F&M Bank (TN)

Popular Accounts at this Bank

APY	ACCOUNT TYPE	HOW THEY COMPARE
2.50%	1-year CD	1.38% - National Average
3.00%	2-year CD	1.68% - National Average
2.02%	5-year CD	2.27% - National Average

View all F&M Bank (TN) rates »

Overview / Commentary

www.myfmbank.com

931-245-4274

50 Franklin St
Clarksville, TN 37040

F&M Bank (TN) is headquartered in Clarksville and is the 16^th largest bank in the state of Tennessee. It is also the 709^th largest bank in the nation. It was established in 1906 and as of December of 2018, it had grown to 280 employees at 22 locations. F&M Bank (TN)'s money market rates are 5X the national average, and it boasts an A+ health rating.

F&M Bank (TN) Ups 24-Month My Choice CD APY - 9/12/2018

F&M Bank (TN) has two My Choice CDs, 12-month (2.50% APY) and 24-month (3.00% APY), that offer one penalty-free withdrawal and one rate step-up during the term.

View all posts from:

2018
2009

9/12 - F&M Bank (TN) Ups 24-Month My Choice CD APY
2/28 - Reward Checking Account 4%APY $20K

11/8 - 2.75% Reward Checking Account at F&M Bank in Tennessee - Local Only
10/15 - 2.75% 12-Month CD at F&M Bank in Tennessee - Local Only

Reviews (1)

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MILITARY BEWARE

Posted by: steve64d | Aug 25, 2014

Used F&M bank to close on a house when I was stationed here. Three weeks before closing rates had dropped significantly. Called lender to have rate dropped on our loan application. The woman at the bank was clearly upset because this would amount to some more paperwork for her. I reminded her she was already making thousands off me, and this would save me thousands. She said she would do it. Two weeks later when we went to close, guess what....no drop in the APR! F&M bank got over on me, cost me thousands of dollars. I left a job making 250,000 a year after 9/11 to serve our country, and this is the thanks I get. DO NOT USE F&M BANK.

Comment

Health

A+

Data as of Q4 2018

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #	9963
Year Established	1906
Employees	280
Primary Regulator	FDIC

Profit Margin
Return on Assets - YTD	0.87%
Return on Equity - YTD	7.82%
Annual Interest Income	$46.0MM

Assets and Liabilities
Assets	Q4 2018vs Q4 2017	$1.11B$1.04B
Loans	Q4 2018vs Q4 2017	$886.5MM$836.4MM
Deposits	Q4 2018vs Q4 2017	$877.7MM$825.0MM
Equity Capital	Q4 2018vs Q4 2017	$122.6MM$116.9MM
Loan Loss Allowance	Q4 2018vs Q4 2017	$3.3MM$2.5MM
Unbacked Noncurrent Loans	Q4 2018vs Q4 2017	$2.8MM$1.9MM
Real Estate Owned	Q4 2018vs Q4 2017	$577.00K$1.2MM

Rates

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Money Market
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

F&M Bank (TN) Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.60%^*	$100k^*	-	IRA Plus
OTHER TIERS: 0.15% → Up to $3k \| 0.20% → $3k - $25k \| 0.30% → $25k - $50k \| 0.40% → $50k - $100k
0.50%	-	-	Health Savings Account
0.25%	-	-	Youth Savings
0.25%	-	-	Smart Savings
0.25%	-	-	Business Smart Savings

F&M Bank (TN) Money Market Rates

APY	MIN	MAX	ACCOUNT NAME
2.00%^*	$1m^*	-	Choice Money Market
OTHER TIERS: 0.10% → Up to $25k \| 0.20% → $25k - $50k \| 0.75% → $50k - $100k \| 1.00% → $100k - $500k \| 1.50% → $500k - $1m
2.00%^*	$1m^*	-	Business Choice Money Market
OTHER TIERS: 0.10% → Up to $25k \| 0.20% → $25k - $50k \| 0.75% → $50k - $100k \| 1.00% → $100k - $500k \| 1.50% → $500k - $1m

F&M Bank (TN) Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME
1.00%^*	$2.5k^*	-	Choice Interest Checking
OTHER TIERS: 0.15% → Up to $2.5k
0.15%	-	-	VIP Interest Checking
0.15%	-	-	Business Interest Checking
0.15%	-	-	50+ Interest Checking

F&M Bank (TN) CD Rates

APY	MIN	MAX	ACCOUNT NAME
3.00%	$1k	$500k	24 Month My Choice CD
3.00%	$1k	$500k	Business 24 Month My Choice CD
2.50%	$1k	$500k	12 Month My Choice CD
2.50%	$1k	$500k	Business 12 Month My Choice CD
2.02%	$1k	-	60 Month CD
2.02%	$1k	-	Business 60 Month CD
1.76%	$1k	-	48 Month CD
1.76%	$1k	-	Business 48 Month CD
1.61%	$1k	-	36 Month CD
1.61%	$1k	-	Business 36 Month CD
1.51%	$1k	-	24 Month One Step-Up CD
1.51%	$1k	-	Business 24 Month One Step-Up CD
1.41%	$1k	-	18 Month One Step-Up CD
1.41%	$1k	-	Business 18 Month One Step-Up CD
1.31%	$1k	-	12 Month One Step-Up CD
1.31%	$1k	-	Business 12 Month One Step-Up CD
0.95%	$1k	-	9 Month CD
0.95%	$1k	-	Business 9 Month CD
0.60%	$1k	-	6 Month CD
0.60%	$1k	-	Business 6 Month CD
0.45%	$1k	-	3 Month CD
0.45%	$1k	-	Business 3 Month CD

F&M Bank (TN) IRA Rates

APY	MIN	MAX	ACCOUNT NAME
2.02%	$1k	-	60 Month IRA
1.76%	$1k	-	48 Month IRA
1.61%	$1k	-	36 Month IRA
1.51%	$1k	-	24 Month One Step-Up IRA
1.41%	$1k	-	18 Month One Step-Up IRA
1.31%	$1k	-	12 Month One Step-Up IRA
0.95%	$1k	-	9 Month IRA
0.60%	$1k	-	6 Month IRA
0.45%	$1k	-	3 Month IRA

Locations

Availability

Nashville Area

Nashville Area bank & credit union details

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