Firstmark Credit Union (TX) Offers Three 40-Month Promotional CDs


Firstmark Credit Union (Texas) is offering a 40-month Promotional CD with three different interest rate/minimum deposit levels:

1.85% APY Regular (minimum $500)

1.90% APY Super (minimum $50K)

1.95% APY Jumbo (minimum $100K)

The 40-month Promotional CD is also available as an IRA (Traditional, Roth and CESA) with the same rates and minimum deposit requirements.

According to CSR, the Early Withdrawal Penalty for this Promotional CD is based on a formula, predicated on several factors, including time remaining until maturity, amount being withdrawn, and amount invested on the CD.

Thanks to DA Member OldGuy for mentioning this CD in a Forum posting.


Anyone who lives, works, worships or attends school in Bexar Counties is eligible for membership in Firstmark Credit Union. In addition, any student or education-related employee (and their relatives) in Atascosa, Bandera, Bexar, Comal, Dimmit, Frio, Guadalupe, Kendall, La Salle, McMullen, Medina, Wilson, or Zavala counties are also eligible.

Joining Firstmark Credit Union and opening a CD can be accomplished online or with an in-person visit to any of 15 San Antonio area branch locations.

Credit Union Overview

Firstmark Credit Union has an overall health grade of "C+" at, with a Texas ratio of 16.82% (above average) based on June 30, 2014 data. In the past year, Firstmark increased its total deposits by $34.29 Million, an excellent annual growth rate of 4.89%. Please refer to our financial overview of Firstmark Credit Union for more details.

Founded in 1932 as the San Antonio Teachers Credit Union, Firstmark Credit Union is the oldest state-chartered credit union in San Antonio. While the name was changed in 2002 when the field of membership was expanded, Firstmark has retained is commitment to local education through a variety of activities, including the "Love Your Bexar County Public Schools" and "Go Public" campaigns.

How the CD Compares

Based on similar length-of-term CDs tracked by, with a $500 minimum deposit and available to Texas residents, Firstmark Credit Union’s 40-month Regular Promotional CD is competitive.

Interest Rate CD Length Institution
2.02% APY 36-month Share Certificate Gulf Coast Credit Union
1.85% APY 40-month Regular Promotional CD Firstmark Credit Union
1.71% APY 35-month CD Special USAlliance Credit Union

These rates are accurate as of 10/30/2014.

To look for the best nationwide CD rates and the best CD rates in your state, please refer to our CD rates table.

$100 Checking Account Bonus at Firstmark Credit Union - Easy Membership

Update 1/24/13: Firstmark Credit Union no longer permits, as a basis for membership, the joining of Friends of the San Antonio Parks.

Firstmark Credit Union is offering up to a $100 bonus for opening its free checking account. After opening the account, the member must complete the following four activities, each qualifies for $25:

  • Choose Online Statements
  • Use your Debit Card
  • Pay One Bill with Online Bill Pay
  • Sign Up for Direct Deposit

This bonus is listed in Firstmark's checking account page under both the "free checking" tab and the "premier checking" tab as of 9/18/2012....

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Top 5-Year CD Rates at Firstmark Credit Union in San Antonio - Easy Membership

Update 1/24/13: Firstmark Credit Union no longer permits, as a basis for membership, the joining of Friends of the San Antonio Parks.

Firstmark Credit Union is offering very competitive rates on its 5-year CD. The credit union provides three rate tiers: Jumbo CDs with $100K minimum deposit, Super CDs with a $50K minimum and Regular CDs with a $500 minimum. The Jumbo 5-year CD has a 2.85% APY, the Super has a 2.80% APY and the Regular has a 2.75% APY. The credit union also offers a special Step-Up 5-year CD...

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High CD Rates and a Money Market Account Bonus at Firstmark CU in Texas - Easy Membership
Update 2/12/09: The CD rates have fallen. Please check the credit union's website for the latest rates.

Firstmark Credit Union is offering several competitive certificate rates. The best is a promotional 8-month CD with rates of 3.20% APY for a $500 minimum, 3.35% APY for a $50K minimum and 3.45% APY for a $100K minimum. The regular 2-year CD is also competitive with rates of 3.55% APY for a $500 minimum, 3.60% APY for a $50K minimum and 3.65% APY for a $100K minimum. These rates are listed in the credit...

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