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United Community Bank (SC)


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 6/30/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 6/30/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
www.ucbi.com
800-822-2651
306 E N. St
Greenville, SC 29601

United Community Bank (SC) is headquartered in GREENVILLE and is the largest bank in the state of South Carolina. It is also the 75th largest bank in the nation. It was established in 1950 and as of March of 2025, it had grown to 2,970 employees at 195 locations. United Community Bank (SC)'s money market rates are 3X the national average, and it has an A health rating.

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Health
A

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #16889
Year Established1950
Employees2970
Primary RegulatorFED
Profit Margin
Return on Assets - YTD1.08%
Return on Equity - YTD9.1%
Annual Interest Income$335.1MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$27.83B$27.3B
LoansQ1 2025vs Q1 2024$18.25B$18.2B
DepositsQ1 2025vs Q1 2024$24.24B$23.73B
Equity CapitalQ1 2025vs Q1 2024$3.28B$3.21B
Loan Loss AllowanceQ1 2025vs Q1 2024$212MM$210.9MM
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$81.3MM$100.1MM
Real Estate OwnedQ1 2025vs Q1 2024$4.4MM$1.9MM
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 6/30/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 6/30/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

United Community Bank (SC) Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.15%*$2.5k*-United Savings
OTHER TIERS: 0.05% → $0 - $2.5k
0.15%*$2.5k*-United Student Savings
OTHER TIERS: 0.05% → $0 - $2.5k
0.15%*$2.5k*-United Treasure Chest Savings
OTHER TIERS: 0.05% → $0 - $2.5k
0.10%*$5k*-United Business Savings
OTHER TIERS: 0.05% → $0 - $5k

United Community Bank (SC) Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.25%*$500k*-Money Market
OTHER TIERS: 0.50% → $0 - $100k | 1.00% → $100k - $500k
1.00%*$500k*-Business Money Market Account
OTHER TIERS: 0.35% → $0 - $100k | 0.75% → $100k - $500k

United Community Bank (SC) Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.10%*$1m*-United Signature Checking
OTHER TIERS: 0.01% → $0 - $2.5k | 0.05% → $2.5k - $10k | 0.35% → $10k - $100k | 0.85% → $100k - $1m
0.35%*$100k*-Business Interest Checking
OTHER TIERS: 0.01% → $0 - $10k | 0.05% → $10k - $50k | 0.10% → $50k - $100k

United Community Bank (SC) CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.00%$2.5k-3 Month CD Special
4.00%$2.5k-Business 3 Month CD Special
3.55%$2.5k-9 Month CD Special
3.55%$2.5k-Business 9 Month CD Special
Locations

Availability

Greenville Area

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