Franklin Savings Bank (NH) Adds 42-Month CD Special


Deal Summary: 42-month CD Special, 3.00% APY ($2k minimum), 3.10% APY ($25k minimum of new money).

Availability: Market area is Central New Hampshire.

Franklin Savings Bank (FSB) has added a 42-month CD Special with two very competitive rates: 3.00% APY with a $2k minimum deposit, and 3.10% APY with a minimum of $25k of new money. Just to make sure there’s no confusion, the 3.00% APY does not requires new money.

In a Live Chat, CSR stated that the Early Withdrawal Penalty is “18 months loss of simple interest or $25.00, whichever is greater.”


Headquartered in Franklin, New Hampshire, Franklin Savings Bank’s market area is primarily Central New Hampshire.

While a portion of the product line (checking, savings, and money market accounts) can be opened online by any resident of New Hampshire, opening a CD requires an in-person visit to any of seven full-service New Hampshire branches located in Boscawen, Bristol, Franklin (2), Gilford, Merrimack, and Tilton.

Bank Overview

Franklin Savings Bank has an overall health rating of "A" at, with a Texas Ratio of 1.86% (excellent), based on December 31, 2017 data. In the past year, FSB has increased its total non-brokered deposits by $12.96 million, an excellent annual growth rate of 3.86%. Please refer to our financial overview of Franklin Savings Bank (FDIC Certificate # 17951) for more details.

Franklin Savings Bank opened its doors for business on October 1, 1869, with one employee, Mr. Nathaniel H. Sanborn. The first transaction on that autumn day was a $10 deposit (approximately $175 in 2018 dollars), with the first loan of $255 made less than three weeks later. For nearly 150 years, the Bank has been a constant presence in Central New Hampshire, and has grown to become the state’s ninth largest bank, with assets in excess of $455 million and more than 30,500 customer accounts.

How the CD Special Compares

When compared to the 329 similar length-of-term CDs tracked by that are available within the Bank’s market area, Franklin Savings Bank’s 42-month CD Special APYs currently rank first and second, regardless of minimum deposit.

The above rates are accurate as of 4/25/2018.

To look for the best CD rates, both nationwide and in your state, please refer to our CD Rates Table page.

Related Pages: Boston CD rates, Burlington CD rates, 5-year CD rates


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