FirstCapital Bank of Texas

Overview / Commentary
310 W. Wall St., Suite 100
Midland, TX 79701

FirstCapital Bank of Texas is headquartered in Midland and is the 43rd largest bank in the state of Texas. It is also the 524th largest bank in the nation. It was established in 1998 and as of September of 2020, it had grown to 276 employees at 18 locations. FirstCapital Bank of Texas has an A+ health rating.


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Health Grade Components

FDIC Certificate #35028
Year Established1998
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD0.98%
Return on Equity - YTD7.42%
Annual Interest Income$62.6MM
Assets and Liabilities
AssetsQ3 2020vs Q3 2019$1.89B$1.69B
LoansQ3 2020vs Q3 2019$1.48B$1.31B
DepositsQ3 2020vs Q3 2019$1.52B$1.39B
Equity CapitalQ3 2020vs Q3 2019$242.7MM$233.1MM
Loan Loss AllowanceQ3 2020vs Q3 2019$18.5MM$15.1MM
Unbacked Noncurrent LoansQ3 2020vs Q3 2019$11.6MM$12.9MM
Real Estate OwnedQ3 2020vs Q3 2019$728.00K$1.2MM

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