Overview / Commentary
FirstCapital Bank of Texas is headquartered in Midland and is the 45th largest bank in the state of Texas. It is also the 513th largest bank in the nation. It was established in 1998 and as of June of 2022, it had grown to 257 employees at 17 locations. FirstCapital Bank of Texas has an A health rating.
Health
A
Data as of Q2 2022
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 35028 |
| Year Established | 1998 |
| Employees | 257 |
| Primary Regulator | OCC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.75% |
| Return on Equity - YTD | 14% |
| Annual Interest Income | $43.8MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2022vs Q2 2021 | $2.12B$1.96B |
| Loans | Q2 2022vs Q2 2021 | $1.57B$1.51B |
| Deposits | Q2 2022vs Q2 2021 | $1.78B$1.65B |
| Equity Capital | Q2 2022vs Q2 2021 | $263.6MM$257.6MM |
| Loan Loss Allowance | Q2 2022vs Q2 2021 | $22.4MM$21.9MM |
| Unbacked Noncurrent Loans | Q2 2022vs Q2 2021 | $13.7MM$12.7MM |
| Real Estate Owned | Q2 2022vs Q2 2021 | $35.00K$590.00K |
