Overview / Commentary
Focus Bank is headquartered in Charleston and is the 32nd largest bank in the state of Missouri. It is also the 1,013th largest bank in the nation. It was established in 1930 and as of September of 2018, it had grown to 171 employees at 12 locations. Focus Bank has an A health rating.
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Health
A
Data as of Q3 2018
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 1426 |
| Year Established | 1930 |
| Employees | 171 |
| Primary Regulator | FDIC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.4% |
| Return on Equity - YTD | 13.61% |
| Annual Interest Income | $25.2MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q3 2018vs Q3 2017 | $746.1MM$754.5MM |
| Loans | Q3 2018vs Q3 2017 | $630.6MM$650.9MM |
| Deposits | Q3 2018vs Q3 2017 | $564.7MM$558.8MM |
| Equity Capital | Q3 2018vs Q3 2017 | $78.7MM$77.3MM |
| Loan Loss Allowance | Q3 2018vs Q3 2017 | $7.8MM$8.4MM |
| Unbacked Noncurrent Loans | Q3 2018vs Q3 2017 | $3.1MM$13.0MM |
| Real Estate Owned | Q3 2018vs Q3 2017 | $2.4MM$2.2MM |
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Always verify rates and promotions with the bank or credit union. We are not Focus Bank; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Focus Bank Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.35%* | - | $50k | MAXsavers | ||
| OTHER TIERS: 0.20% → $50k+ | |||||
Focus Bank Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 1.51%* | - | $25k | Maximum Free Checking | ||
| OTHER TIERS: 0.40% → $25k+ | |||||
