Featured Savings Rates
Featured Accounts

First National Bank of Waterloo

Popular Accounts at this Bank

APYACCOUNT TYPEACCOUNT NAME
1.46%5-year CD60 Month CD
0.35%1-year CD12 Month CD
0.30%SavingsFNB First Savings

Overview / Commentary
618-939-6194
228 South Main Street
Waterloo, IL 62298

First National Bank of Waterloo is headquartered in Waterloo and is the 98th largest bank in the state of Illinois. It is also the 1,550th largest bank in the nation. It was established in 1912 and as of June of 2016, it had grown to 107 employees at 9 locations. First National Bank of Waterloo has an A health rating.

Reviews (1)

Must Open Your Account Locally

Posted by: Anon456 | Jun 19, 2013

Their procedures call for in person account opening at the bank.



Health
A

Health Grade Components

Overall
FDIC Certificate #3842
Year Established1912
Employees107
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD0.51%
Return on Equity - YTD4.6%
Annual Interest Income$7.0MM
Assets and Liabilities
AssetsQ2 2016vs Q2 2015$444.4MM$388.4MM
LoansQ2 2016vs Q2 2015$180.1MM$150.3MM
DepositsQ2 2016vs Q2 2015$379.9MM$332.9MM
Equity CapitalQ2 2016vs Q2 2015$50.3MM$38.4MM
Loan Loss AllowanceQ2 2016vs Q2 2015$2.1MM$2.0MM
Unbacked Noncurrent LoansQ2 2016vs Q2 2015$1.6MM$913.00K
Real Estate OwnedQ2 2016vs Q2 2015$2.9MM$4.1MM
Rates
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not First National Bank of Waterloo; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

First National Bank of Waterloo Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.30%$50-FNB First Savings
0.30%--Health Savings Account

First National Bank of Waterloo Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.35%*$50k*-FNB Premier MMA
OTHER TIERS: 0.20% Up to $10k | 0.25% $10k - $25k | 0.30% $25k - $50k

First National Bank of Waterloo Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.30%*$25k*-Value Plus Checking
OTHER TIERS: 0.10% Up to $2k | 0.15% $2k - $10k | 0.25% $10k - $25k
0.30%$100-Classic 55 Checking
0.20%$100-FNB Business Check Plus

First National Bank of Waterloo CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.46%$1k-60 Month CD
1.21%$1k-48 Month CD
0.90%$10k-34 Month CD Special
0.85%$1k-36 Month CD
0.60%$1k-24 Month CD
0.40%$10k-15 Month CD Special
0.35%$1k-12 Month CD
0.25%$1k-6 Month CD
0.15%$1k-3 Month CD

First National Bank of Waterloo IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.46%$1k-60 Month IRA
1.41%$250-18 Month Variable IRA
1.21%$1k-48 Month IRA
0.90%$10k-34 Month IRA Special
0.85%$1k-36 Month IRA
0.60%$1k-24 Month IRA
0.40%$10k-15 Month IRA Special
0.35%$1k-12 Month IRA
0.25%$1k-6 Month IRA
0.15%$1k-3 Month IRA
Locations


First National Bank of Waterloo Locations
O'fallon Banking Center Branch104 Regency Park DriveO Fallon, IL 62269
Columbia Branch1421 North Main StreetColumbia, IL 62236
First National Bank Of Waterloo228 South Main StreetWaterloo, IL 62298
Millstadt Branch645 East Washington StreetMillstadt, IL 62260
North Facility744 North MarketWaterloo, IL 62298
Waterloo Wal-Mart Bkg. Center Branch961 North Market StreetWaterloo, IL 62298
First National Bank Schnucks Banking907 East Us 50O Fallon, IL 62269
Effingham Branch210 East Fayette AvenueEffingham, IL 62401
Prairie National Bank110 East Main StreetStewardson, IL 62463