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6144 Us Highway 301 South
Four Oaks, NC 27524

Four Oaks Bank & Trust Company is headquartered in Four Oaks and is the 21st largest bank in the state of North Carolina. It is also the 1,024th largest bank in the nation. It was established in 1912 and as of December of 2016, it had grown to 175 employees at 13 locations. Four Oaks Bank & Trust Company has an A health rating.

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Health Grade Components

FDIC Certificate #11506
Year Established1912
Primary RegulatorFED
Profit Margin
Return on Assets - YTD0.93%
Return on Equity - YTD7.82%
Annual Interest Income$29.2MM
Assets and Liabilities
AssetsQ4 2016vs Q4 2015$717.6MM$690.4MM
LoansQ4 2016vs Q4 2015$497.6MM$449.8MM
DepositsQ4 2016vs Q4 2015$555.9MM$544.3MM
Equity CapitalQ4 2016vs Q4 2015$88.6MM$81.4MM
Loan Loss AllowanceQ4 2016vs Q4 2015$9.6MM$9.6MM
Unbacked Noncurrent LoansQ4 2016vs Q4 2015$4.2MM$6.5MM
Real Estate OwnedQ4 2016vs Q4 2015$1.7MM$1.8MM

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Four Oaks Bank & Trust Company has 13 locations. Click to view all Four Oaks Bank & Trust Company locations.