Focus Bank

Overview / Commentary
101 South Main Street
Charleston, MO 63834

Focus Bank is headquartered in CHARLESTON and is the 45th largest bank in the state of Missouri. It is also the 1,197th largest bank in the nation. It was established in 1930 and as of December of 2023, it had grown to 163 employees at 12 locations. Focus Bank has an A health rating.

Reviews (1)

TERRIBLE Customer Service At Focus Bank

Posted by: |

My account was charged a fee. I called to question it but 2 employees couldn’t answer my questions. One employee laughed at me like I was stupid, accused me of calling 20 times today when I had not, and hung up on me. This is the first and last time this will happen to me. I’ve been banking with them for about 15 year, but I guess I will be looking for a new bank.


Health Grade Components

FDIC Certificate #1426
Year Established1930
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.37%
Return on Equity - YTD12.39%
Annual Interest Income$40.7MM
Assets and Liabilities
AssetsQ4 2023vs Q4 2022$817.7MM$792.7MM
LoansQ4 2023vs Q4 2022$675.6MM$656.9MM
DepositsQ4 2023vs Q4 2022$626.2MM$623.8MM
Equity CapitalQ4 2023vs Q4 2022$92.6MM$88.1MM
Loan Loss AllowanceQ4 2023vs Q4 2022$7.1MM$7.4MM
Unbacked Noncurrent LoansQ4 2023vs Q4 2022$1.2MM$1.4MM
Real Estate OwnedQ4 2023vs Q4 2022$1MM$1.5MM

Sorry, we do not have rate data for Focus Bank.



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