Florida Credit Union
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | ACCOUNT NAME |
|---|---|---|
| 1.41% | 2-year CD | 25 Month Special CD |
| 1.41% | 2-year IRA | 25 Month Special IRA (Traditional, Roth) 0.72% - National Average |
| 1.48% | 5-year CD | 60 Month CD 1.85% - Synchrony Bank 60 Month CD |
Florida Credit Union is headquartered in Gainesville and is the 18th largest credit union in the state of Florida. It is also the 327th largest credit union in the nation. It was established in 1954 and as of June of 2016, it had grown to 223 employees and 77,340 members at 11 locations. Florida Credit Union has an A health rating.
Field of Membership Restrictions
Florida Credit Union of Gainsville is open to the residents and the people that maintain employment within the 27 qualified counties of North and Central Florida that are listed on the credit union website.
See current membership details
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Stay Away From FCU For Loans And Mortgages
I'm sorry i couldn't give them less but i would like to.
Applied for mortgage 12 days ago nobody returned phone call neither i can contact somebody in the bank. Everybody keep's giving me 800-284-1144 Ext. 5206 or 4058. I got Pitter Kelly voicemail like 18 times. I left him messages and for 5 days i didnt received any call back.
Communication is terrible there and nobody knows who is working on what. There is no way you can get somebody on the phone about your mortgage unless they give you a call after 12 days.
Skip this bank and dont get involve with them. At the end the had even the application wrong. I got so upset i canceled the process right away.
Customer Service
The tellers are always friendly, but when I spoke with a lady about opening up a credit card I felt like she was rushing me and not allowing me to feel like I was welcome. The options are crappy and the customer service was awful. I would consider taking it to corporate matters, but who knows, the lady could have been having a bad day.. she didn't even smile and she was very unhelpful when I asked her to compare options for me.
I switched to Wells Fargo today because of the issue. Overall Florida credit union is the crapiest bank I've ever dealt with.
-sincerely, upset customer
Data as of Q2 2016
Learn more about bank healthHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 60497 |
| Year Chartered | 1954 |
| Employees | 223 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.2% |
| Return on Equity - YTD | 11.97% |
| Annual Interest Income | $18.4MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2016vs Q2 2015 | $812.4MM$701.7MM |
| Loans | Q2 2016vs Q2 2015 | $684.4MM$574.4MM |
| Deposits | Q2 2016vs Q2 2015 | $702.5MM$606.8MM |
| Equity Capital | Q2 2016vs Q2 2015 | $81.2MM$72.3MM |
| Loan Loss Allowance | Q2 2016vs Q2 2015 | $6.8MM$7.7MM |
| Unbacked Noncurrent Loans | Q2 2016vs Q2 2015 | $2.1MM$4.1MM |
| Real Estate Owned | Q2 2016vs Q2 2015 | $1.2MM$2.1MM |
Always verify rates and promotions with the bank or credit union. We are not Florida Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Florida Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.40% | - | - | IRA Savings | |
| 0.40% | - | - | Roth IRA Savings | |
| 0.10% | - | - | Regular Savings | |
| 0.10% | - | - | Special Savings | |
| 0.10% | - | - | Youth Savings | |
| 0.10% | - | - | Vacation Club Savings | |
| 0.10% | - | - | Holiday Club Savings |
Florida Credit Union Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.55%* | $100k* | - | Business Money Market Account | ||
| OTHER TIERS: 0.25% → $2,500 - $10k | 0.30% → $10k - $25k | 0.35% → $25k - $40k | 0.45% → $40k - $100k | |||||
| 0.40%* | $100k* | - | Smart Money Account | ||
| OTHER TIERS: 0.10% → $2,500 - $10k | 0.15% → $10k - $25k | 0.20% → $25k - $40k | 0.30% → $40k - $100k | |||||
| 0.40%* | $100k* | - | Smart Link Money Account | ||
| OTHER TIERS: 0.30% → $50k - $100k | |||||
| 0.40%* | $100k* | - | Smart Value Money Account | ||
| OTHER TIERS: 0.30% → $65k - $100k | |||||
| 0.15% | $10k | - | Super Money Market Checking Account | ||
Florida Credit Union Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.60% | $100k | - | Business Platinum Checking | |
| 0.50% | $50k | - | Business Gold Checking | |
| 0.40% | $25k | - | Business Silver Checking | |
| 0.25% | $25k | - | Pinnacle Checking | |
| 0.25% | $10k | - | Business Premium Checking | |
| 0.15% | $5k | - | Business Plus Checking | |
| 0.01% | $1k | - | Checking Plus | |
| 0.01% | $2,500 | - | Super Service |
Florida Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.48% | $2k | - | 60 Month CD | |
| 1.41% | $10k | - | 25 Month Special CD | |
| 1.18% | $2k | - | 48 Month CD | |
| 0.97% | $2k | - | 36 Month CD | |
| 0.86% | $2k | - | 24 Month CD | |
| 0.67% | $2k | - | 18 Month CD | |
| 0.62% | $2k | - | 12 Month CD | |
| 0.37% | $1k | - | 6 Month CD |
Florida Credit Union IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.48% | $2k | - | 60 Month IRA | |
| 1.41% | $10k | - | 25 Month Special IRA | |
| 1.18% | $2k | - | 48 Month IRA | |
| 0.97% | $2k | - | 36 Month IRA | |
| 0.86% | $2k | - | 24 Month IRA | |
| 0.67% | $2k | - | 18 Month IRA | |
| 0.62% | $2k | - | 12 Month IRA | |
| 0.37% | $1k | - | 6 Month IRA |
Florida Credit Union has 11 locations. Click to view all Florida Credit Union locations.