we ( My daughter and I ) are now being evicted from our home. My car loan is through FNB, they will probably repo my car!! I have never ever been scammed or asked a bank to stand behind and protect me and my daughter! Do not trust this bank with your money or looking out for you as a customer! They only care about themselves !! You have been warned!
My GOD LOOK AT THEIR REVIEWS!
Don’T. Just Don’T.
Worst bank ever. I can’t write everything here, there’s so much, but basically we signed something saying no more overdrafts or fees and now we are at the Christmas season and $200 has been taken out of our account for overdrafts. We have called and called with no one returning our calls. My husband is disabled, we don’t have much to spend on Christmas in the first place and now we are without the $200 we desperately need. I recently lost my mom which I knew would make this holiday hard, but this is making it that much harder. This is not the first time they’ve screwed us over and I’m officially done. Please do not trust this bank with your money, especially if you already struggle to make ends meet.
One Star Is Not Low Enough.
Do not EVER bank through them. It was a massive mistake and resulted in the worst financial problem that has ever occured for me. In one year, between fraudulent charges on my account and overdraft fees (caused by fraudulent charges) that they refused to help me fight, they siphoned over $500 out of my account over the course of a few months. I was told at one point by customer service that they themselves could do nothing about helping me fight the charges, and they suggested that they keep my card active so that the businesses could refund my money back to me. Without a single warning after that, my card was deactivated, AGAINST what I had asked previously, effectively killing my chances of getting any of the rest of the money that was stolen from me back. They never even told me the card was deactivated either, not a single letter or email. I had to find out myself and ask for a replacement so that I would be able to pay my bills. This has been an absolute, soul crushing nightmare and I wish First National Bank the worst.
Data as of Q1 2024
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 7888 |
| Year Established | 1864 |
| Employees | 4062 |
| Primary Regulator | OCC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.1% |
| Return on Equity - YTD | 8.49% |
| Annual Interest Income | $548.2MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2024vs Q1 2023 | $45.78B$44.13B |
| Loans | Q1 2024vs Q1 2023 | $32.25B$30.34B |
| Deposits | Q1 2024vs Q1 2023 | $35.08B$34.59B |
| Equity Capital | Q1 2024vs Q1 2023 | $5.97B$5.8B |
| Loan Loss Allowance | Q1 2024vs Q1 2023 | $403.4MM$400.6MM |
| Unbacked Noncurrent Loans | Q1 2024vs Q1 2023 | $120.8MM$113.3MM |
| Real Estate Owned | Q1 2024vs Q1 2023 | $2.9MM$3.4MM |
