F&M Bank (TN)


Overview / Commentary
931-245-4274
50 Franklin St
Clarksville, TN 37040

F&M Bank (TN) is headquartered in Clarksville and is the 14th largest bank in the state of Tennessee. It is also the 690th largest bank in the nation. It was established in 1906 and as of June of 2022, it had grown to 287 employees at 25 locations. F&M Bank (TN) has an A health rating.

Reviews (1)

MILITARY BEWARE

Posted by: |

Used F&M bank to close on a house when I was stationed here. Three weeks before closing rates had dropped significantly. Called lender to have rate dropped on our loan application. The woman at the bank was clearly upset because this would amount to some more paperwork for her. I reminded her she was already making thousands off me, and this would save me thousands. She said she would do it. Two weeks later when we went to close, guess what....no drop in the APR! F&M bank got over on me, cost me thousands of dollars. I left a job making 250,000 a year after 9/11 to serve our country, and this is the thanks I get. DO NOT USE F&M BANK.



Health

Health Grade Components

Overall
FDIC Certificate #9963
Year Established1906
Employees287
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.94%
Return on Equity - YTD9.17%
Annual Interest Income$23.6MM
Assets and Liabilities
AssetsQ2 2022vs Q2 2021$1.52B$1.31B
LoansQ2 2022vs Q2 2021$1.16B$993.4MM
DepositsQ2 2022vs Q2 2021$1.34B$1.12B
Equity CapitalQ2 2022vs Q2 2021$143.7MM$147.6MM
Loan Loss AllowanceQ2 2022vs Q2 2021$6.2MM$6.1MM
Unbacked Noncurrent LoansQ2 2022vs Q2 2021$218.00K$1.7MM
Real Estate OwnedQ2 2022vs Q2 2021$0$0
Rates

Rates for F&M Bank (TN) are currently being reviewed.

Locations

Availability



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