Overview / Commentary
Focus Bank is headquartered in Charleston and is the 35th largest bank in the state of Missouri. It is also the 1,167th largest bank in the nation. It was established in 1930 and as of December of 2021, it had grown to 167 employees at 12 locations. Focus Bank has an A health rating.
Health
A
Data as of Q4 2021
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 1426 |
| Year Established | 1930 |
| Employees | 167 |
| Primary Regulator | FDIC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.6% |
| Return on Equity - YTD | 14.23% |
| Annual Interest Income | $32.1MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2021vs Q4 2020 | $821.6MM$810.8MM |
| Loans | Q4 2021vs Q4 2020 | $656.1MM$618.3MM |
| Deposits | Q4 2021vs Q4 2020 | $645.6MM$646.3MM |
| Equity Capital | Q4 2021vs Q4 2020 | $94.8MM$88.0MM |
| Loan Loss Allowance | Q4 2021vs Q4 2020 | $7.4MM$7.5MM |
| Unbacked Noncurrent Loans | Q4 2021vs Q4 2020 | $1.2MM$4.3MM |
| Real Estate Owned | Q4 2021vs Q4 2020 | $1.0MM$980.00K |
