Overview / Commentary
FirstCapital Bank of Texas is headquartered in Midland and is the 46th largest bank in the state of Texas. It is also the 546th largest bank in the nation. It was established in 1998 and as of June of 2021, it had grown to 263 employees at 17 locations. FirstCapital Bank of Texas has an A health rating.
Health
A
Data as of Q2 2021
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 35028 |
| Year Established | 1998 |
| Employees | 263 |
| Primary Regulator | OCC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.56% |
| Return on Equity - YTD | 12% |
| Annual Interest Income | $43.3MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2021vs Q2 2020 | $1.96B$1.90B |
| Loans | Q2 2021vs Q2 2020 | $1.51B$1.45B |
| Deposits | Q2 2021vs Q2 2020 | $1.65B$1.55B |
| Equity Capital | Q2 2021vs Q2 2020 | $257.6MM$238.3MM |
| Loan Loss Allowance | Q2 2021vs Q2 2020 | $21.9MM$17.5MM |
| Unbacked Noncurrent Loans | Q2 2021vs Q2 2020 | $12.7MM$11.1MM |
| Real Estate Owned | Q2 2021vs Q2 2020 | $590.00K$1.2MM |
