FNB Bank

Overview / Commentary
Broad And Appletree Streets
Scottsboro, AL 35768

FNB Bank is headquartered in Scottsboro and is the 18th largest bank in the state of Alabama. It is also the 1,142nd largest bank in the nation. It was established in 1907 and as of December of 2019, it had grown to 162 employees at 16 locations. FNB Bank has an A health rating.

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Health Grade Components

FDIC Certificate #2824
Year Established1907
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.15%
Return on Equity - YTD9.31%
Annual Interest Income$31.0MM
Assets and Liabilities
AssetsQ4 2019vs Q4 2018$674.3MM$646.7MM
LoansQ4 2019vs Q4 2018$471.2MM$471.1MM
DepositsQ4 2019vs Q4 2018$583.8MM$551.4MM
Equity CapitalQ4 2019vs Q4 2018$85.3MM$80.3MM
Loan Loss AllowanceQ4 2019vs Q4 2018$4.3MM$3.9MM
Unbacked Noncurrent LoansQ4 2019vs Q4 2018$6.6MM$5.4MM
Real Estate OwnedQ4 2019vs Q4 2018$2.4MM$915.00K

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