Overview / Commentary
Focus Bank is headquartered in CHARLESTON and is the 47th largest bank in the state of Missouri. It is also the 1,208th largest bank in the nation. It was established in 1930 and as of December of 2024, it had grown to 166 employees at 11 locations. Focus Bank has an A health rating.
Reviews (1)
TERRIBLE Customer Service At Focus Bank
Posted by: Tiffney | Jan 19, 2024
My account was charged a fee. I called to question it but 2 employees couldn’t answer my questions. One employee laughed at me like I was stupid, accused me of calling 20 times today when I had not, and hung up on me. This is the first and last time this will happen to me. I’ve been banking with them for about 15 year, but I guess I will be looking for a new bank.
Health
A
Data as of Q4 2024
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 1426 |
| Year Established | 1930 |
| Employees | 166 |
| Primary Regulator | FDIC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.42% |
| Return on Equity - YTD | 12.54% |
| Annual Interest Income | $48.6MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2024vs Q4 2023 | $829.1MM$817.7MM |
| Loans | Q4 2024vs Q4 2023 | $686.8MM$675.6MM |
| Deposits | Q4 2024vs Q4 2023 | $644.6MM$626.2MM |
| Equity Capital | Q4 2024vs Q4 2023 | $95MM$92.6MM |
| Loan Loss Allowance | Q4 2024vs Q4 2023 | $7.4MM$7.1MM |
| Unbacked Noncurrent Loans | Q4 2024vs Q4 2023 | $1.4MM$1.2MM |
| Real Estate Owned | Q4 2024vs Q4 2023 | $994K$1MM |
