Genisys Credit Union


Overview / Commentary
248-322-9800
2100 Executive Hills Blvd.
Auburn Hills, MI 48326

Genisys Credit Union is headquartered in Auburn Hills and is the 4th largest credit union in the state of Michigan. It is also the 89th largest credit union in the nation. It was established in 1964 and as of March of 2022, it had grown to 450 employees and 254,221 members at 32 locations. Genisys Credit Union has an A+ health rating.

Field of Membership Restrictions

Membership in Genisys Credit Union is open to those who live, work, worship, or attend school anywhere in the state of Michigan, the Minnesota counties of Anoka, Dakota, Hennepin, Ramsey, Scott, or Washington, or Montgomery County, Pennsylvania. Immediate family and household members of current Genisys Credit Union members are also eligible to join. If you live outside of the location eligibility or do not qualify based on family eligibility, you can still join by making a contribution to either the Arthritis Foundation or the Paint Creek Center for the Arts.
See current membership details

Related Posts

Genisys Credit Union Hikes 7-Month Share Certificate Special Rate - 6/3/2022

Genisys Credit Union (easy membership requirement) has hiked the rate on its competitive, limited-time 7-month Certificate Special. $500 minimum opening deposit.

Genisys Credit Union Brings Back Competitive 25-Month CD Special - 4/12/2022

Genisys Credit Union (easy membership requirement) has brought back its competitive, limited-time 25-month Certificate Special. $500 minimum opening deposit.

Genisys Credit Union Ups Limited-Time 30-Month CD Special Rate - 1/27/2022

Genisys Credit Union (easy membership) recently raised the rate on its competitive limited-time 30-month Share Certificate Special ($500) by 20 bps.

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They Actually Listened To My Concerns!!

Posted by: |

**UPDATE**
Genisys actually listened to my complaints!! They recently added a no fee payment option that comes right out of any checking account. That being said, with their incredibly low rates, no fees to make a payment, and very kind customer service reps, I can now give them 5 stars. I wish the payment option could be saved, that’s the only other issue. But if I don’t have to pay a fee, I’ll take it!!

This was the most ridiculous thing ever... I am already paying interest, but I had no idea a fee would be charged every time I had extra cash to make an additional payment.

My frustration, is your chance to turn around and walk away from this place!

And the app it terrible. So much motivation to pay off and get the heck out of Genisys... I am so upset I would pay another fee just to leave this place.

Personal Attention

Posted by: |

My wife and I have been thinking of making a bank change for some time and considering numerous local banks.  We've walked into a few, called on a few, and checked reviews on some banks.  Only to figure out the bank for us was right in front of us.  So we set up an appointment with Lynn to talk about banking options.  We can honestly say we were blown away with the Customer Service we received from Lynn Middleton.  She listened to all of our needs and was able to find a program for our situation at a GREAT rate!  I would highly recommend Lynn to any of my close friends and family!

Fair checking

Posted by: |

Genisys is a local credit union and not beholden to the corporate bureaucracy of some of the larger banks. They always seem to have a smile on their faces and are much more likely to have a relationship with their clients. They are local and support our local economy and best of all aren't beholden to some giant firm led by greedy criminals. They have never charged me an undeserved fee and they don't seem to gouge.

Quickest Closed Account Ever

Posted by: |

I dutifully went through the extensive online application process which included information pulled from my credit file. I then funded the account from an external bank. The deposit posted and all looked good. Within 12 hours of this, I received a message from a CSR that my account had been closed. No explanation as to why. I suggest you avoid the waste of time in applying here.

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Health
A+

Health Grade Components

Overall
NCUA #68536
Year Chartered1964
Employees450
Primary Regulator
Profit Margin
Return on Assets - YTD1.96%
Return on Equity - YTD13.98%
Annual Interest Income$31.1MM
Assets and Liabilities
AssetsQ1 2022vs Q1 2021$4.12B$3.77B
LoansQ1 2022vs Q1 2021$2.72B$2.29B
DepositsQ1 2022vs Q1 2021$3.49B$3.19B
Equity CapitalQ1 2022vs Q1 2021$570.3MM$543.1MM
Loan Loss AllowanceQ1 2022vs Q1 2021$32.9MM$36.8MM
Unbacked Noncurrent LoansQ1 2022vs Q1 2021$8.1MM$6.4MM
Real Estate OwnedQ1 2022vs Q1 2021$0$129.00K
Rates

Rates for Genisys Credit Union are currently being reviewed.

Locations

Availability

Detroit Area

Interactive local rates map


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