Featured Savings Rates
Featured Accounts

First National Bank of Waterloo

Popular Accounts at this Bank

APYACCOUNT TYPEACCOUNT NAME
1.46%5-year CD60 Month CD
0.35%1-year CD12 Month CD
0.30%SavingsFNB First Savings

Overview / Commentary
618-939-6194
228 South Main Street
Waterloo, IL 62298

First National Bank of Waterloo is headquartered in Waterloo and is the 155th largest bank in the state of Illinois. It is also the 2,078th largest bank in the nation. It was established in 1912 and as of September of 2003, it had grown to 74 employees at 4 locations. First National Bank of Waterloo has a B+ health rating.

Reviews (1)

Must Open Your Account Locally

Posted by: Anon456 | Jun 19, 2013

Their procedures call for in person account opening at the bank.



Health
B+

Health Grade Components

Overall
FDIC Certificate #3842
Year Established1912
Employees74
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD0.97%
Return on Equity - YTD12.59%
Annual Interest Income$9.4MM
Assets and Liabilities
AssetsQ3 2003vs Q3 2002$268.4MM$239.7MM
LoansQ3 2003vs Q3 2002$145.2MM$137.8MM
DepositsQ3 2003vs Q3 2002$219.4MM$191.6MM
Equity CapitalQ3 2003vs Q3 2002$20.5MM$19.0MM
Loan Loss AllowanceQ3 2003vs Q3 2002$792.00K$898.00K
Unbacked Noncurrent LoansQ3 2003vs Q3 2002$972.00K$922.00K
Real Estate OwnedQ3 2003vs Q3 2002$0$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

First National Bank of Waterloo Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.30%$50-FNB First Savings
0.30%--Health Savings Account

First National Bank of Waterloo Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.35%*$50k*-FNB Premier MMA
OTHER TIERS: 0.20% Up to $10k | 0.25% $10k - $25k | 0.30% $25k - $50k

First National Bank of Waterloo Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.30%*$25k*-Value Plus Checking
OTHER TIERS: 0.10% Up to $2k | 0.15% $2k - $10k | 0.25% $10k - $25k
0.30%$100-Classic 55 Checking
0.20%$100-FNB Business Check Plus

First National Bank of Waterloo CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.46%$1k-60 Month CD
1.21%$1k-48 Month CD
0.90%$10k-34 Month CD Special
0.85%$1k-36 Month CD
0.60%$1k-24 Month CD
0.40%$10k-15 Month CD Special
0.35%$1k-12 Month CD
0.25%$1k-6 Month CD
0.15%$1k-3 Month CD

First National Bank of Waterloo IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.46%$1k-60 Month IRA
1.41%$250-18 Month Variable IRA
1.21%$1k-48 Month IRA
0.90%$10k-34 Month IRA Special
0.85%$1k-36 Month IRA
0.60%$1k-24 Month IRA
0.40%$10k-15 Month IRA Special
0.35%$1k-12 Month IRA
0.25%$1k-6 Month IRA
0.15%$1k-3 Month IRA
Locations


First National Bank of Waterloo Locations
O'fallon Banking Center Branch104 Regency Park DriveO Fallon, IL 62269
Columbia Branch1421 North Main StreetColumbia, IL 62236
First National Bank Of Waterloo228 South Main StreetWaterloo, IL 62298
Millstadt Branch645 East Washington StreetMillstadt, IL 62260
North Facility744 North MarketWaterloo, IL 62298
Waterloo Wal-Mart Bkg. Center Branch961 North Market StreetWaterloo, IL 62298
First National Bank Schnucks Banking907 East Us 50O Fallon, IL 62269
Effingham Branch210 East Fayette AvenueEffingham, IL 62401
Prairie National Bank110 East Main StreetStewardson, IL 62463