Featured Savings Rates
Featured Accounts

General Electric Credit Union

Popular Accounts at this Credit Union

2.75%5-year CD5-Year Share Certificate
1.55%1-year CD1-Year Jumbo Share Certificate
0.80%Money MarketMoney Market Plus Account

Overview / Commentary
10485 Reading Rd
Cincinnati, OH 45241-2523

General Electric Credit Union is headquartered in Cincinnati and is the 2nd largest credit union in the state of Ohio. It is also the 82nd largest credit union in the nation. It was established in 1954 and as of March of 2016, it had grown to 171 employees and 155,675 members at 12 locations. General Electric Credit Union's money market rates are 82% higher than the national average, and it has an A health rating.

Field of Membership Restrictions

General Electric Credit Union of Ohio is open to the residents, church members, registered students, and the people that maintain employment within the qualified counties of Ohio and Kentucky along with the residents and people that maintain employment within the qualified counties of Indiana that are listed on the credit union website and Sharonville Ohio. Membership eligibility also includes the current and retired employees of the General Electric Company, both the Aircraft Engine Division and the Greater Cincinnati area facility, as well as the employees of the other qualified employer groups and partner companies that are listed on the credit union website, the parishioners from the delegated Churches and Parishes along with the employees of the selected schools that are listed on the credit union website. Family members and household members of current credit union members also qualify for membership.
See current membership details

Related Posts

General Electric CU Ups Rates On 1-Year Jumbo and 5-Year CDs - 9/24/2015

General Electric Credit Union (OH) raised rates on its 1-Year Jumbo CD (1.55% APY, $100K min) and 5-Year CD (2.75% APY, $500 min). Also available as IRAs (Traditional).

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Reviews (5)

Great Interest Rates, Convenient, Great Service

Posted by: jdb | Apr 3, 2012

I opened an account at GECU at the end of last year. I found their interest rates on savings to be the best in the Cincinnati area. May move other credit union accounts here because the rates are so much better.

They also have real true electronic bill payment and not mailing of checks.

Their service has been very good and they have a number of office locations in the area. The closest branch is located in a local hospital and the access is very easy.

I have used the phone support when I first opened the account and it was prompt and very helpful. They resolved a problem quickly and to my complete satisfaction.

Customer Service Is Great! Fewer Nickel And Dime Fees Needed.

I've been a customer of GE Credit Union for several years and have been really impressed. They're very customer-centric. Their products are really good and their rates are usually the best in the area. We refinanced our mortgage with them and they took care of everything making it completely painless for us. GECU's fees can be a nuisance. They charge 50 cents for each 5/3 ATM transaction (but no surcharge). Many small banks and credit unions would just suck that fee up as a service. They also offer PopMoney but with fees that are also a nuisance vs. free with many banks. The fees really don't add up to much though and their service has really been very helpful to us.

Horrible Customer Service

Horrible customer service. Worse banking I've ever received! Go anywhere, but there.

Horrible Customer Service If Calling In

Posted by: brownja1 | Feb 3, 2012

I recently lost my vehicle to a head-on collision where the other party was 100% at fault.  Every time I have called GECU it takes more than 6 minutes to answer a call, and I'm usually on the phone for about 20 minutes if I have a question, with only a few minutes actually spent talking to someone.  They refused to delay payments or stop interest. They don't have a branch close to me, so not sure why the dealership picked them.  They refuse to make a simple note to state that additional principal payments were to be applied to the rediculous $175 loan/application fee.  I will never have another account with them and will gladly pay a higher interest rate on future vehicle loans to avoid GECU.

GE Credit Union A Comercial Bank And Not A Credit Union!

Posted by: Chris2001 | Aug 28, 2015

GE credit union has horrible customer service, and i feel this is a big typical cooperate bank and not a credit union. GE credit union has been successful in branding its financial institute as quote "credit union". It is not a credit union; please don't be fooled! It's a big bank just like banking with Chase bank or bank of America. Their fees are all the same charges as the cooperate banks. GE credit union bought out my old credit union, which i have been banking with for 12 years, and have changed all services and benefits i enjoyed from my old credit union like clearing checks on time, doing your transaction without showing your photo identification because the credit union staff knows all its customers and we have a banking relationship. GE credit union is a full cooperate bank but not a credit Union.

1 vote | Report Post


Health Grade Components

NCUA #68574
Year Chartered1954
Primary Regulator
Profit Margin
Return on Assets - YTD0.86%
Return on Equity - YTD8.18%
Annual Interest Income$17.6MM
Assets and Liabilities
AssetsQ1 2016vs Q1 2015$2.38B$2.13B
LoansQ1 2016vs Q1 2015$2.12B$1.83B
DepositsQ1 2016vs Q1 2015$2.11B$1.83B
Equity CapitalQ1 2016vs Q1 2015$245.3MM$226.2MM
Loan Loss AllowanceQ1 2016vs Q1 2015$13.2MM$11.6MM
Unbacked Noncurrent LoansQ1 2016vs Q1 2015$12.8MM$10.8MM
Real Estate OwnedQ1 2016vs Q1 2015$103.00K$330.00K
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Always verify rates and promotions with the bank or credit union. We are not General Electric Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

General Electric Credit Union Savings Account Rates

0.10%--Share Savings
0.10%--IRA Passbook
0.10%--Christmas Club
0.10%--Vacation Club

General Electric Credit Union Money Market Rates

0.80%*$50k*-Money Market Plus Account
OTHER TIERS: 0.20% $10k - $50k

General Electric Credit Union Checking Account Rates

0.65%*$25k*-Premium FREE Checking
OTHER TIERS: 0.15% $10k - $25k
0.10%*$7,500*-HSA Share Draft Checking
OTHER TIERS: 0.03% $1k - $7,500
0.10%*$7,500*-Share Draft Checking
OTHER TIERS: 0.03% $1k - $7,500

General Electric Credit Union CD Rates

2.75%$500-5-Year Share Certificate
1.70%$2k-3-Year HSA Certificate
1.60%$500-30-Month Share Certificate
1.55%$100k-1-Year Jumbo Share Certificate
1.50%$500-2-Year Share Certificate
1.50%$2k-2-Year HSA Certificate
1.40%$500-18-Month Share Certificate
1.40%$1k-18-Month HSA Certificate
1.20%$500-1-Year Share Certificate
1.20%$500-1-Year HSA Certificate
0.85%$500-182-Day Share Certificate

General Electric Credit Union IRA Rates

2.75%$500-5 Year IRA
1.70%$500-3-Year IRA
1.55%$100k-1-Year Jumbo IRA
1.50%$500-2-Year IRA
1.40%$500-18-Month IRA
1.20%$500-1-Year IRA

General Electric Credit Union has 12 locations. Click to view all General Electric Credit Union locations.