F&M Bank (TN)


Overview / Commentary
931-245-4274
50 Franklin St
Clarksville, TN 37040

F&M Bank (TN) is headquartered in CLARKSVILLE and is the 16th largest bank in the state of Tennessee. It is also the 683rd largest bank in the nation. It was established in 1906 and as of March of 2025, it had grown to 198 employees at 20 locations. F&M Bank (TN)'s money market rates are 10X the national average, and it has a B+ health rating.

Reviews (1)

Great Bank

Posted by: |

Great MMA, great customer service.



Health
B+

Health Grade Components

Overall
FDIC Certificate #9963
Year Established1906
Employees198
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.78%
Return on Equity - YTD8.91%
Annual Interest Income$20.9MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$1.67B$1.83B
LoansQ1 2025vs Q1 2024$1.17B$1.25B
DepositsQ1 2025vs Q1 2024$1.5B$1.62B
Equity CapitalQ1 2025vs Q1 2024$146.8MM$147.5MM
Loan Loss AllowanceQ1 2025vs Q1 2024$8.4MM$8.8MM
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$750K$979K
Real Estate OwnedQ1 2025vs Q1 2024$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not F&M Bank (TN); we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

F&M Bank (TN) Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%$0-Youth Savings
0.25%$0-Health Savings Account
0.25%$1-Smart Savings
0.25%$1-Business Smart Savings

F&M Bank (TN) Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.25%*$1m*-Performance Money Market
OTHER TIERS: 1.50% $0 - $25k | 2.00% $25k - $50k | 2.75% $50k - $100k | 3.00% $100k - $250k | 3.50% $250k - $500k | 3.75% $500k - $1m
2.50%$500k-ICS MMDA

F&M Bank (TN) Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.00%*$0$25kPerformance Checking
OTHER TIERS: 1.98% $25k+
0.50%*$25k*-Choice Interest Checking
OTHER TIERS: 0.10% $0 - $2.5k | 0.25% $2.5k - $25k
0.50%$0-Business Interest Checking
0.25%$0-VIP Interest Checking
0.25%$0-50+ Interest Checking
0.25%$0-VIP Platinum Interest Checking

F&M Bank (TN) CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.15%$1k-3 Month CD
4.15%$1k-Business 3 Month CD
4.00%$1k-6 Month CD
4.00%$1k-Business 6 Month CD
3.75%$1k-9 Month CD
3.75%$1k-Business 9 Month CD
3.75%$1k-12 Month One Step-Up CD Special
3.25%$1k-12 Month One Step-Up CD
3.25%$1k-Business 12 Month One Step-Up CD
3.25%$1k-14 Month One Step-Up CD
3.25%$1k-Business 14 Month One Step-Up CD
3.00%$1k-18 Month One Step-Up CD
3.00%$1k-Business 18 Month One Step-Up CD
2.75%$1k-24 Month One Step-Up CD
2.75%$1k-Business 24 Month One Step-Up CD
2.50%$1k-36 Month One Step-Up CD
2.50%$1k-Business 36 Month One Step-Up CD
2.50%$1k-48 Month One Step-Up CD
2.50%$1k-Business 48 Month One Step-Up CD
2.25%$1k-60 Month CD
2.25%$1k-Business 60 Month CD

F&M Bank (TN) IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.15%$1k-3 Month IRA
4.00%$1k-6 Month IRA
3.75%$1k-9 Month IRA
3.25%$1k-12 Month One Step-Up IRA
3.25%$1k-14 Month One Step-Up IRA
3.00%$1k-18 Month One Step-Up IRA
2.75%$1k-24 Month One Step-Up IRA
2.50%$1k-36 Month One Step-Up IRA
2.50%$1k-48 Month One Step-Up IRA
2.25%$1k-60 Month IRA
2.00%*$100k*-IRA Plus
OTHER TIERS: 0.25% $0 - $10k | 0.75% $10k - $25k | 1.00% $25k - $50k | 1.50% $50k - $100k
Locations

Availability



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