2. FNB Bank

FNB Bank


Overview / Commentary
www.yourfnbbank.com
888-574-0900
Broad And Appletree Streets
Scottsboro, AL 35768

FNB Bank is headquartered in Scottsboro and is the 21st largest bank in the state of Alabama. It is also the 1,347th largest bank in the nation. It was established in 1907 and as of September of 2018, it had grown to 135 employees at 13 locations. FNB Bank has a B+ health rating.

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Health
B+

Data as of Q3 2018

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Health Grade Components

Overall
FDIC Certificate #2824
Year Established1907
Employees135
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.27%
Return on Equity - YTD11.86%
Annual Interest Income$18.0MM
Assets and Liabilities
AssetsQ3 2018vs Q3 2017$532.1MM$525.3MM
LoansQ3 2018vs Q3 2017$373.0MM$376.0MM
DepositsQ3 2018vs Q3 2017$471.5MM$464.7MM
Equity CapitalQ3 2018vs Q3 2017$58.0MM$58.3MM
Loan Loss AllowanceQ3 2018vs Q3 2017$3.8MM$3.0MM
Unbacked Noncurrent LoansQ3 2018vs Q3 2017$5.8MM$3.2MM
Real Estate OwnedQ3 2018vs Q3 2017$429.00K$1.4MM
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