Featured Savings Rates
Featured Accounts

Genisys Credit Union

Popular Accounts at this Credit Union

3.03%Reward CheckingGenius Checking
2.45%5-year CD5 Year Share Certificate
1.55%1-year CD1 Year Flex Certificate

Overview / Commentary
2100 Executive Hills Boulevard
Auburn Hills, MI 48326-2947

Genisys Credit Union is headquartered in Auburn Hills and is the 5th largest credit union in the state of Michigan. It is also the 101st largest credit union in the nation. It was established in 1964 and as of December of 2017, it had grown to 420 employees and 196,365 members at 29 locations. Genisys Credit Union's CD rates are 100% higher than the national average, and it boasts an A+ health rating.

Field of Membership Restrictions

Membership in Genisys Credit Union is open to the following: (1) those who live, work, attend school or worhsip in the state of Michigan; (2) those who live, work, attend school or worship in Ramsey, Dakota, Anoka, Hennepin, Scott and Washington Counties in Minnesota; (3) those who live, work, attend school or worship in Montgomery County in Pennsylvania; (4) immediate family of those eligible to join.
See current membership details

Related Posts

200,000 At Genisys - 4/8/2018

Not exactly a deal, but Genisys now has more than 200,000 members, which is a big deal.


My first and only Credit Union. Love them since the 80's when I think I joined it. I think their website is great and the recent bill payer change was seamless. Very professional outfit. I didn't know they were in the top 200 but I am not surprised.

Personal Attention

Posted by: cboan1 | Feb 21, 2012

My wife and I have been thinking of making a bank change for some time and considering numerous local banks.  We've walked into a few, called on a few, and checked reviews on some banks.  Only to figure out the bank for us was right in front of us.  So we set up an appointment with Lynn to talk about banking options.  We can honestly say we were blown away with the Customer Service we received from Lynn Middleton.  She listened to all of our needs and was able to find a program for our situation at a GREAT rate!  I would highly recommend Lynn to any of my close friends and family!

Fair checking

Posted by: JonasEfke | Sep 29, 2014

Genisys is a local credit union and not beholden to the corporate bureaucracy of some of the larger banks. They always seem to have a smile on their faces and are much more likely to have a relationship with their clients. They are local and support our local economy and best of all aren't beholden to some giant firm led by greedy criminals. They have never charged me an undeserved fee and they don't seem to gouge.

Terrible Credit Union

Posted by: Mary Turk | Mar 16, 2017

This is a terrible credit union.....their web site is the worst! And customer service is little to none. As soon as you call them, the recording will keep referring you to the web site. Then, if you have no choice but to talk to a human, usually there are atleaset 5 people in front of you. Go to ANY OTHER CREDIT UNION besides this one.



Health Grade Components

NCUA #68536
Year Chartered1964
Primary Regulator
Profit Margin
Return on Assets - YTD1.72%
Return on Equity - YTD11.19%
Annual Interest Income$76.5MM
Assets and Liabilities
AssetsQ4 2017vs Q4 2016$2.35B$2.20B
LoansQ4 2017vs Q4 2016$1.46B$1.27B
DepositsQ4 2017vs Q4 2016$1.96B$1.83B
Equity CapitalQ4 2017vs Q4 2016$359.7MM$320.5MM
Loan Loss AllowanceQ4 2017vs Q4 2016$22.7MM$23.0MM
Unbacked Noncurrent LoansQ4 2017vs Q4 2016$9.4MM$10.5MM
Real Estate OwnedQ4 2017vs Q4 2016$304.00K$289.00K
  User-submitted Promotions & Notices

This section lists recent deals, promotions and rate changes submitted by our community within the past 90 days. Always verify official rates and promotions with the bank or credit union.

200,000 At Genisys

Carpline   |  
Not exactly a deal, but Genisys now has more than 200,000 members, which is a big deal.

Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Genisys Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Genisys Credit Union Savings Account Rates

0.50%--Health Savings Account (HSA)
0.20%--IRA Savings Account
0.15%--Share Savings Account
0.15%--Holiday Savings Account
0.15%--You Name It Savings Account

Genisys Credit Union Money Market Rates

0.70%*$250k*-High Yield Money Market Account
OTHER TIERS: 0.25% $2,500 - $10k | 0.30% $10k - $25k | 0.35% $25k - $50k | 0.45% $50k - $75k | 0.55% $75k - $100k | 0.65% $100k - $250k
0.45%$2,500-IRA Money Market Account
0.25%$100$2,500College Rewards Money Market Account

Genisys Credit Union Checking Account Rates

3.03%*-$7,500Genius Checking
OTHER TIERS: 0.05% $7,500+
0.20%*$100k*-Business Checking Plus
OTHER TIERS: 0.05% $10k - $50k | 0.10% $50k - $100k
0.10%$1,500-Interest Checking Account

Genisys Credit Union CD Rates

2.50%$100k-5 Year Jumbo Certificate
2.45%$500-5 Year Share Certificate
2.25%$500-30 Month Share Certificate Special
2.20%$100k-4 Year Jumbo Certificate
2.15%$500-4 Year Share Certificate
2.10%$100k-3 Year Jumbo Certificate
2.06%$100k-2 Year Jumbo Certificate
2.05%$500-3 Year Share Certificate
2.05%--3 Year Youth Certificate
2.05%$500$100k13 Month Share Certificate Special
2.00%$500-2 Year Share Certificate
1.90%$100k-18 Momth Jumbo Certificate
1.85%$500-18 Month Share Certificate
1.80%$100k-1 Year Jumbo Certificate
1.75%$500-1 Year Share Certificate
1.55%$100-1 Year Flex Certificate
1.21%$100k-6 Month Jumbo Certificate
1.15%$500-6 Month Share Certificate

Genisys Credit Union IRA Rates

2.50%$100k-5 Year Jumbo IRA Certificate
2.45%$500-5 Year IRA Certificate
2.25%$500-30 Month IRA Certificate Special
2.20%$100k-4 Year Jumbo IRA Certificate
2.15%$500-4 Year IRA Certificate
2.10%$100k-3 Year Jumbo IRA Certificate
2.06%$100k-2 Year Jumbo IRA Certificate
2.05%$500-3 Year IRA Certificate
2.05%$500$100k13 Month IRA Certificate Special
2.00%$500-2 Year IRA Certificate
1.90%$100k-18 Month Jumbo IRA Certificate
1.80%$100k-1 Year Jumbo IRA Certificate
1.60%$500-18 Month IRA Certificate
1.50%$500-1 Year IRA Certificate
1.21%$100k-6 Month Jumbo IRA Certificate
0.75%$500-6 Month IRA Certificate


Philadelphia Area

Interactive local rates map

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact feedback@depositaccounts.com to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.