Featured Savings Rates
Featured Accounts
Overview / Commentary
50 Franklin St
Clarksville, TN 37040

F&M Bank (TN) is headquartered in Clarksville and is the 16th largest bank in the state of Tennessee. It is also the 731st largest bank in the nation. It was established in 1906 and as of March of 2018, it had grown to 264 employees at 20 locations. F&M Bank (TN)'s money market rates are 2X the national average, and it boasts an A+ health rating.

Related Posts

Reward Checking Account 4%APY $20K - 2/28/2018

Estatements, one automatic payment or direct deposit per statement cycle, access online banking, 10 debit card transactions. See https://www.myfmbank.com/Personal-Checking.aspx for requirements info

View all posts from:

Reviews (1)


Posted by: steve64d | Aug 25, 2014

Used F&M bank to close on a house when I was stationed here. Three weeks before closing rates had dropped significantly. Called lender to have rate dropped on our loan application. The woman at the bank was clearly upset because this would amount to some more paperwork for her. I reminded her she was already making thousands off me, and this would save me thousands. She said she would do it. Two weeks later when we went to close, guess what....no drop in the APR! F&M bank got over on me, cost me thousands of dollars. I left a job making 250,000 a year after 9/11 to serve our country, and this is the thanks I get. DO NOT USE F&M BANK.


Health Grade Components

FDIC Certificate #9963
Year Established1906
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.72%
Return on Equity - YTD6.42%
Annual Interest Income$10.5MM
Assets and Liabilities
AssetsQ1 2018vs Q1 2017$1.05B$984.8MM
LoansQ1 2018vs Q1 2017$839.8MM$788.2MM
DepositsQ1 2018vs Q1 2017$839.7MM$781.9MM
Equity CapitalQ1 2018vs Q1 2017$116.3MM$112.8MM
Loan Loss AllowanceQ1 2018vs Q1 2017$2.7MM$1.7MM
Unbacked Noncurrent LoansQ1 2018vs Q1 2017$1.5MM$2.3MM
Real Estate OwnedQ1 2018vs Q1 2017$792.00K$2.8MM
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not F&M Bank (TN); we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

F&M Bank (TN) Savings Account Rates

0.60%*$100k*-IRA Plus
OTHER TIERS: 0.15% Up to $3k | 0.20% $3k - $25k | 0.30% $25k - $50k | 0.40% $50k - $100k
0.50%*-$25kEasy Save Account
OTHER TIERS: 0.15% $25k+
0.50%--Health Savings Account
0.15%--Regular Savings
0.15%--Youth Savings

F&M Bank (TN) Money Market Rates

1.00%*$200k*-Choice Money Market
OTHER TIERS: 0.10% Up to $10k | 0.20% $10k - $25k | 0.40% $25k - $50k | 0.55% $50k - $100k | 0.75% $100k - $200k
1.00%*$200k*-Business Choice Money Market
OTHER TIERS: 0.10% Up to $10k | 0.20% $10k - $25k | 0.40% $25k - $50k | 0.55% $50k - $100k | 0.75% $100k - $200k

F&M Bank (TN) Checking Account Rates

4.00%*-$20kPerformance Rewards Checking
OTHER TIERS: 0.50% $50k+ | 1.00% $20k - $50k
0.30%*$100k*-Choice Interest Checking
OTHER TIERS: 0.05% Up to $5k | 0.10% $5k - $25k | 0.15% $25k - $50k | 0.25% $50k - $100k
0.15%--VIP Interest Checking

F&M Bank (TN) CD Rates

2.00%$1k$500k24 Month CD Special
1.61%$1k-60 Month CD
1.61%$1k-Business 60 Month CD
1.31%$1k-48 Month CD
1.31%$1k-Business 48 Month CD
1.26%$1k$500k12 Month One Step Up CD Special
1.21%$1k-36 Month CD
1.21%$1k-Business 36 Month CD
1.10%$1k-24 Month CD
1.10%$1k-Business 24 Month CD
1.00%$1k-18 Month CD
1.00%$1k-Business 18 Month CD
0.75%$1k-12 Month CD
0.75%$1k-Business 12 Month CD
0.55%$1k-9 Month CD
0.55%$1k-Business 9 Month CD
0.50%$1k-6 Month CD
0.50%$1k-Business 6 Month CD
0.45%$1k-3 Month CD
0.45%$1k-Business 3 Month CD

F&M Bank (TN) IRA Rates

1.61%$1k-60 Month IRA
1.31%$1k-48 Month IRA
1.21%$1k-36 Month IRA
1.10%$1k-24 Month IRA
1.00%$1k-18 Month IRA
0.75%$1k-12 Month IRA
0.55%$1k-9 Month IRA
0.50%$1k-6 Month IRA
0.45%$1k-3 Month IRA


The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact feedback@depositaccounts.com to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.