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Frankenmuth Credit Union


Overview / Commentary
www.frankenmuthcu.org
989-497-1600
580 N Main St
Frankenmuth, MI 48734

Frankenmuth Credit Union is headquartered in Frankenmuth and is the 22nd largest credit union in the state of Michigan. It is also the 383rd largest credit union in the nation. It was established in 1964 and as of December of 2021, it had grown to 331 employees and 61,250 members at 28 locations. Frankenmuth Credit Union has an A health rating.

Field of Membership Restrictions

Membership in Frankenmuth Credit Union is open to anyone who lives, works, worships, or was educated anywhere in the state of Michigan. Relatives of current Frankenmuth Credit Union members also qualify for membership.
See current membership details

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Reviews (2)

Wonderful Place To Do Business

Posted by: |

I've been with Frankenmuth Credit Union for a little over 10 years and I'd recommend them to anyone. Great interest rates on checking accounts and great loan products. I've only had problems with one encounter over the time I've been there, which I consider pretty good.

3

I Love Frankenmuth Credit Union

Posted by: |

I've never had an account at a financial institution where I get the kind of service that I get when I'm at Frankenmuth. They are the best!

2


Health
A

Data as of Q4 2021

Learn why bank health matters

Health Grade Components

Overall
NCUA #61755
Year Chartered1964
Employees331
Primary Regulator
Profit Margin
Return on Assets - YTD1.74%
Return on Equity - YTD17.96%
Annual Interest Income$39.7MM
Assets and Liabilities
AssetsQ4 2021vs Q4 2020$1.07B$910.6MM
LoansQ4 2021vs Q4 2020$771.7MM$661.4MM
DepositsQ4 2021vs Q4 2020$957.4MM$798.0MM
Equity CapitalQ4 2021vs Q4 2020$101.4MM$82.8MM
Loan Loss AllowanceQ4 2021vs Q4 2020$8.3MM$9.1MM
Unbacked Noncurrent LoansQ4 2021vs Q4 2020$2.8MM$2.6MM
Real Estate OwnedQ4 2021vs Q4 2020$313.00K$274.00K
Rates
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Always verify rates and promotions with the bank or credit union. We are not Frankenmuth Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Frankenmuth Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%*-$50kKasasa Saver
OTHER TIERS: 0.14% → $50k+
0.40%$25-Systematic Traditional IRA
0.40%$25-Systematic Roth IRA
0.35%$10-Youth Systematic Savings
0.30%*$1k*-Health Savings Checking Account
OTHER TIERS: 0.15% → Up to $1k
0.25%$25-Systematic Savings
0.20%*$10k*-IRA Savings
OTHER TIERS: 0.10% → Up to $10k
0.20%*$100*$10kWealth Builder Savings
OTHER TIERS: 0.05% → $100k+ | 0.10% → $50k - $100k | 0.15% → $10k - $50k
0.20%*$1k*$100kBusiness Wealth Builder Savings
OTHER TIERS: 0.05% → $500k+ | 0.10% → $300k - $500k | 0.15% → $250k - $300k
0.10%$5-Business Savings
0.10%$500-Plus Savings
0.05%$5k-I Growth Savings
0.05%$25k-II Growth Savings
0.05%$50k-III Growth Savings
0.05%$100k-IV Growth Savings
0.02%$100-Regular Savings
0.02%$100-Escrow Account
0.02%$100-Christmas Club
0.02%$100-Birdie B Good
0.02%$100-Vacation Club
0.02%--Promise to Save

Frankenmuth Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%$1k-Money Market Insured Account
0.10%$10k-Mega Money Market Insured Account

Frankenmuth Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.00%*-$7.5kKasasa Cash
OTHER TIERS: 0.14% → $7.5k+
0.15%$20k-Business 5 Star Plus Checking
0.10%$1k-Business 4 Star Plus Checking
0.05%$500-Business 3 Star Plus Checking
0.03%$250-Business 2 Star Plus Checking

