Advertising Disclosure

F&M Bank (TN)

Overview / Commentary
50 Franklin St
Clarksville, TN 37040

F&M Bank (TN) is headquartered in Clarksville and is the 15th largest bank in the state of Tennessee. It is also the 689th largest bank in the nation. It was established in 1906 and as of March of 2019, it had grown to 287 employees at 22 locations. F&M Bank (TN)'s money market rates are 5X the national average, and it boasts an A+ health rating.

Related Posts

Rate Is Gone - 7/9/2019

The rate has dropped to 2% and is no longer available

F&M Bank (TN) Ups 24-Month My Choice CD APY - 9/12/2018

F&M Bank (TN) has two My Choice CDs, 12-month (2.50% APY) and 24-month (3.00% APY), that offer one penalty-free withdrawal and one rate step-up during the term.

View all posts from:

Reviews (1)


Posted by: steve64d | Aug 25, 2014

Used F&M bank to close on a house when I was stationed here. Three weeks before closing rates had dropped significantly. Called lender to have rate dropped on our loan application. The woman at the bank was clearly upset because this would amount to some more paperwork for her. I reminded her she was already making thousands off me, and this would save me thousands. She said she would do it. Two weeks later when we went to close, guess drop in the APR! F&M bank got over on me, cost me thousands of dollars. I left a job making 250,000 a year after 9/11 to serve our country, and this is the thanks I get. DO NOT USE F&M BANK.


Health Grade Components

FDIC Certificate #9963
Year Established1906
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.35%
Return on Equity - YTD3.22%
Annual Interest Income$12.0MM
Assets and Liabilities
AssetsQ1 2019vs Q1 2018$1.15B$1.05B
LoansQ1 2019vs Q1 2018$873.1MM$839.8MM
DepositsQ1 2019vs Q1 2018$945.6MM$839.7MM
Equity CapitalQ1 2019vs Q1 2018$123.9MM$116.3MM
Loan Loss AllowanceQ1 2019vs Q1 2018$3.3MM$2.7MM
Unbacked Noncurrent LoansQ1 2019vs Q1 2018$1.8MM$1.5MM
Real Estate OwnedQ1 2019vs Q1 2018$429.00K$792.00K
  User-submitted Promotions & Notices

This section lists recent deals, promotions and rate changes submitted by our community within the past 90 days. Always verify official rates and promotions with the bank or credit union.

Rate Is Gone

Svensk   |  
The rate has dropped to 2% and is no longer available

Report an Issue

Always verify rates and promotions with the bank or credit union. We are not F&M Bank (TN); we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

F&M Bank (TN) Savings Account Rates

0.60%*$100k*-IRA Plus
OTHER TIERS: 0.15% Up to $3k | 0.20% $3k - $25k | 0.30% $25k - $50k | 0.40% $50k - $100k
0.50%--Health Savings Account
0.25%--Youth Savings
0.25%--Smart Savings
0.25%--Business Smart Savings

F&M Bank (TN) Money Market Rates

2.00%*$1m*-Choice Money Market
OTHER TIERS: 0.10% Up to $25k | 0.20% $25k - $50k | 0.75% $50k - $100k | 1.00% $100k - $500k | 1.50% $500k - $1m
2.00%*$1m*-Business Choice Money Market
OTHER TIERS: 0.10% Up to $25k | 0.20% $25k - $50k | 0.75% $50k - $100k | 1.00% $100k - $500k | 1.50% $500k - $1m

F&M Bank (TN) Checking Account Rates

1.00%*$2.5k*-Choice Interest Checking
OTHER TIERS: 0.15% Up to $2.5k
0.15%--VIP Interest Checking
0.15%--Business Interest Checking
0.15%--50+ Interest Checking

F&M Bank (TN) CD Rates

3.00%$1k$500k24 Month My Choice CD
3.00%$1k$500kBusiness 24 Month My Choice CD
2.50%$1k$500k12 Month My Choice CD
2.50%$1k$500kBusiness 12 Month My Choice CD
2.02%$1k-60 Month CD
2.02%$1k-Business 60 Month CD
1.76%$1k-48 Month CD
1.76%$1k-Business 48 Month CD
1.61%$1k-36 Month CD
1.61%$1k-Business 36 Month CD
1.51%$1k-24 Month One Step-Up CD
1.51%$1k-Business 24 Month One Step-Up CD
1.41%$1k-18 Month One Step-Up CD
1.41%$1k-Business 18 Month One Step-Up CD
1.31%$1k-12 Month One Step-Up CD
1.31%$1k-Business 12 Month One Step-Up CD
0.95%$1k-9 Month CD
0.95%$1k-Business 9 Month CD
0.60%$1k-6 Month CD
0.60%$1k-Business 6 Month CD
0.45%$1k-3 Month CD
0.45%$1k-Business 3 Month CD

F&M Bank (TN) IRA Rates

2.02%$1k-60 Month IRA
1.76%$1k-48 Month IRA
1.61%$1k-36 Month IRA
1.51%$1k-24 Month One Step-Up IRA
1.41%$1k-18 Month One Step-Up IRA
1.31%$1k-12 Month One Step-Up IRA
0.95%$1k-9 Month IRA
0.60%$1k-6 Month IRA
0.45%$1k-3 Month IRA


The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.