Gesa Credit Union
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | ACCOUNT NAME |
|---|---|---|
| 2.00% | 5-year CD | 60 Month Certificate 1.85% - Synchrony Bank 60 Month CD |
| 2.20% | 6+ Year CD | 7 Year Certificate 1.56% - National Average |
| 1.60% | 4-year CD | 48 Month Certificate |
Gesa Credit Union is headquartered in Richland and is the 5th largest credit union in the state of Washington. It is also the 134th largest credit union in the nation. It was established in 1953 and as of June of 2016, it had grown to 412 employees and 139,124 members at 17 locations. Gesa Credit Union has an A health rating.
Field of Membership Restrictions
Live or work in the state of Washington.
See current membership details
Related Posts
Gesa is great!
I can't count the trouble I've had with big business banks over the years and I finally got fed up a few months ago. Many of my friends recommended credit unions to me and to be honest I never really knew what the difference was. Eventually a friend turned me onto Gesa Credit Union, telling me all the perks and advantages I would receive. The biggest thing I got was a peace of mind, no more worry about Bank of America or Washington Federal hassling me over every little thing. I walked into the Credit Union and they were warm, friendly, and nothing but helpful. They quickly set everything up for me and it was a complete breeze. I now recommend Gesa to everyone I know, even the people who aren't having problems with their current bank. This company is professional and actually cares about it's customers and leaves you knowing that your money is safe.
Poor Customer Service
I am a valued customer of Gesa Credit Union (so I thought). I currently have an auto loan that I have been paying on for the last 4 years. I recently submitted my payment for this month, I am not behind on my payments. I received a phone call last week from your collections department. I was not home at the time so I returned the call today. I was informed by the collection representative that my account is currently past due, because I failed to pay the the 10 cents. I responded back and said "you are kidding me, my account is past due because I did not pay the $.10" (yes 10 cents) the rep replied and said "yes, you have to pay the full amount including the cents to avoid your account going into a past due status." I was asked to pay an additional 10 cents on my next months payment to catch my account up. I was also told that I should have received some type of past due reminder in the mail. Really...for 10 cents, I'm sure this is not the first time I forgot to add the 10 cents on my monthly auto loan payment. I'm only owing a little over 5 grand left, and like I said, I've been making my payments. Matter in fact, I have made a payment before paying over the amount. With this tough economy right now they are lucky I am able to submit my payments in full and on time. I have a new born and am working full time, and all Gesa has time for is contacting their value customers about 10 cents. WOW!!!! I can't wait for the day that my car loan is paid in full. Go and harass your other customers who did not make their payments at all. I am so disappointed right now, what a way to treat your so called good customers who make the effort to pay on their loans. Gesa needs to do better with how you treat your customers. I have never in my life received such a petty call.
Data as of Q2 2016
Learn more about bank healthHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 68278 |
| Year Chartered | 1953 |
| Employees | 412 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.78% |
| Return on Equity - YTD | 8.52% |
| Annual Interest Income | $29.9MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2016vs Q2 2015 | $1.70B$1.50B |
| Loans | Q2 2016vs Q2 2015 | $1.36B$1.21B |
| Deposits | Q2 2016vs Q2 2015 | $1.47B$1.31B |
| Equity Capital | Q2 2016vs Q2 2015 | $154.9MM$141.4MM |
| Loan Loss Allowance | Q2 2016vs Q2 2015 | $10.7MM$10.1MM |
| Unbacked Noncurrent Loans | Q2 2016vs Q2 2015 | $3.6MM$3.9MM |
| Real Estate Owned | Q2 2016vs Q2 2015 | $29.00K$0 |
This section lists recent deals, promotions and rate changes submitted by our community within the past 90 days. Always verify official rates and promotions with the bank or credit union.
Easy $50 Checking Account Bonus In Washington State
From their promo page:
Visit your local Gesa Member Service Center.
Open any Gesa Checking Account by September 30, 2016.
Receive $50 cash on us – to do something good!