Frankenmuth Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.10%*$250k*-60 Month CD
OTHER TIERS: 0.95% → $500 - $100k | 1.01% → $100k - $150k | 1.05% → $150k - $250k
1.10%*$250k*-60 Month Bump CD
OTHER TIERS: 0.95% → $500 - $100k | 1.01% → $100k - $150k | 1.05% → $150k - $250k
0.95%*$250k*-48 Month CD
OTHER TIERS: 0.80% → $500 - $100k | 0.85% → $100k - $150k | 0.90% → $150k - $250k
0.90%*$250k*-36 Month CD
OTHER TIERS: 0.75% → $500 - $100k | 0.80% → $100k - $150k | 0.85% → $150k - $250k
0.90%*$250k*-36 Month Bump CD
OTHER TIERS: 0.75% → $500 - $100k | 0.80% → $100k - $150k | 0.85% → $150k - $250k
0.85%*$250k*-30 Month CD
OTHER TIERS: 0.70% → $500 - $100k | 0.75% → $100k - $150k | 0.80% → $150k - $250k
0.80%*$250k*-24 Month CD
OTHER TIERS: 0.65% → $500 - $100k | 0.70% → $100k - $150k | 0.75% → $150k - $250k
0.80%*$250k*-21 Month Featured CD
OTHER TIERS: 0.65% → $500 - $100k | 0.70% → $100k - $150k | 0.75% → $150k - $250k
0.75%*$250k*-18 Month CD
OTHER TIERS: 0.60% → $500 - $100k | 0.65% → $100k - $150k | 0.70% → $150k - $250k
0.75%*$250k*-13 Month Featured CD
OTHER TIERS: 0.60% → $500 - $100k | 0.65% → $100k - $150k | 0.70% → $150k - $250k
0.70%*$250k*-12 Month CD
OTHER TIERS: 0.55% → $500 - $100k | 0.60% → $100k - $150k | 0.65% → $150k - $250k
0.55%*$250k*-9 Month CD
OTHER TIERS: 0.40% → $500 - $100k | 0.45% → $100k - $150k | 0.50% → $150k - $250k
0.50%*$250k*-6 Month CD
OTHER TIERS: 0.35% → $500 - $100k | 0.40% → $100k - $150k | 0.45% → $150k - $250k
0.50%$25-12 Month Save To Win
0.45%*$250k*-3 Month CD
OTHER TIERS: 0.30% → $500 - $100k | 0.35% → $100k - $150k | 0.40% → $150k - $250k

Frankenmuth Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.10%*$250k*-60 Month IRA
OTHER TIERS: 0.95% → $500 - $100k | 1.01% → $100k - $150k | 1.05% → $150k - $250k
1.10%*$250k*-60 Month Bump IRA
OTHER TIERS: 0.95% → $500 - $100k | 1.01% → $100k - $150k | 1.05% → $150k - $250k
0.95%*$250k*-48 Month IRA
OTHER TIERS: 0.80% → $500 - $100k | 0.85% → $100k - $150k | 0.90% → $150k - $250k
0.90%*$250k*-36 Month IRA
OTHER TIERS: 0.75% → $500 - $100k | 0.80% → $100k - $150k | 0.85% → $150k - $250k
0.90%*$250k*-36 Month Bump IRA
OTHER TIERS: 0.75% → $500 - $100k | 0.80% → $100k - $150k | 0.85% → $150k - $250k
0.85%*$250k*-30 Month IRA
OTHER TIERS: 0.70% → $500 - $100k | 0.75% → $100k - $150k | 0.80% → $150k - $250k
0.80%*$250k*-24 Month IRA
OTHER TIERS: 0.65% → $500 - $100k | 0.70% → $100k - $150k | 0.75% → $150k - $250k
0.75%*$250k*-18 Month IRA
OTHER TIERS: 0.60% → $500 - $100k | 0.65% → $100k - $150k | 0.70% → $150k - $250k
0.70%*$250k*-12 Month IRA
OTHER TIERS: 0.55% → $500 - $100k | 0.60% → $100k - $150k | 0.65% → $150k - $250k
0.55%*$250k*-9 Month IRA
OTHER TIERS: 0.40% → $500 - $100k | 0.45% → $100k - $150k | 0.50% → $150k - $250k
0.50%*$250k*-6 Month IRA
OTHER TIERS: 0.35% → $500 - $100k | 0.40% → $100k - $150k | 0.45% → $150k - $250k
0.45%*$250k*-3 Month IRA
OTHER TIERS: 0.30% → $500 - $100k | 0.35% → $100k - $150k | 0.40% → $150k - $250k
Locations

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