FNB Bank

Overview / Commentary
Broad And Appletree Streets
Scottsboro, AL 35768

FNB Bank is headquartered in Scottsboro and is the 17th largest bank in the state of Alabama. It is also the 1,149th largest bank in the nation. It was established in 1907 and as of December of 2018, it had grown to 177 employees at 16 locations. FNB Bank has an A+ health rating.

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Health Grade Components

FDIC Certificate #2824
Year Established1907
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.21%
Return on Equity - YTD10.92%
Annual Interest Income$25.5MM
Assets and Liabilities
AssetsQ4 2018vs Q4 2017$646.7MM$517.7MM
LoansQ4 2018vs Q4 2017$471.1MM$370.0MM
DepositsQ4 2018vs Q4 2017$551.4MM$456.2MM
Equity CapitalQ4 2018vs Q4 2017$80.3MM$55.6MM
Loan Loss AllowanceQ4 2018vs Q4 2017$3.9MM$3.1MM
Unbacked Noncurrent LoansQ4 2018vs Q4 2017$5.4MM$5.4MM
Real Estate OwnedQ4 2018vs Q4 2017$915.00K$1.2MM

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