Focus Bank

Overview / Commentary
101 South Main Street
Charleston, MO 63834

Focus Bank is headquartered in CHARLESTON and is the 44th largest bank in the state of Missouri. It is also the 1,199th largest bank in the nation. It was established in 1930 and as of March of 2024, it had grown to 164 employees at 12 locations. Focus Bank has an A health rating.

Reviews (1)

TERRIBLE Customer Service At Focus Bank

Posted by: |

My account was charged a fee. I called to question it but 2 employees couldn’t answer my questions. One employee laughed at me like I was stupid, accused me of calling 20 times today when I had not, and hung up on me. This is the first and last time this will happen to me. I’ve been banking with them for about 15 year, but I guess I will be looking for a new bank.


Health Grade Components

FDIC Certificate #1426
Year Established1930
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.27%
Return on Equity - YTD11.33%
Annual Interest Income$11.4MM
Assets and Liabilities
AssetsQ1 2024vs Q1 2023$821.6MM$791.4MM
LoansQ1 2024vs Q1 2023$673.4MM$650.1MM
DepositsQ1 2024vs Q1 2023$643.5MM$636.6MM
Equity CapitalQ1 2024vs Q1 2023$91.8MM$88.5MM
Loan Loss AllowanceQ1 2024vs Q1 2023$7.1MM$7.2MM
Unbacked Noncurrent LoansQ1 2024vs Q1 2023$1.1MM$1.1MM
Real Estate OwnedQ1 2024vs Q1 2023$1.4MM$1.5MM

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