Only requirement I see is that you must enroll in Online or Mobile Banking.
Their Colossal Checking Account qualifies. It pays 1.30% for up to $10k
Always verify rates and promotions with the bank or credit union. We are not Gesa Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Gesa Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.25% | - | - | Vacation Club Account | |
| 1.25% | - | - | Holiday Club Account | |
| 0.25% | $100 | - | IRA Savings Account | |
| 0.05% | - | - | Primary Savings |
Gesa Credit Union Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.28%* | $25k* | - | Money Market Account | ||
| OTHER TIERS: 0.13% → $2,500 - $10k | 0.18% → $10k - $25k | |||||
Gesa Credit Union Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 1.30%* | - | $10k | Colossal Checking | ||
| OTHER TIERS: 0.05% → $10k+ | |||||
Gesa Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 2.20%* | $5k* | - | 7 Year Certificate | ||
| OTHER TIERS: 2.10% → $500 - $5k | |||||
| 2.00%* | $5k* | - | 60 Month Certificate | ||
| OTHER TIERS: 1.90% → $500 - $5k | |||||
| 1.80% | $5k | - | 60 Month Bump-Up CD | ||
| 1.70% | $500 | - | 60 Month Bump CD | ||
| 1.60%* | $5k* | - | 48 Month Certificate | ||
| OTHER TIERS: 1.50% → $500 - $5k | |||||
| 1.45% | $5k | - | 48 Month Bump-Up CD | ||
| 1.35% | $500 | - | 48 Month Bump CD | ||
| 1.20%* | $5k* | - | 36 Month Certificate | ||
| OTHER TIERS: 1.10% → $500 - $5k | |||||
| 1.10% | $5k | - | 36 Month Bump-Up CD | ||
| 1.00%* | $5k* | - | 30 Month Certificate | ||
| OTHER TIERS: 0.90% → $500 - $5k | |||||
| 1.00% | $500 | - | 36 Month Bump CD | ||
| 0.95%* | $5k* | - | 24 Month Certificate | ||
| OTHER TIERS: 0.85% → $500 - $5k | |||||
| 0.85%* | $5k* | - | 18 Month Certificate | ||
| OTHER TIERS: 0.75% → $500 - $5k | |||||
| 0.85% | $5k | - | 24 Month Bump-Up CD | ||
| 0.75% | $500 | - | 24 Month Bump CD | ||
| 0.45%* | $5k* | - | 12 Month Certificate | ||
| OTHER TIERS: 0.40% → $500 - $5k | |||||
| 0.40% | $5k | - | 12 Month Bump-Up CD | ||
| 0.35% | $500 | - | 12 Month Bump CD | ||
| 0.31%* | $5k* | - | 6 Month Certificate | ||
| OTHER TIERS: 0.26% → $500 - $5k | |||||
| 0.20% | $500 | - | 3 Month Certificate | ||
Gesa Credit Union IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.20% | $2,500 | - | 7 Year IRA Certificate | |
| 2.00% | $2,500 | - | 60 Month IRA Certificate | |
| 1.80% | $2,500 | - | 60 Month Bump IRA | |
| 1.60% | $2,500 | - | 48 Month IRA Certificate | |
| 1.45% | $2,500 | - | 48 Month Bump IRA | |
| 1.20% | $2,500 | - | 36 Month IRA Certificate | |
| 1.10% | $2,500 | - | 36 Month Bump IRA | |
| 1.00% | $2,500 | - | 30 Month IRA Certificate | |
| 0.95% | $2,500 | - | 24 Month IRA Certificate | |
| 0.85% | $2,500 | - | 24 Month Bump IRA | |
| 0.85% | $2,500 | - | 18 Month IRA Certificate | |
| 0.45% | $2,500 | - | 12 Month IRA Certificate | |
| 0.40% | $2,500 | - | 11 Month IRA Add-on Certificate | |
| 0.40% | $2,500 | - | 12 Month Bump IRA |
Gesa Credit Union has 17 locations. Click to view all Gesa Credit Union locations.