Focus Bank

Overview / Commentary
101 South Main Street
Charleston, MO 63834

Focus Bank is headquartered in CHARLESTON and is the 41st largest bank in the state of Missouri. It is also the 1,187th largest bank in the nation. It was established in 1930 and as of June of 2023, it had grown to 169 employees at 12 locations. Focus Bank has a B+ health rating.


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Health Grade Components

FDIC Certificate #1426
Year Established1930
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.41%
Return on Equity - YTD12.76%
Annual Interest Income$18.9MM
Assets and Liabilities
AssetsQ2 2023vs Q2 2022$803.5MM$799.8MM
LoansQ2 2023vs Q2 2022$667.3MM$655.4MM
DepositsQ2 2023vs Q2 2022$625.4MM$649.9MM
Equity CapitalQ2 2023vs Q2 2022$88.1MM$88.8MM
Loan Loss AllowanceQ2 2023vs Q2 2022$7.1MM$7.4MM
Unbacked Noncurrent LoansQ2 2023vs Q2 2022$1.4MM$1.7MM
Real Estate OwnedQ2 2023vs Q2 2022$1.7MM$811.00K

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