2. Frankenmuth Credit Union

Frankenmuth Credit Union


Overview / Commentary
www.frankenmuthcu.org
989-497-1600
580 N Main St
Frankenmuth, MI 48734

Frankenmuth Credit Union is headquartered in Frankenmuth and is the 22nd largest credit union in the state of Michigan. It is also the 452nd largest credit union in the nation. It was established in 1964 and as of December of 2018, it had grown to 240 employees and 45,727 members at 26 locations. Frankenmuth Credit Union's CD rates are 3X the national average, and it has a B+ health rating.

Field of Membership Restrictions

Membership in Frankenmuth Credit Union is open to anyone who lives, works, worships, or attends school anywhere in the state of Michigan.
See current membership details

Related Posts

Frankenmuth Credit Union (MI) Jumbo CD Rates Soar - 7/18/2018

Frankenmuth Credit Union (MI) has raised the rates on all its Jumbo CDs ($100k): 6mo (2.48%), 12mo (2.73% APY), 18mo (2.94%), 2yr (3.15%), 3yr, (3.30%), and 4yr (3.40%).

Frankenmuth Credit Union Ups All Jumbo CD Rates - 6/21/2018

Frankenmuth Credit Union (MI) has raised the rates on all its Jumbo CDs ($100k min), with the 9-month (2.17% APY) and 12-month (2.38% APY) the most competitive.

View all posts from:


Reviews (2)

Wonderful Place To Do Business

Posted by: Chris Smith | Jan 2, 2017

I've been with Frankenmuth Credit Union for a little over 10 years and I'd recommend them to anyone. Great interest rates on checking accounts and great loan products. I've only had problems with one encounter over the time I've been there, which I consider pretty good.

3

I Love Frankenmuth Credit Union

Posted by: Anonymous | Apr 28, 2012

I've never had an account at a financial institution where I get the kind of service that I get when I'm at Frankenmuth. They are the best!

2


Health
B+

Data as of Q4 2018

Learn why bank health matters

Health Grade Components

Overall
NCUA #61755
Year Chartered1964
Employees240
Primary Regulator
Profit Margin
Return on Assets - YTD0.98%
Return on Equity - YTD9.5%
Annual Interest Income$29.6MM
Assets and Liabilities
AssetsQ4 2018vs Q4 2017$652.0MM$567.1MM
LoansQ4 2018vs Q4 2017$535.2MM$464.7MM
DepositsQ4 2018vs Q4 2017$547.1MM$475.4MM
Equity CapitalQ4 2018vs Q4 2017$66.5MM$60.1MM
Loan Loss AllowanceQ4 2018vs Q4 2017$7.2MM$4.8MM
Unbacked Noncurrent LoansQ4 2018vs Q4 2017$9.2MM$7.1MM
Real Estate OwnedQ4 2018vs Q4 2017$758.00K$413.00K
Rates
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Always verify rates and promotions with the bank or credit union. We are not Frankenmuth Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Frankenmuth Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.75%*-$100kKasasa Saver
OTHER TIERS: 0.25% → $100k+
1.00%*$100*$10kWealth Builder Savings
OTHER TIERS: 0.25% → $100k+ | 0.50% → $50k - $100k | 0.75% → $10k - $50k
1.00%*$1k*$100kBusiness Wealth Builder Savings
OTHER TIERS: 0.25% → $500k+ | 0.75% → $250k - $500k
0.75%$25-Systematic Traditional IRA
0.75%$25-Systematic Roth IRA
0.50%$25-Systematic Savings
0.50%$10-Youth Systematic Savings
0.50%*$25k*-Plus Savings
OTHER TIERS: 0.25% → $500 - $25k
0.40%$100k-IV Growth Savings
0.40%*$100k*-IRA Savings
OTHER TIERS: 0.10% → Up to $10k | 0.20% → $10k - $25k | 0.30% → $25k - $100k
0.30%$50k-III Growth Savings
0.25%*$100k*-Business Savings
OTHER TIERS: 0.10% → $5 - $10k | 0.15% → $10k - $100k
0.20%$25k-II Growth Savings
0.10%$5k-I Growth Savings
0.02%$100-Regular Savings
0.02%$100-Escrow Account
0.02%$100-Christmas Club
0.02%$100-Birdie B Good
0.02%$100-Vacation Club

