Firstmark Credit Union (TX) Adds Limited-Time 18- And 30-Month CDs


Deal Summary: 18-month CD (1.50% APY, $100k min; 1.45% APY, $50k min; 1.40% APY, $500 min) and 30-month CD (2.00% APY, $100k min; 1.95% APY, $50k min; 1.90% APY, $500 min)

Availability: Residents of Bexar, Blanco, Comal, Crockett, Edwards, Gillespie, Guadalupe, Kenney, Kimble, Llano, Mason, Maverick, Sutton, Terrell, and Val Verde Counties, Texas;

For a limited-time, Firstmark Credit Union (Firstmark CU) is offering two CDs with tiered rates:

    18-month CD

    1.40% APY - $500 minimum

    1.45% APY - $50k minimum

    1.50% APY - $100k minimum

    30-month CD

    1.90% APY - $500 minimum

    1.95% APY - $50k minimum

    2.00% APY - $100k minimum

3.65%$500-Firstmark Credit Union30 Month Regular Promo CD - New Money
Rates as of March 24, 2023.

According to CSR, the Early Withdrawal Penalty for any CD with a term of 1 year or greater is 180 days interest.

Thanks to DA reader, ChasR, for his Forum post about this limited-time offer, including the reminder that Firstmark CU used to be an Easy Membership Requirement (EMR) credit union. The EMR changed in early 2013.


Headquartered in San Antonio, Firstmark Credit Union’s field of membership (FOM) is primarily residency-based that covers portions of South and Central Texas.

Residency - Individuals who live, work, worship, or attend school in the Texas counties of Bexar, Comal, Crockett, Edwards, Guadalupe, Kenney, Maverick, Sutton, Terrell, or Val Verde are eligible to join.

Residency - Individuals who live or work in the Texas counties of Blanco, Gillespie, Kimble, Llano or Mason also qualify for membership.

Employment - Employees of the Texas A&M Extension System are eligible for membership, as are employees/retirees/students of the public school districts, colleges, and universities in Atascosa, Bandera, Bexar, Dimmit, Frio, Kendall, La Salle, McMullen, Medina, Wilson and Zavala Counties.

Affiliation - Members and employees of any Catholic church located in Bracketville, Comstock, Del Rio, or Rocksprings Counties are eligible. Members of the Bexar County Medical Society and the Catholic Life Insurance Company also qualify for membership.

Relationship - All relatives of membership-eligible individuals also qualify.

Joining Firstmark Credit Union and/or opening a CD can be done online or in person at any of 17 Texas branches located in Fredericksburg and San Antonio (16).

Credit Union Overview

Firstmark Credit Union has an overall health grade of "B+" at, with a Texas ratio of 6.70% (excellent) based on September 30, 2016 data. In the past year, Firstmark CU has increased its total non-brokered deposits by $58.15 million, an excellent annual growth rate of 7.16%. Please refer to our financial overview of Firstmark Credit Union (NCUA Charter # 62509) for more details.

Founded in November 1932 as the San Antonio Teachers Credit Union, Firstmark Credit Union is the oldest state-chartered credit union in San Antonio. One month after the Credit Union opened its door, there were 40 members and $475 in assets. The name changed in 2002, following an expansion in the FOM. Following the acquisitions of Southside Credit Union (2013) and St. Joseph’s Credit Union (2015), Firstmark CU has become the 17th largest credit union in Texas, with more than 103,100 members and assets in excess of $1 billion.

How the CDs Compares

When compared to the similar length of term CDs tracked by that require a similar minimum deposit and are available within the FOM, Firstmark Credit Union's 18-month CD highest APY currently ranks second.

When compared to the similar length of term CDs tracked by that require a similar minimum deposit and are available within the FOM, Firstmark Credit Union's 60-month CD highest APY currently ranks first.

The above rates are accurate as of 3/1/2017.

To look for the best CD rates, both nationwide and in your state, please refer to our CD rates table, or our new Rates Map page.

Firstmark Credit Union (TX) Offers Three 40-Month Promotional CDs

Firstmark Credit Union (Texas) is offering a 40-month Promotional CD with three different interest rate/minimum deposit levels:

1.85% APY Regular (minimum $500)

1.90% APY Super (minimum $50K)

1.95% APY Jumbo (minimum $100K)

The 40-month Promotional CD is also available as an IRA (Traditional, Roth and CESA) with the same rates and minimum deposit requirements.

According to CSR, the Early Withdrawal Penalty for this Promotional CD is based on a formula, predicated on several factors, including time remaining until maturity, amount being withdrawn, and amount invested on the CD.

Thanks to DA Member OldGuy for mentioning...

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$100 Checking Account Bonus at Firstmark Credit Union - Easy Membership

Update 1/24/13: Firstmark Credit Union no longer permits, as a basis for membership, the joining of Friends of the San Antonio Parks.

Firstmark Credit Union is offering up to a $100 bonus for opening its free checking account. After opening the account, the member must complete the following four activities, each qualifies for $25:

  • Choose Online Statements
  • Use your Debit Card
  • Pay One Bill with Online Bill Pay
  • Sign Up for Direct Deposit

This bonus is listed in Firstmark's checking account page under both the "free checking" tab and the "premier checking" tab as of 9/18/2012....

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Top 5-Year CD Rates at Firstmark Credit Union in San Antonio - Easy Membership

Update 1/24/13: Firstmark Credit Union no longer permits, as a basis for membership, the joining of Friends of the San Antonio Parks.

Firstmark Credit Union is offering very competitive rates on its 5-year CD. The credit union provides three rate tiers: Jumbo CDs with $100K minimum deposit, Super CDs with a $50K minimum and Regular CDs with a $500 minimum. The Jumbo 5-year CD has a 2.85% APY, the Super has a 2.80% APY and the Regular has a 2.75% APY. The credit union also offers a special Step-Up 5-year CD...

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High CD Rates and a Money Market Account Bonus at Firstmark CU in Texas - Easy Membership
Update 2/12/09: The CD rates have fallen. Please check the credit union's website for the latest rates.

Firstmark Credit Union is offering several competitive certificate rates. The best is a promotional 8-month CD with rates of 3.20% APY for a $500 minimum, 3.35% APY for a $50K minimum and 3.45% APY for a $100K minimum. The regular 2-year CD is also competitive with rates of 3.55% APY for a $500 minimum, 3.60% APY for a $50K minimum and 3.65% APY for a $100K minimum. These rates are listed in the credit...

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