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FirstCapital Bank of Texas

Overview / Commentary
310 W. Wall St., Suite 100
Midland, TX 79701

FirstCapital Bank of Texas is headquartered in Midland and is the 54th largest bank in the state of Texas. It is also the 726th largest bank in the nation. It was established in 1998 and as of March of 2019, it had grown to 209 employees at 12 locations. FirstCapital Bank of Texas has a B+ health rating.


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Health Grade Components

FDIC Certificate #35028
Year Established1998
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD1.04%
Return on Equity - YTD9.99%
Annual Interest Income$13.8MM
Assets and Liabilities
AssetsQ1 2019vs Q1 2018$1.10B$1.12B
LoansQ1 2019vs Q1 2018$863.9MM$777.3MM
DepositsQ1 2019vs Q1 2018$954.2MM$980.7MM
Equity CapitalQ1 2019vs Q1 2018$114.6MM$108.6MM
Loan Loss AllowanceQ1 2019vs Q1 2018$13.8MM$13.0MM
Unbacked Noncurrent LoansQ1 2019vs Q1 2018$14.3MM$2.5MM
Real Estate OwnedQ1 2019vs Q1 2018$0$0

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