FirstCapital Bank of Texas

Overview / Commentary

432-682-1188

310 W. Wall St., Suite 100
Midland, TX 79701

FirstCapital Bank of Texas is headquartered in Midland and is the 48^th largest bank in the state of Texas. It is also the 514^th largest bank in the nation. It was established in 1998 and as of March of 2022, it had grown to 260 employees at 17 locations. FirstCapital Bank of Texas has an A+ health rating.

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Health

A+

Data as of Q1 2022

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Health Grade Components

Overall
FDIC Certificate #	35028
Year Established	1998
Employees	260
Primary Regulator	OCC

Profit Margin
Return on Assets - YTD	1.69%
Return on Equity - YTD	13.56%
Annual Interest Income	$21.5MM

Assets and Liabilities
Assets	Q1 2022vs Q1 2021	$2.12B$1.95B
Loans	Q1 2022vs Q1 2021	$1.52B$1.51B
Deposits	Q1 2022vs Q1 2021	$1.79B$1.64B
Equity Capital	Q1 2022vs Q1 2021	$261.2MM$249.8MM
Loan Loss Allowance	Q1 2022vs Q1 2021	$22.5MM$21.8MM
Unbacked Noncurrent Loans	Q1 2022vs Q1 2021	$6.1MM$15.0MM
Real Estate Owned	Q1 2022vs Q1 2021	$948.00K$713.00K

Rates

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

FirstCapital Bank of Texas Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
1.25%^*	-	$25k	Kasasa Saver
OTHER TIERS: 0.50% → $25k+

FirstCapital Bank of Texas Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
2.25%^*	-	$10k	Kasasa Cash Checking
OTHER TIERS: 0.25% → $10k+

Locations

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Odessa Area

Odessa Area bank & credit union details

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