Overview / Commentary
Focus Bank is headquartered in Charleston and is the 37th largest bank in the state of Missouri. It is also the 1,191st largest bank in the nation. It was established in 1930 and as of June of 2022, it had grown to 175 employees at 12 locations. Focus Bank has an A+ health rating.
Health
A+
Data as of Q2 2022
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 1426 |
| Year Established | 1930 |
| Employees | 175 |
| Primary Regulator | FDIC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.38% |
| Return on Equity - YTD | 12.36% |
| Annual Interest Income | $15.6MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2022vs Q2 2021 | $799.8MM$804.3MM |
| Loans | Q2 2022vs Q2 2021 | $655.4MM$630.7MM |
| Deposits | Q2 2022vs Q2 2021 | $649.9MM$632.4MM |
| Equity Capital | Q2 2022vs Q2 2021 | $88.8MM$90.2MM |
| Loan Loss Allowance | Q2 2022vs Q2 2021 | $7.4MM$7.2MM |
| Unbacked Noncurrent Loans | Q2 2022vs Q2 2021 | $1.7MM$3.1MM |
| Real Estate Owned | Q2 2022vs Q2 2021 | $811.00K$952.00K |
