Focus Bank
LOCATIONS
9
View locations
HEALTH RATING
B+
View health report
CURRENT TOP RATE
1.51% APY
Maximum Free Checking
View all rates
Popular Accounts at this Bank
| APY | ACCOUNT TYPE | ACCOUNT NAME |
|---|---|---|
| 1.51% | Reward Checking | Maximum Free Checking 1.75% - National Average |
| 0.60% | 1-year CD | 14 Month CD 1.05% - Ally Bank High Yield 12-Month CD |
| 1.00% | 3-year CD | 37 Month CD 1.55% - Ally Bank High Yield 3 Year CD |
Overview / Commentary
Focus Bank is headquartered in Charleston and is the 31st largest bank in the state of Missouri. It is also the 997th largest bank in the nation. It was established in 1930 and as of June of 2016, it had grown to 165 employees at 12 locations. Focus Bank has a B+ health rating.
Related Posts
Health
B+
Data as of Q2 2016
Learn more about bank healthHealth Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 1426 |
| Year Established | 1930 |
| Employees | 165 |
| Primary Regulator | FDIC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.38% |
| Return on Equity - YTD | 13.6% |
| Annual Interest Income | $14.9MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2016vs Q2 2015 | $729.6MM$711.4MM |
| Loans | Q2 2016vs Q2 2015 | $624.6MM$591.7MM |
| Deposits | Q2 2016vs Q2 2015 | $564.6MM$545.5MM |
| Equity Capital | Q2 2016vs Q2 2015 | $74.5MM$72.1MM |
| Loan Loss Allowance | Q2 2016vs Q2 2015 | $8.1MM$8.2MM |
| Unbacked Noncurrent Loans | Q2 2016vs Q2 2015 | $8.5MM$11.6MM |
| Real Estate Owned | Q2 2016vs Q2 2015 | $4.5MM$4.7MM |
Report an Issue
Always verify rates and promotions with the bank or credit union. We are not Focus Bank; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Focus Bank Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 1.51%* | - | $25k | Maximum Free Checking | ||
| OTHER TIERS: 0.40% → $25k+ | |||||
Focus Bank CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.00% | - | - | 37 Month CD | |
| 0.80% | - | - | 19 Month CD | |
| 0.60% | - | - | 14 Month CD | |
| 0.40% | - | - | 7 Month CD |
Locations
| Focus Bank Locations | ||
|---|---|---|
| Jonesboro Branch | 2525 Red Wolf Blvd. | Jonesboro, AR 72401 |
| Paragould Kingshighway Facility | 3005 W Kings Highway | Paragould, AR 72450 |
| Paragould Highway 49 South Facility | 3100 Linwood Drive | Paragould, AR 72450 |
| Hilltop Branch | 3313 East Johnson Avenue | Jonesboro, AR 72401 |
| Jonesboro Southwest Drive Facility | 406 Southwest Drive | Jonesboro, AR 72401 |
| Online Banking Branch | 101 South Main | Charleston, MO 63834 |
| Sikeston Facility | 1150 South Main | Sikeston, MO 63801 |
| Caruthersville Facility | 323 Ward Avenue | Caruthersville, MO 63830 |
| East Prairie Facility | 4950 South Highway 105 | East Prairie, MO 63845 |