Banking Rates & News

Gainesville Area

Including Gainesville, Alachua, Newberry, Trenton, Chiefland, Cross City, Williston, High Springs, Micanopy, Hawthorne, and 7 other towns.

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Banking in the Gainesville Area

Gainesville is a city in the central part of Florida. It is home to the University of Florida, which is one of the 10 largest universities in the U.S. Gainesville has a city population of about 127,000 people, with a metro population of about 335,000. Other notable cities in the Gainesville region include Alachua, Newberry, High Springs, Chiefland, Cross City, Trenton, Bronson, Hawthorne and Williston.

Because Gainesville's economy is largely dependent on the university and a major hospital system in the city, it has a very small banking industry for a city its size. There are only three banks and six credit unions with their headquarters in the Gainesville area. Notable institutions that have their headquarters in Gainesville or the surrounding area include CAMPUS USA Credit Union, Florida Credit Union, Merchants & Southern Bank, Drummond Community Bank and Sunstate Federal Credit Union. The oldest institution headquartered in Gainesville that is still operating is CAMPUS USA Credit Union, which was established in 1935. Overall, there are more than 20 banks and eight credit unions operating in the Gainesville region, with a total of about 120 branches.

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Local Deals & News

PNC Offers High Yield Savings Account, 2.20% APY
Deal Summary: PNC High Yield Savings, 2.20% APY on balances of $1 and above. Availability: Areas of U.S. outside of PNC’s branch footprint (based on zip code) PNC, the sixth
PNC Bank 2.20% High Yield Account
2.20% high yield savings, $2000 in credit card funding allowed. Or, if you have a PNC Virtual Wallet Growth account you get 2.25% if you qualify for the relationship tier,
Florida Credit Union Ups Rate of 15-Month CD Special
Deal Summary: 15-month CD Special, 2.55% APY, $5k minimum Availability: 31 counties in North and Central Florida Last week, Florida Credit Union (FCU) raised the rate on its 15-month CD
Citizens State Bank (FL) Offers Nationally Available CDs
Availability: CDs – 36-month (2.80% APY), 48-month (3.00% APY), 60-month (3.20% APY), $1k minimum deposit Availability: Nationwide Florida-based Citizens State Bank (CSB) has raised the rates on all it CDs,
2.75% 2 Year CD
Just took down a 2 year 2.75% CD. Pretty good rate for now.
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