Overview / Commentary
Focus Bank is headquartered in CHARLESTON and is the 41st largest bank in the state of Missouri. It is also the 1,203rd largest bank in the nation. It was established in 1930 and as of March of 2023, it had grown to 169 employees at 12 locations. Focus Bank has a B+ health rating.
Health
B+
Data as of Q1 2023
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 1426 |
| Year Established | 1930 |
| Employees | 169 |
| Primary Regulator | FDIC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.37% |
| Return on Equity - YTD | 12.29% |
| Annual Interest Income | $9.0MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2023vs Q1 2022 | $791.4MM$848.6MM |
| Loans | Q1 2023vs Q1 2022 | $650.1MM$633.1MM |
| Deposits | Q1 2023vs Q1 2022 | $636.6MM$674.4MM |
| Equity Capital | Q1 2023vs Q1 2022 | $88.5MM$92.4MM |
| Loan Loss Allowance | Q1 2023vs Q1 2022 | $7.2MM$7.5MM |
| Unbacked Noncurrent Loans | Q1 2023vs Q1 2022 | $1.1MM$932.00K |
| Real Estate Owned | Q1 2023vs Q1 2022 | $1.5MM$979.00K |
