Banking Rates & News

Gainesville Area

Including Alachua, Archer, Bell, Bronson, Cedar Key, Chiefland, Cross City, Gainesville, Hawthorne, High Springs, and 5 other towns.

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Banking in the Gainesville Area

Gainesville is a city in the central part of Florida. It is home to the University of Florida, which is one of the 10 largest universities in the U.S. Gainesville has a city population of about 127,000 people, with a metro population of about 335,000. Other notable cities in the Gainesville region include Alachua, Newberry, High Springs, Chiefland, Cross City, Trenton, Bronson, Hawthorne and Williston.

Because Gainesville's economy is largely dependent on the university and a major hospital system in the city, it has a very small banking industry for a city its size. There are only three banks and six credit unions with their headquarters in the Gainesville area. Notable institutions that have their headquarters in Gainesville or the surrounding area include CAMPUS USA Credit Union, Florida Credit Union, Merchants & Southern Bank, Drummond Community Bank and Sunstate Federal Credit Union. The oldest institution headquartered in Gainesville that is still operating is CAMPUS USA Credit Union, which was established in 1935. Overall, there are more than 20 banks and eight credit unions operating in the Gainesville region, with a total of about 120 branches.

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Local Deals & News

Florida Credit Union 18-Month CD Special Has New Rate-Leading APY
Deal Summary: 18-month CD Special, 5.60% APY, $1k minimum opening deposit. Availability: 48 counties in North and Central Florida, and parts of South Florida Florida Credit Union (FCU) is currently
TD Bank: 5.50%APY 12 Month CD
5.50% APY 12 Month CD. Must have a personal checking account. Personal checking accounts require $100 minimum deposit to avoid fees.
Hot 18-Month CD Special In Florida
MIDFLORIDA Credit Union CD specials that began on July 2023 5.55% APY for 18 months ($10,000 minimum to open; for new deposits) 4.75% APY for 12 months ($1,000 minimum to
24-Month And 12-Month CD Specials In Florida
MIDFLORIDA Credit Union CD specials 5.00% APY for 24 months ($10,000 minimum to open; for new deposits) 4.75% APY for 12 months ($1,000 minimum to open; for new deposits) https://www.midflorida.com/rates/certificates/
PNC High Yield Savings Ticks Up To 4.50% APY
Effective May 12, 2023. "Only available online in California, New Mexico, Colorado, Texas, Arizona, and West Virginia." The Virtual Wallet Growth rate for grandfathered customers remains at 4.00% APY The
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