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Frankenmuth Credit Union


Overview / Commentary
www.frankenmuthcu.org
989-497-1600
580 N Main St
Frankenmuth, MI 48734

Frankenmuth Credit Union is headquartered in Frankenmuth and is the 20th largest credit union in the state of Michigan. It is also the 380th largest credit union in the nation. It was established in 1964 and as of June of 2022, it had grown to 345 employees and 63,662 members at 28 locations. Frankenmuth Credit Union's money market rates are 100% higher than the national average, and it has an A health rating.

Field of Membership Restrictions

Membership in Frankenmuth Credit Union is open to anyone who lives, works, worships, or was educated anywhere in the state of Michigan. Relatives of current Frankenmuth Credit Union members also qualify for membership.
See current membership details

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Reviews (2)

Wonderful Place To Do Business

Posted by: |

I've been with Frankenmuth Credit Union for a little over 10 years and I'd recommend them to anyone. Great interest rates on checking accounts and great loan products. I've only had problems with one encounter over the time I've been there, which I consider pretty good.

3

I Love Frankenmuth Credit Union

Posted by: |

I've never had an account at a financial institution where I get the kind of service that I get when I'm at Frankenmuth. They are the best!

2


Health
A

Data as of Q2 2022

Learn why bank health matters

Health Grade Components

Overall
NCUA #61755
Year Chartered1964
Employees345
Primary Regulator
Profit Margin
Return on Assets - YTD1.23%
Return on Equity - YTD12.69%
Annual Interest Income$20.0MM
Assets and Liabilities
AssetsQ2 2022vs Q2 2021$1.13B$1.01B
LoansQ2 2022vs Q2 2021$864.9MM$731.4MM
DepositsQ2 2022vs Q2 2021$1.01B$892.8MM
Equity CapitalQ2 2022vs Q2 2021$108.3MM$93.2MM
Loan Loss AllowanceQ2 2022vs Q2 2021$7.3MM$7.9MM
Unbacked Noncurrent LoansQ2 2022vs Q2 2021$4.0MM$2.1MM
Real Estate OwnedQ2 2022vs Q2 2021$0$203.00K
Rates
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Always verify rates and promotions with the bank or credit union. We are not Frankenmuth Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Frankenmuth Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%*-$50kKasasa Saver
OTHER TIERS: 0.14% → $50k+
0.40%--Systematic Traditional IRA
0.40%--Systematic Roth IRA
0.35%--Youth Systematic Savings
0.30%*$1k*-Health Savings Checking Account
OTHER TIERS: 0.15% → Up to $1k
0.25%--Systematic Savings
0.20%*$10k*-IRA Savings
OTHER TIERS: 0.10% → Up to $10k
0.20%*$100*$10kWealth Builder Savings
OTHER TIERS: 0.05% → $100k+ | 0.10% → $50k - $100k | 0.15% → $10k - $50k
0.20%*$1k*$100kBusiness Wealth Builder Savings
OTHER TIERS: 0.05% → $250k - $500k | 0.10% → $150k - $250k | 0.15% → $100k - $150k
0.10%$5-Business Savings
0.10%$500-Plus Savings
0.05%$5k-I Growth Savings
0.05%$25k-II Growth Savings
0.05%$50k-III Growth Savings
0.05%$100k-IV Growth Savings
0.02%$100-Regular Savings
0.02%$100-Escrow Account
0.02%$100-Christmas Club
0.02%$100-Birdie B Good
0.02%$100-Vacation Club
0.02%--Promise to Save

Frankenmuth Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.88%*$50k*-Mega Money Market Insured Account
OTHER TIERS: 0.68% → $10k - $25k | 0.78% → $25k - $50k
0.10%$1k-Money Market Insured Account

Frankenmuth Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.00%*-$7.5kKasasa Cash
OTHER TIERS: 0.14% → $7.5k+
0.15%$20k-Business 5 Star Plus Checking
0.10%$1k-Business 4 Star Plus Checking
0.05%$500-Business 3 Star Plus Checking
0.03%$250-Business 2 Star Plus Checking

