Overview / Commentary
Broad And Appletree Streets
Scottsboro, AL 35768

FNB Bank is headquartered in Scottsboro and is the 21st largest bank in the state of Alabama. It is also the 1,306th largest bank in the nation. It was established in 1907 and as of June of 2018, it had grown to 136 employees at 13 locations. FNB Bank has a B+ health rating.

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Health Grade Components

FDIC Certificate #2824
Year Established1907
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.19%
Return on Equity - YTD11.24%
Annual Interest Income$11.6MM
Assets and Liabilities
AssetsQ2 2018vs Q2 2017$545.2MM$379.5MM
LoansQ2 2018vs Q2 2017$371.4MM$274.7MM
DepositsQ2 2018vs Q2 2017$486.5MM$328.0MM
Equity CapitalQ2 2018vs Q2 2017$57.0MM$50.7MM
Loan Loss AllowanceQ2 2018vs Q2 2017$3.6MM$3.2MM
Unbacked Noncurrent LoansQ2 2018vs Q2 2017$5.8MM$689.00K
Real Estate OwnedQ2 2018vs Q2 2017$936.00K$397.00K

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