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  2. Florida Credit Union

Florida Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
1.60%3-year CD36 Month CD Special
1.85% - Synchrony Bank 36 Month CDAdvertisement
1.60%3-year IRA36 Month IRA Special (Traditional, Roth)
1.06% - National Average
1.48%5-year CD60 Month CD
2.35% - Synchrony Bank 60 Month CDAdvertisement
View all Florida Credit Union rates »

Overview / Commentary
www.flcu.org
352-377-4141
1615 NW 80th Blvd
Gainesville, FL 32606

Florida Credit Union is headquartered in Gainesville and is the 17th largest credit union in the state of Florida. It is also the 304th largest credit union in the nation. It was established in 1954 and as of March of 2017, it had grown to 254 employees and 84,625 members at 13 locations. Florida Credit Union's money market rates are 3X the national average, and it has an A health rating.

Field of Membership Restrictions

Membership in Florida Credit Union is open to those who live or work in Alachua, Baker, Bradford, Citrus, Clay, Columbia, Dixie, Duval, Flagler, Gilchrist, Hamilton, Hernando, Jefferson, Lafayette, Lake, Levy, Madison, Marion, Nassau, Putnam, Seminole, St. Johns, Sumter, Suwannee, Taylor, Union, Volusia Counties in Florida.
See current membership details

Related Posts

MMA Special, 1.15% APY, $50K Min, Guaranteed Through 12/31/17 - 7/29/2017

When I first saw this promotion earlier this week, I thought it was a great deal, because the APY was listed as 1.50% APY on the promotion page. Apparently that was an error, because the promo page now show 1.15% APY. The rate sheet also shows 1.15% APY. The 1.15% APY is guaranteed through the end of the year. $50k minimum deposit - $4.9m maximum deposit

Florida Credit Union Offers 12-Month CD Special (1.76% APY) - 12/26/2016

Florida Credit Union (27 North and Central FL counties) is offering a 12-month CD Special (1.76% APY). Minimum deposit is $2k, with no stated balance cap.

View all posts from:


Reviews (2)

Stay Away From FCU For Loans And Mortgages

Posted by: Piter | Sep 30, 2014

I'm sorry i couldn't give them less but i would like to.
Applied for mortgage 12 days ago nobody returned phone call neither i can contact somebody in the bank. Everybody keep's giving me 800-284-1144 Ext. 5206 or 4058. I got Pitter Kelly voicemail like 18 times. I left him messages and for 5 days i didnt received any call back.
Communication is terrible there and nobody knows who is working on what. There is no way you can get somebody on the phone about your mortgage unless they give you a call after 12 days.

Skip this bank and dont get involve with them. At the end the had even the application wrong. I got so upset i canceled the process right away.

2

Customer Service

Posted by: Anonymous | Sep 6, 2012

The tellers are always friendly, but when I spoke with a lady about opening up a credit card I felt like she was rushing me and not allowing me to feel like I was welcome. The options are crappy and the customer service was awful. I would consider taking it to corporate matters, but who knows, the lady could have been having a bad day.. she didn't even smile and she was very unhelpful when I asked her to compare options for me.

I switched to Wells Fargo today because of the issue. Overall Florida credit union is the crapiest bank I've ever dealt with.

-sincerely, upset customer

5


Health
A

Data as of Q1 2017

Learn why bank health matters

Health Grade Components

Overall
NCUA #60497
Year Chartered1954
Employees254
Primary Regulator
Profit Margin
Return on Assets - YTD0.99%
Return on Equity - YTD9.95%
Annual Interest Income$10.4MM
Assets and Liabilities
AssetsQ1 2017vs Q1 2016$914.1MM$801.1MM
LoansQ1 2017vs Q1 2016$760.4MM$652.5MM
DepositsQ1 2017vs Q1 2016$792.5MM$695.6MM
Equity CapitalQ1 2017vs Q1 2016$88.6MM$78.7MM
Loan Loss AllowanceQ1 2017vs Q1 2016$7.4MM$6.8MM
Unbacked Noncurrent LoansQ1 2017vs Q1 2016$2.7MM$2.7MM
Real Estate OwnedQ1 2017vs Q1 2016$185.00K$961.00K
  User-submitted Promotions & Notices

This section lists recent deals, promotions and rate changes submitted by our community within the past 90 days. Always verify official rates and promotions with the bank or credit union.

MMA Special, 1.15% APY, $50K Min, Guaranteed Through 12/31/17

Carpline   |  
When I first saw this promotion earlier this week, I thought it was a great deal, because the APY was listed as 1.50% APY on the promotion page. Apparently that was an error, because the promo page now show 1.15% APY. The rate sheet also shows 1.15% APY.

The 1.15% APY is guaranteed through the end of the year.
$50k minimum deposit - $4.9m maximum deposit
1

Rates
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Always verify rates and promotions with the bank or credit union. We are not Florida Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Florida Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.40%--IRA Savings
0.10%$500-Regular Savings
0.10%$500-Special Savings
0.10%--Youth Savings
0.10%--Vacation Club Savings
0.10%--Holiday Club Savings

Florida Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.25%*$50k*$5mMoney Market 2017 Special
OTHER TIERS: 0.15% → $10k+ | 0.20% → $25k - $50k
1.25%*$50k*$5mBusiness Money Market 2017 Special
OTHER TIERS: 0.15% → $10k+ | 0.20% → $25k - $50k
0.55%*$100k*-Business Money Market Account
OTHER TIERS: 0.25% → $2,500 - $10k | 0.30% → $10k - $25k | 0.35% → $25k - $40k | 0.45% → $40k - $100k
0.40%*$100k*-Money Market Account
OTHER TIERS: 0.10% → $2,500 - $10k | 0.15% → $10k - $25k | 0.20% → $25k - $40k | 0.30% → $40k - $100k
0.40%*$100k*-Money Market Plus
OTHER TIERS: 0.30% → $50k - $100k
0.40%*$100k*-Money Market Advantage
OTHER TIERS: 0.30% → $65k - $100k
0.15%$10k-Money Market Checking

Florida Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.60%$100k-Business Platinum Checking
0.50%$50k-Business Gold Checking
0.25%$25k-Pinnacle Checking
0.25%$10k-Business Premium Checking
0.01%$1k-Checking Plus
0.01%$2,500-Super Checking

Florida Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.70%$10k-65 Month CD Special
1.60%$10k-36 Month CD Special
1.48%$2k-60 Month CD
1.35%$2k-26 Month CD
1.20%$100k-17 Month CD
1.18%$2k-48 Month CD
1.01%$2k-13 Month CD
0.97%$2k-36 Month CD
0.86%$2k-24 Month CD
0.67%$2k-18 Month CD
0.62%$2k-12 Month CD
0.37%$1k-6 Month CD

Florida Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.70%$10k-65 Month IRA Special
1.60%$10k-36 Month IRA Special
1.48%$2k-60 Month IRA
1.35%$2k-26 Month IRA
1.20%$100k-17 Month IRA
1.18%$2k-48 Month IRA
1.01%$2k-13 Month IRA
0.97%$2k-36 Month IRA
0.86%$2k-24 Month IRA
0.67%$2k-18 Month IRA
0.62%$2k-12 Month IRA
0.37%$1k-6 Month IRA
Locations

Florida Credit Union has 13 locations. Click to view all Florida Credit Union locations.