Frankenmuth Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.00%--7 Month Youth County Fair Livestock Auction CD
2.53%*$250k*-21 Month Featured CD
OTHER TIERS: 2.38% → $500 - $100k | 2.43% → $100k - $150k | 2.48% → $150k - $250k
2.28%*$250k*-13 Month Featured CD
OTHER TIERS: 2.13% → $500 - $100k | 2.18% → $100k - $150k | 2.23% → $150k - $250k
2.00%$500-Business 7 Month CD - New Funds
2.00%$500-7 Month Featured CD
1.45%*$250k*-60 Month CD
OTHER TIERS: 1.30% → $500 - $100k | 1.35% → $100k - $150k | 1.40% → $150k - $250k
1.45%*$250k*-60 Month Bump CD
OTHER TIERS: 1.30% → $500 - $100k | 1.35% → $100k - $150k | 1.40% → $150k - $250k
1.30%*$250k*-48 Month CD
OTHER TIERS: 1.15% → $500 - $100k | 1.20% → $100k - $150k | 1.25% → $150k - $250k
1.25%*$250k*-36 Month CD
OTHER TIERS: 1.10% → $500 - $100k | 1.15% → $100k - $150k | 1.20% → $150k - $250k
1.25%*$250k*-36 Month Bump CD
OTHER TIERS: 1.10% → $500 - $100k | 1.15% → $100k - $150k | 1.20% → $150k - $250k
1.20%*$250k*-30 Month CD
OTHER TIERS: 1.05% → $500 - $100k | 1.10% → $100k - $150k | 1.15% → $150k - $250k
1.15%*$250k*-9 Month CD
OTHER TIERS: 1.00% → $500 - $100k | 1.05% → $100k - $150k | 1.10% → $150k - $250k
1.10%*$250k*-24 Month CD
OTHER TIERS: 0.95% → $500 - $100k | 1.00% → $100k - $150k | 1.05% → $150k - $250k
1.05%*$250k*-18 Month CD
OTHER TIERS: 0.90% → $500 - $100k | 0.95% → $100k - $150k | 1.00% → $150k - $250k
1.00%*$250k*-12 Month CD
OTHER TIERS: 0.85% → $500 - $100k | 0.90% → $100k - $150k | 0.95% → $150k - $250k
1.00%$25-12 Month Save To Win
0.75%*$250k*-6 Month CD
OTHER TIERS: 0.60% → $500 - $100k | 0.65% → $100k - $150k | 0.70% → $150k - $250k
0.70%*$250k*-3 Month CD
OTHER TIERS: 0.55% → $500 - $100k | 0.60% → $100k - $150k | 0.65% → $150k - $250k

Frankenmuth Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.45%*$250k*-60 Month IRA
OTHER TIERS: 1.30% → $500 - $100k | 1.35% → $100k - $150k | 1.40% → $150k - $250k
1.45%*$250k*-60 Month Bump IRA
OTHER TIERS: 1.30% → $500 - $100k | 1.35% → $100k - $150k | 1.40% → $150k - $250k
1.30%*$250k*-48 Month IRA
OTHER TIERS: 1.15% → $500 - $100k | 1.20% → $100k - $150k | 1.25% → $150k - $250k
1.25%*$250k*-36 Month IRA
OTHER TIERS: 1.10% → $500 - $100k | 1.15% → $100k - $150k | 1.20% → $150k - $250k
1.25%*$250k*-36 Month Bump IRA
OTHER TIERS: 1.10% → $500 - $100k | 1.15% → $100k - $150k | 1.20% → $150k - $250k
1.20%*$250k*-30 Month IRA
OTHER TIERS: 1.05% → $500 - $100k | 1.10% → $100k - $150k | 1.15% → $150k - $250k
1.15%*$250k*-9 Month IRA
OTHER TIERS: 1.00% → $500 - $100k | 1.05% → $100k - $150k | 1.10% → $150k - $250k
1.10%*$250k*-24 Month IRA
OTHER TIERS: 0.95% → $500 - $100k | 1.00% → $100k - $150k | 1.05% → $150k - $250k
1.05%*$250k*-18 Month IRA
OTHER TIERS: 0.90% → $500 - $100k | 0.95% → $100k - $150k | 1.00% → $150k - $250k
1.00%*$250k*-12 Month IRA
OTHER TIERS: 0.85% → $500 - $100k | 0.90% → $100k - $150k | 0.95% → $150k - $250k
0.75%*$250k*-6 Month IRA
OTHER TIERS: 0.60% → $500 - $100k | 0.65% → $100k - $150k | 0.70% → $150k - $250k
0.70%*$250k*-3 Month IRA
OTHER TIERS: 0.55% → $500 - $100k | 0.60% → $100k - $150k | 0.65% → $150k - $250k
Locations

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