F&M Bank (TN)

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REVIEWS

Popular Accounts at this Bank

APY	ACCOUNT TYPE	ACCOUNT NAME
2.00%	Reward Checking	Smart E-Checking 1.82% - National Average
1.41%	5-year CD	60 Month CD 2.35% - Synchrony Bank 60 Month CD
0.50%	1-year CD	12 Month CD 1.40% - Synchrony Bank 12 Month CD

View all F&M Bank (TN) rates »

Overview / Commentary

www.myfmbank.com

800-645-4199

50 Franklin St
Clarksville, TN 37040

F&M Bank (TN) is headquartered in Clarksville and is the 15^th largest bank in the state of Tennessee. It is also the 762^nd largest bank in the nation. It was established in 1906 and as of March of 2017, it had grown to 266 employees at 20 locations. F&M Bank (TN) has an A health rating.

MILITARY BEWARE

Posted by: steve64d | Aug 25, 2014

Used F&M bank to close on a house when I was stationed here. Three weeks before closing rates had dropped significantly. Called lender to have rate dropped on our loan application. The woman at the bank was clearly upset because this would amount to some more paperwork for her. I reminded her she was already making thousands off me, and this would save me thousands. She said she would do it. Two weeks later when we went to close, guess what....no drop in the APR! F&M bank got over on me, cost me thousands of dollars. I left a job making 250,000 a year after 9/11 to serve our country, and this is the thanks I get. DO NOT USE F&M BANK.

Comment

5

Health

A

Data as of Q1 2017

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #	9963
Year Established	1906
Employees	266
Primary Regulator	FDIC

Profit Margin
Return on Assets - YTD	0.6%
Return on Equity - YTD	5.21%
Annual Interest Income	$9.7MM

Assets and Liabilities
Assets	Q1 2017vs Q1 2016	$984.8MM$888.3MM
Loans	Q1 2017vs Q1 2016	$788.2MM$698.9MM
Deposits	Q1 2017vs Q1 2016	$781.9MM$702.5MM
Equity Capital	Q1 2017vs Q1 2016	$112.8MM$110.8MM
Loan Loss Allowance	Q1 2017vs Q1 2016	$1.7MM$452.00K
Unbacked Noncurrent Loans	Q1 2017vs Q1 2016	$2.3MM$2.8MM
Real Estate Owned	Q1 2017vs Q1 2016	$2.8MM$3.2MM

Rates

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

F&M Bank (TN) Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.60%^*	$100k^*	-	IRA Plus
OTHER TIERS: 0.15% → Up to $3k \| 0.20% → $3k - $25k \| 0.30% → $25k - $50k \| 0.40% → $50k - $100k
0.50%^*	-	$25k	Easy Save Account
OTHER TIERS: 0.15% → $25k+
0.15%	-	-	Regular Savings
0.15%	-	-	Youth Savings
0.15%	-	-	Health Savings Account

F&M Bank (TN) Money Market Rates

APY	MIN	MAX	ACCOUNT NAME
0.45%^*	$200k^*	-	Choice Money Market
OTHER TIERS: 0.05% → Up to $10k \| 0.10% → $10k - $25k \| 0.20% → $25k - $50k \| 0.30% → $50k - $100k \| 0.40% → $100k - $200k
0.45%^*	$200k^*	-	Business Choice Money Market
OTHER TIERS: 0.05% → Up to $10k \| 0.10% → $10k - $25k \| 0.20% → $25k - $50k \| 0.30% → $50k - $100k \| 0.40% → $100k - $200k

F&M Bank (TN) Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME
2.00%^*	-	$20k	Smart E-Checking
OTHER TIERS: 0.40% → $20k+
0.30%^*	$100k^*	-	Choice Interest Checking
OTHER TIERS: 0.05% → Up to $5k \| 0.10% → $5k - $25k \| 0.15% → $25k - $50k \| 0.25% → $50k - $100k
0.15%	-	-	VIP Interest Checking

F&M Bank (TN) CD Rates

APY	MIN	MAX	ACCOUNT NAME
1.41%	$1k	-	60 Month CD
1.41%	$1k	-	Business 60 Month CD
1.21%	$1k	-	48 Month CD
1.21%	$1k	-	Business 48 Month CD
1.00%	$1k	-	36 Month CD
1.00%	$1k	-	Business 36 Month CD
0.75%	$1k	-	24 Month CD
0.75%	$1k	-	Business 24 Month CD
0.65%	$1k	-	18 Month CD
0.65%	$1k	-	Business 18 Month CD
0.50%	$1k	-	12 Month CD
0.50%	$1k	-	Business 12 Month CD
0.40%	$1k	-	9 Month CD
0.40%	$1k	-	Business 9 Month CD
0.30%	$1k	-	6 Month CD
0.30%	$1k	-	Business 6 Month CD
0.20%	$1k	-	3 Month CD
0.20%	$1k	-	Business 3 Month CD

F&M Bank (TN) IRA Rates

APY	MIN	MAX	ACCOUNT NAME
1.41%	$1k	-	60 Month IRA
1.21%	$1k	-	48 Month IRA
1.00%	$1k	-	36 Month IRA
0.75%	$1k	-	24 Month IRA
0.65%	$1k	-	18 Month IRA
0.50%	$1k	-	12 Month IRA
0.40%	$1k	-	9 Month IRA
0.30%	$1k	-	6 Month IRA
0.20%	$1k	-	3 Month IRA

Locations

F&M Bank (TN) has 16 locations. Click to view all F&M Bank (TN) locations.