FirstCapital Bank of Texas

Overview / Commentary
310 W. Wall St., Suite 100
Midland, TX 79701

FirstCapital Bank of Texas is headquartered in Midland and is the 45th largest bank in the state of Texas. It is also the 513th largest bank in the nation. It was established in 1998 and as of June of 2022, it had grown to 257 employees at 17 locations. FirstCapital Bank of Texas has an A health rating.


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Health Grade Components

FDIC Certificate #35028
Year Established1998
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD1.75%
Return on Equity - YTD14%
Annual Interest Income$43.8MM
Assets and Liabilities
AssetsQ2 2022vs Q2 2021$2.12B$1.96B
LoansQ2 2022vs Q2 2021$1.57B$1.51B
DepositsQ2 2022vs Q2 2021$1.78B$1.65B
Equity CapitalQ2 2022vs Q2 2021$263.6MM$257.6MM
Loan Loss AllowanceQ2 2022vs Q2 2021$22.4MM$21.9MM
Unbacked Noncurrent LoansQ2 2022vs Q2 2021$13.7MM$12.7MM
Real Estate OwnedQ2 2022vs Q2 2021$35.00K$590.00K

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