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1301 North Mechanic Street
El Campo, TX 77437

Prosperity Bank is a Texas-based subsidiary of Prosperity Bancshares, which is a multi billion-dollar financial holding company located in the state of Texas. The bank offers personal and business banking products and services, as well as investment and trust services.

Prosperity Bank offers several checking accounts, including one designed for teenagers. One checking account option is interest bearing and has minimum initial deposit and daily balance requirements. A savings account and a money market account are available and offer increasing rates of interest that are contingent upon account balances. The money market account actually allows for more debit transactions per month than the savings accounts. Certificates of Deposit (CDs) are offered with a range of term lengths from 30 days to 5 years. IRA accounts provide customers with tax benefits on retirement savings. Depository products are also available on the business banking side and offer similar products and services. Investment solutions range from college 529 plans to mutual funds and annuities.

Prosperity Bank online banking is a separate domain (ProsperityBankUSA.com) that offers a quick and secure way to manage accounts, pay bills, transfer funds, make loan payments, and view check images and past statements. The web-based platform can also integrate personal finance applications or word processing systems to help a depositor with the budgeting process.

Prosperity Bank was originally established in 1949 as the First National Bank of Edna. The bank changed its name to Prosperity in 2001 and is currently headquartered in El Campo, Texas. It serves its customers through numerous branches across several states.

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Best Local Bank In Houston, Texas

Posted by: teeeinnn | Mar 12, 2015

In September of 2013, I tried to buy a home for the second time in my life. The first I got cold feet and terminated the contract. Then in 2013, I approached my Realtor again and started the process of buying a home again. She recommended me to a mortgage broker and she was horrible. I called someone from a local Chase Bank and he was not willing to do my loan. Prosperity Bank was my last option (as in the last bank I would try). The loan officer at Prosperity was very courteous and was willing to do all she can to help me. My realtor called and told her the situation and she offered to help me. When I called her and gave her my loan package, I asked her if I was going to get approved. She looked over my file and gave me an answer I didn't expected, she said "We can close in a week". I was relieved! The loan officer was able to apply the left over closing cost paid by the seller toward my down payment. The loan officer was a first class lender and I recently referred my sister to her for a mortgage. I would have moved my entire banking relationship to Prosperity Bank, but I work for a bank so I have to keep banking relationship at my bank.

Not Trusting The Trust

Posted by: onlymar | Mar 2, 2017

My grandparents had a trust through Prosperity Bank. My grandfather passed away 20 years ago or more. My grandmother passed away 4 years ago. Part of the trust has paid off, but, there is property involved so they have it listed it, but, it has sat for over a year. They have collected farm profits and paid themselves every month without the family seeing a dime. After reading the reviews, I'm worried.


Posted by: jackiel79 | Aug 8, 2016

I am very disappoint with Prosperity bank, I open this account recently. 1. I have problem with the online service. 2.When I called the automatic service its down. 3.The
women who answer the phone she out of touch. I am
glad I do not use this account for my major banking transaction. I would not recommend this bank to know one.

Prosperity Bank Wire Fraud!

Posted by: robert333 | Jun 12, 2016

Prosperity Bank is purposely attempting to cover up an internal banker assisting a non account holder and or signer that stole $488,000 from a business account ending in 2647.
Tim Timanus serves as the Chief Operating Officer and Executive Vice President of Prosperity Holdings, Inc., Wilmington, Delaware. Mr. Timanus has been the Chief Operating Officer of Prosperity Bank since February 23, 2001.
One of Tim's bankers named Amanda Hardy assisted in this theft all out of the Houston corporate office.
Tim Timanus is aware of this theft and not doing anything to remedy the situation.
Tim Timanus is college friends and business partners with the person’s daughter that received the $488,000 in stolen funds. This attempted cover up will decimate Prosperity Bank. This is not slander and all stated in Federal Court.



Health Grade Components

FDIC Certificate #16835
Year Established1949
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.25%
Return on Equity - YTD7.65%
Annual Interest Income$165.4MM
Assets and Liabilities
AssetsQ1 2017vs Q1 2016$22.47B$21.96B
LoansQ1 2017vs Q1 2016$9.66B$9.57B
DepositsQ1 2017vs Q1 2016$17.06B$17.90B
Equity CapitalQ1 2017vs Q1 2016$3.67B$3.39B
Loan Loss AllowanceQ1 2017vs Q1 2016$84.1MM$83.7MM
Unbacked Noncurrent LoansQ1 2017vs Q1 2016$25.2MM$39.4MM
Real Estate OwnedQ1 2017vs Q1 2016$15.7MM$16.7MM

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