Frankenmuth Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.55%*$25k*-Money Market Insured Account
OTHER TIERS: 0.30% → $1k - $25k
0.25%*$100k*-Mega Money Market Insured Account
OTHER TIERS: 0.15% → $10k - $100k

Frankenmuth Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.00%*-$15kKasasa Cash
OTHER TIERS: 0.25% → $15k+
0.20%$20k-Business 5 Star Plus Checking
0.15%$1k-Business 4 Star Plus Checking
0.10%$500-Business 3 Star Plus Checking
0.05%$250-Business 2 Star Plus Checking

Frankenmuth Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.75%*$250k*-5 Year Bump Up CD
OTHER TIERS: 2.50% → $500 - $100k | 2.55% → $100k - $150k | 2.65% → $150k - $250k
2.55%*$150k*-4 Year CD
OTHER TIERS: 2.45% → $500 - $100k | 2.50% → $100k - $150k
2.49%*$250k*-3 Year CD
OTHER TIERS: 2.25% → $500 - $100k | 2.35% → $100k - $150k | 2.45% → $150k - $250k
2.47%*$250k*-30 Month CD
OTHER TIERS: 2.20% → $500 - $100k | 2.30% → $100k - $150k | 2.40% → $150k - $250k
2.41%*$250k*-2 Year CD
OTHER TIERS: 2.00% → $500 - $100k | 2.10% → $100k - $150k | 2.20% → $150k - $250k
2.40%*$250k*-18 Month CD
OTHER TIERS: 1.53% → $500 - $100k | 1.78% → $100k - $150k | 2.03% → $150k - $250k
2.37%*$250k*-12 Month CD
OTHER TIERS: 1.50% → $500 - $100k | 1.75% → $100k - $150k | 2.00% → $150k - $250k
2.30%*$250k*-9 Month CD
OTHER TIERS: 1.40% → $500 - $100k | 1.65% → $100k - $150k | 1.90% → $150k - $250k
2.24%*$250k*-6 Month CD
OTHER TIERS: 1.35% → $500 - $100k | 1.60% → $100k - $150k | 1.85% → $150k - $250k
2.14%*$250k*-3 Month CD
OTHER TIERS: 1.25% → $500 - $100k | 1.50% → $100k - $150k | 1.75% → $150k - $250k
1.51%$25-12 Month Save To Win

Frankenmuth Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.75%*$250k*-5 Year Bump Up IRA
OTHER TIERS: 2.50% → $500 - $100k | 2.55% → $100k - $150k | 2.65% → $150k - $250k
2.55%*$150k*-4 Year IRA
OTHER TIERS: 2.45% → $500 - $100k | 2.50% → $100k - $150k
2.49%*$250k*-3 Year IRA
OTHER TIERS: 2.25% → $500 - $100k | 2.35% → $100k - $150k | 2.45% → $150k - $250k
2.47%*$250k*-30 Month IRA
OTHER TIERS: 2.20% → $500 - $100k | 2.30% → $100k - $150k | 2.40% → $150k - $250k
2.41%*$250k*-2 Year IRA
OTHER TIERS: 2.00% → $500 - $100k | 2.10% → $100k - $150k | 2.20% → $150k - $250k
2.40%*$250k*-18 Month IRA
OTHER TIERS: 1.53% → $500 - $100k | 1.78% → $100k - $150k | 2.03% → $150k - $250k
2.37%*$250k*-12 Month IRA
OTHER TIERS: 1.50% → $500 - $100k | 1.75% → $100k - $150k | 2.00% → $150k - $250k
2.30%*$250k*-9 Month IRA
OTHER TIERS: 1.40% → $500 - $100k | 1.65% → $100k - $150k | 1.90% → $150k - $250k
2.24%*$250k*-6 Month IRA
OTHER TIERS: 1.35% → $500 - $100k | 1.60% → $100k - $150k | 1.85% → $150k - $250k
2.14%*$250k*-3 Month IRA
OTHER TIERS: 1.25% → $500 - $100k | 1.50% → $100k - $150k | 1.75% → $150k - $250k
Locations

Availability



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