FirstCapital Bank of Texas

Overview / Commentary
310 W. Wall St., Suite 100
Midland, TX 79701

FirstCapital Bank of Texas is headquartered in Midland and is the 48th largest bank in the state of Texas. It is also the 550th largest bank in the nation. It was established in 1998 and as of September of 2021, it had grown to 257 employees at 17 locations. FirstCapital Bank of Texas has an A+ health rating.


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Health Grade Components

FDIC Certificate #35028
Year Established1998
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD1.54%
Return on Equity - YTD11.81%
Annual Interest Income$65.7MM
Assets and Liabilities
AssetsQ3 2021vs Q3 2020$1.99B$1.89B
LoansQ3 2021vs Q3 2020$1.51B$1.48B
DepositsQ3 2021vs Q3 2020$1.66B$1.52B
Equity CapitalQ3 2021vs Q3 2020$257.5MM$242.7MM
Loan Loss AllowanceQ3 2021vs Q3 2020$22.5MM$18.5MM
Unbacked Noncurrent LoansQ3 2021vs Q3 2020$10.8MM$11.6MM
Real Estate OwnedQ3 2021vs Q3 2020$590.00K$728.00K

Rates for FirstCapital Bank of Texas are currently being reviewed.



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