Featured Savings Rates
Featured Accounts

F&M Bank (TN)

Popular Accounts at this Bank

2.00%Reward CheckingSmart E-Checking
1.41%5-year CD60 Month CD
0.45%1-year CD12 Month CD

Overview / Commentary
50 Franklin St
Clarksville, TN 37040

F&M Bank (TN) is headquartered in Clarksville and is the 18th largest bank in the state of Tennessee. It is also the 777th largest bank in the nation. It was established in 1906 and as of June of 2016, it had grown to 246 employees at 20 locations. F&M Bank (TN) has an A health rating.

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Reviews (1)


Posted by: steve64d | Aug 25, 2014

Used F&M bank to close on a house when I was stationed here. Three weeks before closing rates had dropped significantly. Called lender to have rate dropped on our loan application. The woman at the bank was clearly upset because this would amount to some more paperwork for her. I reminded her she was already making thousands off me, and this would save me thousands. She said she would do it. Two weeks later when we went to close, guess what....no drop in the APR! F&M bank got over on me, cost me thousands of dollars. I left a job making 250,000 a year after 9/11 to serve our country, and this is the thanks I get. DO NOT USE F&M BANK.


Health Grade Components

FDIC Certificate #9963
Year Established1906
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.6%
Return on Equity - YTD4.87%
Annual Interest Income$17.9MM
Assets and Liabilities
AssetsQ2 2016vs Q2 2015$929.9MM$860.9MM
LoansQ2 2016vs Q2 2015$737.1MM$708.5MM
DepositsQ2 2016vs Q2 2015$701.6MM$693.4MM
Equity CapitalQ2 2016vs Q2 2015$112.8MM$73.1MM
Loan Loss AllowanceQ2 2016vs Q2 2015$680.00K$5.0MM
Unbacked Noncurrent LoansQ2 2016vs Q2 2015$2.8MM$8.0MM
Real Estate OwnedQ2 2016vs Q2 2015$3.0MM$3.9MM
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

F&M Bank (TN) Savings Account Rates

0.60%*$100k*-IRA Plus
OTHER TIERS: 0.15% Up to $3k | 0.20% $3k - $25k | 0.30% $25k - $50k | 0.40% $50k - $100k
0.50%*-$25kEasy Save Account
OTHER TIERS: 0.15% $25k+
0.15%--Regular Savings
0.15%--Youth Savings
0.15%--Health Savings Account

F&M Bank (TN) Money Market Rates

0.45%*$200k*-Choice Money Market
OTHER TIERS: 0.05% Up to $10k | 0.10% $10k - $25k | 0.20% $25k - $50k | 0.30% $50k - $100k | 0.40% $100k - $200k
0.45%*$200k*-Business Choice Money Market
OTHER TIERS: 0.05% Up to $10k | 0.10% $10k - $25k | 0.20% $25k - $50k | 0.30% $50k - $100k | 0.40% $100k - $200k

F&M Bank (TN) Checking Account Rates

2.00%*-$20kSmart E-Checking
OTHER TIERS: 0.40% $20k+
0.30%*$100k*-Choice Interest Checking
OTHER TIERS: 0.05% Up to $5k | 0.10% $5k - $25k | 0.15% $25k - $50k | 0.25% $50k - $100k
0.15%--VIP Interest Checking

F&M Bank (TN) CD Rates

1.41%$1k-60 Month CD
1.41%$1k-Business 60 Month CD
1.21%$1k-48 Month CD
1.21%$1k-Business 48 Month CD
1.00%$1k-36 Month CD
1.00%$1k-Business 36 Month CD
0.75%$1k-24 Month CD
0.75%$1k-Business 24 Month CD
0.65%$1k-18 Month CD
0.65%$1k-Business 18 Month CD
0.45%$1k-12 Month CD
0.45%$1k-Business 12 Month CD
0.40%$1k-9 Month CD
0.40%$1k-Business 9 Month CD
0.30%$1k-6 Month CD
0.30%$1k-Business 6 Month CD
0.20%$1k-3 Month CD
0.20%$1k-Business 3 Month CD

F&M Bank (TN) IRA Rates

1.41%$1k-60 Month IRA
1.21%$1k-48 Month IRA
1.00%$1k-36 Month IRA
0.75%$1k-24 Month IRA
0.65%$1k-18 Month IRA
0.45%$1k-12 Month IRA
0.40%$1k-9 Month IRA
0.30%$1k-6 Month IRA
0.20%$1k-3 Month IRA

F&M Bank (TN) has 16 locations. Click to view all F&M Bank (TN) locations.